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LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in allowance for credit losses) (Details) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance $ 26,507,000 $ 20,756,000 $ 24,736,000 $ 21,606,000
Provision for Credit Losses 1,944,000 1,670,000 5,235,000 1,591,000
Charge-Offs (1,980,000) (2,297,000) (4,630,000) (4,071,000)
Recoveries 1,493,000 1,152,000 2,623,000 2,155,000
Net (Charge-Offs) Recoveries (487,000) (1,145,000) (2,007,000) (1,916,000)
Ending Balance 27,964,000 21,281,000 27,964,000 21,281,000
Commercial, Financial and Agricultural [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,515,000 2,122,000 1,506,000 2,191,000
Provision for Credit Losses (86,000) 564,000 (8,000) 403,000
Charge-Offs (54,000) (1,104,000) (218,000) (1,177,000)
Recoveries 71,000 59,000 166,000 224,000
Net (Charge-Offs) Recoveries 17,000 (1,045,000) (52,000) (953,000)
Ending Balance 1,446,000 1,641,000 1,446,000 1,641,000
Real Estate - Construction [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 3,359,000 2,596,000 2,654,000 3,302,000
Provision for Credit Losses (512,000) 542,000 192,000 (172,000)
Charge-Offs 0 0 0 0
Recoveries 1,000 0 2,000 8,000
Net (Charge-Offs) Recoveries 1,000 0 2,000 8,000
Ending Balance 2,848,000 3,138,000 2,848,000 3,138,000
Real Estate - Commercial Mortgage [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 4,710,000 5,392,000 4,815,000 5,810,000
Provision for Credit Losses 732,000 (396,000) 739,000 (577,000)
Charge-Offs 0 0 (120,000) (266,000)
Recoveries 11,000 56,000 19,000 85,000
Net (Charge-Offs) Recoveries 11,000 56,000 (101,000) (181,000)
Ending Balance 5,453,000 5,052,000 5,453,000 5,052,000
Real Estate - Residential [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 11,649,000 4,470,000 10,409,000 4,129,000
Provision for Credit Losses 1,328,000 1,060,000 2,511,000 1,374,000
Charge-Offs 0 0 0 0
Recoveries 132,000 115,000 189,000 142,000
Net (Charge-Offs) Recoveries 132,000 115,000 189,000 142,000
Ending Balance 13,109,000 5,645,000 13,109,000 5,645,000
Real Estate - Home Equity [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,879,000 1,916,000 1,864,000 2,296,000
Provision for Credit Losses (188,000) (223,000) (198,000) (628,000)
Charge-Offs (39,000) 0 (39,000) (33,000)
Recoveries 131,000 67,000 156,000 125,000
Net (Charge-Offs) Recoveries 92,000 67,000 117,000 92,000
Ending Balance 1,783,000 1,760,000 1,783,000 1,760,000
Consumer [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 3,395,000 4,260,000 3,488,000 3,878,000
Provision for Credit Losses 670,000 123,000 1,999,000 1,191,000
Charge-Offs (1,887,000) (1,193,000) (4,253,000) (2,595,000)
Recoveries 1,147,000 855,000 2,091,000 1,571,000
Net (Charge-Offs) Recoveries (740,000) (338,000) (2,162,000) (1,024,000)
Ending Balance $ 3,325,000 $ 4,045,000 $ 3,325,000 $ 4,045,000