XML 47 R36.htm IDEA: XBRL DOCUMENT
v3.25.3

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in Allowance for Credit Losses) (Details) - USD ($) | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | $ 29,862,000 | $ 29,219,000 | $ 29,251,000 | $ 29,941,000 | $ 29,941,000
Provision for Credit Losses | 1,550,000 | 1,879,000 | 3,351,000 | 3,890,000 |
Charge-Offs | (1,968,000) | (2,283,000) | (5,077,000) | (6,878,000) |
Recoveries | 758,000 | 1,021,000 | 2,677,000 | 2,883,000 |
Net (Charge-Offs) Recoveries | (1,210,000) | (1,262,000) | (2,400,000) | (3,995,000) |
Ending Balance | 30,202,000 | 29,836,000 | 30,202,000 | 29,836,000 | 29,251,000
Commercial, Financial and Agricultural [Member] |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 1,425,000 | 1,575,000 | 1,514,000 | 1,482,000 | 1,482,000
Provision for Credit Losses | 370,000 | 134,000 | 331,000 | 809,000 |
Charge-Offs | (373,000) | (331,000) | (615,000) | (1,013,000) | (1,512,000)
Recoveries | 95,000 | 176,000 | 287,000 | 276,000 |
Net (Charge-Offs) Recoveries | (278,000) | (155,000) | (328,000) | (737,000) |
Ending Balance | 1,517,000 | 1,554,000 | 1,517,000 | 1,554,000 | 1,514,000
Real Estate - Construction [Member] |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 1,811,000 | 1,751,000 | 2,384,000 | 2,502,000 | 2,502,000
Provision for Credit Losses | (352,000) | 442,000 | (925,000) | (309,000) |
Charge-Offs | 0 | 0 | 0 | 0 | (47,000)
Recoveries | 0 | 0 | 0 | 0 |
Net (Charge-Offs) Recoveries | 0 | 0 | 0 | 0 |
Ending Balance | 1,459,000 | 2,193,000 | 1,459,000 | 2,193,000 | 2,384,000
Real Estate - Commercial Mortgage [Member] |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 6,256,000 | 6,076,000 | 5,867,000 | 5,782,000 | 5,782,000
Provision for Credit Losses | 268,000 | 547,000 | 648,000 | 618,000 |
Charge-Offs | 0 | (3,000) | 0 | (3,000) | (3,000)
Recoveries | 8,000 | 5,000 | 17,000 | 228,000 |
Net (Charge-Offs) Recoveries | 8,000 | 2,000 | 17,000 | 225,000 |
Ending Balance | 6,532,000 | 6,625,000 | 6,532,000 | 6,625,000 | 5,867,000
Real Estate - Residential [Member] |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 15,264,000 | 14,788,000 | 14,568,000 | 15,056,000 | 15,056,000
Provision for Credit Losses | 164,000 | (240,000) | 733,000 | (551,000) |
Charge-Offs | (12,000) | 0 | (69,000) | (17,000) | (61,000)
Recoveries | 13,000 | 88,000 | 197,000 | 148,000 |
Net (Charge-Offs) Recoveries | 1,000 | 88,000 | 128,000 | 131,000 |
Ending Balance | 15,429,000 | 14,636,000 | 15,429,000 | 14,636,000 | 14,568,000
Real Estate - Home Equity [Member] |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 2,014,000 | 1,865,000 | 1,952,000 | 1,818,000 | 1,818,000
Provision for Credit Losses | 200,000 | (49,000) | 235,000 | 13,000 |
Charge-Offs | (10,000) | (23,000) | (34,000) | (99,000) | (132,000)
Recoveries | 10,000 | 59,000 | 61,000 | 120,000 |
Net (Charge-Offs) Recoveries | 0 | 36,000 | 27,000 | 21,000 |
Ending Balance | 2,214,000 | 1,852,000 | 2,214,000 | 1,852,000 | 1,952,000
Consumer [Member] |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 3,092,000 | 3,164,000 | 2,966,000 | 3,301,000 | 3,301,000
Provision for Credit Losses | 900,000 | 1,045,000 | 2,329,000 | 3,310,000 |
Charge-Offs | (1,573,000) | (1,926,000) | (4,359,000) | (5,746,000) | (7,627,000)
Recoveries | 632,000 | 693,000 | 2,115,000 | 2,111,000 |
Net (Charge-Offs) Recoveries | (941,000) | (1,233,000) | (2,244,000) | (3,635,000) |
Ending Balance | $ 3,051,000 | $ 2,976,000 | $ 3,051,000 | $ 2,976,000 | $ 2,966,000

X
- Definition Financing Receivable, Allowance for Credit Loss, (Net Charge Off) or Net Recovery + References No definition available. + Details
Name: | ccbg_FinancingReceivableAllowanceForCreditLossNetChargeOffOrNetRecovery
Namespace Prefix: | ccbg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MortgagesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |