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OTHER REAL ESTATE OWNED (Tables) | 12 Months Ended
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Dec. 31, 2014
Other Real Estate Owned Tables |
Schedule of other real estate owned activity | The following table presents other real estate owned activity as of December 31,
(Dollars in Thousands) |  | 2014 |  |  | 2013 |  |  | 2012 |
Beginning Balance |  | $ | 48,071 |  |  | $ | 53,426 |  |  | $ | 62,600 |
Additions |  |  | 15,271 |  |  |  | 24,488 |  |  |  | 22,777 |
Valuation Write-Downs |  |  | (3,142 | ) |  |  | (3,592 | ) |  |  | (3,336 | )
Sales |  |  | (23,791 | ) |  |  | (25,940 | ) |  |  | (28,183 | )
Other |  |  | (729 | ) |  |  | (311 | ) |  |  | (432 | )
Ending Balance |  | $ | 35,680 |  |  | $ | 48,071 |  |  | $ | 53,426
Schedule of net expenses | Net expenses applicable to other real estate owned as of December 31, was as follows:
(Dollars in Thousands) |  | 2014 |  |  | 2013 |  |  | 2012 |
Gains from the Sale of Properties |  | $ | (774 | ) |  | $ | (1,306 | ) |  | $ | (616 | )
Losses from the Sale of Properties |  |  | 2,094 |  |  |  | 2,287 |  |  |  | 3593 |
Rental Income from Properties |  |  | (523 | ) |  |  | (293 | ) |  |  | (78 | )
Property Carrying Costs |  |  | 2,872 |  |  |  | 3,954 |  |  |  | 4,577 |
Valuation Adjustments |  |  | 3,142 |  |  |  | 3,592 |  |  |  | 3,336 |
Total |  | $ | 6,811 |  |  | $ | 8,234 |  |  | $ | 10,812 |

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- Definition Tabular disclosure of the change in other real estate on properties owned. Excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure by banks. + References No definition available. + Details
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