XML 32 R20.htm IDEA: XBRL DOCUMENT v3.10.0.1

LOANS, NET (Tables)

6 Months Ended

Jun. 30, 2018

Receivables [Abstract]

Schedule of composition of the loan portfolio

(Dollars in Thousands)		June 30, 2018			December 31, 2017
Commercial, Financial and Agricultural		$	222,406		$	218,166
Real Estate – Construction			88,169			77,966
Real Estate – Commercial Mortgage			575,993			535,707
Real Estate – Residential(1)			331,944			311,906
Real Estate – Home Equity			218,851			229,513
Consumer(2)			287,112			280,234
	Loans, Net of Unearned Income	$	1,724,475		$	1,653,492

Schedule of recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans

	June 30, 2018						December 31, 2017
(Dollars in Thousands)	Nonaccrual			90 + Days			Nonaccrual			90 + Days
Commercial, Financial and Agricultural	$	455		$	-		$	629		$	-
Real Estate – Construction		609			-			297			-
Real Estate – Commercial Mortgage		2,181			-			2,370			-
Real Estate – Residential		1,543			-			1,938			-
Real Estate – Home Equity		910			-			1,748			-
Consumer		43			-			177			36
Total Nonaccrual Loans	$	5,741		$	-		$	7,159		$	36

Schedule of aging of past due loans by class of loans

	30-59			60-89			90 +			Total			Total			Total
(Dollars in Thousands)	DPD			DPD			DPD			Past Due			Current			Loans(1)
June 30, 2018
Commercial, Financial and Agricultural	$	204		$	113		$	-		$	317		$	221,634		$	222,406
Real Estate – Construction		62			-			-			62			87,498			88,169
Real Estate – Commercial Mortgage		483			189			-			672			573,140			575,993
Real Estate – Residential		495			391			-			886			329,515			331,944
Real Estate – Home Equity		255			-			-			255			217,686			218,851
Consumer		1,009			271			-			1,280			285,789			287,112
Total Past Due Loans	$	2,508		$	964		$	-		$	3,472		$	1,715,262		$	1,724,475
December 31, 2017
Commercial, Financial and Agricultural	$	87		$	55		$	-		$	142		$	217,395		$	218,166
Real Estate – Construction		811			-			-			811			76,858			77,966
Real Estate – Commercial Mortgage		437			195			-			632			532,705			535,707
Real Estate – Residential		701			446			-			1,147			308,821			311,906
Real Estate – Home Equity		80			2			-			82			227,683			229,513
Consumer		1,316			413			36			1,765			278,292			280,234
Total Past Due Loans	$	3,432		$	1,111		$	36		$	4,579		$	1,641,754		$	1,653,492
(1) Total Loans include nonaccrual loans

Schedule of activity in the allowance for loan losses by portfolio class

		Commercial,						Real Estate
		Financial,			Real Estate			Commercial			Real Estate			Real Estate
(Dollars in Thousands)		Agricultural			Construction			Mortgage			Residential			Home Equity			Consumer			Total
Three Months Ended
June 30, 2018
Beginning Balance		$	1,131		$	244		$	4,053		$	3,363		$	2,319		$	2,148		$	13,258
	Provision for Loan Losses		137			39			364			(107)			110			272			815
	Charge-Offs		(141)			-			-			(456)			(157)			(509)			(1,263)
	Recoveries		87			-			15			346			22			283			753
	Net Charge-Offs		(54)			-			15			(110)			(135)			(226)			(510)
Ending Balance		$	1,214		$	283		$	4,432		$	3,146		$	2,294		$	2,194		$	13,563
Six Months Ended
June 30, 2018
Beginning Balance		$	1,191		$	122		$	4,346		$	3,206		$	2,506		$	1,936		$	13,307
	Provision for Loan Losses		93			167			238			73			20			969			1,560
	Charge-Offs		(323)			(7)			(290)			(563)			(315)			(1,204)			(2,702)
	Recoveries		253			1			138			430			83			493			1,398
	Net Charge-Offs		(70)			(6)			(152)			(133)			(232)			(711)			(1,304)
Ending Balance		$	1,214		$	283		$	4,432		$	3,146		$	2,294		$	2,194		$	13,563
Three Months Ended
June 30, 2017
Beginning Balance		$	1,150		$	100		$	4,080		$	3,376		$	2,522		$	2,107		$	13,335
	Provision for Loan Losses		229			14			165			(150)			(37)			368			589
	Charge-Offs		(324)			-			(478)			(44)			-			(537)			(1,383)
	Recoveries		40			-			58			202			39			362			701
	Net Charge-Offs		(284)			-			(420)			158			39			(175)			(682)
Ending Balance		$	1,095		$	114		$	3,825		$	3,384		$	2,524		$	2,300		$	13,242
Six Months Ended
June 30, 2017
Beginning Balance		$	1,198		$	168		$	4,315		$	3,445		$	2,297		$	2,008		$	13,431
	Provision for Loan Losses		193			(54)			(22)			(316)			251			847			899
	Charge-Offs		(417)			-			(549)			(160)			(92)			(1,161)			(2,379)
	Recoveries		121			-			81			415			68			606			1,291
	Net Charge-Offs		(296)			-			(468)			255			(24)			(555)			(1,088)
Ending Balance		$	1,095		$	114		$	3,825		$	3,384		$	2,524		$	2,300		$	13,242

Schedule of allowance for loan losses by portfolio class and disaggregated on the basis of the impairment methodology

	Commercial,						Real Estate
	Financial,			Real Estate			Commercial			Real Estate			Real Estate
(Dollars in Thousands	Agricultural			Construction			Mortgage			Residential			Home Equity			Consumer			Total
June 30, 2018
Period-end amount
Allocated to:
Loans Individually
Evaluated for Impairment	$	195		$	113		$	1,735		$	1,030		$	365		$	1		$	3,439
Loans Collectively
Evaluated for Impairment		1,019			170			2,697			2,116			1,929			2,193			10,124
Ending Balance	$	1,214		$	283		$	4,432		$	3,146		$	2,294		$	2,194		$	13,563
December 31, 2017
Period-end amount
Allocated to:
Loans Individually
Evaluated for Impairment	$	215		$	1		$	2,165		$	1,220		$	515		$	1		$	4,117
Loans Collectively
Evaluated for Impairment		976			121			2,181			1,986			1,991			1,935			9,190
Ending Balance	$	1,191		$	122		$	4,346		$	3,206		$	2,506		$	1,936		$	13,307
June 30, 2017
Period-end amount
Allocated to:
Loans Individually
Evaluated for Impairment	$	82		$	4		$	1,685		$	1,405		$	408		$	3		$	3,587
Loans Collectively
Evaluated for Impairment		1,013			110			2,140			1,979			2,116			2,297			9,655
Ending Balance	$	1,095		$	114		$	3,825		$	3,384		$	2,524		$	2,300		$	13,242

Schedule of allowance for loan losses by portfolio class

		Commercial,						Real Estate
		Financial,			Real Estate			Commercial			Real Estate			Real Estate
(Dollars in Thousands)		Agricultural			Construction			Mortgage			Residential			Home Equity			Consumer			Total
June 30, 2018
Individually Evaluated for
Impairment		$	1,093		$	671		$	18,368		$	11,416		$	2,589		$	95		$	34,232
Collectively Evaluated for
Impairment			221,313			87,498			557,625			320,528			216,262			287,017			1,690,243
Total		$	222,406		$	88,169		$	575,993		$	331,944		$	218,851		$	287,112		$	1,724,475
December 31, 2017
Individually Evaluated for
Impairment		$	1,378		$	361		$	19,280		$	12,871		$	3,332		$	113		$	37,335
Collectively Evaluated for
Impairment			216,788			77,605			516,427			299,035			226,181			280,121			1,616,157
Total		$	218,166		$	77,966		$	535,707		$	311,906		$	229,513		$	280,234		$	1,653,492
June 30, 2017
Individually Evaluated for
Impairment		$	1,078		$	363		$	21,502		$	14,879		$	3,314		$	140		$	41,276
Collectively Evaluated for
Impairment			212,466			66,968			497,638			304,250			227,681			270,917			1,579,920
Total		$	213,544		$	67,331		$	519,140		$	319,129		$	230,995		$	271,057		$	1,621,196

Schedule of loans individually evaluated for impairment by class of loans

		Unpaid			Recorded			Recorded
		Principal			Investment			Investment			Related
(Dollars in Thousands)		Balance			With No Allowance			With Allowance			Allowance
June 30, 2018
Commercial, Financial and Agricultural		$	1,093		$	110		$	983		$	195
Real Estate – Construction			671			-			671			113
Real Estate – Commercial Mortgage			18,368			2,023			16,345			1,735
Real Estate – Residential			11,416			1,813			9,603			1,030
Real Estate – Home Equity			2,589			977			1,612			365
Consumer			95			39			56			1
Total		$	34,232		$	4,962		$	29,270		$	3,439
December 31, 2017
Commercial, Financial and Agricultural		$	1,378		$	118		$	1,260		$	215
Real Estate – Construction			361			297			64			1
Real Estate – Commercial Mortgage			19,280			1,763			17,517			2,165
Real Estate – Residential			12,871			1,516			11,355			1,220
Real Estate – Home Equity			3,332			1,157			2,175			515
Consumer			113			45			68			1
Total		$	37,335		$	4,896		$	32,439		$	4,117

Schedule of Average recorded investment and interest income recognized by class of impaired loans

		Three Months Ended June 30,												Six Months Ended June 30,
		2018						2017						2018						2017
		Average			Total			Average			Total			Average			Total			Average			Total
		Recorded			Interest			Recorded			Interest			Recorded			Interest			Recorded			Interest
(Dollars in Thousands)		Investment			Income			Investment			Income			Investment			Income			Investment			Income
Commercial, Financial and
Agricultural		$	1,188		$	22		$	1,158		$	11		$	1,251		$	50		$	1,119		$	23
Real Estate – Construction			671			1			363			1			568			1			324			2
Real Estate – Commercial Mortgage			18,406			168			22,281			220			18,697			344			22,806			443
Real Estate – Residential			12,310			136			14,789			174			12,497			284			15,058			353
Real Estate – Home Equity			2,894			24			3,414			27			3,040			51			3,401			54
Consumer			102			2			142			2			106			4			153			4
Total		$	35,571		$	353		$	42,147		$	435		$	36,159		$	734		$	42,861		$	879

Schedule of risk category of loans by segment

		Commercial,
		Financial,									Total Criticized
(Dollars in Thousands)		Agriculture			Real Estate			Consumer			Loans
June 30, 2018
Special Mention		$	5,143		$	12,187		$	59		$	17,389
Substandard			1,089			28,124			370			29,583
Doubtful			-			-			-			-
Total Criticized Loans		$	6,232		$	40,311		$	429		$	46,972
December 31, 2017
Special Mention		$	7,879		$	13,324		$	65		$	21,268
Substandard			1,057			29,291			654			31,002
Doubtful			-			-			-			-
Total Criticized Loans		$	8,936		$	42,615		$	719		$	52,270

Schedule of troubled debt restructurings loans

		June 30, 2018						December 31, 2017
(Dollars in Thousands)		Accruing			Nonaccruing			Accruing			Nonaccruing
Commercial, Financial and Agricultural		$	666		$	224		$	822		$	-
Real Estate – Construction			62			-			64			-
Real Estate – Commercial Mortgage			16,282			1,250			17,058			1,636
Real Estate – Residential			10,571			631			11,666			503
Real Estate – Home Equity			2,305			99			2,441			186
Consumer			95			-			113			-
Total TDRs		$	29,981		$	2,204		$	32,164		$	2,325

Schedule of loans classified as TDRs

		Three Months Ended June 30,								Six Months Ended June 30,
		2018								2018
				Pre-			Post-					Pre-			Post-
		Number		Modified			Modified			Number		Modified			Modified
		of		Recorded			Recorded			of		Recorded			Recorded
(Dollars in Thousands)		Contracts		Investment			Investment			Contracts		Investment			Investment
Commercial, Financial and Agricultural		-		$	-		$	-		1		$	498		$	230
Real Estate – Construction		-			-			-		-			-			-
Real Estate – Commercial Mortgage		-			-			-		1			227			227
Real Estate – Residential		1			33			33		1			33			33
Real Estate – Home Equity		1			27			27		1			27			27
Consumer		-			-			-		-			-			-
Total TDRs		2		$	60		$	60		4		$	785		$	517
		Three Months Ended June 30,								Six Months Ended June 30,
		2017								2017
				Pre-			Post-					Pre-			Post-
		Number		Modified			Modified			Number		Modified			Modified
		of		Recorded			Recorded			of		Recorded			Recorded
(Dollars in Thousands)		Contracts		Investment			Investment			Contracts		Investment			Investment
Commercial, Financial and Agricultural		-		$	-		$	-		-		$	-		$	-
Real Estate – Construction		-			-			-		1			64			65
Real Estate – Commercial Mortgage		-			-			-		-			-			-
Real Estate – Residential		1			215			182		1			215			182
Real Estate – Home Equity		-			-			-		1			56			55
Consumer		-			-			-		-			-			-
Total TDRs		1		$	215		$	182		3		$	335		$	302

Schedule of loans modified as TDRs within the previous 12 months and subsequently defaulted

		Three Months Ended June 30,					Six Months Ended June 30,
		2018					2018
		Number		Post-Modified			Number		Post-Modified
		of		Recorded			of		Recorded
(Dollars in Thousands)		Contracts		Investment(1)			Contracts		Investment(1)
Commercial, Financial and Agricultural		-		$	-		-		$	-
Real Estate – Construction		-			-		-			-
Real Estate – Commercial Mortgage		1			64		1			64
Real Estate – Residential		-			-		-			-
Real Estate – Home Equity		-			-		-			-
Consumer		-			-		-			-
Total TDRs		1		$	64		1		$	64

		Three Months Ended June 30,						Six Months Ended June 30,
		2017						2017
		Number		Post-Modified				Number		Post-Modified
		of		Recorded				of		Recorded
(Dollars in Thousands)		Contracts		Investment(1)				Contracts		Investment(1)
Commercial, Financial and Agricultural		-		$	-			-		$	-
Real Estate – Construction		-			-			-			-
Real Estate – Commercial Mortgage		-			-			-			-
Real Estate – Residential		-			-			-			-
Real Estate – Home Equity		-			-			-			-
Consumer		-			-			-			-

Schedule of loans modified as TDRs information

		Three Months Ended June 30,					Six Months Ended June 30,
		2018					2018
		Number of		Recorded			Number of		Recorded
(Dollars in Thousands)		Contracts		Investment(1)			Contracts		Investment(1)
Extended amortization		-		$	-		1		$	227
Interest rate adjustment		1			33		1			33
Extended amortization and interest rate adjustment		1			27		1			27
Principal moratorium		-			-		1			230
Total TDRs		2		$	60		4		$	517

		Three Months Ended June 30,					Six Months Ended June 30,
		2017					2017
		Number of		Recorded			Number of		Recorded
(Dollars in Thousands)		Contracts		Investment(1)			Contracts		Investment(1)
Extended amortization		-		$	-		-		$	-
Interest rate adjustment		1			182		3			302
Extended amortization and interest rate adjustment		-			-		-			-
Total TDRs		1		$	182		3		$	302

X

- Definition

This element refers to allowance for credit losses on financing receivables by portfolio class.

+ References

No definition available.

+ Details

Name:	ccbg_AllowanceForCreditLossesOnFinancingReceivablesByPortfolioClassTableTextBlock
Namespace Prefix:	ccbg_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

This element refers to average recorded investment and interest income of impairedl loans.

+ References

No definition available.

+ Details

Name:	ccbg_AverageRecordedInvestmentAndInterestIncomeOfImpairedlLoansTableTextBlock
Namespace Prefix:	ccbg_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

This element refers to defaulted recorded investment on financing receivables.

+ References

No definition available.

+ Details

Name:	ccbg_DefaultedRecordedInvestmentOnFinancingReceivablesTableTextBlock
Namespace Prefix:	ccbg_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

This element refers to modified recorded investment on financing receivables.

+ References

No definition available.

+ Details

Name:	ccbg_ModifiedRecordedInvestmentOnFinancingReceivablesTableTextBlock
Namespace Prefix:	ccbg_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

No definition available.

+ Details

Name:	ccbg_ModifiedTroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	ccbg_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524

+ Details

Name:	us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524

+ Details

Name:	us-gaap_ScheduleOfCreditLossesRelatedToFinancingReceivablesCurrentAndNoncurrentTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration