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LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES - allowance for loan losses by portfolio segment (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | $ 13,905 | $ 14,210 | $ 13,307
Provision for Credit Losses |  | 2,027 | 2,921
Charge-Offs |  | (4,971) | (4,674)
Recoveries |  | 2,639 | 2,656
Net Charge-Offs |  | (2,332) | (2,018)
Ending Balance |  | 13,905 | 14,210
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 13,905 |  |
Provision for credit losses | 9,035 |  |
Charge-Offs | (6,160) |  |
Recoveries | 3,767 |  |
Net loan charge-offs | (2,393) |  |
Ending Balance | 23,816 | 13,905 |
Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 3,269 |  |
Ending Balance |  | 3,269 |
Commercial, Financial, Agricultural [Member] |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | 1,675 | 1,434 | 1,191
Provision for Credit Losses |  | 664 | 428
Charge-Offs |  | (768) | (644)
Recoveries |  | 345 | 459
Net Charge-Offs |  | (423) | (185)
Ending Balance |  | 1,675 | 1,434
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 1,675 |  |
Provision for credit losses | 578 |  |
Charge-Offs | (789) |  |
Recoveries | 252 |  |
Net loan charge-offs | (537) |  |
Ending Balance | 2,204 | 1,675 |
Commercial, Financial, Agricultural [Member] | Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 488 |  |
Ending Balance |  | 488 |
Real Estate - Construction [Member] |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | 370 | 280 | 122
Provision for Credit Losses |  | 371 | 139
Charge-Offs |  | (281) | (7)
Recoveries |  | 0 | 26
Net Charge-Offs |  | (281) | 19
Ending Balance |  | 370 | 280
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 370 |  |
Provision for credit losses | 1,757 |  |
Charge-Offs | 0 |  |
Recoveries | 50 |  |
Net loan charge-offs | 50 |  |
Ending Balance | 2,479 | 370 |
Real Estate - Construction [Member] | Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 302 |  |
Ending Balance |  | 302 |
Real Estate - Commercial Mortgage [Member] |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | 3,416 | 4,181 | 4,346
Provision for Credit Losses |  | (1,129) | (223)
Charge-Offs |  | (214) | (315)
Recoveries |  | 578 | 373
Net Charge-Offs |  | 364 | 58
Ending Balance |  | 3,416 | 4,181
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 3,416 |  |
Provision for credit losses | 1,865 |  |
Charge-Offs | (28) |  |
Recoveries | 318 |  |
Net loan charge-offs | 290 |  |
Ending Balance | 7,029 | 3,416 |
Real Estate - Commercial Mortgage [Member] | Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 1,458 |  |
Ending Balance |  | 1,458 |
Real Estate - Residential [Member] |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | 3,128 | 3,400 | 3,206
Provision for Credit Losses |  | (301) | 331
Charge-Offs |  | (400) | (780)
Recoveries |  | 429 | 643
Net Charge-Offs |  | 29 | (137)
Ending Balance |  | 3,128 | 3,400
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 3,128 |  |
Provision for credit losses | 940 |  |
Charge-Offs | (150) |  |
Recoveries | 279 |  |
Net loan charge-offs | 129 |  |
Ending Balance | 5,440 | 3,128 |
Real Estate - Residential [Member] | Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 1,243 |  |
Ending Balance |  | 1,243 |
Real Estate - Home Equity [Member] |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | 2,224 | 2,301 | 2,506
Provision for Credit Losses |  | 178 | 137
Charge-Offs |  | (430) | (533)
Recoveries |  | 175 | 191
Net Charge-Offs |  | (255) | (342)
Ending Balance |  | 2,224 | 2,301
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 2,224 |  |
Provision for credit losses | 486 |  |
Charge-Offs | (151) |  |
Recoveries | 178 |  |
Net loan charge-offs | 27 |  |
Ending Balance | 3,111 | 2,224 |
Real Estate - Home Equity [Member] | Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 374 |  |
Ending Balance |  | 374 |
Consumer [Member] |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |
Beginning Balance | 3,092 | 2,614 | 1,936
Provision for Credit Losses |  | 2,244 | 2,109
Charge-Offs |  | (2,878) | (2,395)
Recoveries |  | 1,112 | 964
Net Charge-Offs |  | (1,766) | (1,431)
Ending Balance |  | 3,092 | $ 2,614
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | 3,092 |  |
Provision for credit losses | 3,409 |  |
Charge-Offs | (5,042) |  |
Recoveries | 2,690 |  |
Net loan charge-offs | (2,352) |  |
Ending Balance | 3,553 | 3,092 |
Consumer [Member] | Adoption of ASC 326 [Member] |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning Balance | $ (596) |  |
Ending Balance |  | $ (596) |

X
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
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