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COMMITMENTS AND CONTINGENCIES (Details) (USD $) In Thousands, unless otherwise specified | Sep. 30, 2014 | Dec. 31, 2013
--- | --- | ---
Company's off-balance sheet obligations |  |  |  |
Fixed | $ 38,835 |  | $ 47,906 |
Variable | 289,703 |  | 234,342 |
Total | 328,538 |  | 282,248 |
Commitments to Extend Credit |  |  |  |
Company's off-balance sheet obligations |  |  |  |
Fixed | 30,106 | [1] | 36,927 | [1]
Variable | 289,703 | [1] | 234,342 | [1]
Total | 319,809 | [1] | 271,269 | [1]
Standby Letters of Credit |  |  |  |
Company's off-balance sheet obligations |  |  |  |
Fixed | 8,729 |  | 10,979 |
Variable |  |  |  |
Total | $ 8,729 |  | $ 10,979 |
[1] | Commitments include unfunded loans, revolving lines of credit, and other unused commitments.

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- Definition Reflects the estimated amount of loss from the specified contingency as of the balance sheet date. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 4 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=25496072&loc=d3e14435-108349 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 9 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=25496072&loc=d3e14557-108349 + Details
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