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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 197,548 $ 211,166
Federal funds sold 97,829 152,689
Total cash and cash equivalents 295,377 363,855
Available-for-sale securities, at fair value 231,023 228,205
Loans receivable, net of deferred fees 4,716,129 4,333,152
Allowance for credit losses (43,052) (38,744)
Net loans 4,673,077 4,294,408
Accrued interest receivable 21,074 19,685
Banking premises and equipment, net 33,842 34,654
Non-public investments 44,531 24,364
Bank-owned life insurance ("BOLI") 56,342 102,785
Prepaid expenses and other assets 58,481 59,482
Deferred income tax asset 28,643 30,299
Total assets 5,442,390 5,157,737
Deposits    
Core deposits 4,176,991 3,867,846
Brokered deposits 388,673 309,806
Total deposits 4,565,664 4,177,652
Mortgagors' escrow accounts 4,543 4,549
FHLB borrowings 41,453 120,835
Accrued expenses and other liabilities 73,139 65,708
Accrued retirement liabilities 20,557 23,826
Total liabilities 4,705,356 4,392,570
Shareholders' equity:    
Preferred stock, $0.01 par value, 5,000,000 shares authorized; no shares issued and outstanding 0 0
Common stock, $0.01 par value, 120,000,000 shares authorized; 39,826,446 and 42,705,729 shares issued and outstanding at September 30, 2025 and December 31, 2024, respectively 398 427
Additional paid-in capital 342,526 417,247
Unallocated common shares held by the Employee Stock Ownership Plan ("ESOP") (43,049) (44,813)
Retained earnings 440,281 400,473
Accumulated other comprehensive loss (3,122) (8,167)
Total shareholders' equity 737,034 765,167
Total liabilities and shareholders' equity $ 5,442,390 $ 5,157,737