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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0000950137-04-010236.txt : 20041119
<SEC-HEADER>0000950137-04-010236.hdr.sgml : 20041119
<ACCEPTANCE-DATETIME>20041119114259
ACCESSION NUMBER:		0000950137-04-010236
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20041119
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20041119
DATE AS OF CHANGE:		20041119

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST FINANCIAL CORP /IN/
		CENTRAL INDEX KEY:			0000714562
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351546989
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16759
		FILM NUMBER:		041156892

	BUSINESS ADDRESS:	
		STREET 1:		ONE FIRST FINANCIAL PLAZA
		CITY:			TERRE HAUTE
		STATE:			IN
		ZIP:			47807
		BUSINESS PHONE:		(812) 238-6000

	MAIL ADDRESS:	
		STREET 1:		ONE FIRST FINANCIAL PLAZA
		CITY:			TERRE HAUTE
		STATE:			IN
		ZIP:			47807

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TERRE HAUTE FIRST CORP
		DATE OF NAME CHANGE:	19850808
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c89934e8vk.txt
<DESCRIPTION>CURRENT REPORT
<TEXT>
<PAGE>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934


Date of Report (Date of earliest event reported)  November 19, 2004


                           First Financial Corporation
             (Exact name of registrant as specified in its charter)


                Indiana                       000-16759          35-1546989
      (State or other jurisdiction           (Commission        (IRS Employer
           of incorporation)                 File Number)    Identification No.)

  P. O. Box 540, Terre Haute, Indiana                               47808
(Address of principal executive offices)                         (Zip Code)


Registrant's telephone number, including area code  812-238-6264

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:


[ ] Written communications pursuant to Rule 425 under the Securities Act
   (17 CFR230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))

<PAGE>



ITEM 9.01  FINANCIAL STATEMENTS AND EXHIBITS.

(a)      Exhibits.
         --------

         Exhibit Number:

         99.1  Press Release, dated November 19, 2004 issued by First Financial
               Corporation


ITEM 7.01 REGULATION FD DISCLOSURE (INFORMATION PROVIDED UNDER ITEM 12 - RESULTS
OF OPERATIONS AND FINANCIAL CONDITION).

         The following information is being provided under Item 12 - Results of
         Operations and Financial Condition. It is being furnished under Item 9
         of this Form 8-K in accordance with interim guidance issued by the SEC
         in Release No. 33-8216. Such information, including the Exhibit
         attached hereto, shall not be deemed "filed" for purposes of Section 18
         of the Securities Exchange Act of 1934.

         On November 19, 2004, First Financial Corporation issued a press
         release to report the declaration of the semi-annual dividend of $.40
         per share payable January 3, 2005 to shareholders of record on December
         3, 2004. The release is furnished as Exhibit 99.1 hereto.


<PAGE>
                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                            First Financial Corporation



Dated:  November 19, 2004                   (s) Norman L. Lowery
                                            ------------------------------
                                                Norman L. Lowery
                                            Vice Chairman and Chief
                                               Executive Officer


Dated:  November 19, 2004                   (s) Michael A. Carty
                                            ------------------------------
                                                  Michael A. Carty
                                            Secretary/Treasurer and Chief
                                                  Financial Officer




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>c89934exv99w1.txt
<DESCRIPTION>PRESS RELEASE
<TEXT>
<PAGE>
FOR IMMEDIATE RELEASE                        For more information contact:
November 19, 2004                            Michael A. Carty at (812) 238-6000



FIRST FINANCIAL CORPORATION DECLARES SEMI-ANNUAL DIVIDEND


TERRE HAUTE, INDIANA - The directors of First Financial Corporation (NASDAQ:
THFF) have declared a semi-annual dividend of 40 cents per share payable on
January 3, 2005, to shareholders of record at the close of business December 3,
2004. Today's declaration represents an increase of 11.1% over the same period
last year and brings the total dividend for 2004 to 79 cents per share, a 12.9%
increase from 2004.

This is the 16th consecutive year the corporation has increased dividends paid
to shareholders. According to Norman L. Lowery, CEO, "We believe that being
headquartered in the area we serve gives our company a distinct advantage in the
financial services industry which has contributed to our success in delivering
products and services that are customer focused and community based. We are
steadfast in our goal to remain 'always close to home' as we have for 170 years,
not only because it's beneficial to the communities we serve but it's an
effective business model for us."

First Financial Corporation is the holding company for First Financial Bank N.A.
in Indiana and Illinois; The Morris Plan Company of Terre Haute and Forrest
Sherer, Inc. in Indiana; and First Crawford State Bank, and First Community Bank
N.A. in Illinois.


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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