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MORTGAGE BANKING ACTIVITIES (Tables) | 3 Months Ended
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Mar. 31, 2020
Mortgage Banking Activities [Abstract] |
Residential Mortgage Loan Production |
|  | March 31, 2020
|  | Unpaid Principal |  |  |
(Dollars in Thousands) |  | Balance/Notional |  | Fair Value
Residential Mortgage Loans Held for Sale |  | $ | 80,535 |  | $ | 82,598
Residential Mortgage Loan Commitments ("IRLCs")(1) |  |  | 131,007 |  |  | 3,898
Forward Sales Contracts(2) |  |  | 115,500 |  |  | (2,628)
|  |  |  |  | $ | 83,868
(1)Recorded in other assets at fair value |  |  |  |  |  |
(2)Recorded in other liabilities at fair value |  |  |  |  |  |
Mortgage banking revenue |
|  | Three Months Ended March 31,
(Dollars in Thousands) |  | 2020
Net Realized Gains on Sales of Mortgage Loans |  | $ | 3,407
Net Change in Unrealized Gain on Mortgage Loans Held for Sale |  |  | 738
Net Change in the Fair Value of Mortgage Loan Commitments (IRLCs) |  |  | 1,655
Net Change in the Fair Value of Forward Sales Contracts |  |  | (1,394)
Pair-Offs on Net Settlement of Forward Sales Contracts |  |  | (1,376)
Total Mortgage Banking Revenues |  | $ | 3,030
Summary of mortgage servicing rights |
(Dollars in Thousands) |  | March 31, 2020
Number of Residential Mortgage Loans Serviced for Others |  |  | 627
Outstanding Principal Balance of Residential Mortgage Loans Serviced for Others |  | $ | 165,274
Weighted Average Interest Rate |  |  | 4.56%
Remaining Contractual Term (in months) |  |  | 316
Summary of mortgage servicing rights |
(Dollars in Thousands) |
Beginning Balance | $ | 910
Additions due to loans sold with servicing retained |  | 25
Deletions and amortization |  | (25)
Ending Balance | $ | 910
Key unobservable inputs used in determining the fair value of mortgage servicing rights |
| Minimum |  |  | Maximum
Discount Rates |  | 11.00% |  |  | 15.00%
Annual prepayment speeds |  | 13.20% |  |  | 25.26%
Cost of Servicing (basis points) |  | 90 |  |  | 110
Warehouse Line Borrowings |
| Amounts
(Dollars in Thousands) | Outstanding
$25 million warehouse line of credit agreement expiring October 2020. Interest is at LIBOR plus 2.25%, with a floor rate of 3.50%. A cash pledge deposit of $0.1 million is required by the lender. | $ | 17,572
$50 million master repurchase agreement without defined expiration. Interest is at the LIBOR plus 2.24% to 3.00%. A cash pledge deposit of $0.5 million is required by the lender. |  | 19,286
$50 million warehouse line of credit agreement expiring in September 2020. Interest is at the LIBOR plus 2.25% |  | 36,498
| $ | 73,356

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- Definition Tabular disclosure of residential mortage production, unpaid principal balance of residential mortgage loans held for sale, notional amounts of derivative contracts related to residential mortgage loan commitments and forward contract sales and their related fair values. + References No definition available. + Details
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- Definition Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value. + References No definition available. + Details
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- Definition The summary of information related to mortage servicing rights. + References No definition available. + Details
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- Definition Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 606 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=118956577&loc=SL49130545-203045 + Details
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- Definition Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation. + References No definition available. + Details
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- Definition Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746 + Details
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