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LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in allowance for credit losses) (Details) - USD ($)
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance $ 29,329,000 $ 26,808,000 $ 29,941,000 $ 25,068,000 $ 25,068,000
Provision for Credit Losses 1,129,000 1,922,000 2,011,000 5,182,000  
Charge-Offs (2,032,000) (1,980,000) (4,595,000) (4,630,000)  
Recoveries 793,000 1,493,000 1,862,000 2,623,000  
Net (Charge-Offs) Recoveries (1,239,000) (487,000) (2,733,000) (2,007,000)  
Ending Balance 29,219,000 28,243,000 29,219,000 28,243,000 29,941,000
Commercial, Financial and Agricultural [Member]          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 1,525,000 1,515,000 1,482,000 1,506,000 1,506,000
Provision for Credit Losses 391,000 (86,000) 675,000 (8,000)  
Charge-Offs (400,000) (54,000) (682,000) (218,000) (511,000)
Recoveries 59,000 71,000 100,000 166,000  
Net (Charge-Offs) Recoveries (341,000) 17,000 (582,000) (52,000)  
Ending Balance 1,575,000 1,446,000 1,575,000 1,446,000 1,482,000
Real Estate - Construction [Member]          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 1,869,000 3,359,000 2,502,000 2,654,000 2,654,000
Provision for Credit Losses (118,000) (512,000) (751,000) 192,000  
Charge-Offs 0 0 0 0  
Recoveries 0 1,000 0 2,000  
Net (Charge-Offs) Recoveries 0 1,000 0 2,000  
Ending Balance 1,751,000 2,848,000 1,751,000 2,848,000 2,502,000
Real Estate - Commercial Mortgage [Member]          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 5,947,000 4,710,000 5,782,000 4,815,000 4,815,000
Provision for Credit Losses 110,000 732,000 71,000 739,000  
Charge-Offs 0 0 0 (120,000) (120,000)
Recoveries 19,000 11,000 223,000 19,000  
Net (Charge-Offs) Recoveries 19,000 11,000 223,000 (101,000)  
Ending Balance 6,076,000 5,453,000 6,076,000 5,453,000 5,782,000
Real Estate - Residential [Member]          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 14,828,000 11,950,000 15,056,000 10,741,000 10,741,000
Provision for Credit Losses (63,000) 1,306,000 (311,000) 2,458,000  
Charge-Offs 0 0 (17,000) 0 (79,000)
Recoveries 23,000 132,000 60,000 189,000  
Net (Charge-Offs) Recoveries 23,000 132,000 43,000 189,000  
Ending Balance 14,788,000 13,388,000 14,788,000 13,388,000 15,056,000
Real Estate - Home Equity [Member]          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 1,896,000 1,879,000 1,818,000 1,864,000 1,864,000
Provision for Credit Losses (68,000) (188,000) 62,000 (198,000)  
Charge-Offs 0 (39,000) (76,000) (39,000) (39,000)
Recoveries 37,000 131,000 61,000 156,000  
Net (Charge-Offs) Recoveries 37,000 92,000 (15,000) 117,000  
Ending Balance 1,865,000 1,783,000 1,865,000 1,783,000 1,818,000
Consumer [Member]          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 3,264,000 3,395,000 3,301,000 3,488,000 3,488,000
Provision for Credit Losses 877,000 670,000 2,265,000 1,999,000  
Charge-Offs (1,632,000) (1,887,000) (3,820,000) (4,253,000) (8,543,000)
Recoveries 655,000 1,147,000 1,418,000 2,091,000  
Net (Charge-Offs) Recoveries (977,000) (740,000) (2,402,000) (2,162,000)  
Ending Balance $ 3,164,000 $ 3,325,000 $ 3,164,000 $ 3,325,000 $ 3,301,000