<SEC-DOCUMENT>0001133228-15-005051.txt : 20150928
<SEC-HEADER>0001133228-15-005051.hdr.sgml : 20150928
<ACCEPTANCE-DATETIME>20150928163113
ACCESSION NUMBER:		0001133228-15-005051
CONFORMED SUBMISSION TYPE:	40-17G/A
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20150928
DATE AS OF CHANGE:		20150928
EFFECTIVENESS DATE:		20150928

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JOHN HANCOCK FINANCIAL OPPORTUNITIES FUND
		CENTRAL INDEX KEY:			0000925683
		IRS NUMBER:				043241844
		STATE OF INCORPORATION:			MA

	FILING VALUES:
		FORM TYPE:		40-17G/A
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08568
		FILM NUMBER:		151127769

	BUSINESS ADDRESS:	
		STREET 1:		C/O JOHN HANCOCK FUNDS
		STREET 2:		601 CONGRESS STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02210
		BUSINESS PHONE:		617-663-3000

	MAIL ADDRESS:	
		STREET 1:		C/O JOHN HANCOCK FUNDS
		STREET 2:		601 CONGRESS STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02210

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	JOHN HANCOCK BANK & THRIFT OPPORTUNITY FUND
		DATE OF NAME CHANGE:	20110214

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HANCOCK JOHN BANK & THRIFT OPPORTUNITY FUND
		DATE OF NAME CHANGE:	19940728

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HANCOCK JOHN REGIONAL BANK & THRIFT FUND
		DATE OF NAME CHANGE:	19940620
</SEC-HEADER>
<DOCUMENT>
<TYPE>40-17G/A
<SEQUENCE>1
<FILENAME>e421071_4017ga.htm
<DESCRIPTION>40-17G/A
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"><BR></P>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <TD STYLE="width: 50%; padding: 0; border-top: Black 1pt solid">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">601 Congress Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Boston, Massachusetts 02210-2805</P></td>
    <TD STYLE="width: 50%; padding: 0; font-size: 10pt; border-top: Black 1pt solid; text-align: right"><img src="image_001.gif" alt="" style="height: 51px; width: 155px">&nbsp;</td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><BR>
</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>September 28, 2015</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities and Exchange Commission</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Washington, DC 20549</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">RE:</TD><TD STYLE="text-align: justify">John Hancock Bond Trust (File No. 811-03006)</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Collateral Trust (File No.
811-23027)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock California Tax-Free Income
Fund (File No. 811-05979)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Capital Series (File No. 811-01677)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Current Interest (File No.
811-02485)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Emerging Markets Income Fund
(File No. 811-22586)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Exchange-Traded Fund Trust
(File No. 811-22733)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Financial Opportunities Fund
(file No. 811-08568)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Floating Rate High Income Fund
(File No. 811-22879)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Funds II (File No. 811-21779)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Funds III (File No. 811-21777)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Hedged Equity &amp; Income
Fund (File No. 811-22441)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Income Securities Trust (File
No. 811-04186)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Investment Trust (File No.
811-00560)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Investment Trust II (File No.
811-03999)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Investment Trust III (File
No. 811-04630)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Investors Trust (File No. 811-04173)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Municipal Securities Trust
(File No. 811-05968)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Preferred Income Fund (File
No. 811-21131)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Preferred Income Fund II (File
No. 811-21202)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Preferred Income Fund III (File
No. 811-21287)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Premium Dividend Fund (File
No. 811-05908)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Sovereign Bond Fund (File No.
811-02402)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Strategic Diversified Income
Fund (File No. 811-22675)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Strategic Series (File No.
811-04651)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Tax-Advantaged Dividend Income
Fund (File No. 811-21416)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Tax-Advantaged Global Shareholder
Yield Fund (File No. 811-22056)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">John Hancock Variable Insurance Trust (File
No. 811-04146)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(collectively the &ldquo;Registrants&rdquo;
or the &ldquo;Assured&rdquo;)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Dear Sir/Madam:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">On behalf of the Registrants, enclosed for filing, pursuant
to Rule 17g-1 under the Investment Company Act of 1940, as amended (the &ldquo;1940 Act&rdquo;), are the following documents:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">1.</TD><TD>A copy of Endorsement / Rider No. 15 to the Registrants&rsquo; joint bond no. <B>81906724</B> regarding name of Assured.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD>A copy of the resolutions of the Board of Trustees approving the endorsement.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD>A copy of the agreement the Registrants entered into pursuant to paragraph (f) of Regulation 17g-1.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>/s/ Betsy Anne Seel</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Betsy Anne Seel</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Assistant Secretary</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>





<DIV style="padding-right: 0%; padding-left: 0%;">
<DIV align="left">
<TABLE border="0" cellspacing="0">

  <TR>
    <TD width="13%"></TD>
    <TD width="23%"></TD>
    <TD width="62%"></TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="3"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">AON RISK SERVICES NE (FSG POLICY INTAKE FACILITY)</FONT></TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">ATTN:</FONT></TD>
    <TD align="left" colspan="2"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">Drew Sullivan</FONT></TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="2"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">4 OVERLOOK POINT</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="3"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">LINCOLNSHIRE, IL 60069</FONT></TD></TR>
  <TR>
    <TD colspan="3">&nbsp;</TD></TR>
  <TR>
    <TD colspan="3">&nbsp;</TD></TR>
  <TR>
    <TD colspan="3">&nbsp;</TD></TR>
  <TR>
    <TD colspan="3">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="2"><B><I><FONT face="Arial,BoldItalic,Arial,Helvetica,sans-serif"
      size="3">INSURED:</FONT></I></B></TD>
    <TD align="left"><FONT face="Times New Roman,Arial,Helvetica,sans-serif"
      size="2">JOHN HANCOCK FUNDS</FONT></TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="2"><B><I><FONT face="Arial,BoldItalic,Arial,Helvetica,sans-serif"
      size="3">PRODUCT:</FONT></I></B></TD>
    <TD align="left"><B><I><FONT face="Arial,BoldItalic,Arial,Helvetica,sans-serif"
      size="3">DFIBond</FONT></I></B></TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="2"><B><I><FONT face="Arial,BoldItalic,Arial,Helvetica,sans-serif"
      size="3">POLICY NO:</FONT></I></B></TD>
    <TD align="left"><FONT face="Times New Roman,Arial,Helvetica,sans-serif"
      size="2">81906724</FONT></TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="2"><B><I><FONT face="Arial,BoldItalic,Arial,Helvetica,sans-serif"
      size="3">TRANSACTION:</FONT></I></B></TD>
    <TD align="left"><FONT face="Times New Roman,Arial,Helvetica,sans-serif"
      size="2">ENDT_CORR</FONT></TD></TR></TABLE></DIV>
<P style="margin: 0px;">&nbsp;</P></DIV>
<HR width="100%" size="2" align="center">

<DIV style="page-break-before: always;">&nbsp;</DIV><!--$$/page=--> <A name="page_2"></A><BR><A
name="_bclPageBorder2"></A>
<DIV style="width: 100%; padding-right: 0%; padding-left: 0%;">
<DIV align="left">
<TABLE border="0" cellspacing="0">
  <TR>
    <TD width="77%"></TD>
    <TD width="22%"></TD></TR>
  <TR valign="bottom">
    <TD align="left" style="text-indent: 252.141pt;" colspan="2"><B><FONT
      face="Arial,Bold,Arial,Helvetica,sans-serif" size="2">FEDERAL INSURANCE
      COMPANY</FONT></B></TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" style="text-indent: 252.141pt;"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">Endorsement No:</FONT></TD>
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">15</FONT></TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" style="text-indent: 252.141pt;"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">Bond Number:</FONT></TD>
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">81906724</FONT></TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;"><FONT
      face="Arial,Arial,Helvetica,sans-serif" size="2">NAME OF ASSURED: JOHN
      HANCOCK FUNDS</FONT></TD>
    <TD align="left" style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">
    &nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" style="text-indent: 143.711pt;"><B><FONT face="Arial,Bold,Arial,Helvetica,sans-serif"
      size="2">NAME OF ASSURED ENDORSEMENT</FONT></B></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" colspan="2"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">It is agreed that the NAME OF ASSURED in the DECLARATIONS is
      amended to read as follows:</FONT></TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left" style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;"
    colspan="2"><B><FONT face="Arial,Bold,Arial,Helvetica,sans-serif"
      size="2">JOHN HANCOCK FUNDS listed as the Named Assured on the
      Declarations Page</FONT></B></TD></TR>
  <TR valign="bottom">
    <TD align="left" style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;"><B><FONT
      face="Arial,Bold,Arial,Helvetica,sans-serif" size="2">Includes the
      following Trusts:</FONT></B></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Collateral Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Financial Opportunities Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Bond Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock California Tax-Free Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Capital Series</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Current Interest</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Emerging Markets Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Flexible Income Opportunities Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR>
    <TD colspan="2">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Floating Rate High Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Hedged Equity &amp; Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Income Securities Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Investment Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Investment Trust II</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Investment Trust III</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Investors Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Municipal Securities Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Preferred Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Preferred Income Fund II</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Preferred Income Fund III</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Premium Dividend Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Series Trust</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Sovereign Bond Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Strategic Diversified Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Strategic Series</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Tax-Advantaged Dividend Income Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Tax-Advantaged Global Shareholder Yield
    Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Tax-Exempt Series Fund</FONT></TD>
    <TD align="left">&nbsp;</TD></TR></TABLE></DIV>
<P style="margin: 0px;">&nbsp;</P></DIV>
<HR width="100%" size="2" align="center">

<DIV style="page-break-before: always;">&nbsp;</DIV><!--$$/page=--><A name="page_3"></A><BR>
<DIV style="padding-right: 0%; padding-left: 0%;">
<DIV align="left">
<TABLE border="0" cellspacing="0">
  <TR>
    <TD width="100%"></TD></TR>
  <TR valign="bottom">
    <TD align="left"><B><FONT face="Arial,Bold,Arial,Helvetica,sans-serif"
      size="2">JOHN HANCOCK FUNDS II</FONT></B></TD></TR>
  <TR valign="bottom">
    <TD align="left"><B><FONT face="Arial,Bold,Arial,Helvetica,sans-serif"
      size="2">JOHN HANCOCK FUNDS III</FONT></B></TD></TR>
  <TR valign="bottom">
    <TD align="left"><B><FONT face="Arial,Bold,Arial,Helvetica,sans-serif"
      size="2">JOHN HANCOCK VARIABLE INSURANCE TRUST</FONT></B></TD></TR>
  <TR>
    <TD>&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><B><FONT face="Arial,Bold,Arial,Helvetica,sans-serif"
      size="3">Effective July 13, 2015:</FONT></B></TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">John Hancock Exchange-Traded Fund Trust</FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD>&nbsp;</TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">This Endorsement applies to loss discovered after 12:01 a.m. on
      July 13, 2015.</FONT></TD></TR>
  <TR valign="bottom">
    <TD align="left"><FONT face="Arial,Arial,Helvetica,sans-serif"
      size="2">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN
      UNCHANGED.</FONT></TD></TR></TABLE></DIV>
<P style="margin: 0px;">&nbsp;</P>
<P style="text-align: left;"><FONT face="Arial,Arial,Helvetica,sans-serif" size="2">Date:
September 25, 2015</FONT></P>
<P STYLE="margin: 0 0 0 4in">By: <U>/s/ <FONT STYLE="font: 10pt Times New Roman, Times, Serif">Paul N. Morrissette</FONT></U><BR>
<FONT STYLE="font: 10pt Times New Roman, Times, Serif">Authorized Representative</FONT></P><BR></DIV>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>Approval of the Addition of John Hancock
Exchange-Traded Fund Trust and each of its series to Existing Joint Fidelity Bond </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>RESOLVED</B>, that after due consideration
to all relevant factors, the officers of the Trust are authorized and directed to take such actions as are necessary, desirable
or appropriate (which actions may include the payment of any related additional premiums) to include each New Fund under the terms
of the John Hancock Funds&rsquo; existing joint fidelity bond, Trustees&rsquo; and officers&rsquo; liability policy, and independent
directors liability insurance policy;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>FURTHER RESOLVED</B>, that the addition
of the New Funds to the current joint fidelity bond, which complies with Rule 17g-1 under the 1940 Act, is approved after consideration
of all factors deemed relevant by the Board, including but not limited to the value of the estimated assets of each New Fund, the
amount of the premium for the bond, the type and terms of the arrangements made for the custody and safekeeping of each New Fund&rsquo;s
assets, and the nature of the securities of each New Fund;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>FURTHER RESOLVED</B>, that the Joint
Fidelity Bond Agreement for the John Hancock Funds is approved with respect to the Trust.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Agreement Relating to Joint Insured Bond</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">WHEREAS, each of the parties hereto is a named
insured under a &ldquo;joint insured bond,&rdquo; as that term is defined in Rule 17g-1 under the Investment Company Act of 1940
(the &ldquo;1940 Act&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">WHEREAS, Rule 17g-1(f) under the 1940 Act
requires an agreement between all the named insureds under a joint insured bond;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">NOW, THEREFORE, the parties hereto hereby
agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">In the event recovery is received under the
joint insured bond as a result of a loss sustained by any two or more of the named insureds, each insured shall receive an equitable
and proportionate share of the recovery, but at least equal to the amount which it would have received had it provided and maintained
a single insured bond with the minimum coverage required by paragraph (d)(1) of Rule 17g-1 under the 1940 Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">IN WITNESS WHEREOF, each of the parties hereto
has caused this Agreement to be executed on its behalf by the undersigned thereunto duly authorized on September 23, 2015.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK VARIABLE INSURANCE TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its Series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK FUNDS II</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its Series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>John HANCOCK FUNDS III</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK BOND TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK CAPITAL SERIES</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK CALIFORNIA TAX-FREE INCOME
        FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK COLLATERAL TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>On behalf of each of its series </B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK CURRENT INTEREST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK INVESTMENT TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK INVESTMENT TRUST II</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK INVESTMENT TRUST III</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series </B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK MUNICIPAL SERIES TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK SOVEREIGN BOND FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of its of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK STRATEGIC SERIES</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK TAX-EXEMPT SERIES </B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK EMERGING MARKETS INCOME FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>on behalf of its of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK EXCHANGE-TRADED FUND TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK FINANCIAL OPPORTUNITIES
        FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK FLOATING RATE HIGH INCOME
        FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>On behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK HEDGED EQUITY &amp; INCOME
        FUND </B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK INCOME SECURITIES TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK INVESTORS TRUST</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK PREFERRED INCOME FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK PREFERRED INCOME FUND II</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK PREFERRED INCOME FUND III</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JOHN HANCOCK PREMIUM DIVIDEND FUND </B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK STRATEGIC DIVERSIFIED INCOME
        FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each if its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK TAX-ADVANTAGED DIVIDEND INCOME
        FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>JOHN HANCOCK TAX-ADVANTAGED GLOBAL SHAREHOLDER
        YIELD FUND</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>on behalf of each of its series</B></P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Executed on behalf of each Trust and its
relevant Series referenced above:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 6%; padding: 0; text-align: justify; font-size: 10pt"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 94%; border-bottom: Black 1pt solid; padding: 0; text-align: justify; font-size: 10pt"><FONT STYLE="font-size: 10pt">/s/ Betsy Anne Seel</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-align: justify; font-size: 10pt"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="padding: 0; text-align: justify; font-size: 10pt"><FONT STYLE="font-size: 10pt">Betsy Anne Seel</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-align: justify; font-size: 10pt"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="padding: 0; text-align: justify; font-size: 10pt"><FONT STYLE="font-size: 10pt">Assistant Secretary</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>



<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 6; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.gif
M1TE&.#=AFP S '<  "'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "P
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M4#IJ .# #Y!XN)4X<<A2D"0"O*G0+!  8$)(%M%BJ"EMY-5."@ H\ Q!<@
MP!PWVDD0) HH0 5J?YTS":D"11.!!# F9(X- ,C_\0U&2BC33S@AK-B/&YK6
M$*E KCP @ Q)>8I0- P P$BG0!554#XW %#+0G0 4 6&%XDP*R!LY"7-! !0
M($\+Z_3C3@&:CFGL0>;@ ( 1+:T;! !$Q(L0,Q4,$!E'(J2CCPA4HF.%IFZ@
M,X<MZ%2A:13,&LMK JC::8L"!DRCD#JP4F+2%>1<D8Q L0@ 0 #D]*-(&:V(
MG  PZQY$3:*5M"R/774T+,X2 +"0'T=KY%"(0.7HH*D=>1FB@@6:$M*R0?NP
M $ ,SGJ:#A8 1*#K0>G<4>DM)TU"@%/]/-+F!4OVXTB; -SPSM(%:0U 2<;"
MTB8>Z'S#C"5_3$)E/^)\_Z&I$O6XLLH^ Q$#RG7]D$.+K0;-\D,>E_1C#P::
M1BY0'9H"@,M ]5B"R3+5A!*-0.E8 PN,WYAR37_AW(())0X)M \IELS27S"V
MC!)[/[@(2\4^DV2119$?YB-!I7HPT8"F)02!@CG&-($S #L("T F_:!S!KHM
M@+-'!4-64Q S,)!33A2:Y F !?D(Q ^2 !S14C!.3) '-CS$H,#F\!RA*1:V
MR("F8B80:;3@ 76P00#N@0Y#:" !=4@ T?J1#2T(P (@F$"1M+$A :#A"DT0
MU@@:]I-RM.%OHDA%>J+PC6U,X =X&(8 *X")7+1)%_T@!!]NH8 )8,$:?Z#8
MOO\$P@P:;,-]3<C<'P9"BC9!0!CL& /XOI .=,B)">EX!Q5P88 A]2$7&P
M%?*RC 4 (!#]^$4KPH$& !#@4BW80"SZ@("GZ:,=5Q"&.IP&  8L(ASCH-P,
M2)@2>9C!70 X #W>L0( K"!@(-#'K@   5KTPP_#,L<G@! .$@#@!.M 1Q8
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M<-B/>'A@/0EAKZ;HMO[^?Z,:QC!@@_ "E4<0LS!<JM=_"I@E-%!,"&$,T@0
M0K!B"[B S;  GV<0!*(I5N!V%=A_NZ $G<(..U I>U" '[A^AC!I!2$,E-(
MEH!U*5AWO# $_<$/GA !HB)O,]A_X2 $8K -^Z -D/ "!H %R2"#/:AXY< )
70& "5Z &DZ![2UB%5GB%6)B%_1 0 #L!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
