<SEC-DOCUMENT>0001133228-22-006416.txt : 20220920
<SEC-HEADER>0001133228-22-006416.hdr.sgml : 20220920
<ACCEPTANCE-DATETIME>20220920162934
ACCESSION NUMBER:		0001133228-22-006416
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20220920
DATE AS OF CHANGE:		20220920

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JOHN HANCOCK FINANCIAL OPPORTUNITIES FUND
		CENTRAL INDEX KEY:			0000925683
		IRS NUMBER:				043241844
		STATE OF INCORPORATION:			MA

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-257411
		FILM NUMBER:		221254013

	BUSINESS ADDRESS:	
		STREET 1:		C/O JOHN HANCOCK INVESTMENT MANAGEMENT
		STREET 2:		200 BERKELEY STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02116
		BUSINESS PHONE:		617-663-3000

	MAIL ADDRESS:	
		STREET 1:		C/O JOHN HANCOCK INVESTMENT MANAGEMENT
		STREET 2:		200 BERKELEY STREET
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02116

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	JOHN HANCOCK BANK & THRIFT OPPORTUNITY FUND
		DATE OF NAME CHANGE:	20110214

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HANCOCK JOHN BANK & THRIFT OPPORTUNITY FUND
		DATE OF NAME CHANGE:	19940728

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HANCOCK JOHN REGIONAL BANK & THRIFT FUND
		DATE OF NAME CHANGE:	19940620
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>jhfof-html5530_424b3.htm
<DESCRIPTION>JH FINANCIAL OPPORTUNITIES FUND (BTO)_424B3
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
<BODY>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><IMG SRC="img01.jpg" ALT=""></P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0">Statement of Additional Information Supplement</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>John Hancock Financial Opportunities Fund</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>John Hancock Premium Dividend Fund</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>John Hancock Tax-Advantaged Global Shareholder Yield Fund</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Supplement dated September 20, 2022, to each current Statement of Additional
Information, as may be supplemented (the &ldquo;SAI&rdquo;)</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Effective September 20, 2022, the Board of Trustees of each registered investment
company listed above (each a &ldquo;Fund&rdquo;) appointed each of the following individuals to serve as a Trustee of the Fund.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt; text-align: justify">Noni L. Ellison</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt; text-align: justify">Dean C. Garfield</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt; text-align: justify">Patricia Lizarraga</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt; text-align: justify">Paul Lorentz</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Accordingly, the following modifies and supplements
the applicable disclosure under &ldquo;THOSE RESPONSIBLE FOR MANAGEMENT.&rdquo;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The tables below present certain information regarding Ms. Ellison, Mr.
Garfield, Ms. Lizarraga, and Mr. Lorentz (each, a &ldquo;New Trustee,&rdquo; and together, the &ldquo;New Trustees&rdquo;), including
their principal occupations, which, unless specific dates are shown, are of at least five years&rsquo; duration. In addition, the tables
include information concerning other directorships held by each New Trustee in other registered investment companies or publicly traded
companies. Information is listed separately for each New Trustee who is an &ldquo;interested person&rdquo; (as defined in the 1940 Act)
of the Fund (each a &ldquo;Non-Independent Trustee&rdquo;) and the Independent Trustees. As of August 31, 2022, the &ldquo;John Hancock
Fund Complex&rdquo; consisted of 192 funds (including separate series of series mutual funds). The address of each New Trustee is 200
Berkeley Street, Boston, Massachusetts 02116. The Board consists of fifteen members.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; vertical-align: bottom; width: 19%; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Name<BR>
(Birth Year)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; vertical-align: bottom; width: 13%; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Position(s)<BR>
with<BR>
the Fund</B><SUP>1</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; vertical-align: bottom; width: 50%; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Principal Occupation(s) and Other<BR>
Directorships During the Past 5 Years</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; vertical-align: top; width: 18%; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Number of Funds<BR>
in John Hancock<BR>
Fund Complex<BR>
Overseen by<BR>
Trustee</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 4pt; vertical-align: bottom; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Non-Independent Trustee </B></FONT></TD>
    <TD STYLE="padding-right: 4pt; vertical-align: top; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; vertical-align: top; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Paul Lorentz<SUP>2</SUP> <BR>
(1968)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee<BR>
 (since 2022)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Global
    Head, Manulife Wealth and Asset Management (since 2017); General Manager, Manulife, Individual Wealth Management and Insurance
    (2013&ndash;2017); President, Manulife Investments (2010&ndash;2016).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">192</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee of various trusts within the John Hancock Fund Complex (since 2022).</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0pt; margin-bottom: 3pt; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><SUP>1</SUP> Each Trustee holds office until his or her successor is elected
and qualified, or until the Trustee&rsquo;s death, retirement, resignation, or removal. The Fund holds annual meetings of shareholders,
at which Trustees are elected. Mr. Lorentz will stand for election in 2023 and is a member of a class of Trustees whose term will expire
in 2023.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0pt 0pt"><SUP>2</SUP> The Trustee is a Non-Independent Trustee due to current or
former positions with the Advisor and certain of its affiliates.</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0">Manulife, Manulife Investment Management, Stylized M Design, and
Manulife Investment Management &amp; Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by
its affiliates under license.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0"><IMG SRC="img02.jpg" ALT=""></P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; width: 19%; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Name<BR>
(Birth Year)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; width: 13%; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Position(s)<BR>
    with<BR>
    the Fund</B></FONT><SUP>1</SUP></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; width: 50%; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Principal Occupation(s) and Other<BR>
Directorships During the Past 5 Years</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; width: 18%; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Number of Funds<BR>
in John Hancock<BR>
Fund Complex<BR>
Overseen by<BR>
Trustee</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 4pt; vertical-align: bottom; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Independent Trustee </B></FONT></TD>
    <TD STYLE="padding-right: 4pt; vertical-align: bottom; text-align: center; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; vertical-align: top; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Noni L. Ellison<BR>
(1971)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee<BR>
(since 2022)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Senior Vice President, General Counsel &amp; Corporate Secretary, Tractor Supply Company (rural lifestyle retailer) (since 2021); General Counsel, Chief Compliance Officer &amp; Corporate Secretary, Carestream Dental, L.L.C. (2017&ndash;2021); Associate General Counsel &amp; Assistant Corporate Secretary, W.W. Grainger, Inc. (global industrial supplier) (2015&ndash;2017); Board Member, Goodwill of North Georgia, 2018 (FY2019)&ndash;2020 (FY2021); Board Member, Howard University School of Law Board of Visitors (since 2021); Board Member, University of Chicago Law School Board of Visitors (since 2016); Board member, Children&rsquo;s Healthcare of Atlanta Foundation Board (2021&ndash;present).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">192</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee of various trusts within the John Hancock Fund Complex (since 2022).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dean C. Garfield<BR>
(1968)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee<BR>
 (since 2022)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Vice President, Netflix, Inc. (since 2019); President &amp; Chief Executive Officer, Information Technology Industry Council (2009&ndash;2019); NYU School of Law Board of Trustees (since 2021); Member, U.S. Department of Transportation, Advisory Committee on Automation (since 2021); President of the United States Trade Advisory Council (2010&ndash;2018); Board Member, College for Every Student (2017&ndash;2021); Board Member, The Seed School of Washington, D.C. (2012&ndash;2017).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">192</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee of various trusts within the John Hancock Fund Complex (since 2022).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Patricia Lizarraga<BR>
(1966)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee<BR>
(since 2022)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Founder, Chief Executive Officer, Hypatia Capital Group (advisory and asset management company) (since 2007); Independent Director, Audit Committee Chair, and Risk Committee Member, Credicorp, Ltd. (since 2017); Independent Director, Audit Committee Chair, Banco De Credito Del Peru (since 2017); Trustee, Museum of Art of Lima (since 2009).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">192</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trustee of various trusts within the John Hancock Fund Complex (since 2022).</FONT></TD>
    <TD STYLE="padding-right: 4pt; text-align: center; padding-left: 4pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0pt; margin-bottom: 3pt; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><FONT STYLE="font-size: 10pt"><SUP>1</SUP></FONT> Each Trustee holds office
until his or her successor is elected and qualified, or until the Trustee&rsquo;s death, retirement, resignation, or removal. The Fund
holds annual meetings of shareholders, at which Trustees are elected. Each of Ms. Ellison, Mr. Garfield and Ms. Lizarraga will stand for
election in 2023. Ms. Ellison is a member of a class of Trustees whose terms will expire in 2024, and Mr. Garfield and Ms. Lizarraga are
members of a class of Trustees whose terms will expire in 2025.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The disclosure under &ldquo;THOSE RESPONSIBLE FOR MANAGEMENT
&ndash; Additional Information about the Trustees&rdquo; is also modified and supplemented as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In addition to the description of each New Trustee&rsquo;s Principal
Occupation(s) and Other Directorships set forth above, the following provides further information about each New Trustee&rsquo;s
specific experience, qualifications, attributes or skills with respect to the Fund. The information in this section should not be
understood to mean that any of the New Trustees is an &ldquo;expert&rdquo; within the meaning of the federal securities
laws.&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The Board believes that the different perspectives, viewpoints, professional
experience, education, and individual qualities of each Trustee represent a diversity of experiences and a variety of complementary skills
and expertise. Each of Andrew G. Arnott, James R. Boyle, Peter S. Burgess, William H. Cunningham, Grace K. Fey, Marianne Harrison, Deborah
C. Jackson, Hassell H. McClellan, Steven R. Pruchansky, Frances G. Rathke, and Gregory A. Russo has experience as a Trustee of the Fund,
as well as experience as a Trustee of other John Hancock funds. It is the Trustees&rsquo; belief that this allows the Board, as a whole,
to oversee the business of the Fund in a manner consistent with the best interests of the Fund&rsquo;s shareholders. When considering
potential nominees to fill vacancies on the Board, and as part of its annual self-evaluation, the Board reviews the mix of skills and
other relevant experiences of the Trustees.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt"><B>Independent Trustees</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt"><I>Noni L. Ellison </I>&ndash; As a senior vice president, general
counsel, and corporate secretary with over 25 years of executive leadership experience, Ms. Ellison has extensive management and business
expertise in legal, regulatory, compliance, operational, quality assurance, international, finance and governance matters.</P>


<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt"><I>Dean C. Garfield</I> &ndash; As a former president and chief
executive officer of a leading industry organization and current vice-president of a leading international company, Mr. Garfield has significant
global executive operational, governance, regulatory, and leadership experience. He also has experience as a leader overseeing and implementing
global public policy matters including strategic initiatives.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt"><I>Patricia Lizarraga</I> &ndash; Through her current positions
as an independent board director, audit committee chair, and chief executive officer of an investment advisory firm, Ms. Lizarraga has
expertise in financial services and investment matters, and operational and risk oversight. As former governance committee chair, Ms.
Lizarraga has a strong understanding of corporate governance and the regulatory frameworks of the investment management industry.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt"><B>Non-Independent Trustees</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36pt"><I>Paul Lorentz</I> &ndash; Through his position as the Global
Head of Manulife Wealth and Asset Management, Mr. Lorentz has experience with retirement, retail and asset management solutions offered
by Manulife worldwide, enabling him to provide management input to the Board.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">Applicable disclosure under &ldquo;THOSE RESPONSIBLE FOR MANAGEMENT &ndash;
Duties of Trustees; Committee Structure&rdquo; is also modified and supplemented as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">In addition, the Board believes that Ms. Harrison and Messrs. Arnott, Boyle,
and Lorentz, as current or former senior executives of the Advisor (or of its parent company, MFC), and of other affiliates of the Advisor,
provide the Board with the perspective of the Advisor in managing and sponsoring the Fund.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Also, effective September 20, 2022, Ms. Ellison was
appointed a member of the Contracts, Legal &amp; Risk Committee, Mr. Garfield was appointed a member of the Compliance Committee, and
Ms. Lizarraga was appointed a member of the Audit Committee. Also effective September 20, 2022, each New Trustee was appointed a member
of the Investment Committee. As Independent Trustees, Mses. Ellison and Lizarraga and Mr. Garfield are also members of the Nominating
and Governance Committee.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>You should read this Supplement in conjunction with
the SAI and retain it for your future reference.</I></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Silver 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>img01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img01.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  I 3\# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#^_"BBBN<Z
M#Y>_;-\2^+?"'[-WQ%\0_#WQG?\ @7XC:>OAEOAQJ^G6-CJ\^H_$&;Q=H5OX
M-\(3Z%J"/%XATOQQK\MCX1UO08&MK_5M&UF_L]-U#3+^2VU&U\ ^,W[3/[5O
MPGG^'GPIM/A;^S[XN_:"^,&K3>'_ (7:;I?Q.\;IH6OOI<,5[XO\;ZMX-/@:
M7Q1X<^'OP_T9SK/C'6;OQ#/:6<LFE^'++4[W6M?T9;KVS]J[QA\"_@#X$\2?
MM@_M(^)KNT^&G[,OA75_B%;:?J%RA\-:'KMI:7-G!XBT[08Q"OB+XB:D+Y/"
MW@EM4ENVTW4-9,6@PV.HZE)>5\%?\$N;C5/BCJ7B#]NK]JWQ+X2T']KO]M'2
M;._^%7P)U3Q=HK^)OV=_V1;"277OA)\&/#'A>:[CU2#6-;TJ6+XI?%S4+*Q6
MYU_Q7J]K_:ZHOANRM[2U:W>VMK?\ S=^:U[;'Z\Z5<7O@_P-;WWQ(\7Z3?WG
MASP_-J?C;QM<VEEX4T ?V?:RW^N:TUHUP]GH&@V,4=Q+&MW?7#6.F6Z/J.HW
M<Z7%Y+\<_LN_MU:-^U[\0]>M_@[\.=<O_@#IOAF]UG1/CQJVHKI</BVZ75]/
MT_P]<Z3X)N--74[/PIX[LGUS7/ VL:OJ-EK>N^']"_X263PQI_AO7O"^JZW^
M=7[??QO\'?\ !0?]IC2?^"0_PS^*]CX=^%-@NF^-O^"D/Q0\.>+])T*XTKX=
M+?PP>$/V1_"'B*:]C27XH?&[Q&]G;>,]/T=;W4_#'@2RU.WNX#=ZA=:<G[0_
M#K0?@/\  #P5_P *O\ 7'@/X>^$?A?H^EG4] C\0:;:OX8TRXMH;;3-5\6W&
MHZ@^I12ZE;VT*IK?B.X:ZU,0H3=S[%P6TNUJ^W3^OO'?71V2ZOK_ )_D>U5^
M6_[8G[3GA _&+]F_X+_"3]I#X8>!_C5I/QEUGQ7XCTWQ+XREM_!+>'O!7@#Q
M39ZW\/\ XK?V+J=HMM;>+-=\1^&O#EGIUW<3:MI7B:^T75;;1+^[L(K.7[G^
M.?BN7P_\ OB]XT\/>([#1KK2_A)XYU_PYXK.H64.G:?J$7A'4[W0=:BU.:0V
M @CO/L=U:W+R-;2?NF#.CC/\C_[9/QWU*Z_94_9Y_9U_9>T#1K?]I;_@K!X>
M\$?LW?LW>"[BRTG4=>^#/[)D+I+\:/C-\1A EW]D^)OQ/\6ZCXI\2^--5U+[
M5K6C2>5;:G?-XC^'M['&17?^OP%*71>1^I?[/_[1_P </^"D?Q=^-WB+Q;X_
M^''PY_X)H?LI>(]7\'^*/''PFU;Q1I&F_M;?%?P;;O=_$+3;KXI>*1H=Y:_L
MV_"4QR6?C"Z\/6NBV?Q%UH2:5>:SJ'A"TUBRF^N_V0_VKO'O[?/B?4/B]\$+
M!_AK^P/X&US4?"OPQ\=ZAHL<'C?]KO6_#=S)I>J^+/!FG:E;+'X!_9TT._MI
M-+\/:L+(^*_B5J%E/=6,_AOPW9O;ZO\ S<S6GBS]H#Q7\,?^#9_]F34]?\*_
M ;]E?QOXMLOV^?CUHUG!X>O-?_9B\"ZMI/B/0/!\M[I9CMX?%?Q3O-?73O'M
MVTB#4=>GM+4O<V,/B&4_V.?"/4O@)X6\&^$/A;\%O$?PRMO!G@/PG:^'?!_A
M+P1XE\.7ECH?A+P9;6^BI:V-GI=_.4L-"BAM[.]G(9;:8@7DHGD8LY:+1>FF
MW]?K]ZCJ]7\^_E_7;[O9:*Y33?'G@76I-%BT;QKX1U>7Q)!?W/AV/3/$FC7\
MFOVVE220ZG<:*EK>RMJL&G30RQ7\MB)TM)8I([AHV1@%;QUX'7Q:G@!O&?A-
M?'DE@VJ1^"&\1Z./%\FF+&96U%/#1O/[9:P6,&1KM;(P! 7,FT9J+/L_N-+K
MNOO.JHKF=%\:^#/$LFN1>'/%WA?Q!+X8NWT_Q+'HGB#2=5D\.W\:N\EEKJ6%
MW.VD7<:12.]OJ MY56-V9 $8CQ+XV?M=?L]_ /\ 9\^*?[3WCCXF^$I_A!\(
M=!UC6O%?B3P[K^D^((&O-)C"Q>%].?2[RYAN_%6KZE+9Z)I.AK*MY=ZM?V=I
ML0RA@6?8.9=T<?\ M<_MK?"G]D/2/"UOXK<^)OB9\1;G4;7X9_"O2]5TS3-<
M\3Q:) EYXF\3ZMJ>J2QZ=X/^'?@O3Y$U'QGXYUG_ (EVDP26FG6%OK'B75M#
MT#5/;_@?X[\5?$[X2^ _B#XV\ 7?PN\3^+M#BUG4_ 5]J9U>\\/+=3S_ &"*
MXOGT[2)V>^TU;/5/LUYI6G:A8"]%AJ-E;7UM<1+^&?\ P2P^"'A3]KGXD>*O
M^"F_[8]SX*\;_MG?%I+3Q#\)O@+>>,--\3/^Q/\ LNSWAN_@QX#;X=0:E<0Z
M%XWURS6#QUXK\1Z[I+:D?$VJ6[V<MCJMI=N_]$%-V6G7N3%MZWTUT_K^OD%%
M?-?[9NKZMX?_ &/_ -JO7=!U/4-$US1?V<?C;JVC:SI-Y/I^JZ3JNG?#?Q)=
MZ?J6FW]K)%=65_8W<,5U9W=O+'/;7$4<T3I(BL/G33/VPO%'A5_@G\ ? ?P&
M^*7[07QHUG]DGX:?'F]N=*\0^#/"_A./P[?_ /%*WC^*O'_CK7["*Q\2ZCK.
MEW,FG6C66H3:W/<[C-;Q0ZA>6HHMJZ&Y6=F?H_17QE\#_P!MWX;?'7Q%\&?#
M>B>&O&WAFZ^.?P*\1_&_P7-XLT^QL8@/ OC+3? WQ&^'6H?9;^\\KQUX&UG6
M-.DU:UMVN=-N=/G>]T[4+J&)VKC[[]OGP_JX\/Z'\)?A#\0_BO\ $7Q[\5?C
M?\-?ACX*L+SPQX9M?&&D_L[ZXOAKXI_%N]\7Z[JL>A^%_A3HWB+_ (IVPUW5
M#)JNNZ]<Z5I>CZ'>3ZG"47*PYD??M%?G]9?M^^']:\ >'+[P]\'_ (A:C\<?
M$7QW\3?LR']G>^U'PCHOBC0/C9X(\/ZKXQ\9:)XB\976LOX(M?"FC^!]&N/&
M]GXRT_4]3M/$'AF_T*[T.PO+O5XK&+S?]K?]K']HCP-^S#X?^(O@W]G/XJ>!
M_B5/^T;\&_A?XK\(WGB'X5OJ&DZ-JGQ?\$:-J]YHGB"\U^\\->*/"GQ%TS4Y
M/"'AWQ%I;0WMK=ZY]MU*QT5=,O)+=\K#G72[/U)HKX8\;_MB^-/#GQ \$_!3
MPO\ LK?%?QW\=/&?P8N/C;/X%L?$_P -M&\->"M!T_Q/%X5U+1_&WQ+U/Q,/
M#&FZU_:,R1Z-'IG]L6^NS>9%:SQQ6]U<P>;?"S_@I+IOQ3B^ _C*W_9Q^,WA
M#X&_M >/;;X/>%?B[XRNO VF2:9\8+F+Q#;CPMK/P\M_$EYXRB\.#Q-X4U[P
M1'X[AM)-)N?$]G&MO:RZ'>V>MSG*PYUYGZ845^=?BS_@H7H_AN^\7^+K/X'?
M$KQ%^S/\-?BJ?@S\2?VEM+U'PBOAOP[XPL_$MMX*\2ZQI/@:?5U\;^*_AQX%
M\97L'AKQMXZTG3Q9Z5?VNN7%A8ZOIGA_5K^WSOB)_P %$_\ A"=2^/M[I'[,
MOQI\9_#+]E;Q\O@KX_?%73K[P%I6A^';6/0O"?B;5?$/@;1-7\2P>(OB3!X8
M\/\ BVUUGQ3IVD6%E<Z58V=TL3WVH-;V$IROR^\.9>?W'Z2T5^:W@;]I;X[Z
M_P#\%%_C#\"+GX1>,Y_@GX<^#/P=UW0?$X\2_#1?#FCR>)M?^*XO/B/)81ZN
MOC*]L/&<>@:3H.GZ0+>XU/29O#]Y=7>F6=M?QSOZG_P4>U'6=)_8-_:SO_#O
MB/Q%X/UR+X'>.8],\5^$=5NM"\4^'+NYTN2UCUKP[K-C+#=Z9K.G&8W6G7MO
M+'+;W<44BL"M'+JEW#FT;ML?:U%?ACIO[3?QP_X49%_P3XG\;SM_P4&C\;1_
MLOCXA&0'6)/@\WA0>*X_VY&@VB4Z?_PHC.J-J)S#_P +^7_A%&+7!,1^D?V3
M/C'\0/ G_!/O]B^ZT?X??&/]I[XE>,/ACX-\-6DD6L6%UK&I7FGZ'<37WC;X
MN_%#QIJ=II'AVQEL]->74_$>KW5[J&KZ]=VNF:5INHZA?Q0@Y?S_ #%SZ[=/
MQ1^GM%?GK=?\%#?!^D? RV^+FN_!SXMIXL@_:0L_V2_$GP1\-0>$O%GQ"T/X
MYW?B]/!B^&[.^T_Q+%X/\0Z2VHW.GZA;^(M.\0"PFT/4;?4)1;217=K;^C?"
M7]K6Y\<:E\?/!OQ!^"?Q"^%/Q6_9XT/PUXO\5_#1;OP]\2]7\3>"_'&A:YK?
M@K7/ -_X!O\ 4K+Q/>Z]+X7\2>'CH$(@U*S\3Z1-IA6>">TO9URL?,C[$HKX
MH^%'[86I>+?BO-\'OC!\!O'O[.GBG4_A-J?QQ\#?\)UXE\!>)+;Q-\-_#^M:
M9H?BB;6&\$Z_K)\%^+?"UUKWA^77/"^L^8L-MJJM9ZM>S66H0VWD;_\ !0_Q
M+>:/\'O&_A[]D[XH:I\*_P!HWQYX;\ _ ;XB:GXV^''AVS\677B\W=UX4\1>
M+?#][K$WB+X>^%/&&B:9J.K^#[_4K#4M1U@OHFFWFDZ1?^(-/B)RL.=>?W'Z
M9T5^>'Q"_P""@VD^"=1^)_B32_@;\3?&?[/?P'\>GX:_'+]H31[[PE9:!X*\
M3:??:?IOC.ZT'P3JFKVWC7Q_X5^%]]JMI:_$GQ)X?T\0:)<6NO1:5;:^?#FL
M?9M;XL_MRWO@GXC_ !=^%_PS_9O^+?QSUSX%?#SPA\6/B9K7A;4_ 7AGP=IW
M@;QAI/B#6K!-!\0>+O$FG'Q+XVFL/#6IS:;X,T^R6XU)(3*=1LX"DDARL.='
MWS17P#\'OV\[+XL^//@9HMQ\!OBO\//AQ^U)X2\0>+/V=/BCXUG\)6X\>0^&
MO"-EX]N[3Q#X#TW7+_Q?\/)-7\&SWGB+PK)XDM5;6;#3+H74.E74MG;W&1'_
M ,%#M$EO].\91_ _XF-^RQJGQC@^!-G^U/\ ;_"0\)2^-KOQL?AA8^(O^$(_
MM<^-U^$-]\3C'X%M/B<^GIILNK3V^H#3_P#A')XM;=\K_"X<\?/[C]%:*_.;
MXN?\%"/^%<>(?VD+#PU^S3\9_B9X3_9"N](E_:%^(.B77@;0_#WA_P /ZA\.
M?"WQ4U'4O =KK_B.UUKXDZQX:\%>*(]8U[PUI&GV=S:PV$\,5Y/?7>FV=YS?
MC']JKXVV'[>OA'X8> OA#X[^)'P=UG]C_P 1?%/3;;P_X@^&.DZ?XGUN[^)'
MPTLM/\<6\GB;Q!I.LVT6@Z3J]WX:DTZ[DM6GN-<:\M["ZMXFO(!1?X"<TNY^
MGM?'WQ%_:PMHOB%J?P'_ &>?!TOQ^^/&C" >,=(TO5DT3X8_!:.]B6:ROOCE
M\3?L>I:?X3N[FW<WNF> M$L?$7Q)UVVB\^S\+6^F3#6(O%_VIOC/\8?BM\9-
M/_81_9+UZ7P;\0=1\.:?XT_:@_:,M+>"_7]EGX,:[+<6^C67A2"XBGTZ]_:)
M^+RVFHV?PMTO44EM_"&AV>J_$O6;*>TL=#M]2\X_;7_:$_9Y_P"")7_!.?QW
MX\\"^'],T<>%["^T/X2>$KZ]GU/Q+\7?C[XUCN6T[5O%NM7\EQKOC7Q-K6L+
M<^,OB)XIU>ZN]6O]+TS5KNZO%*6R*TMKZM[+[M_Z\O0<F[VT2W??R1^-7[7N
MF_%C_@IW_P %6_@/_P $NO&GQFN?BI\$_P!GH:;^T[_P4,\+_#_1;;PC\!]-
M_L&ZL=6^'WP*L].BEU3Q;K]S=7U[I6GZUJGC/QAJ=Y,_B9FAT?2+CP_=6JWO
MV</^"<OQ4^'/PD_:%^+/Q8_82O\ Q'^T]J'[1OCK]H7XEPZ%;>#],U'QEX;^
M#7BS59OV4/V5/V0=5T7Q.MYX:^'7BE+;PI?>.?%46I>%=,TCP6WB?1]7@US5
M[JQL[+[U_P"#>?\ 89\<_LV?LJ>)?VG/VBDOM2_:_P#V]/%,G[0/QGUKQ#&6
M\3:7H?B"6ZU7P-X3U&2=/M%K=&SU:\\6:S8JR+:ZGXC&E20H-$MHX?Z LGUI
MN5G;>WF2HW5[VN?Q%:!_P1C_ &E="^)?[![:W^R[X;\2_$[XA^/_ !7^W=^V
MC^T7"?"K^%/AQ^T5!=^=\%OV>ETZ75K76]-^#GP+L+V77=0\->"-/U&_^+7B
M;1]/T&?4H[.^N=1L+OQ:_P""9'[4'Q7\$?M!?&_XA?LQ_%'4O'?[=/QU\"?L
MLZOI5Y;^&/'/Q:_9\_88\$^(-6U;Q[^U)X_\'6_BBW\/^/\ ]I;XU:O8ZE?:
M*YN]0B^%FG>,-)L] BT[3=+2TB_MHI<GKDY]<TN?R_$KD\_Z_K_AS^?WQGX_
M^,/PET/P#X1^+?\ P3[_ &KO$_P*^ /AWPEI'[+/[-7[.MAX6^-NB?$ZY\!6
M5OI/PV\0_M&^-[7Q7I[>'];\.P:3I-SI?PY\2Z8W@[P_KL1\5:WK_CK5+318
M=(^'?V:O^">'[<>F?$S]KG_@M+\?_A[??#C]MWQ+X;\<7O[)/[&/P@TOP%X_
ME\":1K.CSV4'AGQ=:^()8O"DOC#QW,VG0>)M1T;7-(U.SGNO%OB_5=2FU?6)
M=+B_KDR1T)%)D]<\^M'/Y"Y//T/X>_"O_!'S]MWPO\&?V>?''Q7L_P!HSQ9\
M4/V_/VK[CXR_\%<_"?P4\;^%M \1V'PN2+7?$_@KX-RO%K?AR]O] U37;^+0
M_'MQ:^-KW0- 6_FDMM&FM]*LKH>D:3^R?^W[#X _X* ?M%6/[ .H_#_]HWXT
M>(K/]FOX0?!#P[-\-+3PSX;_ &=O")L?"7P7^'OA34/#>OV6GI\#=)S<?&/]
MHSQQ-_9&L?%+5]!\,^!-*T[4-$N]:EA_L\R?7KUI<GU/3'X>GTHYO(.3S/XT
M?@]_P2,_:)_9&_:H^#5C\"/V;(_$D/["G[%GB35?V=_C?JOB#1=-\!_'W]N/
MXV:-JDGQ1\7?%;73K,?BG1/ /PYO=1N=)^'OPBTGP_;Z5JUZUG>W,UE93ZKJ
MT?6)^PW^V[%_P3:MM4^'?P'^(&A?M[>//''AWX@?MC_M+_$*U\!W?[:OBC7_
M (N>);3PU^TKHG[,/B&+Q'J$OA/0_!/PFU/5?#/@W4;;Q5HMEK'A>TCT/P9H
M,%]J.I:C:?V UY]X]\&>(O&5O;VFB_%'QK\-(H]QN;KP/9>"9M4O22<![OQI
MX3\7V]O&JD*!:V$,N1N\_G%'/?\ X<'#L?RI?M5?\$I_B-XC^&W@C7?V>O@9
M\<OV=/@YXH^)/[.G[.7Q.^!OP!\>Q:'\:_$W[!GP_P!5\9^+/B-\1/CAX>T7
MQ5INC?$SXT?$_P ;>) ][;:GXDUCQ3X5\)^7+J6H:KKVI:Q9:9Y]^W?_ ,$Q
M_P!K3]J3XM?";]G_ /9W_8N\#?LZ?L4^ -$3]ICQ_P#")-1TGP9\*OC9\0/A
MKHNG>$_A7\)_BKKGP\UF+4O$'Q@\5^&=$M]*GO\ 1B?"WP_TN^MUU'Q1KFO_
M -K>(8OZ8=<_8QA\1W+W>J_M5?MJ).X&[^POC[>>#[8$$DE-/\':!H&GQ[B>
M0EJH  50JC%<!JG_  3OTR^B=+#]M+_@HGX?E="@NM*_:Q\3W<L;%MWFI#XC
MTC7K(R#[N)+1X]O!C()R[Q[K\=.W3IZBY7V?]?,_(']D+X5_8+%_^"AG_!/K
M1M/^)W[0'Q[UBU^ ?[0WA_Q)\-/#/PTT_P#9A\(?!&!;&Y_9FL/@AX1U;28/
M!WB'P_XQTNWTSQ5XN\1:SXO\2Z[Y-AX@FU[^RM4M]0G_ *?M-DOI=.T^75+>
M&TU.6QM)-1M+>;[1;VM^]O&UY;03\>?#!<F2**;_ ):(JO\ Q5_*;^U#^R]^
MTU_P1W^+T_[9G[,?[57QZUK]E7X^^-;&Y_X*'ZK\2/AUX0_:7\6^!/$\=FVE
M^$OVE-1\(Z5HW@:]U7P;$'MM#^+FI>$GT?Q=8Z9#9ZU)J.I1;XK3]S_V:?VF
M/B%XQT_X:Q?%6;X0?$/PI\7]+2^^#/[3W[-^MZAJGP7^*DHTFXUI=&U+PUK=
MUJ>O_#CQ9>:18:AJ6GV3^(/%WAW5FL-3TZWUZPUFR71IB2NM-0C[K=[K^NI[
M9^UOX4\1>._V5/VF/ _A#2;G7O%GC+X ?&'PMX7T.S,*W>L^(?$'P^\0:5HV
ME6K7$L-NMQJ&HW5O:0M/-#"))5,DL:;F'SC\"OA-\2/#/[5'@;QMK_A'4M+\
M)Z9_P3F^"?PDU#7+A[(V=K\2O#GQ&\2:MKGA"0174DYU/3=-O+:\G=(6LC%,
MHBNI'#(/T2HJ5*RM8MQN[W/PQU7X(?M,?";]B+]DSXG?"SX/ZYXE_:K_ &5_
M'_Q-U#3OA3%=:3#KNN^#?C9X@^)7@/Q9HS2W.K6FBR6]IIWC'P;\4)X;K4O+
M>W\$0A4>]$4(T/B)^QRGP23]A36M8^&GQ<^+_P ,_@A\!?B%\"_C!:_ 7Q-X
MZT3XH:#XO^(5S\.O&LGQ9M]&^'/BCPKXF\<^']8\=>#_ !-;^-=+L+_4KNQG
M\4:?XE32-12QNYK;]OLGKGGUHH4O+^D+D\S\@C\*_@O#^SG=KKG_  3\_:#G
M^&WC?]HB]\?ZOH4WBWQ!XK_:3T/4['0;31?#?[3<MM/\0[CXN^&O$5PVBZ?H
M$&A>$_%K?$3PUX9\F_NM*CMKG4M(3S75?!O[2FN_LA_&E+KPO^T/\0? /@K]
MJ/X"?$K]G7P;\8+2+7?VJM6^!WPS^(WPA\:_$"RU6RN+J+7_ !%<V^L:+XZO
M?AIIOC6[/Q'U3PQ:V%CK<UQ?S:<K_N/D]<\^M+DYSDY]>]/F\OZ_KS#D\_PZ
MGPYX)TKQAXU_;/\ #_Q^'P_\:^$_AWXA_8LM_"B3>-M)A\/:[H_B^Y^,W_"2
M1^$_$.@27L^H:1X@302-3N+*>,_98F\FXDBNEDMT^0/A_P#L\?&W2OV.OV!?
MA_J7PYUNU\9_"[]N7PM\2_B#X>EETQKWPKX#LOCI\7_$UUXFU%DOVMGL+?0=
M?T;5'6TGN;OR+^ +;M*)(T_:&BCG?9"]GYG\]7@S]ECPK\-=+^)O[.?Q8_8_
M_:I^/'BG7?V@_B?KGA74?"_Q/^*.C?LX?%/X9_%GXOZE\1]$\4>+-<T[XG:;
M\,O D'A/2_$KV?C[PKKOAV#5+C5_#<SZ;H_B$Z[9RS_5?C+X$?%_4/V;?^"L
M'@^Q\!ZQ<>)/CA\2?B_JOPAT=)-/%SXYTG7/@9\,O#&B7>CEKU84AO\ 6]%U
M/2X?[0ELY//LI6E5(F25_P!:LGIGCTHHY^R'R>??H?G+H%IXW^&__!077M;U
M7X5?$O6O!?QM_9C^!?@7P_\ $/PKX<37/ _A;Q5\+O%7Q7U#Q=I'Q&UJ*]B_
MX0Z2+3O%^A7ND3WUO);:XLUS::=++?6DEL?9OV\? GB_XG_L;?M(_#[P!H-Y
MXH\:>+_A3XFT/PSX>T]K=+W6-6O+=4M;&U:[GMK833,"%,T\4?\ ><5]:9/3
M/'I12OJG;5#Y=&K[GCUO\$_ABOQ%@^.[^ M"7XW)\)(_@^?B";1?^$F7P -3
M7Q,W@\WF[;_9H\2#^T=FTR>?E1+Y1*5^0R_"KXM>"/V>O^">G@'XU?"#X_>,
M?@)X,^%'BSP_^T3\&_@>=4U#Q:_Q5%CX='PJ@^)?ASP-KNG>)_%WPSLD3QK#
MJ.D:+J5UH,?BFZ\,7_BVSN]&MP]O^[5+D^IH4F)POL['X)_"G]F;XLZ7\#/#
MNA:!^S9KWP;T^/\ X*_^$OV@M%^%+W'A=[SP?\!+;XA>&]8_X3"\&AZU?Z/;
MVD>DVMSJ^IZ?9:C>WUC<27-D8[BY@8O]#_'_ .&'[4,'Q._X*'_$'X$:'XCT
MSQ-X]_9?_9@\,?"+Q3HE]HVGZOX@USP3XF^-5W\3-#\"7VISM;Z9X]L/!_B5
M(/"VHZM#:V-GXHUK0;I;G$$\EO\ K)13Y_+M^#O^H<GG_3/P6^%/@+P5\/\
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JBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>img02.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img02.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  . /H# 2(  A$! Q$!_\0
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H2-$-^_P.\7VSWITK3[>P-VUNG[0,B0-<F#SFA21UB+E%=@H8H1__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
