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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000925683-02-000002.txt : 20021220
<SEC-HEADER>0000925683-02-000002.hdr.sgml : 20021220
<ACCEPTANCE-DATETIME>20021220104527
ACCESSION NUMBER:		0000925683-02-000002
CONFORMED SUBMISSION TYPE:	NSAR-B
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20021031
FILED AS OF DATE:		20021220
EFFECTIVENESS DATE:		20021220

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HANCOCK JOHN BANK & THRIFT OPPORTUNITY FUND
		CENTRAL INDEX KEY:			0000925683
		IRS NUMBER:				043241844
		STATE OF INCORPORATION:			MA

	FILING VALUES:
		FORM TYPE:		NSAR-B
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08568
		FILM NUMBER:		02864004

	BUSINESS ADDRESS:	
		STREET 1:		101 HUNTINGTON AVE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		6173751700

	MAIL ADDRESS:	
		STREET 1:		101 HUNTINGTON AVE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HANCOCK JOHN REGIONAL BANK & THRIFT FUND
		DATE OF NAME CHANGE:	19940620
</SEC-HEADER>
<DOCUMENT>
<TYPE>NSAR-B
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<TEXT>
<PAGE>      PAGE  1
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007 C010800  8
007 C010900  9
007 C011000 10
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010 A000001 JOHN HANCOCK ADVISERS, LLC
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012 A000001 MELLON INVESTOR SERVICES
012 B000001 84-5579
012 C010001 RIDGEFIELD PARK
012 C020001 NJ
012 C030001 07660
<PAGE>      PAGE  2
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013 B020001 MA
013 B030001 02116
013 B040001 5022
014 A000001 JOHN HANCOCK FUNDS, LLC
014 B000001 8-43582
014 A000002 SIGNATOR INVESTORS, INC.
014 B000002 8-13995
015 A000001 THE BANK OF NEW YORK
015 B000001 C
015 C010001 NEW YORK
015 C020001 NY
015 C030001 10286
015 E010001 X
015 A000002 BANCO RIO DE LA PLATA
015 B000002 S
015 C010002 BUENOS AIRES
015 D010002 ARGENTINA
015 E040002 X
015 A000003 NATIONAL AUSTRALIA BANK LTD.
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015 C010003 MELBOURNE
015 D010003 AUSTRALIA
015 E040003 X
015 A000004 AUSTRACLEAR LIMITED
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015 C010004 MELBOURNE
015 D010004 AUSTRALIA
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015 A000005 BANK AUSTRIA AG
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015 C010005 VIENNA
015 D010005 AUSTRIA
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015 B000006 S
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015 D010006 BAHRAIN
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<PAGE>      PAGE  3
015 B000009 S
015 C010009 HAMILTON
015 D010009 BERMUDA
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015 A000010 CITIBANK, N.A.
015 B000010 S
015 C010010 LAPAZ
015 D010010 BOLIVIA
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015 C010012 BRASILIA
015 D010012 BRAZIL
015 E040012 X
015 A000013 ING BANK
015 B000013 S
015 C010013 SOFIA
015 D010013 BULGARIA
015 E040013 X
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015 C010014 TORONTO
015 D010014 CANADA
015 E040014 X
015 A000015 BANKBOSTON, N.A.
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015 C010015 SANTIAGO
015 D010015 CHILE
015 E040015 X
015 A000016 STANDARD CHARTERED BANK
015 B000016 S
015 C010016 PEKING
015 D010016 CHINA
015 E040016 X
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015 B000017 S
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015 A000018 BANCO BCT
015 B000018 S
015 C010018 SAN JOSE
015 D010018 COSTA RICA
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015 A000019 PRIVREDNA BANKA ZAGREB D.D.
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<PAGE>      PAGE  4
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015 A000020 BANK OF CYPRUS
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015 C010021 PRAGUE
015 D010021 CZECH REPUBLIC
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015 D010022 DENMARK
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015 D010027 FRANCE
015 E040027 X
015 A000028 DRESDNER BANK AG
015 B000028 S
015 C010028 FRANKFURT
015 D010028 GERMANY
015 E040028 X
015 A000029 BARCLAYS BANK OF GHANA LTD.
015 B000029 S
015 C010029 ACCRA
<PAGE>      PAGE  5
015 D010029 GHANA
015 E040029 X
015 A000030 BNP PARIBAS SECURITIES SERVICES
015 B000030 S
015 C010030 ATHENS
015 D010030 GREECE
015 E040030 X
015 A000031 HSBC
015 B000031 S
015 C010031 HONG KONG
015 D010031 HONG KONG
015 E040031 X
015 A000032 CITIBANK BUDAPEST RT.
015 B000032 S
015 C010032 BUDAPEST
015 D010032 HUNGARY
015 E040032 X
015 A000033 LANDSBANKI ISLANDS
015 B000033 S
015 C010033 REYKJAVIK
015 D010033 ICELAND
015 E040033 X
015 A000034 HSBC/DEUTSCHE BANK AG
015 B000034 S
015 C010034 NEW DELHI
015 D010034 INDIA
015 E040034 X
015 A000035 HSBC
015 B000035 S
015 C010035 JAKARTA
015 D010035 INDONESIA
015 E040035 X
015 A000036 ALLIED IRISH BANKS PLC
015 B000036 S
015 C010036 DUBLIN
015 D010036 IRELAND
015 E040036 X
015 A000037 BANK LEUMI LE - ISRAEL B.M.
015 B000037 S
015 C010037 JERUSALEM
015 D010037 ISRAEL
015 E040037 X
015 A000038 INTESABCIS.P.A/BNP PARIBAS SECURITIES SERVICE
015 B000038 S
015 C010038 MILAN
015 D010038 ITALY
015 E040038 X
015 A000039 SOCIETE GENERALE - ABIDJAN
015 B000039 S
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015 D010039 IVORY COAST
<PAGE>      PAGE  6
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015 A000040 CIBC TRUST & MERCHANT BANK JAMAICA LTD.
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<PAGE>      PAGE  7
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<PAGE>      PAGE  8
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<PAGE>      PAGE  9
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<PAGE>      PAGE  10
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<PAGE>      PAGE  11
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<PAGE>      PAGE  16
062 M000000   0.0
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062 O000000   0.0
062 P000000   0.0
062 Q000000   0.0
062 R000000   0.0
063 A000000   0
063 B000000  0.0
066 A000000 Y
066 B000000 N
066 C000000 Y
066 D000000 N
066 E000000 N
066 F000000 N
066 G000000 N
067  000000 N
068 A000000 N
068 B000000 N
069  000000 N
070 A010000 Y
070 A020000 Y
070 B010000 Y
070 B020000 N
070 C010000 Y
070 C020000 N
070 D010000 Y
070 D020000 N
070 E010000 Y
070 E020000 N
070 F010000 Y
070 F020000 N
070 G010000 Y
070 G020000 N
070 H010000 Y
070 H020000 N
070 I010000 N
070 I020000 N
070 J010000 Y
070 J020000 N
070 K010000 Y
070 K020000 N
070 L010000 Y
070 L020000 N
070 M010000 Y
070 M020000 N
070 N010000 Y
070 N020000 Y
070 O010000 N
070 O020000 N
070 P010000 Y
070 P020000 Y
<PAGE>      PAGE  17
070 Q010000 N
070 Q020000 N
070 R010000 Y
070 R020000 N
071 A000000    161565
071 B000000    196035
071 C000000    795389
071 D000000   20
072 A000000 12
072 B000000     1452
072 C000000    19659
072 D000000        0
072 E000000        0
072 F000000     9561
072 G000000     2078
072 H000000        0
072 I000000       46
072 J000000      107
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072CC010000    12648
072CC020000        0
072DD010000    11182
072DD020000        0
072EE000000    91548
073 A010000   0.1325
073 A020000   0.0000
073 B000000   1.0849
073 C000000   0.0000
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074 B000000    12867
074 C000000    59416
074 D000000     6044
074 E000000     3479
074 F000000   781379
<PAGE>      PAGE  18
074 G000000        0
074 H000000        0
074 I000000        0
074 J000000    14467
074 K000000        0
074 L000000     1545
074 M000000      167
074 N000000   879365
074 O000000    13637
074 P000000      806
074 Q000000        0
074 R010000        0
074 R020000        0
074 R030000        0
074 R040000    59613
074 S000000        0
074 T000000   805309
074 U010000    84400
074 U020000        0
074 V010000     9.54
074 V020000     0.00
074 W000000   0.0000
074 X000000     1428
074 Y000000        0
075 A000000        0
075 B000000   831351
076  000000     7.92
077 A000000 Y
077 B000000 Y
077 C000000 Y
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
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077 L000000 N
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077 Q030000 Y
078  000000 N
080 A000000 GULF INSURANCE
080 B000000 ICI MUTUAL INSURANCE COMPANY
080 C000000    45000
081 A000000 Y
<PAGE>      PAGE  19
081 B000000  61
082 A000000 N
082 B000000        0
083 A000000 N
083 B000000        0
084 A000000 N
084 B000000        0
085 A000000 Y
085 B000000 N
086 A010000      0
086 A020000      0
086 B010000      0
086 B020000      0
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086 C020000      0
086 D010000      0
086 D020000      0
086 E010000      0
086 E020000      0
086 F010000      0
086 F020000      0
087 A010000 JOHN HANCOCK BANK&THRIFT OPPORTUNITY (COMMON)
087 A020000 409735107
087 A030000 BTO
088 A000000 Y
088 B000000 N
088 C000000 N
088 D000000 Y
SIGNATURE   SUSAN S. NEWTON
TITLE       VICE PRESIDENT


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77B ACCT LTTR
<SEQUENCE>3
<FILENAME>auditor.txt
<DESCRIPTION>AUDITOR REPORT
<TEXT>
INDEPENDENT AUDITORS' REPORT To the Trustees and Shareholders of John Hancock
Bank and Thrift Opportunity Fund: In planning and performing our audit of the
financial statements of John Hancock Bank and Thrift Opporunity Fund (the
"Fund") for the year ended October 31, 2002 (on which we have issued our report
dated December 6, 2002), we considered its internal control, including control
activities for safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the financial statements
and to comply with the requirements of Form N-SAR and not to provide assurance
on the Fund's internal control. The management of the Fund is responsible for
establishing and maintaining internal control. In fulfilling this
responsibility, estimates and judgments by management are required to assess the
expected benefits and related costs of controls. Generally, controls that are
relevant to an audit pertain to the entity's objective of preparing financial
statements for external purposes that are fairly presented in conformity with
accounting principles generally accepted in the United States of America. Those
controls include the safeguarding of assets against unauthorized acquisition,
use or disposition. Because of inherent limitations in any internal control,
misstatements due to error or fraud may occur and not be detected. Also,
projections of any evaluation of internal control to future periods are subject
to the risk that the internal control may become inadequate because of changes
in conditions or that the degree of compliance with policies or procedures may
deteriorate. Our consideration of the Fund's internal control would not
necessarily disclose all matters in internal control that might be material
weaknesses under standards established by the American Institute of Certified
Public Accountants. A material weakness is a condition in which the design or
operation of one or more of the internal control components does not reduce to a
relatively low level the risk that misstatements caused by error or fraud in
amounts that would be material in relation to the financial statements being
audited may occur and not be detected within a timely period by employees in the
normal course of performing their assigned functions. However, we noted no
matters involving the Fund's internal control and its operation, including
controls for safeguarding securities, that we consider to be material weaknesses
as defined above as of October 31, 2002. This report is intended solely for the
information and use of management, the Trustees and Shareholders of John Hancock
Bank and Thrift Opportunity Fund, and the Securities and Exchange Commission and
is not intended to be and should not be used by anyone other than these
specified parties. Deloitte & Touche LLP Boston, Massachusetts December 6, 2002

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77Q3 CERT
<SEQUENCE>4
<FILENAME>certification.txt
<DESCRIPTION>CERTIFICATION
<TEXT>
CERTIFICATION I, Maureen R. Ford, certify that 1. I have reviewed this report on
Form N-SAR of the John Hancock Bank and Thrift Opportunity Fund (the
"registrant"); 2. Based on my knowledge, this report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this report; 3.
Based on my knowledge, the financial information included in this report, and
the financial statements on which the financial information is based, fairly
present in all material respects the financial condition, results of operations,
changes in net assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrant as of, and for, the
periods presented in this report; 4. The registrant's other certifying officer
and I are responsible for establishing and maintaining disclosure controls and
procedures (as defined in Rule 30a-2(c) under the Investment Company Act) for
the registrant and have: a) designed the disclosure controls and procedures to
ensure that material information relating to the registrant is made known to us
by others within those entities, particularly during the period in which this
report is being prepared; b) evaluated the effectiveness of the registrant's
disclosure controls and procedures as of a date within 90 days prior to the
filing date of this report (the "Evaluation Date"); and c) presented in this
report our conclusions about the effectiveness of the disclosure controls and
procedures based on our evaluation as of the Evaluation Date; 5. The
registrant's other certifying officer and I have disclosed, based on our most
recent evaluation, to the registrant's auditors and the audit committee of the
registrant's board of trustees: a) all significant deficiencies in the design or
operation of internal controls which could adversely affect the registrant's
ability to record, process, summarize, and report financial data and have
identified for the registrant's auditors any material weaknesses in internal
controls; and b) any fraud, whether or not material, that involves management or
other employees who have a significant role in the registrant's internal
controls; and 6. The registrant's other certifying officer and I have indicated
in this report whether or not there were significant changes in internal
controls or in other factors that could significantly affect internal controls
subsequent to the date of our most recent evaluation, including any corrective
actions with regard to significant deficiencies and material weaknesses. Date:
_____________ _________________________ Maureen R. Ford Chairman, President and
Chief Executive Officer CERTIFICATION I, Richard A. Brown, certify that 1. I
have reviewed this report on Form N-SAR of the John Hancock Bank and Thrift
Opportunity Fund (the "registrant"); 2. Based on my knowledge, this report does
not contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the period
covered by this report; 3. Based on my knowledge, the financial information
included in this report, and the financial statements on which the financial
information is based, fairly present in all material respects the financial
condition, results of operations, changes in net assets, and cash flows (if the
financial statements are required to include a statement of cash flows) of the
registrant as of, and for, the periods presented in this report; 4. The
registrant's other certifying officer and I are responsible for establishing and
maintaining disclosure controls and procedures (as defined in Rule 30a-2(c)
under the Investment Company Act) for the registrant and have: a) designed the
disclosure controls and procedures to ensure that material information relating
to the registrant is made known to us by others within those entities,
particularly during the period in which this report is being prepared; b)
evaluated the effectiveness of the registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this report
(the "Evaluation Date"); and c) presented in this report our conclusions about
the effectiveness of the disclosure controls and procedures based on our
evaluation as of the Evaluation Date; 5. The registrant's other certifying
officer and I have disclosed, based on our most recent evaluation, to the
registrant's auditors and the audit committee of the registrant's board of
trustees: a) all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize, and report financial data and have identified for the
registrant's auditors any material weaknesses in internal controls; and b) any
fraud, whether or not material, that involves management or other employees who
have a significant role in the registrant's internal controls; and 6. The
registrant's other certifying officer and I have indicated in this report
whether or not there were significant changes in internal controls or in other
factors that could significantly affect internal controls subsequent to the date
of our most recent evaluation, including any corrective actions with regard to
significant deficiencies and material weaknesses. Date: _____________
_________________________ Richard A. Brown Senior Vice President and Chief
Financial Officer

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77C VOTES
<SEQUENCE>5
<FILENAME>shareholderbto.txt
<DESCRIPTION>SHAREHOLDER VOTES
<TEXT>
SHAREHOLDER MEETING (Unaudited) On March 7, 2002, the Annual Meeting of the Fund
was held to elect six  Trustees  and to ratify the  actions of the  Trustees  in
selecting  independent  auditors  for the Fund.  The  shareholders  elected  the
following  Trustees to serve until their respective  successors are duly elected
and qualified, with the votes tabulated as follows: WITHHELD FOR AUTHORITY James
F. Carlin 77,985,205  1,645,126 William H. Cunningham  77,816,351 1,813,981 John
M. DeCiccio  77,834,516  1,795,815  John P. Toolan  78,042,126  1,588,206  Patti
McGill  Peterson  77,821,155  1,809,177 John A. Moore  77,823,436  1,806,896 The
shareholders  also ratified the Trustees'  selection of Deloitte & Touche LLP as
the Fund's  independent  auditors for the fiscal year ending  December 31, 2002,
with the votes  tabulated  as follows:  79,033,311  FOR,  1,094,539  AGAINST and
499,730 ABSTAINING.

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77Q1 OTHR EXHB
<SEQUENCE>6
<FILENAME>subcustodian.txt
<DESCRIPTION>SUBCUSTODIAN
<TEXT>
Global Custody Network The Bank of New York's network of subcustodians extends
to 101 markets worldwide, the largest number of markets offered by any
custodian. We continually review our network to ensure that it reflects the
changing global investment decisions of our clients. The Bank's dedicated,
regional network management team monitors local economic, political, regulatory,
and industry-related events, and keeps clients apprised of changes in the
investment climate of each market. Banks are selected for the network based on a
variety of criteria, such as compliance with worldwide regulatory requirements,
competitive pricing, general market reputation, SWIFT message capabilities,
securities lending support, credit ratings, overall banking relationship with
The Bank of New York and ability to consistently meet our clients' needs. Each
bank must meet a set of stringent performance standards prior to selection,
which are reexamined during quarterly reviews and frequent on-site visits,
ensuring that our clients are uniformly provided with the best subcustodian in
each market. In its last three annual reviews of subcustodian networks, GSCS
BenchmarksTM has ranked our network among the top two in both the Overall
Network and Major Markets categories. Our list of subcustodians is as follows:
Country/ Market Subcustodian(s) Country/ Market Subcustodian(s) Argentina Banco
Rio de la Plata Indonesia HSBC Australia National Australia Bank Ltd. Ireland
Allied Irish Banks, plc Austria Bank Austria AG Israel Bank Leumi LE - Israel
B.M. Bahrain HSBC Bank Middle East Italy IntesaBCI S.p.A / BNP Paribas
Securities Services Bangladesh Standard Chartered Bank Ivory Coast Soci,t,
G,n,rale - Abidjan Belgium Banque Bruxelles Lambert Jamaica CIBC Trust &
Merchant Bank Jamaica Ltd. Benin Soci,t, G,n,rale de Banques en C"te d'Ivoire
Japan The Bank of Tokyo-Mitsubishi Limited/ The Fuji Bank, Limited Bermuda Bank
of Bermuda Limited Jordan HSBC Bank Middle East Bolivia Citibank, N.A.
Kazakhstan ABN/AMRO Botswana Barclays Bank of Botswana Ltd. Kenya Barclays Bank
of Kenya Ltd. Brazil BankBoston, N.A. Latvia Hansabanka Limited Bulgaria ING
Bank Lebanon HSBC Bank Middle East Burkina Faso Soci,t, G,n,rale de Banques en
C"te d'Ivoire Lithuania Vilniaus Bankas Canada Royal Bank of Canada Luxembourg
Banque et Caisse d'Epargne de l'Etat Chile BankBoston, N.A. Malaysia HongKong
Bank Malaysia Berhad China Standard Chartered Bank Mali Soci,t, G,n,rale de
Banques en C"te d'Ivoire Colombia Cititrust Colombia S.A. Malta HSBC Bank Malta
p.l.c. Costa Rica Banco BCT Mauritius HSBC Croatia Privredna Banka Zagreb d.d.
Mexico Banco Nacional de Mexico Cyprus Bank of Cyprus Morocco Banque Commerciale
du Maroc Czech Republic Ceskoslovenska Obchodni Banka A.S. Namibia Stanbic Bank
Namibia Limited Denmark Danske Bank NASDAQ Europe Banque Bruxelles Lambert
Ecuador Citibank, N.A. Netherlands Fortis Bank (Nederland) N.V. Egypt Citibank,
N.A. New Zealand National Australia Bank Ltd. (National Nominees Ltd.) Estonia
Hansabank Limited Niger Soci,t, G,n,rale de Banques en C"te d'Ivoire Euromarket
Clearstream Nigeria Stanbic Merchant Bank Nigeria Limited Euromarket Euroclear
Norway Den norske Bank ASA Finland Merita Bank plc Oman HSBC Bank Middle East
France BNP Paribas Securities Services / Credit Agricole Indosuez Pakistan
Standard Chartered Bank Germany Dresdner Bank AG Palestinian Autonomous Area
HSBC Bank Middle East Ghana Barclays Bank of Ghana Ltd. Panama BankBoston, N.A.
Greece BNP Paribas Securities Services Peru Citibank, N.A. Guinea Bissau Soci,t,
G,n,rale de Banques en C te d'Ivoire Philippines HSBC Hong Kong HSBC Poland Bank
Handlowy W Warszawie S.A. Hungary Citibank Budapest Rt. Portugal Banco Comercial
Portugu^s Iceland Landsbanki Islands Qatar HSBC Bank Middle East Country/ Market
Subcustodian(s) Country/ Market Subcustodian(s) India HSBC / Deutsche Bank AG
Romania ING Bank Russia Vneshtorgbank (Min Fin Bonds only)/ Credit Suisse First
Boston AO Togo Soci,t, G,n,rale de Banques en C"te d'Ivoire Senegal Soci,t,
G,n,rale de Banques en C"te d'Ivoire Trinidad & Tobago Republic Bank Limited
Singapore United Overseas Bank Ltd/ The Development Bank of Singapore Ltd.
Tunisia Banque Internationale Arabe de Tunisie Slovak Republic Ceskoslovenska
Obchodni Banka, a.s. Turkey Osmanli Bankasi A.S. (Ottoman Bank) Slovenia Bank
Austria Creditanstalt d.d. Ljubljana U.A.E. HSBC Bank Middle East, Dubai South
Africa Soci,t, G,n,rale, Johannesburg / The Standard Bank of South Africa
Limited Ukraine ING Bank South Korea Standard Chartered Bank United Kingdom The
Bank of New York / The Depository & Clearing Centre (DCC) Spain Banco Bilbao
Vizcaya Argentaria S.A. (BBVA) / Banco Santander Central Hispano (BSCH) United
States The Bank of New York Sri Lanka Standard Chartered Bank Uruguay
BankBoston, N.A. Swaziland Standard Bank Swaziland Ltd. Venezuela Citibank, N.A.
Sweden Skandinaviska Enskilda Banken Vietnam HSBC Switzerland Credit Suisse
First Boston Zambia Barclays Bank of Zambia Ltd. Taiwan HSBC Zimbabwe Barclays
Bank of Zimbabwe Ltd. Thailand Standard Chartered Bank/ Bangkok Bank Public
Company Ltd. Finalizing Markets Evaluating: Armenia Guatemala Nicaragua Barbados
Honduras Saudi Arabia El Salvador Kuwait Uganda Georgia Macedonia Monitoring
Albania Bhutan Lesotho Mozambique Tajikistan (Emerging): Algeria Cambodia
Madagascar Myanmar Tanzania Angola Dominican Republic Malawi Nepal Turkmenistan
Azerbaijan Iran Moldova Paraguay Uzbekistan Belarus Kyrgyzstan Mongolia Syria
Yugoslavia For more information about the Bank's network of subcustodians,
please contact any of our regional departments: New York New York Singapore
Brussels Timothy Faselt Andrea Christenson Francis Braeckevelt Floriane van
Schevensteen Group Manager Regional Manager Regional Manager Regional Manager
Global Network Mgmt. Americas Asia/Pacific Europe, Middle East & Africa (212)
635-6486 (212) 635-6458 (65) 432-0231 (32-2) 545-8264 New York June 2001 Global
Network Management Global Custody Network GSCS BenchmarksTM is a registered
trademark of GSCS Benchmarks Ltd., a consulting firm based in London.
GlobalNetwork.doc 07/18/01 9:18 AM New York June 2001 Global Network Management
- - over -

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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