-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 V4t3osgGBDuShdWY8hplpnjfvnMyZubO7CAyy+HtZB8PJS2/+eSP0eqvbsl2Ceaw
 5VD6t4h+aI7+JIRCYl88wA==

<SEC-DOCUMENT>0001362310-09-004433.txt : 20090327
<SEC-HEADER>0001362310-09-004433.hdr.sgml : 20090327
<ACCEPTANCE-DATETIME>20090327125453
ACCESSION NUMBER:		0001362310-09-004433
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20090415
FILED AS OF DATE:		20090327
DATE AS OF CHANGE:		20090327
EFFECTIVENESS DATE:		20090327

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST FINANCIAL CORP /IN/
		CENTRAL INDEX KEY:			0000714562
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351546989
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16759
		FILM NUMBER:		09709164

	BUSINESS ADDRESS:	
		STREET 1:		ONE FIRST FINANCIAL PLAZA
		CITY:			TERRE HAUTE
		STATE:			IN
		ZIP:			47807
		BUSINESS PHONE:		(812) 238-6000

	MAIL ADDRESS:	
		STREET 1:		ONE FIRST FINANCIAL PLAZA
		CITY:			TERRE HAUTE
		STATE:			IN
		ZIP:			47807

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TERRE HAUTE FIRST CORP
		DATE OF NAME CHANGE:	19850808
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>c83062def14a.htm
<DESCRIPTION>SCHEDULE 14A
<TEXT>
<HTML>
<HEAD>
<TITLE>Schedule 14A</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center" style="font-size: 14pt; margin-top: 6pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B>
</DIV>

<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549</B>
</DIV>

<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>SCHEDULE 14A</B>
</DIV>

<DIV align="center" style="font-size: 12pt; margin-top: 12pt">Proxy Statement Pursuant to Section&nbsp;14(a) of the Securities<BR>
Exchange Act of 1934 (Amendment No.&nbsp;__)</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Filed by the Registrant <FONT face="wingdings" size="2">&#254;</FONT><BR>
Filed by a Party other than the Registrant <FONT face="wingdings" size="2">&#111;</FONT>

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Check the appropriate box:

</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Preliminary Proxy Statement</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD><B>Confidential, for Use of the Commission Only (as permitted by Rule&nbsp;14a-</B><B>6(e)(2)</B><B>)</B></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#254;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Definitive Proxy Statement</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Definitive Additional Materials</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Soliciting Material Pursuant to &#167;240.14a-12</TD>
</TR>

</TABLE>
</DIV>
<DIV align="center" style="font-size: 10pt; margin-top: 6pt">&nbsp;</DIV>

<DIV align="center">
FIRST FINANCIAL CORPORATION</DIV>
<DIV align="center" style="font-size: 10pt"><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV>
(Name of Registrant as Specified In Its Charter)</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 6pt">&nbsp;</DIV>

<DIV align="center">
</DIV>
<DIV align="center" style="font-size: 10pt"><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV>
(Name of Person(s) Filing Proxy Statement, if other than the Registrant)</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Payment of Filing Fee (Check the appropriate box):

</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#254;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>No fee required.</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Fee computed on table below per Exchange Act Rules&nbsp;14a-6(i)(1) and 0-11.</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(1)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Title of each class of securities to which transaction applies:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(2)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Aggregate number of securities to which transaction applies:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(3)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Per unit price or other underlying value of transaction computed pursuant to Exchange Act
Rule&nbsp;0-11 (set forth the amount on which the filing fee is calculated and state how it was
determined):</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(4)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Proposed maximum aggregate value of transaction:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(5)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Total fee paid:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Fee paid previously with preliminary materials.</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="1%" nowrap align="left" valign="top">
<FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Check box if any part of the fee is offset as provided by Exchange Act Rule&nbsp;0-11(a)(2)
and identify the filing for which the offsetting fee was paid previously. Identify the
previous filing by registration statement number, or the Form or Schedule and the date of its
filing.</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(1)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Amount Previously Paid:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(2)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Form, Schedule or Registration Statement No.:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(3)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Filing Party:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">(4)</TD>
<TD width="1%">&nbsp;</TD>
<TD>Date Filed:</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR>

<TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD style="font-size: 10pt"><DIV align="left">

</DIV></TD>
</TR>
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="2%" style="background: transparent">&nbsp;</TD>
<TD width="3%" nowrap align="left">&nbsp;</TD>
<TD width="1%">&nbsp;</TD>
<TD><DIV style="border-bottom: 1px solid #000000; font-size: 1px">&nbsp;</DIV></TD>
</TR>

</TABLE>
</DIV>

<P align="center" style="font-size: 10pt">
</DIV>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><IMG src="c83062c8306201.gif" alt="(FIRST FINANCIAL CORPORATION LOGO)">
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt">March&nbsp;25, 2009
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">Dear Shareholders:
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Our 2009 Annual Meeting of Shareholders will be held on Wednesday, April&nbsp;15, 2009 at 11:00
a.m., local time, at One First Financial Plaza, Terre Haute, Indiana. We have enclosed a copy
of our 2008 Annual Report to Shareholders for your review.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">We hope you can attend the meeting. If you are unable to join us, we urge you to exercise
your right as a shareholder and vote. <B><I>Please mark, sign, date, and return the enclosed proxy
card in the envelope provided. </I></B>Your cooperation is appreciated.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">This Proxy Statement is first being mailed to shareholders on or about March&nbsp;25, 2009.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Sincerely,<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">/s/ Donald E. Smith
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Donald E. Smith&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Chairman of the Board and President&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<DIV align="Center" style="font-size: 10pt; margin-top: 10pt"><B>FIRST FINANCIAL CORPORATION<BR>
One First Financial Plaza<BR>
P.O. Box 540<BR>
Terre Haute, Indiana 47808</B>

</DIV>

<DIV align="Center" style="font-size: 10pt; margin-top: 10pt"><B>NOTICE OF ANNUAL MEETING OF SHAREHOLDERS<BR>
to be held April&nbsp;15, 2009</B>

</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Notice is hereby given that, pursuant to the call of its Directors, an Annual Meeting of
Shareholders of First Financial Corporation (&#147;Corporation&#148;) will be held on Wednesday, April&nbsp;15,
2009 at 11:00 o&#146;clock a.m., local time, at One First Financial Plaza, Terre Haute, Indiana.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">The purposes of the meeting are:
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(1)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">To elect Thomas T. Dinkel, Norman L. Lowery and William J. Voges to the Board of
Directors of the Corporation for a three (3)&nbsp;year term to expire in 2012;</DIV></TD>
</TR>

<TR style="font-size: 8pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(2)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">To ratify the appointment of Crowe Horwath LLP as the independent registered
public accounting firm of the Corporation for the fiscal year ending December&nbsp;31, 2009; and</DIV></TD>
</TR>

<TR style="font-size: 8pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(3)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">To transact such other business as may properly be presented at the meeting.</DIV></TD>
</TR>

</TABLE>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Only shareholders of record at the close of business on March&nbsp;11, 2009 will be entitled to
notice of and to vote at the meeting.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">By Order of the Board of Directors<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">/s/ Donald E. Smith
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">DONALD E. SMITH&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Chairman of the Board and President&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">March&nbsp;25, 2009
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>IMPORTANT &#151; <U>PLEASE MAIL YOUR PROXY PROMPTLY</U></B>
</DIV>


<DIV align="Center" style="font-size: 10pt; margin-top: 10pt"><B>IN ORDER THAT THERE MAY BE PROPER REPRESENTATION AT<BR>
THE MEETING, YOU ARE URGED TO COMPLETE, SIGN, DATE AND<BR>
RETURN THE ENCLOSED PROXY IN THE ENVELOPE PROVIDED.<BR>
NO POSTAGE IS REQUIRED IF MAILED IN THE UNITED STATES.</B>

</DIV>

<DIV align="Center" style="font-size: 10pt; margin-top: 10pt"><B>Important Notice Regarding the Availability of Proxy Materials for the<BR>
Shareholders Meeting to be Held on April&nbsp;15, 2009. This proxy statement and<BR>
our 2008 Annual Report to Shareholders are available at:<BR>
<U>http://www.snl.com/IRWebLinkX/GenPage.aspx?IID=100502&#038;GKP=203209</U></B>

</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">
<DIV align="left">
<!-- TOC -->
</DIV>
<DIV align="left">
<A name="tocpage"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>TABLE OF CONTENTS</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="95%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>page</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#101">QUESTIONS AND ANSWERS ABOUT THE MEETING</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">1</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#102">PROPOSAL 1&#151;ELECTION OF DIRECTORS</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#103">BOARD COMMITTEES AND MEETINGS</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">3</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#104"><B>&#149;</B> Compensation of Directors</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#105"><B>&#149;</B> Director Compensation Table</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#106"><B>&#149;</B> Compensation Committee Interlocks and Insider Participation</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#107"><B>&#149;</B> Certain Relationships and Related Transactions</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#108">CORPORATE GOVERNANCE</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#109"><B>&#149;</B> General</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#110"><B>&#149;</B> Director Independence</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#111"><B>&#149;</B> Code of Ethics</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#112"><B>&#149;</B> Communications with Independent Directors</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#113">EXECUTIVE COMPENSATION</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#114"><B>&#149;</B> Compensation Discussion and Analysis</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#115"><B>&#149;</B> Employment Agreement</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">10</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#116"><B>&#149;</B> Accounting and Tax Considerations</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">10</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#117"><B>&#149;</B> Compensation Committee Report</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">10</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#118">SUMMARY COMPENSATION TABLE</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">10</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#119"><B>&#149;</B> Grants of Plan-Based Awards Table</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">12</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#120"><B>&#149;</B> Pension Benefits</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">12</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#121"><B>&#149;</B> Nonqualified Deferred Compensation for 2008</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#122"><B>&#149;</B> Potential Payments Upon Termination or Change in Control of the Corporation</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#123"><B>&#149;</B> Employment Agreement with Norman L. Lowery</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#124"><B>&#149;</B> 2001 and 2005 Long-Term Incentive Plans</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">15</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#125">SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">17</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#126">PROPOSAL 2&#151;RATIFICATION OF APPOINTMENT OF CROWE HORWATH LLP AS
THE CORPORATION&#146;S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">18</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#127"><B>&#149;</B> Report of Audit Committee</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">18</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#128"><B>&#149;</B> Fees Paid to Crowe Horwath LLP</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">18</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:30px; text-indent:-15px"><A href="#129"><B>&#149;</B> Audit Committee Pre-Approval of Audit and Permissible Non-Audit Services
of Independent Auditors</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">19</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#130">SECTION 16 BENEFICIAL OWNERSHIP REPORTING COMPLIANCE</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">19</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#131">SHAREHOLDER PROPOSALS</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">19</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#132">IMPORTANT NOTICE REGARDING THE INTERNET AVAILABILITY OF
PROXY MATERIALS FOR THE 2009 ANNUAL MEETING</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">20</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#133">ADDITIONAL INFORMATION</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">20</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#134">OTHER MATTERS</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">20</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 6pt"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>

<DIV align="left">
<!-- /TOC -->
</DIV>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="Center" style="font-size: 10pt; margin-top: 8pt"><B>PROXY STATEMENT OF<BR>
FIRST FINANCIAL CORPORATION<BR>
One First Financial Plaza<BR>
P.O. Box 540 <B>&#149;</B> Terre Haute, Indiana 47808<BR>
(812)&nbsp;238-6000</B>

</DIV>

<DIV align="Center" style="font-size: 10pt; margin-top: 8pt"><B>PROXY STATEMENT</B>

</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">This proxy statement is furnished in connection with the solicitation by the Board of
Directors of First Financial Corporation (the &#147;Corporation&#148; or &#147;we&#148;) of proxies for and contains
information related to the Annual Meeting of Shareholders of the Corporation to be held on
Wednesday, April&nbsp;15, 2009, beginning at 11:00&nbsp;a.m., local time, at One First Financial Plaza, Terre
Haute, Indiana, and at any postponements or adjournments of the meeting. This proxy statement and
accompanying form of proxy were first mailed to the shareholders on or about March&nbsp;25, 2009.
</DIV>
<DIV align="left">
<A name="101"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B>QUESTIONS AND ANSWERS ABOUT THE MEETING</B>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: What is the purpose of the annual meeting?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">At the annual meeting, shareholders will act upon the matters outlined in the notice of
meeting accompanying this proxy statement, including the election of directors and the ratification
of the selection of Crowe Horwath LLP as the independent registered public accounting firm of the
Corporation for the fiscal year ending December&nbsp;31, 2009. In addition, the Corporation&#146;s management
will report on the performance of the Corporation during the fiscal year ended December&nbsp;31, 2008,
and respond to questions from shareholders.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: Who is entitled to vote at the meeting?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Only shareholders of record at the close of business on the record date, March&nbsp;11, 2009, are
entitled to receive notice of the annual meeting and to vote the common shares that they held on
that date at the meeting, or any postponements or adjournments of the meeting. Each shareholder is
entitled to one vote for each share of common stock held on the record date.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: Who can attend the meeting?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">All shareholders as of the record date, or their duly appointed proxies, may attend the
meeting. Admission to the meeting will be on a first-come, first-admitted basis.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: What constitutes a quorum?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The presence at the meeting, in person or by proxy, of the holders of a majority of the common
shares outstanding on the record date will constitute a quorum, permitting the meeting to conduct
its business. As of the record date, 13,116,630 common shares of the Corporation were outstanding.
Proxies received but marked as abstentions and broker non-votes will be included in the calculation
of the number of shares considered to be present at the meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: How do I vote?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">If you complete and properly sign the accompanying proxy card and return it to us, it will be
voted as you direct. If you are a registered shareholder and attend the meeting, you may deliver
your completed proxy card in person. &#147;Street name&#148; shareholders who wish to vote at the meeting
will need to obtain a proxy form from the institution that holds their shares.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: Can I vote by telephone or electronically?</I></B>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">If you are a registered shareholder (that is, if you hold your shares in certificate form),
you may only vote in person or by written proxy.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">If your shares are held in &#147;street name,&#148; please check your proxy card or contact your broker
or nominee to determine whether you will be able to vote by telephone or electronically through the
Internet.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: Can I change my vote after I return my proxy card?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Yes. Even after you have submitted your proxy, you may change your vote at any time before the
proxy is exercised by filing with the Secretary of the Corporation, Michael A. Carty, First
Financial Corporation, One First Financial Plaza, P.O. Box 540, Terre Haute, Indiana 47808, either
a notice of revocation or a duly executed proxy bearing a later date. The powers of the proxy
holders will be suspended if you attend the meeting in person and so request, although attendance
at the meeting will not by itself revoke a previously granted proxy.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Q: What are the Board&#146;s recommendations?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Unless you give other instructions on your proxy card, the persons named as proxy holders on
the proxy will vote in accordance with the recommendations of the Board of Directors (or &#147;Board&#148;).
The Board&#146;s recommendations are set forth together with the description of each proposal in this
proxy statement. In summary, the Board recommends a vote <B>&#147;FOR&#148; </B>election of the nominated slate of
directors.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">With respect to any other matter that properly comes before the meeting, the proxy holders
will vote as recommended by the Board of Directors or, if no recommendation is given, in their best
judgment.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->1<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Q: What vote is required to approve each item?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Directors will be elected by a plurality of the votes cast at the meeting. A properly executed
proxy marked &#147;WITHHOLD AUTHORITY&#148; with respect to the election of one or more directors will not be
voted with respect to the director or directors indicated, although it will be counted for purposes
of determining whether there is a quorum.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The affirmative vote of the holders of a majority of the shares represented in person or by
proxy and entitled to vote will be required for the ratification of Crowe Horwath LLP as our
independent registered public accounting firm. Action on any other matters to come before the
meeting must be approved by an affirmative vote of a majority of the shares present, in person, or
by proxy.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">If you hold your shares in &#147;street name&#148; through a broker or other nominee, your broker or
nominee may not be permitted to exercise voting discretion with respect to some of the matters to
be acted upon. Thus, if you do not give your broker or nominee specific instructions, your shares
may not be voted on those matters and will not be counted in determining the number of shares
necessary for approval. However, shares represented by such &#147;broker non-votes&#148; will be counted in
determining whether there is a quorum.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Q: What if other matters come up during the meeting?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">If any matters other than those referred to in the notice of Annual Meeting of Shareholders
properly come before the meeting, the individuals named in the accompanying form of proxy will vote
the proxies held by them as recommended by the Board of Directors or, if no recommendation is
given, in accordance with their best judgment. The Corporation is not aware of any business other
than the items referred to in the Notice of Annual Meeting of Shareholders that may be considered
at the meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">If for any reason any of the director/nominees becomes unable or is unwilling to serve at the
time of the meeting (an event which the Board of Directors does not anticipate), the persons named
as proxies in the accompanying form of proxy will have discretionary authority to vote for a
substitute nominee or nominees named by the Governance/Nominating Committee if the Board of
Directors elects to fill such nominees&#146; position. If any shareholder proposal intended to be
presented at the 2009 Annual Meeting was not received by the Corporation on or before February&nbsp;4,
2009, the proxies will have discretionary authority to vote on the matter.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Q: Who pays to prepare, mail and solicit the proxies?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Corporation pays all costs of preparing, mailing and soliciting proxies. The Corporation
asks brokers, banks, voting trustees and other nominees and fiduciaries to forward proxy materials
to the beneficial owners and to obtain authority to execute proxies. The Corporation will reimburse
the brokers, banks, voting trustees and other nominees and fiduciaries upon request. In addition,
proxies may be solicited by mail, in person, or by telephone by certain of the Corporation&#146;s
officers, directors and employees, who will not be separately compensated for such activity.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Q: Whom should I call with other questions?</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">If you have additional questions about this proxy statement or the meeting or would like
additional copies of this document or our 2008 Annual Report on Form 10-K, please contact: Michael
A. Carty, Secretary, First Financial Corporation, One First Financial Plaza, P.O. Box 540, Terre
Haute, Indiana 47808.
</DIV>
<DIV align="left">
<A name="102"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>PROPOSAL 1&#151;ELECTION OF DIRECTORS</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Board of Directors is currently composed of ten (10)&nbsp;members. The Corporation&#146;s Articles
of Incorporation divide the Board of Directors into three classes, as nearly equal in size as
possible, with one class of directors elected each year for a term extending to the third
succeeding Annual Meeting after such
election. The nominees for election as director are nominated to serve for terms to expire as
of the 2012 Annual Meeting. Each nominee is a current director of the Corporation. The following
information is provided concerning each nominee and each incumbent director continuing in office.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="70%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Names and Ages of Nominees for Terms to Expire in 2012</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top" nowrap><DIV style="margin-left:0px; text-indent:-0px"><B>Thomas T. Dinkel, Age 58</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 1989</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">President of Sycamore Engineering, Inc.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Norman L. Lowery, Age 62</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 1989</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Vice Chairman of the Board, Chief Executive Officer</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">of the Corporation, and President and Chief Executive Officer</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">of First Financial Bank, N.A.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>William J. Voges, Age 54</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 2008</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">President of The Root Co.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD colspan="3" valign="top" align="left"><B>Names and Ages of Incumbent Members of the Board of Directors Whose Terms Expire in 2010</B></TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>W. Curtis Brighton, Age 55</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 2004</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Executive Vice President of Hulman and Company</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Ronald K. Rich, Age 70</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 2005</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Financial Representative for Northwestern Mutual Financial Network</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>


<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->2<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="70%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Donald E. Smith, Age 82</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top" nowrap>Director since 1983*</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Chairman of the Board and President of the Corporation</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD colspan="3" valign="top" align="left"><B>Names and Ages of Incumbent Members of the Board of Directors Whose Terms Expire in 2011</B></TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>B. Guille Cox, Jr. , Age 63</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 1983*</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Attorney with Cox Zwerner Gambill &#038; Sullivan</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Anton H. George, Age 49</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 1989</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">President of Indianapolis Motor Speedway Corp.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Gregory L. Gibson, Age 46</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 1994</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">President of ReTec, Inc.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Virginia L. Smith, Age 60</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director since 1987</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">President of Deep Vein Coal Company, Inc.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Mr.&nbsp;George is also a director of Vectren Corporation, and Mr.&nbsp;Voges is also a director of
Consolidated-Tomoka Land Co. Each of these companies has a class of securities registered with the
Securities and Exchange Commission and files reports with the Securities and Exchange Commission
pursuant to the Securities Exchange Act of 1934.
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left"><I>*</I></TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify"><I>First Financial Corporation was formed in 1983.</I></DIV></TD>
</TR>

</TABLE>

<DIV align="left">
<A name="103"></A>
</DIV>

<DIV align="CENTER" style="font-size: 10pt; margin-top: 10pt"><B>BOARD COMMITTEES AND MEETINGS</B>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">During the year ended December&nbsp;31, 2008, the Board of Directors of the Corporation met 17
times. Each Director attended more than 75% of the aggregate of (i)&nbsp;all meetings of the Board held
while he or she was a director and (ii)&nbsp;all meetings of committees on which he or she served during
the period that he or she served on the committee. Although the Corporation has no formal policy on
director attendance at annual meetings of shareholders, they are encouraged to attend such
meetings. Six directors attended the 2008 Annual Meeting of Shareholders.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Board of Directors has established a number of committees which facilitate the
administration and oversight of the Corporation. Among these committees are the Audit,
Compensation, and Governance/Nominating Committees.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B><I>Governance/Nominating Committee. </I></B>Members consist of B. Guille Cox, Ronald K. Rich and William
J. Voges. The Board of Directors has determined that Messrs.&nbsp;Cox, Rich and Voges are independent
under the rules of the NASDAQ Global Select Market. The Governance/Nominating Committee identifies
director nominees through a combination of referrals, including referrals from management, existing
board members and shareholders. The Governance/Nominating Committee currently does not maintain any
formal criteria for selecting directors and may take into consideration such factors and criteria
as it deems appropriate. However, in reviewing qualifications for prospective nominees to the
Board, the Governance/Nominating Committee may take into consideration, among other matters, the
prospective nominee&#146;s judgment, skill, educational background or equivalent lifetime experience,
integrity, reputation, possession of the ability to oversee the Corporation&#146;s business and affairs,
the time available to serve, community involvement, civic-mindedness, and business and other
experience. The Governance/ Nominating Committee does not evaluate nominees proposed by
shareholders any differently than other nominees to the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">This Committee met three times during 2008. A copy of the charter of this Committee is
available on the Corporation&#146;s web site at www.first-online.com.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B><I>Audit Committee. </I></B>Members consist of Anton H. George, Thomas T. Dinkel and Ronald K. Rich. The
Board of Directors has determined that Messrs.&nbsp;George, Dinkel and Rich are independent under Rule
10A-3 of the SEC and the rules of the NASDAQ Global Select Market. The Audit Committee reviews the
Corporation&#146;s operations and management, accounting functions, and the adequacy and effectiveness
of the internal controls and internal auditing methods and procedures and is responsible for the
appointment, compensation, retention and oversight of the independent registered public accounting
firm for the Corporation. The Audit Committee had four meetings during 2008. A copy of the charter
of this Committee is posted on the Corporation&#146;s website at www.first-online.com.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Board of Directors has determined that a current member of the Audit Committee is
financially sophisticated under applicable NASDAQ rules. The Board of Directors selected the
members of the Audit Committee based on the Board&#146;s determination that they are fully qualified to
monitor the performance of management, the public disclosures by the Corporation of its financial
condition and performance, our internal accounting operations and our independent auditors. In
addition, the Audit Committee has the ability on its own to retain independent accountants or other
consultants whenever it deems appropriate.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Board of Directors has determined that the Corporation currently does not have a director
who qualifies as a &#147;financial expert&#148; under federal securities laws. To be considered a &#147;financial
expert,&#148; an individual&#146;s past experience generally must include experience in the preparation or
audit of comparable public company financial statements, or the supervision of someone in the
preparation or audit of
comparable public company financial statements. While it might be possible to recruit a person
who meets these qualifications of a &#147;financial expert,&#148; the Board has determined that in order to
fulfill all the functions of our Board and our Audit Committee, each member of our Board and our
Audit Committee, including any &#147;financial expert,&#148; should ideally understand community banking and
understand the markets in which the Corporation operates, and that it is not in the best interests
of our Corporation to nominate as a director someone who does not have all the experience,
attributes and qualifications we seek.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->3<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B><I>Compensation Committee. </I></B>Members consist of Anton H. George, Ronald K. Rich and William J.
Voges. The Board of Directors has determined that Messrs.&nbsp;George, Rich and Voges are independent
under the rules of the NASDAQ Global Select Market. The Compensation Committee approves the
compensation of the named executive officers. This committee also administers the compensation
plans of the Corporation. The Compensation Committee met three times in 2008. A copy of the charter
of this Committee is posted on the Corporation&#146;s website at www.first-online.com.
</DIV>
<DIV align="left">
<A name="104"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Compensation of Directors</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The goal of the compensation package is to attract and retain qualified candidates to serve on
the Board of Directors. In setting compensation, the Board considers compensation levels of
directors of other financial institutions of similar size. In addition, directors are compensated
under the 2001 and 2005 Long-Term Incentive Plan, which is directly linked to Corporation
performance (as described below). Each director of the Corporation is also a director of First
Financial Bank, N.A. (the &#147;Bank&#148;), the lead subsidiary bank of the Corporation, and receives
directors&#146; fees from each of the Corporation and the Bank. During 2008 each director of the
Corporation and the Bank received a fee of $750 for each board meeting attended. No changes were
made to director compensation arrangements in 2008 compared to 2007.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Non-employee directors also receive a fee for each meeting attended of the Audit Committee of
$1,000, the Compensation Committee of $1,000, the Governance/Nominating Committee of $500 and the
Loan Committee of $300. Each director also received from the Bank a semi-annual director&#146;s fee of
$2,500 on July&nbsp;15th and December&nbsp;16th. No non-employee director served as a director of any other
subsidiary of the Corporation.
</DIV>
<DIV align="left">
<A name="105"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Director Compensation Table</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The table below summarizes the compensation paid by the Corporation to each Director for the
fiscal year ended December&nbsp;31, 2008.
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="15%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Change in Pension</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Value and Non-</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Nonequity Incentive</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>qualified Deferred</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Fee Earned or</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Plan Compensation</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Compensation</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>All Other</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left"><B>Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Paid in Cash ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Earnings ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Compensation ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Total ($)</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>(a)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(b)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(2)(3)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(c)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(4)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(d)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(e)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(5)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(f)</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD nowrap><DIV style="margin-left:15px; text-indent:-15px">W. Curtis Brighton</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">34,300</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">82,300</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">B. Guille Cox, Jr.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">36,100</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">10,275</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">94,375</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD nowrap><DIV style="margin-left:15px; text-indent:-15px">Thomas T. Dinkel</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">39,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">87,500</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD nowrap><DIV style="margin-left:15px; text-indent:-15px">Anton H. George</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">36,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">84,500</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD nowrap><DIV style="margin-left:15px; text-indent:-15px">Gregory L. Gibson</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">36,400</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">14,949</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">99,349</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD nowrap><DIV style="margin-left:15px; text-indent:-15px">Ronald K. Rich</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">42,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">90,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Virginia L. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">35,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">48,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">83,500</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">William J. Voges</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">9,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">9,000</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Norman L. Lowery, the Vice Chairman of the Board and Chief Executive Officer of the
Corporation, is not included in this table because he is an employee of the Corporation. Donald E.
Smith, the Chairman of the Board and President of the Corporation, is also not included in this
table because he is an employee of the Corporation. The compensation received by Mr.&nbsp;Lowery and Mr.
Smith as employees of the Corporation is shown in the Summary Compensation Table on page 11.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Amounts reported represent fees earned for serving on the Board of Directors of the
Corporation, the Board of Directors of the Bank and committees of the Board of the Corporation
during 2008.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(3)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Members of the Board of Directors have the ability to defer a portion of their director fees
under the First Financial Corporation Directors&#146; Deferred Compensation Plan. For a more detailed
discussion of this plan, see the narrative immediately following these footnotes.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(4)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Amounts reported represent compensation earned pursuant to participation in the Corporation&#146;s
2005 Long Term Incentive Plan. See the &#147;Compensation Discussion and Analysis&#148; section of this proxy
on page 6.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(5)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Amounts reported represent benefits earned pursuant to participation in the Corporation&#146;s
Employee Group Health Plan.</DIV></TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->4<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">





<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%"><I>First Financial Corporation Directors&#146; Deferred Compensation Plan. </I>Directors of the
Corporation and the Bank may participate in the First Financial Corporation 2005 Directors&#146;
Deferred Compensation Plan. Under this plan, a director may defer up to $6,000 of his or her
director&#146;s fees each year over a five-year period provided that the director timely submits a
deferral election to the Corporation. The amount of deferred fees is used to purchase an insurance
product, which the Corporation is the beneficiary of, that funds benefit payments. An amount equal
to the face amount of the policy will be paid to the director in addition to an amount equal to the
tax savings the Corporation will receive by obtaining the proceeds from the policy on a tax-free
basis. Payment will be made in 120&nbsp;monthly installments beginning on the first day of the month
after the earlier of the director&#146;s 65th birthday or death. If the director is still a director at
the end of the five-year period, then he or she will be entitled to enter into a new deferred fee
agreement with the Corporation and/or the Bank. Each year from the initial date of deferral until
payments begin, the Corporation accrues a non-cash expense which will equal, in the aggregate, the
amount of the payments to be made to the director over the ten-year period. If a director fails for
any reason, other than death, to serve as a director during the entire five-year period, or the
director fails to attend at least 12 regular or special meetings each year, the amount of benefits
paid will be prorated appropriately. For 2008, the allocated cost of the deferred directors&#146; fees
was $169,310.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%"><I>First Financial Corporation 2001 and 2005 Long-Term Incentive Plans. </I>Directors also may be
compensated under the First Financial Corporation 2001 and 2005 Long-Term Incentive Plans,
discussed under &#147;Compensation Discussion and Analysis,&#148; beginning on page 6. Under these plans,
directors may receive 90%, 100% or 110% of the directors&#146; &#147;award amount&#148; if the Corporation and the
Bank attain certain performance goals established by the Compensation Committee. For 2008, each
director earned an award of $48,000 pursuant to the 2005 Long-Term Incentive Plan, which amount
represented 100% of the director &#147;award amount&#148; under that plan for 2008.
</DIV>
<DIV align="left">
<A name="106"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B>Compensation Committee Interlocks and Insider Participation</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">No member of the Compensation Committee is or was formerly an officer or an employee of the
Corporation or its subsidiaries.</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%"> Other than as described below, no executive officer of the
Corporation or its subsidiaries serves as a member of the board of directors or compensation
committee of any entity that has one or more named executive officers serving as a member of the
Corporation&#146;s Board of Directors. Donald E. Smith and Norman L. Lowery serve as members of the
Executive Committee of Lynch Coal Operators Reciprocal Association, an unincorporated reciprocal
insurance association, and until September&nbsp;2008 participated in setting the compensation of the
executive officers of the Association. W. Curtis Brighton serves as the General Manager of Lynch
Coal Operators Reciprocal Association.
</DIV>
<DIV align="left">
<A name="107"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B>Certain Relationships and Related Transactions</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Certain family relationships exist among the directors of the Corporation. Donald E. Smith is
the father of Virginia L. Smith and father-in-law of Norman L. Lowery. There are no arrangements or
understandings between any of the directors pursuant to which any of them have been selected for
their respective positions.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Any transactions between the Corporation or its subsidiaries and any related party, including
loans or extensions of credit and any sale of assets or other financial transactions, are reported
to the Audit Committee. Directors and principal officers of the Corporation and their associates
were customers of, and have had transactions with, the Corporation and its subsidiary banks in the
ordinary course of business during 2008. Comparable transactions may be expected to take place in
the future. During 2008 various directors and officers of the Corporation and their respective
associates were indebted to the subsidiary banks from time to time. These loans were made in the
ordinary course of business on substantially the same terms, including interest rates and
collateral, as those prevailing at the time for similar transactions with other persons and did not
involve more than the normal risk of collectability or present other unfavorable features. Loans
made to directors and executive officers are in compliance with federal banking regulations and
thereby are exempt from the insider loan prohibitions included in the Sarbanes-Oxley Act of 2002.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Related party transactions are evaluated on a case-by-case basis in accordance with the
applicable provisions of the Articles of Incorporation and the Code of Business Conduct and Ethics
of the Corporation.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The provisions of the Articles of Incorporation apply to contracts or transactions between the
Corporation and (i)&nbsp;any Director; or (ii)&nbsp;any corporation, unincorporated association, business
trust, estate, partnership, trust, joint venture, individual or other legal entity in which any
Director has a material financial interest. The provisions of the Code of Business Conduct and
Ethics apply to the Directors, officers and employees of the Corporation.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The Articles of Incorporation provide that contracts or transactions between the Corporation
and any of the persons described above are valid for all purposes, if the material facts of the
contract or transactions and the Director&#146;s interest were disclosed or known to the Board of
Directors, a committee of the Board of Directors with authority to act thereon, or the shareholders
entitled to vote thereon, and the Board of Directors, such committee or such shareholders
authorized, approved or ratified the contract or transaction.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The Code of Business Conduct and Ethics provides that Directors, officers and employees of the
Corporation must make business decisions for the Corporation free of conflicting influences. Such
persons are expected to avoid situations that may lead to real or apparent material conflicts
between such person&#146;s self interest and their duties or responsibilities as a Director, officer or
employee of the Corporation.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The Senior Compliance Officer is responsible for annually reaffirming compliance with this
Code of Business Conduct and Ethics by the Directors, officers and employees of the Corporation.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->5<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">During 2008, Platolene 500, Inc., an indirect subsidiary of Deep Vein Coal Company, Inc.,
received payments for providing fuel and services to First Financial Bank N.A. in the amount of
approximately $164,000. Donald E. Smith (the Chairman of the Board of the Corporation), Virginia L.
Smith (the daughter of Mr.&nbsp;Smith and a director of the Corporation), and Sarah J. Lowery, wife of
Norman L. Lowery (the Chief Executive Officer of the Corporation) own in the aggregate greater than
a 10% equity interest in Deep Vein Coal Company, Inc., and serve as the Chairman, President and
Chief Operating Officer and Vice President, respectively, of Platolene 500, Inc.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">During 2008, the Corporation purchased from a company owned by Mr.&nbsp;Gibson commercial real
estate for future expansion for approximately $675,000.
</DIV>
<DIV align="left">
<A name="108"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>CORPORATE GOVERNANCE</B>
</DIV>

<DIV align="left">
<A name="109"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>General</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Corporation aspires to the highest ethical standards for its employees, officers and
directors, and remains committed to the interests of its shareholders. The Corporation believes it
can achieve these objectives only with a plan for corporate governance that clearly defines
responsibilities, sets high standards of conduct and promotes compliance with the law. The Board of
Directors has adopted policies and procedures designed to foster the appropriate level of corporate
governance. Some of these procedures are discussed below. For further information, including
electronic versions of our Code of Business Conduct and Ethics, our Audit Committee Charter, our
Compensation Committee Charter and our Nominating/Corporate Governance Committee Charter please
contact the Secretary of the Corporation, Michael A. Carty, First Financial Corporation, One First
Financial Plaza, P.O. Box 540, Terre Haute, Indiana 47808, (812)&nbsp;238-6000, or visit our website at
www.first-online.com.
</DIV>
<DIV align="left">
<A name="110"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Director Independence</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Board of Directors has determined that the five following members of the Corporation&#146;s ten
member Board are independent, as defined under revised listing standards of the NASDAQ Global
Select Market applicable to the Corporation: Messrs.&nbsp;Cox, Rich, George, Dinkel and Voges. Mr.
Gibson was considered independent until a company of which he is the sole owner sold commercial
property to the Corporation for approximately $675,000 on December&nbsp;22, 2008. Under applicable
rules, the Corporation has 180&nbsp;days until such date within which to comply with the NASDAQ
requirement that the Board have a majority of independent directors.
</DIV>
<DIV align="left">
<A name="111"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Code of Ethics</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Corporation has adopted a Code of Business Conduct and Ethics that applies to all of the
Corporation&#146;s directors, officers and employees, including its principal executive officer,
principal financial officer, principal accounting officer and controller. The Corporation intends
to disclose any amendments to the Code by posting such amendments on its website. In addition, any
waivers of the Code for directors or executive officers of the Corporation will be disclosed in a
report on Form 8-K.
</DIV>
<DIV align="left">
<A name="112"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Communications with Independent Directors</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Any shareholder who desires to contact the Chairman of the Board of Directors or the other
members of the Board of Directors, or who desires to make a recommendation of a director candidate
for consideration by the Governance/Nominating Committee, may do so electronically by sending an
email to the following address: directors@ffc-in.com. Alternatively, a shareholder can contact the
Chairman of the Board or the other members of the Board by writing to: Chairman, First Financial
Corporation, P.O. Box 540, Terre Haute, IN 47808. The Governance/Nominating Committee will consider
any candidate submitted by a shareholder in the manner described above. Communications received
electronically or in writing are distributed to the Chairman of the Board or the other members of
the Board as appropriate depending on the facts and circumstances outlined in the communication
received. For example, if any complaints regarding accounting, internal accounting controls and
auditing matters are received, then they will be forwarded by the Secretary to the Chairman of the
Audit Committee for review.
</DIV>
<DIV align="left">
<A name="113"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>EXECUTIVE COMPENSATION</B>
</DIV>

<DIV align="left">
<A name="114"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Discussion and Analysis</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Overview of the Compensation Program and the Compensation Committee</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Compensation Committee of the Board of Directors is responsible for evaluating and
establishing compensation levels and compensation programs for the Corporation&#146;s named executive
officers. The Committee has established a range of plans and programs which are intended to
encourage both current year performance and long-term shareholder value.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Compensation Philosophy and Objectives</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Compensation Committee&#146;s executive compensation policies are designed to attract and
retain highly qualified persons as named executive officers, to provide competitive levels of
compensation to the named executive officers and to reward the named executive officers for
satisfactory individual performance and for satisfactory performance of the Corporation as a whole.
Additionally, the policies seek to provide a vehicle for the Committee to evaluate and measure the
performance of the Corporation and its executives in accordance with the results of those
evaluations. The individual goals established in the strategic plan and budget for the Corporation
and the Bank are also utilized in setting compensation levels of the named executive officers. The
Corporation seeks to achieve these objectives through a blend of both short and long-term
compensation.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->6<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Role of Named Executive Officers in Compensation Decisions</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Mr.&nbsp;Smith and Mr.&nbsp;Lowery participate in meetings of the Compensation Committee at which
compensation actions involving our named executive officers are discussed. Mr.&nbsp;Smith and Mr.&nbsp;Lowery
assist the Committee by making recommendations regarding compensation actions relating to the named
executive officers other than themselves. Mr.&nbsp;Smith and Mr.&nbsp;Lowery each recuses himself and does
not participate in any meetings of the Committee at which his compensation is discussed. The other
named executive officers do not participate in the meetings of the Committee or in establishing the
compensation of the named executive officers.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B><I>Elements of Executive Compensation</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The compensation programs of the Corporation for its named executive officers are administered
by or under the direction of the Compensation Committee and are reviewed on an annual basis to
ensure that remuneration levels and benefits are comparable to other similarly sized corporations
within our industry and reasonable using the guidelines described above. With respect to the named
executive officers other than the Chairman of the Board and Chief Executive Officer, the
Compensation Committee reviews and compares individual performance with respect to individual
goals, area goals and Corporation goals. Because the Chairman of the Board and Chief Executive
Officer have greater responsibility for the overall operations of the Corporation, the Compensation
Committee reviews and compares the following with respect to their compensation:
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">the performance
of the Corporation compared to previous years and to the budget;</DIV></TD>
</TR>

<TR style="font-size: 6pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">past compensation levels for
these officers;</DIV></TD>
</TR>

<TR style="font-size: 6pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">the performance of the Chairman of the Board and the Chief Executive Officer with
respect to individual goals;</DIV></TD>
</TR>

<TR style="font-size: 6pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">the compensation levels at comparable financial institutions, as
discussed below; and</DIV></TD>
</TR>

<TR style="font-size: 6pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: justify">total shareholder return.</DIV></TD>
</TR>

</TABLE>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The particular elements of the compensation programs for the named executive officers is described
in more detail below.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%"><I>Base Salary. </I>Base salary is a fixed component of total cash compensation and is intended to
reward the named executive officers for their past performance and to facilitate the attraction and
retention of a skilled and experienced management team. The Board of Directors establishes a total
&#147;pool&#148; for salaries for each fiscal year, typically expressed as a percentage increase over the
prior year&#146;s total salary pool. In establishing this amount, the Compensation Committee considers
inflation and also looks at a number of sources, including WorldatWork&#151;Financial Institutions,
Watson Wyatt, The Conference Board, Mercer, Hewitt and Culpepper Pay Trends. Salaries are based on
the idea that increases should reward performance and not longevity. Executives who exceed job
expectations may be rewarded with an increase of greater than the overall salary percentage
increase. Executives who did meet job expectations may be rewarded at a lower percentage increase,
and those who do not meet job expectations may not be awarded a salary increase.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">Base salary for a named executive officer is determined after the officer&#146;s performance is
reviewed by the Compensation Committee. This review includes an analysis of the performance of the
Corporation and the Bank and an analysis of the individual&#146;s performance during the past fiscal
year, with a focus on the executive&#146;s quality and quantity of work; supervisory skills;
dependability; initiative; attendance; overall skill level; and overall value to the Corporation.
In addition, the Compensation Committee also refers, generally, to the Crowe Midwest Financial
Institutions Compensation Survey and the Indiana Banker&#146;s Association Financial Institutions
Compensation Survey. With respect to the Chairman of the Board and Chief Executive Officer, the
Compensation Committee reviews and compares the performance of the Corporation and the Bank to
prior years and to the budget, and compares earnings per share, net income, loans, and outstanding
deposits to budget. Additionally, in determining salary for the Corporation&#146;s Chairman of the Board
and Chief Executive Officer, the Compensation Committee considers compensation levels of comparable
peers in the same geographical area (generally, this consists of financial institutions in
Midwestern markets with comparable demographics as the Corporation with assets between $2&nbsp;billion
and $5&nbsp;billion).
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%"><I>Annual Bonus Amounts. </I>The Compensation Committee determines whether an annual bonus should be
paid based primarily upon the overall performance of the Corporation and the Bank. Similar to
salary, bonus amounts are based upon a comparison of the Corporation&#146;s and the Bank&#146;s performance
to budget and prior year performance.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%"><I>First Financial Corporation 2001 and 2005 Long-Term Incentive Plans. </I>Beginning in 1999, the
Board began discussions with several consultants regarding compensation programs. These discussions
focused on an analysis of compensation programs of other financial institutions and what actions
were needed to provide comparable compensation packages to directors, officers and key employees of
the Corporation and its subsidiaries. These discussions and the analysis of the information
received culminated with the adoption by the Board in November&nbsp;2000 of the First Financial
Corporation 2001 Long-Term Incentive Plan (the &#147;2001 Plan&#148;), effective January&nbsp;1, 2001.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; text-indent: 4%">The 2001 Plan was adopted after lengthy Board discussions with and consultation from an
independent consultant. The 2001 Plan was designed to enhance the Corporation&#146;s value to
stockholders by attracting and retaining qualified directors, officers and other key employees and
by providing further incentive for directors, officers and other key employees to give their
maximum effort to the continued growth and success of the Corporation. The 2001 Plan is an
unfunded, nonqualified plan of deferred compensation which is administered by the Compensation
Committee. The 2001 Plan was frozen effective December&nbsp;31, 2004 to exempt all amounts under the
2001 Plan from the application of Section&nbsp;409A of the Internal Revenue Code of 1986, as amended
(the &#147;Code&#148;). The Board adopted the First Financial Corporation 2005 Long-Term Incentive Plan (the
&#147;2005 Plan&#148;)
as a replacement plan, effective January&nbsp;1, 2005. The terms of the 2005 Plan comply with the
requirements of Code Section&nbsp;409A and related guidance. Collectively the 2001 Plan and 2005 Plan
are referred to as the &#147;Plans.&#148;
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->7<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Directors and executive officers who are considered highly compensated employees and who are age 65
or under are eligible to participate in the 2005 Plan; however, the Compensation Committee exempted
Mr.&nbsp;Smith from the age limitations at each Plan&#146;s inception and exempted Mr.&nbsp;Rich, who did not
become a director until 2005, from the age limitation of the 2005 Plan. The Compensation Committee
has designated as participants in the 2005 Plan all directors of the Corporation, the executive
officers listed in the summary compensation table on the following page and certain other officers.
Individuals are not eligible to receive awards under the Plans after age 65, except for Messrs.
Smith and Rich. Furthermore, because Mr.&nbsp;Brighton had not been an employee or director for five
years when he entered into the 2005 Plan, he will vest in 20% of the Plan awards in his first year
of participation, 40% in the second year, 60% in the third year, 80% in the fourth year, until he
becomes 100% vested in the total awards after five years. Mr.&nbsp;Rich, having joined the Corporation
when their were four years remaining in the 2005 Plan, was approved by the Compensation Committee
to vest in the 2005 Plan in the amounts of 25% in his first year of participation, 50% in his
second year of participation, 75% in his third year of participation, until he becomes 100% vested
in the total awards after four years.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Awards under the 2005 Plan are based upon the specific &#147;award amount&#148; for each individual
specified. There are four tiers of participants, with a different award amount specified for each
tier. The first tier consists of Mr.&nbsp;Smith and Mr.&nbsp;Lowery; the second tier consists of Messrs.
Carty, White and Clary; the third tier consists of other senior officers; and the fourth tier
consists of the directors. The award amounts were established after discussions with, and receipt
of, advice from the Corporation&#146;s consultant (the predecessor to Clark Consulting) when the 2001
Plan was established, who had performed an analysis of a peer group of companies for the
Corporation and the financial institutions industry generally.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Payments under the 2001 and 2005 Plans generally do not begin until the earlier of January&nbsp;1,
2015, or the January 1 immediately following the year in which the participant reaches age 65.
Payment may also be made upon death, disability, change in control or termination for other than
cause. Mr.&nbsp;Smith&#146;s payout will not begin until the earlier of January&nbsp;1, 2010 or death, disability,
change in control or termination for other than cause. If a participant is a &#147;key employee&#148; as
defined by Code Section&nbsp;409A, then payments will be suspended for the six-month period following
the participant&#146;s separation from service. Payments are in cash only and are generally made in 180
equal consecutive monthly installments.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Life Insurance. </I>As an incentive for executive officers to remain with the Corporation and the
Bank, the Corporation also provides a life insurance program (the &#147;Life Insurance Program&#148;) for the
named executive officers of the Bank other than Mr.&nbsp;Smith. Under the Life Insurance Program, the
Bank purchased a life insurance policy on behalf of and pays the premiums on behalf of each
executive officer of the Bank. The policy is owned by the individual and is intended to be fully
paid at age 65 for those who were 55 or older, and at age 60 for those who were less than 55&nbsp;years
of age at the time the program was started.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Employee Benefit Plans</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>4</I><I>01(k)</I><I> Savings Plan. </I>The First Financial Corporation Employees&#146; 401(k) Savings Plan (the
&#147;Savings Plan&#148;) is a qualified salary reduction plan within the meaning of Code Section 401(k)
available to substantially all of the employees of the Corporation and its subsidiaries. Under the
Savings Plan all eligible employees may elect to have a portion of their compensation deferred and
contributed to their individual accounts within the Savings Plan Trust. Subject to limits
established under the Internal Revenue Code, contributions may be directed in any whole percentage
between 1% and 50% of the employee&#146;s base compensation and certain variable pay including overtime
pay, bonuses, commissions, but excluding welfare benefits, deferred compensation, reimbursements
and expense allowances. Amounts contributed to a participant&#146;s individual account in the Savings
Plan may be invested, at the direction of the Savings Plan participant, in certain investment fund
choices made available for that purpose.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Retirement Plans. </I>The Corporation sponsors the First Financial Corporation Employee Stock
Ownership Plan (the &#147;ESOP&#148;) and the First Financial Corporation Employees&#146; Pension Plan (the
&#147;Pension Plan&#148;) for the benefit of substantially all of the employees of the Corporation and its
subsidiaries. These plans together constitute a &#147;floor offset&#148; retirement program, so that the
Pension Plan provides each participant with a minimum benefit which is offset by the benefit
provided by the ESOP.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Under the terms of the ESOP, the Corporation or its subsidiaries, as participating employers,
may contribute Corporation common stock to the ESOP or contribute cash to the ESOP, which will be
primarily invested by the Bank, as the ESOP trustee, in the Corporation&#146;s common stock. The amount
of contributions, when they are made, is determined by the Board of Directors of the Corporation.
No participant contributions are required or allowed under the ESOP. Participants have the right to
direct the voting of the shares of the Corporation&#146;s stock allocated to their accounts under the
ESOP on all corporate matters. Participants may elect to receive a direct payment of dividends paid
on shares of the Corporation&#146;s common stock allocated to their accounts or to have the dividends
reinvested in Corporation common stock within the ESOP. Upon completing ten years of participation
in the ESOP and attaining age 55 1/2, an ESOP participant may elect to diversify over a six-year
period up to 50% of the Corporation&#146;s common stock allocated to the participant&#146;s ESOP account.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">For the year ended December&nbsp;31, 2008, the Corporation contributed 33,015 shares of the
Corporation&#146;s stock valued at $1,276,360 to the ESOP. The stock will be allocated to the individual
ESOP accounts of the participants who are eligible to receive allocations of those contributions,
effective as of December&nbsp;31, 2008, although the allocation to the individual accounts had not been
made or calculated as of the date of mailing of this Proxy Statement.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->8<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Defined Benefit Plan. </I>The Pension Plan is a defined benefit pension plan sponsored by the
Corporation for the benefit of substantially all of the employees of the Corporation and its
subsidiaries. The monthly guaranteed minimum benefit under the Pension Plan is reduced by the
monthly benefit derived from the vested portion of the participant&#146;s ESOP account balance,
calculated by the actuary for the Pension Plan as a single life annuity. Unless the participant
elects an alternate form of benefit under the Pension Plan, the normal retirement benefit, if any,
payable under the Pension Plan, will begin at the later of the participant&#146;s retirement or age 65
and be paid monthly for as long as the participant lives. Messrs.&nbsp;Lowery, Carty, Clary and White,
having surpassed their 55th birthday and served the Corporation for more than 5&nbsp;years, are eligible
for early retirement under the Pension Plan. The Pension Plan allows for an early retirement
benefit equal to a participant&#146;s accrued benefit, determined before the reduction for the monthly
ESOP benefit, reduced by 1/180 for each full month for the first five years and 1/360 for each full
month for the next five years that the commencement of benefit payments precedes the participant&#146;s
normal retirement date.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The following table shows the estimated annual benefits payable under the Pension Plan upon
retirement at age 65 in 2008 for various periods of Benefit Service at specified levels of
remuneration. A participant&#146;s Final Average Annual Compensation shown under the Pension Plan is
generally based on the salary and bonus set forth in the Summary Compensation Table.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="20%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left"><B>Years of</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="30">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left"><B>Benefit</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="30" style="border-bottom: 1px solid #000000"><B>Final Average Annual Compensation</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>Service</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$70,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$100,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$130,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$160,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$190,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$220,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$250,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>$300,000</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">10</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">14,650</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">22,600</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">30,550</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">38,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">46,450</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">54,400</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">62,350</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">75,600</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">20</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">29,300</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">45,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">61,100</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">77,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">92,900</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">108,800</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">124,700</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">151,200</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">30</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">36,950</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">57,800</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">78,650</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">99,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">120,350</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">141,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">162,050</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">196,800</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">40</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">37,275</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">59,100</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">80,925</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">102,750</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">124,575</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">146,400</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">168,225</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">204,600</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">The amounts indicated in the chart will be offset by any ESOP benefit the participant has.
If the ESOP benefit is greater than the Pension Plan benefit, then no benefit will be paid by
the Pension Plan. To the extent the Pension Plan benefit exceeds the ESOP benefit, such excess
will be paid by the Pension Plan.</DIV></TD>
</TR>

</TABLE>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Explanation of ESOP/Pension Plan Offset Arrangement. </I>The offset between the ESOP and the
Pension Plan works in the following manner. If a participant&#146;s ESOP benefit exceeds the benefit he
has accrued under the Pension Plan, the participant will receive his ESOP benefit in lieu of the
Pension Plan benefit. For example, a participant&#146;s ESOP benefit is $120,000 and his Pension Plan
benefit is $100,000. The $120,000 benefit will be paid from the ESOP and $0 will be paid from the
Pension Plan. However, if a participant&#146;s Pension Plan benefit exceeds his ESOP benefit, then the
participant will receive his ESOP benefit along with the amount the Pension Plan benefit exceeded
the ESOP benefit paid from the Pension Plan. For example, a participant&#146;s ESOP benefit is $100,000
and his Pension benefit is $120,000. The $100,000 benefit will be paid from the ESOP and $20,000
will be paid from the Pension Plan.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Executive Supplemental Retirement Plan. </I>The First Financial Corporation Executive Supplemental
Retirement Plan (the &#147;ESRP&#148;) provides supplemental retirement benefits for a select group of
management or highly compensated employees to help recompense the employees for benefits reduced
due to the imposition of Code limitations on benefits under the Pension Plan. Amounts payable under
the ESRP are offset by amounts payable under the First Financial Executives&#146; Deferred Compensation
Plan. The ESRP was frozen effective December&nbsp;31, 2004 to exempt all amounts under the ESRP from
Code Section&nbsp;409A. The Board adopted The First Financial Corporation 2005 Executive Supplemental
Retirement Plan (the &#147;2005 ESRP&#148;) as a replacement plan, effective January&nbsp;1, 2005. The 2005 ESRP
is designed to comply with Code Section&nbsp;409A. Amounts payable under the ESRP will be offset by
amounts payable under the First Financial Corporation Executives&#146; Deferred Compensation Plan and
amounts payable under the 2005 ESRP will be offset by amounts payable under the First Financial
Corporation 2005 Executives&#146; Deferred Compensation Plan.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Executives&#146; Deferred Compensation Plan. </I>The First Financial Executives&#146; Deferred Compensation
Plan (the &#147;EDC Plan&#148;) permits a select group of management or highly compensated employees to elect
to defer compensation from the employers, in addition to that which can be deferred under the
Savings Plan, without regard to the limitations imposed by the Internal Revenue Code on the amount
of compensation
which may be deferred. The EDC Plan also provides for a supplemental ESOP benefit which is
equal to the amount of the benefit a participant would have been allocated under the ESOP if not
for the limitations imposed by the Internal Revenue Code on the ESOP. Amounts payable under the
supplemental ESOP portion of the EDC Plan will offset amounts payable under the ESRP. The EDC Plan
was frozen effective December&nbsp;31, 2004 to exempt all amounts accrued under the EDC from Code
Section&nbsp;409A. The Board adopted the First Financial Corporation 2005 Executives&#146; Deferred
Compensation Plan (the &#147;2005 EDC Plan&#148;) as a replacement plan, effective January&nbsp;1, 2005. The 2005
EDC Plan is designed to comply with Code Section&nbsp;409A. Amounts payable under the 2005 EDC Plan will
offset amounts payable under the 2005 ESRP.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->9<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Explanation of ESRP/EDC Arrangement. </I>The offset between the ESRP and the EDC works just like
the ESOP/Pension Plan offset. If a participant&#146;s EDC benefit exceeds the benefit he has accrued
under the ESRP, the participant will receive his EDC benefit in lieu of the ESRP benefit. For
example, a participant&#146;s EDC benefit is $120,000 and his ESRP benefit is $100,000. The $120,000
benefit will be paid from the EDC and $0 will be paid from the ESRP. However, if a participant&#146;s
ESRP benefit exceeds his EDC benefit, then the participant will receive his EDC benefit along with
the amount the ESRP benefit exceeded the EDC benefit paid from the ESRP. For example, a
participant&#146;s EDC benefit is $100,000 and his ESRP is $120,000. The $100,000 benefit will be paid
from the EDC and $20,000 will be paid from the ESRP.
</DIV>
<DIV align="left">
<A name="115"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Employment Agreement</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Bank agreed to enter into an Employment Agreement with Norman L. Lowery, its President and
Chief Executive Officer, upon the beginning of Mr.&nbsp;Lowery&#146;s employment in January&nbsp;1996. The
Employment Agreement was finalized and became effective in 1997. It has been extended each year
since that time, and was last extended effective January&nbsp;1, 2009. The Employment Agreement is a
five-year agreement which may be extended on each anniversary by the Board of Directors of the Bank
for an additional one-year term. During the period of his employment, the Employment Agreement
requires that Mr.&nbsp;Lowery devote all of his full business time, attention, skill and efforts to the
faithful performance of his duties. He has also agreed to the following nonsolicitation,
noncompetition and nondisclosure provisions:
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Nonsolicitation. </I>For a one year period after termination for any reason or the expiration of
the term, Mr.&nbsp;Lowery will not: (i)&nbsp;solicit any non-legal business of any party which is a customer
of the Bank at the time of such termination or during the one-year period immediately preceding
such termination, (ii)&nbsp;request or advise any customers or suppliers of the Bank to terminate,
reduce, limit or change their business or relationship with the Bank, or (iii)&nbsp;induce, request or
attempt to influence any employee of the Bank to terminate his employment with the Bank.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Noncompetition. </I>In the event Mr.&nbsp;Lowery voluntarily terminates his employment with the Bank,
he will not during the period of his employment, and for a period of two years following
termination: (i)&nbsp;engage in the same trade or business as the Bank which would conflict with the
interests of the Bank or in a trade or business competitive with that of the Bank; or (ii)&nbsp;offer or
provide employment to any person who then currently is, or who within one year prior to such offer
has been, a management-level employee of the Bank.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Nondisclosure. </I>Mr.&nbsp;Lowery will not, directly or indirectly, use any &#147;confidential information&#148;
(as defined in the agreement) for any purpose other than for the benefit of the Bank provide any
confidential information except as required in the normal course of his service as a consultant or
employee of the Bank during the term of the agreement and following termination of the agreement
until either (i)&nbsp;such confidential information becomes obsolete; or (ii)&nbsp;such confidential
information becomes generally known in the Bank&#146;s trade or industry by means other than a breach of
this covenant.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Under the Employment Agreement, Mr.&nbsp;Lowery receives an annual salary equal to his current
salary, which is $485,509 for 2009, subject to increases approved by the Board of Directors, and is
entitled to participate in other bonus and fringe benefit plans available to the Corporation&#146;s and
the Bank&#146;s employees. Additional information regarding the terms of the Employment Agreement is
included in the narrative discussion under &#147;Potential Payment Upon Termination or Change in Control
of the Corporation&#148; on page 13.
</DIV>
<DIV align="left">
<A name="116"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Accounting and Tax Considerations</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">We have structured our compensation program to comply with Internal Revenue Code Sections
162(m) and 409A. Under Code Section&nbsp;162(m), a limitation was placed on tax deductions of any
publicly-held corporation for individual compensation to certain executives of such corporation
exceeding $1,000,000 in any taxable year, unless the compensation is performance-based. The Company
has no individuals with non-performance based compensation paid in excess of the Internal Revenue
Code Section 162(m) tax deduction limit. If an executive is entitled to nonqualified deferred
compensation benefits that
are subject to Section&nbsp;409A, and such benefits do not comply with Section&nbsp;409A, then the
benefits are taxable in the first year they are not subject to a substantial risk of forfeiture. In
such case, the executive is subject to payment of regular federal income tax, interest and an
additional federal income tax of 20% of the benefit includible in income.
</DIV>
<DIV align="left">
<A name="117"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Compensation Committee Report</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Compensation Committee of the Corporation has reviewed and discussed the Compensation
Discussion and Analysis required by Item 402(b) of Regulation&nbsp;S-K with management and, based on
such review and discussions, the Compensation Committee recommended to the Board that the
Compensation Discussion and Analysis be included in this Proxy Statement on Schedule&nbsp;14A.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt">Members of the Compensation Committee<BR>
/s/ Anton H. George /s/ Ronald K. Rich /s/ William J. Voges
</DIV>

<DIV align="left">
<A name="118"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>SUMMARY COMPENSATION TABLE</B></DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The table on the following page sets forth information concerning total compensation earned or
paid to our Chief Executive Officer, our Chief Financial Officer and our three most highly
compensated executive officers who served in such capacities as of December&nbsp;31, 2008, each of which
had total annual compensation exceeding $100,000 in 2008 or in either of the preceding two years
(the &#147;named executive officers&#148;), for services rendered to the Corporation during the fiscal year
ended December&nbsp;31, 2008. Each of these individuals has held the listed position for at least five
years.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->10<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="20%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Change in</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Pension Value</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Non-Equity</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>and</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Incentive</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Nonqualified</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Plan</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Deferred</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>All Other</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left"><B>Name, Age and</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Compensation</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Compensation</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Compensation</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Total</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 0px solid #000000"><B>Principal Position</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>Year</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>Salary ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>Bonus ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Earnings ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>($)</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>(a)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(b)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(c)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(d)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(g)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(h)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(2)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(i)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(3)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(j)</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><B>Donald E. Smith, 82</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2008</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">618,640</TD>
    <TD align="right"><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>

    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">160,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">508,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">0</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">1,286,640</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD NOWRAP><DIV style="margin-left:30px; text-indent:-15px">Chairman of the Board</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2007</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">596,066</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">160,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">463,900</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,219,966</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">and President</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2006</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">576,897</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">160,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">429,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,165,897</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><B>Norman L. Lowery, 62</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2008</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">512,128</TD>
    <TD align="right"><SUP style="font-size: 85%; vertical-align: text-top">(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>

    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">150,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">423,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">145,385</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">30,477</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(8)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">1,261,190</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Vice Chairman and</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2007</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">492,224</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">150,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">386,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">246,478</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">32,698</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,307,900</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD nowrap><DIV style="margin-left:30px; text-indent:-15px">Chief Executive Officer</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2006</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">477,050</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">150,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">357,300</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">54,774</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">27,380</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,066,504</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em; background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><B>Michael A. Carty, 58</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2008</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">194,948</TD>
    <TD align="right"><SUP style="font-size: 85%; vertical-align: text-top">(6)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>

    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">20,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">100,300</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">1,200</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)((9)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">316,448</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Chief Financial Officer</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2007</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">188,284</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">20,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">91,600</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">184,180</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">485,264</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2006</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">181,775</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">20,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">84,700</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">287,675</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><B>Richard O. White, 61</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2008</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">157,630</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">12,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">99,700</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">1,200</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(9)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">270,530</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Senior Vice President</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2007</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">152,316</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">12,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">81,900</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">209,064</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">456,480</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:30px; text-indent:-15px">of First Financial</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2006</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">147,900</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">12,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">75,690</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">236,790</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Bank, N.A.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em; background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><B>Thomas S. Clary, 57</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2008</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">173,040</TD>
    <TD align="right"><SUP style="font-size: 85%; vertical-align: text-top">(7)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>

    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">15,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">81,720</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">31,582</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">2,344</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(9)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">303,686</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Chief Credit</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2007</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">166,516</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">15,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">74,700</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">28,108</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">2,344</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">286,668</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Officer and Senior</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2006</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">161,390</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">15,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">69,210</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">24,903</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">2,344</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">272,847</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-0px">Vice President of
First Financial
Bank, N.A.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>





<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">The amounts in column (g)&nbsp;reflect amounts awarded pursuant to the 2005 Long-Term Incentive
Compensation Plan, which is discussed in more detail on page 7 of the Compensation Discussion and
Analysis section of this Proxy Statement.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">The amounts in column (h)&nbsp;reflect the actuarial increase in the present value of the named
executive officers&#146; benefits under the Pension Plan determined using interest rate and mortality
rate assumptions consistent with those used in the Corporation&#146;s financial statements and includes
amounts which the named executive officer may not be entitled to receive because such amounts are
not vested. Because the ESOP and the Pension Plan constitute a &#147;floor offset&#148; retirement program as
described on page 8, this column represents amounts that are required to be paid under the Pension
Plan because they are not offset by the executive&#146;s ESOP benefit.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(3)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Allocations to the named individual&#146;s respective account in the First Financial Corporation
Employee Stock Ownership Plan for 2008, which are properly included in this column, were not
calculable as of the date of this Proxy Statement. Such amounts for 2007 were as follows: $11,430
for Mr.&nbsp;Smith; $11,430 for Mr.&nbsp;Lowery; $10,398 for Mr.&nbsp;Carty; $8,771 for Mr.&nbsp;Clary; and $8,408 for
Mr.&nbsp;White.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(4)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes $13,500 for service as a director of the Corporation and $18,500 for service as a
director of the Bank.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(5)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes $7,500 for service as a director of the Corporation, $12,500 for service as a director
of the Bank, $12,000 in deferred director fees and $4,800 for service as a director of Portfolio
Management Specialist A (a subsidiary of the Bank), Portfolio Management Specialist B (an indirect
subsidiary of the Bank) and Global Portfolio Limited Partnership (an indirect subsidiary of the
Bank).</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(6)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes $4,800 for service as a director of Portfolio Management Specialist A (a subsidiary of
the Bank), Portfolio Management Specialist B (an indirect subsidiary of the Bank) and Global
Portfolio Limited Partnership (an indirect subsidiary of the Bank).</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(7)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes $4,800 for service as an advisory director to the Bank&#146;s Sullivan region, $6,200 for
service as a director of The Morris Plan Company of Terre Haute, Inc. (a subsidiary of the
Corporation) and $200 for service as a manager of First Financial Real Estate LLP (a real estate
investment trust of the bank).</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(8)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes (a)&nbsp;the premiums paid by the Corporation pursuant to a life insurance program for
named executive officers, and (b) $25,582 accrued under the Executive Deferred Compensation Plan,
which is discussed in more detail on page 9 of the Compensation Discussion and Analysis section of
this Proxy Statement.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(9)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Represents the premiums paid by the Corporation pursuant to a life insurance program for named
executive officers.</DIV></TD>
</TR>

</TABLE>



<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->11<!-- /Folio -->
</DIV>



<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">
<DIV align="left">
<A name="119"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Grants of Plan-Based Awards</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The following table sets forth the plan-based grants made during the fiscal year ended
December&nbsp;31, 2008, pursuant to the Corporation&#146;s 2005 Long Term Incentive Plan, which is discussed
in more detail on page 7 of the Compensation Discussion and Analysis section of this Proxy
Statement.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="22%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="10"><B>Estimated Future Payouts Under</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="10" style="border-bottom: 1px solid #000000"><B>Non-Equity Incentive Plan Awards</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 0px solid #000000"><B>Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>Grant Date</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Threshold ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Target ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Maximum ($)</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>(a)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(b)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(c)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(d)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(e)</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Donald E. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">457,200</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">508,000</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">558,800</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Norman L. Lowery</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">380,880</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">423,200</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">465,520</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Michael A. Carty</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">90,270</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">100,300</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">110,330</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Richard O. White</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">89,730</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">99,700</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">109,670</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Thomas S. Clary</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center">N/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">81,720</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">90,800</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">99,880</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Awards of compensation equal 90%, 100% or 110% of the individual&#146;s award amount. The
percentage of the award made is dependent upon whether the participant attains either the
first, second or third target level of performance goals established by the Compensation
Committee for the Corporation and each subsidiary financial institution. If the first target
level is not attained, no award is made. If the first, second or third levels of the
performance goals are attained, the award will equal 90%, 100% or 110% of the award amount,
respectively. Awards for 2008 were based on weighted point totals related to goals established
for the Corporation, the Bank and various product line performance. Goals include net income,
product growth, contribution to income, and the containment of agreed levels of controllable
expenditures for the respective participants.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify"> For the fiscal year 2008, Messrs.&nbsp;Smith, Lowery, Carty and White achieved the &#147;Target&#148;
level award and Mr.&nbsp;Clary achieved the &#147;Threshold&#148; level award, which amounts are included in
the named executive officer&#146;s compensation in column (g)&nbsp;of the Summary Compensation Table on
page 11 of this Proxy Statement.</DIV></TD>
</TR>

</TABLE>

<DIV align="left">
<A name="120"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Pension Benefits</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The table below shows the present value of accumulated benefits payable to each of the named
executive officers, including the number of years of service credited to each such named executive
officer, under the Corporation&#146;s Qualified Pension Benefit Plan (the &#147;Pension Plan&#148;), the
Corporation&#146;s Executive Supplemental Retirement Plan, which was frozen on December&nbsp;31, 2004 (the
&#147;Frozen ESRP&#148;), and the Corporation&#146;s 2005 Executive Supplemental Retirement Plan (the &#147;2005
ESRP&#148;). The benefits were determined using interest rate and mortality rate assumptions consistent
with those used in the Corporation&#146;s financial statements and are not payable as a lump sum; they
are generally paid as a monthly annuity for the life of the retiree. Information regarding these
plans can be found on page 12 of the Compensation Discussion and Analysis section of this Proxy
Statement.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="22%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>

    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Number of</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Present Value</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Payments</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Years of Credited</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>of Accumulated</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>During Last</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 0px solid #000000"><B>Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 0px solid #000000"><B>Plan Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Service (#)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Benefit ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Fiscal Year ($)</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>(a)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>(b)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(c)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(d)</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(e)</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Donald E. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Qualified Pension Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">40</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">0</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Norman L. Lowery</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Qualified Pension Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">465,553</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Frozen and 2005 ESRP</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">927,761</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em; background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Michael A. Carty</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Qualified Pension Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">33</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">176,429</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Richard O. White</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Qualified Pension Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">40</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">64,294</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em; background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Thomas S. Clary</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Qualified Pension Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">7</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">145,940</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>





<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">The calculation of present value of accumulated benefit assumes a discount rate of 5.87% and
mortality based on the 2008 IRS Current Liability Tables. Benefits are not payable as a lump
sum; they are generally paid as a monthly annuity for the life of the retiree.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Mr.&nbsp;Smith is not entitled to a benefit from the Pension Plan because the value of his ESOP
benefit exceeds the value of his Pension Plan benefit pursuant to the floor offset arrangement
discussed on page 8.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(3)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">These amounts represent the amount that Messrs.&nbsp;Lowery, Carty, White and Clary&#146;s Pension Plan
benefit exceeds their ESOP benefit pursuant to the floor offset arrangement discussed on page
8.</DIV></TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->12<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(4)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">This amount represents the amount Mr.&nbsp;Lowery&#146;s Executive Supplemental Retirement benefit
exceeds his Executive Deferred Compensation benefit.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(5)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">As Messrs.&nbsp;Lowery, Carty, White and Clary were over 55&nbsp;years of age and had more than five
years of service as of December&nbsp;31, 2008, they would have qualified for early retirement
benefits equal to approximately 80%, 60%, 73% and 57%, respectively, of their full retirement
benefit if they had retired at December&nbsp;31, 2008.</DIV></TD>
</TR>

</TABLE>

<DIV align="left">
<A name="121"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Nonqualified Deferred Compensation For 2008</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Pursuant to the Corporation&#146;s Executive Deferred Compensation Plan, which was frozen on
December&nbsp;31, 2004 (the &#147;EDC&#148;), and the Corporation&#146;s 2005 Executive Deferred Compensation Plan (the
&#147;2005 EDC Plan&#148;), the Corporation permits certain management and highly compensated employees to
defer a portion of their compensation and also provides supplemental benefits to certain highly
compensated employees to recompense the employees for benefits lost due to the imposition of Code
limitations in the ESOP. The amounts shown below represent the accumulated benefit cost to the
Corporation for these plans.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="18%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="25%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Aggregate</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Aggregate</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Executive</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Registrant</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Aggregate</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Withdrawals/</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Balance at</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Contributions</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Contributions</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Earnings in</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Distributions</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Last FYE</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 0px solid #000000"><B>Name</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>in Last FY ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>in Last FY ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>Last FY ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>($)</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>(a)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>Plan Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(b)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(c)</B><SUP style="font-size: 85%; vertical-align: text-top">(1)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(d)</B><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(e)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(f)</B><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Norman L. Lowery</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Frozen and 2005 EDC Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">25,582</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">89,145</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">482,811</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Richard O. White</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Frozen EDC Plan</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">0</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">12,519</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">These amounts are included in the named executive officer&#146;s compensation in column (g)&nbsp;of the
Summary Compensation Table on page 11 of this Proxy Statement.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">These amounts include the aggregate earnings related to the employee&#146;s contributions made
over the years in the amounts of $89,145 and $0 for Messrs.&nbsp;Lowery and White, respectively.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(3)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">These amounts include the aggregate balance at the last fiscal year related to the employee&#146;s
contributions, earnings and appreciation over the years in the amounts of $176,456 and $12,519
for Messrs.&nbsp;Lowery and White, respectively.</DIV></TD>
</TR>

</TABLE>

<DIV align="left">
<A name="122"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Potential Payments Upon Termination or Change in Control of the Corporation</B>
</DIV>

<DIV align="left">
<A name="123"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Employment Agreement with Norman L. Lowery</I></B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Corporation entered into a five-year employment agreement with Mr.&nbsp;Lowery in 1997. The
employment agreement, which may be extended each year by the board of directors of the Bank for an
additional one-year term, was last extended for an additional one-year term in January&nbsp;2009. Mr.
Lowery must satisfy the terms of the agreement, including its nonsolicitation, noncompetition and
nondisclosure provisions, to receive the following severance benefits, in addition to any benefits
he is due under the Corporation&#146;s qualified and nonqualified employee benefit plans:
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%"><B>&#149;</B> <B>Termination For Cause, Death or Disability: </B>If Mr.&nbsp;Lowery is terminated for &#147;cause&#148; (as defined below), death
or disability, he is entitled to receive the base salary, bonuses, vested rights, and other
benefits due him through his date of termination. Any benefits payable under insurance, health,
retirement, bonus, incentive (including, but not limited to, the 2001 or 2005 Long Term Incentive
Plans), performance or other plans as a result of his participation in such plans through such date
of termination will be paid when and as due under those plans.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">For purposes of the agreement, &#147;cause&#148; is defined as: (i)&nbsp;an intentional act of fraud,
embezzlement, theft, or personal dishonesty; willful misconduct, or breach of fiduciary duty
involving personal profit by Mr.&nbsp;Lowery in the course of his employment or director service;
(ii)&nbsp;intentional wrongful damage by Mr.&nbsp;Lowery to the business or property of the Bank; (iii)
breach by Mr.&nbsp;Lowery of any
confidentiality or non-disclosure obligation; (iv)&nbsp;gross negligence or insubordination in the
performance of his duties; or (v)&nbsp;removal or permanent prohibition of Mr.&nbsp;Lowery from
participating in the Bank&#146;s affairs by order under the Federal Deposit Insurance Act.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%"><B>&#149;</B> <B>Termination by Company Without Cause or by Employee For Good Reason: </B>If Mr.&nbsp;Lowery is
terminated without &#147;cause&#148; or if he terminates his employment for &#147;good reason&#148; (as defined
below), and such termination does not occur in connection with, or within 12&nbsp;months after a
&#147;change in control,&#148; he will receive an amount equal to the sum of the following benefits as if
he had terminated employment on December&nbsp;31, 2008: (i)&nbsp;four times his base salary and bonuses;
(ii)&nbsp;the Corporation&#146;s portion of the cost of obtaining health insurance for himself and his
spouse and child living in his home for a period of four years; (iii)&nbsp;the cost of obtaining
disability insurance for a period of four years; (v)&nbsp;the cost of obtaining life insurance for a
period of four years; (vi)&nbsp;the cost of existing professional and club dues for a period of four
years, (vii)&nbsp;the cost of continuing legal education for a period of four years; (viii)&nbsp;the cost
of automobile benefits for a period of four years; (ix)&nbsp;four times the benefit accrued in 2008
under the 2005 Executive Supplemental Retirement Plan; (x)&nbsp;four times the benefit accrued in
2008 under the 2005
Executive Deferred Compensation Plan; (xi)&nbsp;four times the benefit accrued in 2008 under the
Employees&#146; Pension Plan; (xii)&nbsp;four times the benefit accrued in 2008 under the Employee Stock
Ownership Plan. The amounts provided in the prior sentence will be provided net of all income and
payroll taxes that would not have been payable by Mr.&nbsp;Lowery had he continued participation in the
benefit plan or program instead of receiving cash reimbursement.
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->13<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">For purposes of the agreement, &#147;good reason&#148; means the occurrence of any of the following events,
which has not been consented to in advance by Mr.&nbsp;Lowery in writing: (i)&nbsp;the requirement that Mr.
Lowery move his personal residence; (ii)&nbsp;a reduction of ten percent or more in Mr.&nbsp;Lowery&#146;s base
salary, unless part of an institution-wide reduction and similar to the reduction in the base
salary of all other executive officers of the Bank; (iii)&nbsp;the failure by the Bank to continue to
provide Mr.&nbsp;Lowery with the base salary, bonuses or benefits provided for in the Employment
Agreement, as the same may be increased from time to time, or with benefits substantially similar
to those provided to him under those sections or under any benefit plan or program in which he now
or hereafter becomes eligible to participate, or the taking of any action by the Bank which would
directly or indirectly reduce any such benefits or deprive Mr.&nbsp;Lowery of any such benefit enjoyed
by him, unless part of an institution-wide reduction and applied similarly to all other executive
officers of the Bank; (v)&nbsp;the assignment to Mr.&nbsp;Lowery of duties and responsibilities materially
different from those normally associated with his position; (vi)&nbsp;a failure to elect or re-elect Mr.
Lowery to the Board of the Bank or a failure on the part of the Corporation to honor its obligation
to nominate him to the Board of the Corporation; (vii)&nbsp;a material diminution or reduction in Mr.
Lowery&#146;s responsibilities or authority (including reporting responsibilities) in connection with
his employment with the Bank; or (viii)&nbsp;a material reduction in the secretarial or administrative
support of Mr.&nbsp;Lowery.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%"><B>&#149;</B> <B>Termination due to Retirement: </B>If Mr.&nbsp;Lowery voluntarily retires, he will receive full health,
life and disability coverage for himself, his spouse and his children living in his home until both
he and his spouse are eligible for Medicare. When both Mr.&nbsp;Lowery and his spouse are eligible for
Medicare, the Bank agrees to pay for supplemental coverage until both his and his spouse&#146;s death.
He is also entitled to receive a life insurance policy on his life in the amount of $350,000 and a
life insurance policy on his life in the amount established by the Bank&#146;s insurance program for
executive officers.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%"><B>&#149;</B> <B>Termination Following Change in Control: </B>If Mr.&nbsp;Lowery is terminated for other than &#147;cause&#148; or is
constructively discharged and this occurs in connection with, or within 12&nbsp;months following a
&#147;change in control&#148; (as defined below) of the Bank or Corporation he would be entitled to an amount
equal to the greater of the amount he would receive if he was terminated by the Corporation without
cause; or, the product of 2.99 times the sum of (i)&nbsp;his base salary in effect as of the date of the
change in control; (ii)&nbsp;an amount equal to the bonuses received by or payable to him in or for the
calendar year prior to the year in which the change in control occurs; and (iii)&nbsp;cash
reimbursements in an amount equal to his cost of obtaining, for a period of three years, beginning
on the date of termination, all benefits which he was eligible to participate in or receive as of
the date of termination. Mr.&nbsp;Lowery is also entitled to the payment provided for in this paragraph
if a change in control occurs that was not approved by a majority of the Board regardless of
whether his employment is terminated within 12&nbsp;months. If, as a result of a change in control, Mr.
Lowery becomes entitled to any payments which are determined to be payments subject to the Code
Section&nbsp;280G, the amount due Mr.&nbsp;Lowery will be increased to include payment equal to the amount of
excise tax imposed under Sections&nbsp;280G and 4999 of the Code (the &#147;Excise Tax Payment&#148;) and the
amount necessary to provide the Excise Tax Payment net of all income, payroll and excise taxes.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%"><B>&#149;</B> <B>Termination for Good Reason: </B>If Mr.&nbsp;Lowery terminates employment following one of the events
specified above under the definition of good reason (with the exception that reason (i)&nbsp;above is
modified to state a requirement that he perform his principal executive functions more than 30
miles from Terre Haute, Indiana) within 12&nbsp;months following a change in control of the Bank or the
Corporation, he is entitled to an amount equal to the greater of the compensation and benefits
described above if he was terminated by the Corporation without cause; or, the product of 2.99
times the sum of (i)&nbsp;his base salary in effect as of the date of the change in control; (ii)&nbsp;an
amount equal to the bonuses received by or payable to him in or for the calendar year prior to the
year in which the change in control occurs; and (iii)&nbsp;cash reimbursements in an amount equal to his
cost of obtaining for a period of three years, beginning on the date of termination, all benefits
which he was eligible to participate in or receive. If, as a result of a change in control, Mr.
Lowery becomes entitled to any payments which are determined to be payments subject to the Code
Section&nbsp;280G,
the amount due Mr.&nbsp;Lowery will be increased to include payment equal to the amount of excise tax
imposed under Sections&nbsp;280G and 4999 of the Code and the amount necessary to provide the Excise Tax
Payment net of all income, payroll and excise taxes.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">For purposes of the agreement, &#147;change in control&#148; means:
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(i) <I>Change in Ownership. </I>Any person, or group of persons acquires ownership of stock of the Bank or
the Corporation that, together with stock held by the person or group, constitutes more than 50% of
the total fair market value or total voting power of the stock. However, if any person or group is
considered to own more than 50% of the total fair market value or total voting power of the stock,
the acquisition of additional stock by the same person or group is not considered to cause a change
in the ownership of the Bank or the Corporation.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(ii) <I>Change in the Effective Control. </I>(a)&nbsp;Any person or group acquires, or has acquired during the
12-month period ending on the date of the most recent acquisition by such person(s), ownership of
stock of the Bank or the Corporation possessing 35% or more of the total voting power; or (b)&nbsp;A
majority of members of the Board is replaced during any twelve-month period by Directors whose
appointment or election is not endorsed by a majority of the members of the Bank&#146;s or the
Corporation&#146;s Board prior to the date of the appointment or election.
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->14<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(iii) <I>Change in the Ownership of a Substantial Portion of the Bank&#146;s or First Financial
Corporation&#146;s Assets. </I>Any person or group acquires, or has acquired during the 12-month period
ending on the date of the most recent acquisition by such person(s), assets from the Bank or
the Corporation that have a total gross fair market value equal to or more than 40% of the
total gross fair market value of all of the assets immediately prior to such acquisition(s).
Gross fair market value means the value of the assets of the Bank or the Corporation, or the
value of the assets being disposed of, determined without regard to any liabilities associated
with such assets. However, there is no change in control when there is a transfer to an entity
that is controlled by the shareholders of the Bank or the Corporation immediately after the
transfer.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">Notwithstanding the foregoing, the acquisition of Bank or the Corporation stock by any
retirement plan sponsored by the Bank or an affiliate of the Bank will not constitute a change
in control.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">If Mr.&nbsp;Lowery qualifies as a &#147;key employee&#148; at the time of his separation from service, the
Corporation may not make certain payments earlier than six months following the date of his
separation from service (or, if earlier, the date of his death). In this event, payments to which
Mr.&nbsp;Lowery would otherwise be entitled during the first six months following the date of his
separation from service will be accumulated and paid to Mr.&nbsp;Lowery on the first day of the seventh
month following his separation from service. Mr.&nbsp;Lowery is currently considered a &#147;key employee&#148;
for this purpose.
</DIV>
<DIV align="left">
<A name="124"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>2001 and 2005 Long-Term Incentive Plans</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Corporation entered into award agreements with Messrs.&nbsp;Smith, Lowery, Carty, White and
Clary under the 2001 and 2005 Plans. They are entitled to the following benefits upon a &#147;change in
control&#148; (as defined below):</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Mr.&nbsp;Smith</I>: In addition to the benefits otherwise payable, if Mr.&nbsp;Smith
is terminated within 12&nbsp;months following a change in control, for reasons other than &#147;cause&#148; (as
defined below), disability or death, he will be paid the vested account balance under the 2001 and
2005 Plans as of the December&nbsp;31 of the year preceding the year of termination, plus the &#147;projected
amount&#148; under the 2005 Plan, which is the projected payment to Mr.&nbsp;Smith assuming a 100% award
level for the remaining term of the award beginning with the year of the separation from service.
Any payments from the Corporation or the Bank which are determined to be payments subject to the
&#147;golden parachute&#148; rules of the Code, the amount due will be increased to include payment equal to
the amount of excise tax imposed under Code Sections&nbsp;280G and 4999 (the &#147;Excise Tax Payment&#148;) and
the amount necessary to provide the Excise Tax Payment net of all income, payroll and excise taxes.
The applicable amount will be paid in one single sum, for the 2001 and 2005 Plan, within 180&nbsp;days
following termination of employment.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Mr.&nbsp;Lowery: </I>In addition to the benefits otherwise payable, if Mr.&nbsp;Lowery, is terminated within
12&nbsp;months following a change in control, for reasons other than cause, disability or death, he will
be paid the vested account balance under the 2001 and 2005 Plans as of the December&nbsp;31 of the year
preceding the year of termination, plus the &#147;projected amount&#148; under the 2005 Plan, which is the
projected payment to Mr.&nbsp;Lowery assuming a 100% award level for the remaining term of the award
beginning with the year of the separation from service. Any payments from the Corporation or the
Bank which are determined to be payments subject to the &#147;golden parachute&#148; rules of the Code, the
amount due will be increased to include payment equal to the amount of excise tax imposed under
Code Sections&nbsp;280G and 4999 (the &#147;Excise Tax Payment&#148;) and the amount necessary to provide the
Excise Tax Payment net of all income, payroll and excise taxes. The applicable amount will be paid
in one single sum, for the 2001 and 2005 Plans, within 180&nbsp;days following termination of
employment.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><I>Messrs.&nbsp;Carty, White and Clary: </I>In addition to the benefits otherwise payable, if Messrs.
Carty, White or Clary are terminated within 12&nbsp;months following a change in control, for reasons
other than cause, disability or death, they will be paid the vested account balance under the 2001
and 2005 Plans as of the December&nbsp;31 of the year preceding the year of termination under both
Plans.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">For purposes of the 2001 and 2005 Plans, &#147;cause&#148; is defined as: (i)&nbsp;an intentional act of
fraud, embezzlement, theft or personal dishonesty, willful misconduct or breach of fiduciary duty
involving personal profit by the participant in the course of his employment or director service.
No act or failure to act shall be deemed to have been intentional or willful if it was due
primarily to an error in judgment or negligence. An act or failure to act shall be considered
intentional or willful if it is not in good faith and if it is without a reasonable belief that the
action or failure to act is in the best interest of the Corporation or its subsidiaries; (ii)
intentional wrongful damage by the participant to the business or property of the Corporation or
its subsidiaries, causing material harm to the Corporation or its subsidiaries; (iii)&nbsp;breach by the
participant of any confidentiality or non-disclosure and non-solicitation agreement in effect from
time to time with the Corporation or its subsidiaries; (iv)&nbsp;gross negligence or insubordination by
the participant in the performance of his or her duties; or (v)&nbsp;removal or permanent prohibition of
the participant from participating in the conduct of the affairs of the Corporation or any of its
subsidiaries, by an order issued under Section&nbsp;8(e)(4) or 8(g)(1) of the Federal Deposit Insurance
Act, 12 USC 1818(e)(4) and (g)(1).
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">For purposes of the 2001 and 2005 Plans, &#147;change in control&#148; is defined as:
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(i) <I>Merger. </I>The Corporation merges into or consolidates with another corporation or business
entity, or merges another corporation or business entity into the Corporation, and as a result
less than 50% of the combined voting power of the resulting corporation or business entity
immediately after the merger or consolidation is held by persons who were the holders of the
Corporation&#146;s voting securities immediately before the merger or consolidation;
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->15<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(ii) <I>Acquisition of Significant Share Ownership. </I>A report on Schedule&nbsp;13D, or a successor form
or schedule is filed or is required to be filed under Sections 13(d) or 14(d) of the Securities
Exchange Act of 1934, if the report discloses that the filing person or persons acting in
concert has or have become the beneficial owner of 20% or more of a class of the Corporation&#146;s
voting securities after the effective date of the 2001 or 2005 Plan, but this provision shall
not apply to beneficial ownership of voting shares of the Corporation held in a fiduciary
capacity by a subsidiary of the Corporation or to beneficial ownership of voting shares of the
Corporation held by the ESOP;
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(iii) <I>Change in Board Composition. </I>During any period of two
consecutive years, individuals who constitute the Board at the beginning of the two year period
cease for any reason to constitute at least a majority thereof. However, each director who, by
a vote of at least two-thirds of the directors who were directors at the beginning of the
period, is first (a)&nbsp;nominated by the Board for election by stockholders, or (b)&nbsp;elected to
fill a vacancy on the Board, shall be deemed to have been a director at the beginning of the
two-year period.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(iv) <I>Sale of Assets. </I>The Corporation (a)&nbsp;transfers substantially all of its assets to another
corporation or business entity which is not a wholly-owned subsidiary of the Corporation, or
(b)&nbsp;sells substantially all of the assets of a subsidiary or affiliate which constitutes 20% or
more of the assets of the Corporation and is a subsidiary or affiliate as of the effective date
of the 2001 or 2005 Plan.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The table on the following page sets forth the severance and change in control benefits for
each named executive officer under the specifically described scenarios as if such change in
control and termination occurred as of December&nbsp;31, 2008.
</DIV>
<DIV align="center">
<TABLE style="font-size: 8pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="20%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="31%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Termination by</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Corporation</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Without Cause,</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>by Executive for</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Termination</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Amounts</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Good Reason or</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Within 12</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Payable under</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Within 12 Months</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Months After</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Internal Revenue</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Termination</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>After Change</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Change in</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Code Section</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>due to</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>in Control</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Control</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>280G Gross Up</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Retirement</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>(Employment</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>(2005 Plan)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Provisions</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 0px solid #000000"><B>Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 0px solid #000000"><B>Plan Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Agreement) ($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>($)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 0px solid #000000"><B>($)</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>(a)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>(b)</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(c)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(d)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(e)</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>(f)</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Donald E. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2005 LTIP</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">3,740,600</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Norman L. Lowery</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2005 LTIP</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">3,116,000</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Employment Agreement</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">221,994</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(1)(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">3,733,441</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(1)(3)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,881,213</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em; background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Michael A. Carty</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2005 LTIP</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">654,800</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Richard O. White</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2005 LTIP</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">625,390</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 0em; background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Thomas S. Clary</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2005 LTIP</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">$</TD>
    <TD align="right">449,072</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>





<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Calculation of the health insurance amounts were based on the assumptions used for financial
reporting purposes under generally accepted accounting principles assuming (i)&nbsp;termination
occurred on December&nbsp;31, 2008; (ii)&nbsp;termination was as a result of retirement or change in
control; and (iii)&nbsp;a 5.5% discount rate. Calculation of the life insurance amounts were based
on the cost of buying a fully paid policy as of December&nbsp;31, 2008.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">This amount consists of (i) $90,000 for health, life and disability coverage; (ii) $107,519
for the $350,000 life insurance policy; and (iii) $24,475 for the executive officer life
insurance policy.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(3)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">This amount consists of (i) $2,542,035 for base salary and bonuses; (ii) $90,000 for health,
life and disability coverage; (iii) $107,519 for the $350,000 life insurance policy; (iv)
$24,475 for the executive officer life insurance policy; (v) $21,204 for professional and club
dues; (vi) $1,680 for continuing legal education; (vii) $49,000 for automobile benefits;
(viii) $181,292 for his Pension Plan benefit; (ix) $45,720 for his ESOP benefit; (x) $400,248
for his ESRP benefit; (xi) $102,328 EDC Plan benefit; and (xii) $167,940 representing the
payment of items (ii)-(vii) net of all income and payroll taxes, as discussed on page 13.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(4)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">All participants in the plans are entitled to receive their respective vested benefits upon
the occurrence of any change of control as listed on page 15. In addition, Messrs.&nbsp;Smith and
Lowery are entitled to receive their remaining projected benefit under the 2005 Plan.</DIV></TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->16<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">




<DIV align="left">
<A name="125"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The following table shows, as of March&nbsp;11, 2009, the number and percentage of shares of common
stock held by each person or entity known to the Corporation to own beneficially more than five
percent (5%) of the issued and outstanding common stock of the Corporation:
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="56%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="14%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="14%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Number of Shares</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Percent of Shares</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>Name and Address of Beneficial Owner</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>Beneficially Owned</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>Outstanding</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="top" style="background: #cceeff">
    <TD><DIV style="margin-left:0px; text-indent:-0px">First Financial Corporation<BR>
Employee Stock Ownership Plan<BR>
One First Financial Plaza<BR>
Terre Haute, IN 47807</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">822,547</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(1)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">6.27</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="top" style="padding-top: 1px">
    <TD><DIV style="margin-left:0px; text-indent:-0px">PNC Financial Services Group Inc.<BR>
One PNC Plaza<BR>
249 Fifth Avenue<BR>
Pittsburgh, PA 15222</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">1,194,141</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">9.10</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="top" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:0px; text-indent:-0px">Princeton Mining Company<BR>
State Road 46 South<BR>
Terre Haute, IN 47803</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">1,310,074</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">9.98</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="top" style="padding-top: 1px">
    <TD><DIV style="margin-left:0px; text-indent:-0px">Dimensional Fund Advisors LP<BR>
Palisades West, Building One<BR>
6300 Bee Cave Road<BR>
Austin, TX 78746</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">877,065</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">6.69</TD>
    <TD nowrap>%</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Represents shares held in trust by the Corporation&#146;s subsidiary, First Financial Bank, N.A.</DIV></TD>
</TR>

</TABLE>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The following table shows as of March&nbsp;11, 2009, the number of our common shares beneficially
owned (unless otherwise indicated) by the Corporation&#146;s nominees for election as directors, the
executive officers named in the Summary Compensation Table, and the directors and executive
officers of the Corporation as a group:
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="56%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="14%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="14%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Number of Shares</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Percent of Shares</B></TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>Beneficially Owned</B><SUP style="font-size: 85%; vertical-align: text-top">(1)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>Outstanding</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">W. Curtis Brighton</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Michael A. Carty</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">16,700</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(2)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Thomas S. Clary</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">1,186</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(3)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">B. Guille Cox, Jr.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">81,992</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(4)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Thomas T. Dinkel</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">13,223</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Anton H. George</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">618</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Gregory L. Gibson</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">76,962</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Norman L. Lowery</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">20,163</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(5)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Ronald K. Rich</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2,050</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Virginia L. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">12,423</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Donald E. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">170,067</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(6)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">1.29</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">William J. Voges</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">267,074</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">2.04</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Richard O. White</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">22,446</TD>
    <TD nowrap><SUP style="font-size: 85%; vertical-align: text-top">(7)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD nowrap>*</TD>

</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">All directors and
executive officers as a
group (13 persons)</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">697,904</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">5.32</TD>
    <TD nowrap>%</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">*</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Represents less than 1% of the Corporation&#146;s outstanding common shares.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">The information contained in this column is based upon stockholder records of the Corporation
and information furnished to the Corporation by the individuals identified above. Unless
otherwise indicated, each individual has sole voting and investment power of the shares
indicated.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(2)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes 16,562 shares held for Mr.&nbsp;Carty&#146;s account in the First Financial Corporation
Employee Stock Ownership Plan.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(3)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes 1,186 shares held for Mr.&nbsp;Clary&#146;s account in the First Financial Corporation
Employee Stock Ownership Plan.</DIV></TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->17<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">




<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR style="font-size: 6pt">
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="96">&nbsp;</TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(4)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Mr.&nbsp;Cox, under certain circumstances, has the power, with the consent of others, to vote an
additional 117,968 shares (0.90%). These shares are not reflected in the number of shares or
percent of class attributed to him in the above table.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(5)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes 4,481 shares held for Mr.&nbsp;Lowery&#146;s account in the First Financial Corporation
Employee Stock Ownership Plan.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(6)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes 164,645 shares held for Mr.&nbsp;Smith&#146;s account in the First Financial Corporation
Employee Stock Ownership Plan.</DIV></TD>
</TR>

<TR style="font-size: 3pt"><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD nowrap align="left">(7)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="text-align: justify">Includes 22,446 shares held for Mr.&nbsp;White&#146;s account in the
First Financial Corporation Employee Stock Ownership Plan.</DIV></TD>
</TR>

</TABLE>

<DIV align="left">
<A name="126"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>PROPOSAL 2 &#151; RATIFICATION OF APPOINTMENT OF CROWE HORWATH LLP<BR>
AS THE CORPORATION&#146;S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Audit Committee of the Board of Directors appointed Crowe Horwath LLP (&#147;Crowe Horwath&#148;),
as the Corporation&#146;s independent registered public accounting firm to audit the books, records and
accounts of the Corporation for 2008 and 2007. At its March&nbsp;10, 2009 meeting, the Audit Committee
recommended and approved the appointment of Crowe Horwath as the Corporation&#146;s independent public
accounting firm to audit the books, records and accounts of the Corporation for 2009. The
Corporation is seeking ratification of such action. Representatives of Crowe Horwath are expected
to be in attendance at the annual meeting and will be provided an opportunity to make a statement
should they desire to do so and to respond to appropriate inquiries from the shareholders.
</DIV>
<DIV align="left">
<A name="127"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Report of the Audit Committee</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">In accordance with its written charter adopted by the Board of Directors, the Audit Committee
of the Board (&#147;Committee&#148;) assisted the Board in fulfilling its responsibility for oversight of the
quality and integrity of the accounting, auditing and financial reporting practices of the
Corporation. All of the members of the Committee are independent, as defined in the Corporation&#146;s
listing requirements, from management and the Corporation. During the current year, the Committee
met four times, and the Committee chair, as representative of the Committee, discussed the interim
financial information contained in each quarterly earnings announcement with the CFO, controller
and independent auditors prior to public release.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">In discharging its oversight responsibility as to the audit process, the Committee obtained
from the independent auditors a formal written statement describing all relationships between the
auditors and the Corporation that might bear on the auditors&#146; independence consistent with Public
Company Accounting Oversight Board Rule&nbsp;3250, discussed with the auditors any relationships that
may impact their objectivity and independence and satisfied itself as to the auditors&#146;
independence. The Committee also discussed with management, the internal auditors and the
independent auditors the quality and adequacy of the Corporation&#146;s internal controls and the
internal audit functions organization, responsibilities, budget and staffing. The Committee
reviewed both with the independent and internal auditors their audit plans, audit scope and
identification of audit risks.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Committee discussed and reviewed with the independent auditors all communications required
by generally accepted auditing standards, including those described in Statement on Auditing
Standards No.&nbsp;61, as amended, &#147;Communication with Audit Committees,&#148; and, with and without
management present, discussed and reviewed the results of the independent auditors&#146; examination of
the financial statements. The Committee also discussed the results of the internal audit
examinations.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The Committee reviewed and discussed the audited financial statements of the Corporation as of
and for the year ended December&nbsp;31, 2008, with management and the independent auditors. Management
has the responsibility for the preparation of the Corporation&#146;s financial statements and the
independent auditors have the responsibility for the examination of those statements.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Based on the above-mentioned review and discussions with management and the independent
auditors, the Committee recommended to the Board that the Corporation&#146;s audited financial
statements be included in its Annual Report on Form 10-K for the year ended December&nbsp;31, 2008, for
filing with the Securities and Exchange Commission.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><I>Anton H. George, Audit Committee Chairman</I>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Thomas T. Dinkel</I>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Ronald K. Rich</I>
</DIV>

<DIV align="left">
<A name="128"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Fees Paid to Crowe Horwath LLP</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The following table sets forth the aggregate fees billed by Crowe Horwath for audit services
rendered in connection with the consolidated financial statements and reports for fiscal year 2008
and fiscal year 2007 and for other services rendered during fiscal year 2008 and fiscal year 2007
on behalf of the Corporation and its subsidiaries, as well as all out-of-pocket costs incurred in
connection with these services, which have been billed to the Corporation:
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="66%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="9%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="9%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>2008</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><B>2007</B></TD>
    <TD>&nbsp;</TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Audit Fees</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">285,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">295,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Audit-Related Fees</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4,500</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">6,250</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff; padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Tax Fees</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">62,780</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">75,705</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">All Other Fees</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Total</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">356,280</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">380,955</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

<!-- End Table Body --></TABLE>
</DIV>


<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->18<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B>Audit Fees. </B>Consists of fees billed for professional services rendered for (i)&nbsp;the audit of
the Corporation&#146;s consolidated financial statements, (ii)&nbsp;the integrated audit over internal
controls as required under Section&nbsp;404 of the Sarbanes-Oxley Act, (iii)&nbsp;the review of the interim
condensed consolidated financial statements included in quarterly reports, (iv)&nbsp;the services that
are normally provided by Crowe Horwath in connection with statutory and regulatory filings or
engagements, and (v)&nbsp;attest services, except those not required by statute or regulation.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B>Audit-Related Fees. </B>Consists of fees billed for assurance and related services that are
reasonably related to the performance of the audit or review of the Corporation&#146;s consolidated
financial statements and are not reported under &#147;Audit Fees.&#148; These services include accounting
consultations and performance of attestation services for student loan servicing for 2008 and 2007.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B>Tax Fees. </B>Consists of tax compliance/preparation and other tax services. Tax
compliance/preparation consists of fees billed for professional services related to federal and
state tax compliance, and assistance with tax audits and appeals. Other tax services consist of
fees billed for other miscellaneous tax consulting and planning.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B>All Other Fees. </B>All other fees include Sarbanes-Oxley Section&nbsp;404 (SOX 404) and internal audit
software licensing fees in both years.
</DIV>
<DIV align="left">
<A name="129"></A>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Audit Committee Pre-Approval of Audit and Permissible Non-Audit Services of Independent Auditors</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">All of the fees and services described above under &#147;audit fees,&#148; &#147;audit-related fees,&#148; &#147;tax
fees&#148; and &#147;all other fees&#148; were pre-approved by the Audit Committee. The Audit Committee
pre-approves all audit and permissible non-audit services provided by the independent auditors.
These services may include audit services, audit-related services, tax services and other services.
The Audit Committee has adopted a policy for the pre-approval of services provided by the
independent auditors. Under the policy, pre-approval is generally provided for up to one year and
any pre-approval is detailed as to the particular service or category of services and is subject to
a specific budget. In addition, the Audit Committee may also pre-approve particular services on a
case-by-case basis. For each proposed service, the independent auditor is required to provide
detailed back-up documentation at the time of approval. The Audit Committee may delegate
pre-approval authority to one or more of its members. Such a member must report any decisions to
the Audit Committee at the next scheduled meeting.
</DIV>
<DIV align="left">
<A name="130"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>SECTION 16 BENEFICIAL OWNERSHIP REPORTING COMPLIANCE</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Section&nbsp;16(a) of the Securities and Exchange Act of 1934 requires the Corporation&#146;s directors
and executive officers, and persons who own more than ten percent of a registered class of the
Corporation&#146;s equity securities, to file with the Securities and Exchange Commission initial
reports of ownership and reports of changes in ownership of Corporation common stock and other
equity securities of the Corporation. Officers, directors and greater than ten percent shareholders
are required by SEC regulations to furnish the Corporation with copies of all Section 16(a) forms
they file. To the best knowledge of the Corporation, during the most recent fiscal year all
officers, directors and greater than ten percent beneficial owners of the Corporation timely filed
all statements of beneficial ownership required to be filed with the SEC, except for Mr.&nbsp;Voges who
inadvertently filed a late Form&nbsp;3.
</DIV>
<DIV align="left">
<A name="131"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>SHAREHOLDER PROPOSALS</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Under our bylaws, no business may be brought before an annual meeting unless in one of the
following ways: (i)&nbsp;it is specified in the notice of the meeting (which includes shareholder
proposals that the Corporation is required to include in its proxy statement pursuant to Rule&nbsp;14a-8
under the Securities Exchange Act of 1934); (ii)&nbsp;such business is otherwise brought before the
meeting by or at the direction of the Board of Directors; or (iii)&nbsp;such business is brought before
the meeting by a shareholder who has delivered notice to the Corporation (containing certain
information specified in our bylaws) not less than 120&nbsp;days prior to the meeting, or December&nbsp;16,
2008 for purposes of the 2009 Annual Meeting. These requirements are separate from and in addition
to the SEC&#146;s requirements that a shareholder must meet in
order to have a shareholder proposal included in the Corporation&#146;s proxy statement. All
proposals and notifications should be addressed to the Secretary of the Corporation.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Any proposals which shareholders desire to present at the 2010 Annual Meeting must be received
by the Corporation at its principal executive offices on or before November&nbsp;18, 2009 to be
considered for inclusion in the Corporation&#146;s proxy material for that meeting. The proxy rules of
the Securities and Exchange Commission govern the content and form of stockholder proposals and the
minimum stock holding requirement. All proposals must be a proper subject for action at the 2010
Annual Meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">For additional information regarding the shareholder nomination process, please see &#147;Communications
with Independent Directors&#148; on page 6.
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->19<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">
<DIV align="left">
<A name="132"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>IMPORTANT NOTICE REGARDING THE INTERNET AVAILABILITY OF<BR>
PROXY MATERIALS FOR THE 2009 ANNUAL MEETING</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The U.S. Securities and Exchange Commission recently adopted new e-proxy rules that require
companies to post their proxy materials on the internet and permit them to provide only a Notice of
Internet Availability of Proxy Materials to shareholders. For this Proxy Statement, we have chosen
to follow the SEC&#146;s &#147;full set&#148; delivery option, and therefore, although we are posting a full set
of our proxy materials (this Proxy Statement, the Proxy Card and our Annual Report to Shareholders
for the fiscal year ended December&nbsp;31, 2008) online, we are also mailing a full set of our proxy
materials to our shareholders by mail. The Corporation&#146;s Proxy Statement for the 2009 Annual
Meeting of Shareholders, Proxy Card and Annual Report to Shareholders for the fiscal year ended
December&nbsp;31, 2008, are available at:
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><U>http://www.snl.com/IRWebLinkX/GenPage.aspx?IID=100502&#038;GKP=203209</U>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">We are mailing a full set of our
printed proxy materials to shareholders of record on or about March&nbsp;25, 2009. On this date, all
shareholders of record and beneficial owners will have the ability to access all of the proxy
materials on the website referred to above. These proxy materials will be available free of charge.
</DIV>
<DIV align="left">
<A name="133"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>ADDITIONAL INFORMATION</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>UPON WRITTEN REQUEST, THE CORPORATION WILL PROVIDE WITHOUT CHARGE TO EACH REQUESTING SHAREHOLDER, A
COPY OF THE CORPORATION&#146;S ANNUAL REPORT ON FORM 10-K, WHICH IS REQUIRED TO BE FILED WITH THE
SECURITIES AND EXCHANGE COMMISSION FOR THE YEAR ENDED DECEMBER 31, 2008. ADDRESS ALL REQUESTS TO:</B>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>MICHAEL A. CARTY, SECRETARY &#038; TREASURER<BR>
FIRST FINANCIAL CORPORATION<BR>
ONE FIRST FINANCIAL PLAZA <B>&#149;</B> P.O. BOX 540 <B>&#149;</B> TERRE HAUTE, INDIANA 47808</B>
</DIV>

<DIV align="left">
<A name="134"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>OTHER MATTERS</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">As of the date of this Proxy Statement, the Corporation knows of no business that will be
presented for consideration at the annual meeting other than the items referred to above. If any
other matter is properly brought before the meeting for action by shareholders, proxies in the
enclosed form returned to the Corporation will be voted in accordance with the recommendation of
the Board of Directors or, in the absence of such a recommendation, in accordance with the judgment
of the proxy holder.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="35%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="64%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD colspan="3" valign="top" align="left">By Order of the Board of Directors,</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">/s/ Donald E. Smith</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD colspan="1" valign="top" align="left" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">DONALD E. SMITH</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Chairman of the Board and President</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">March&nbsp;25, 2009
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->20<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B><I>Exhibit&nbsp;A</I></B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>CHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS<BR>
FIRST FINANCIAL CORPORATION</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Purpose</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Audit Committee (the Committee) is appointed by the Board of Directors (the Board) to assist
the Board in fulfilling its oversight responsibilities with respect to monitoring (1)&nbsp;the integrity
of the financial statements of First Financial Corporation (the Company), (2)&nbsp;the independent
auditor&#146;s qualifications and independence, (3)&nbsp;the performance of the Company&#146;s internal audit
function and independent auditors, and (4)&nbsp;the compliance by the Company with legal and regulatory
requirements.</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee shall prepare the report required by the rules of the Securities and
Exchange Commission (the Commission) to be included in the Company&#146;s annual proxy statement.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Committee Membership</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee shall consist of no fewer than three members. The members of the Committee shall meet
the independence and experience requirements of NASDAQ STOCK MARKET, INC., Section&nbsp;10A (m)(3) of
the Securities Exchange Act of 1934 (the Exchange Act) and the rules and regulations of the
Commission. As required by the Commission, if a member of the Committee meets the definition of a
financial expert, as defined by the Commission, that member shall be so designated. The members of
the Committee shall be appointed by the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Meetings</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee will meet at least quarterly but reserves the right to meet as often as it shall
determine. The Committee shall meet periodically with management, the internal auditors and the
independent auditor in separate executive sessions.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee shall have the authority to retain special legal, accounting or other consultants to
advise the Company. The Committee may request any officer or employee of the Company or the
Company&#146;s outside counsel or independent auditors to attend a meeting of the Committee or to meet
with any members of, or consultants to, the Company. The Committee shall periodically make reports
to the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Committee Authority and Responsibilities</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee shall have sole authority to appoint or replace the independent auditor. The
Committee shall be directly responsible for the compensation and oversight of the work of the
independent auditor (including resolution of disagreements between management and the independent
auditor regarding financial reporting) for the purpose of preparing or issuing an audit report or
related work. The independent auditor shall report directly to the Committee.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee shall preapprove all auditing services and permitted non-audit services to be
performed for the Corporation by its independent auditor. The Committee shall also approve fees for
services as outlined in engagement letters or quoted by the independent auditors. Fees for routine
preapproved services will be reported to the Committee as invoiced. The Committee may form and
delegate authority to subcommittees consisting of one or more members when appropriate, including
the authority to grant preapprovals of audit and permitted non-audit services, provided that
decisions of such subcommittees to grant preapprovals shall be presented to the full Committee at
its next scheduled meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Financial Statement and Disclosure Matters</B>
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">The Committee, to the extent it considers necessary, shall:
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">1) Review and reassess the adequacy of this Charter annually and recommend any proposed changes to
the Board for approval.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">2) Review and discuss the annual audited financial statements with
management and the independent auditor, including disclosures made in management&#146;s discussion and
analysis, accounting and auditing principles and practices, and the adequacy of internal controls
that could significantly affect the Company&#146;s financial statements, and recommend inclusion of the
financial statements in the 10-K to the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">3) Review with management and the independent auditor the Company&#146;s financial results prior to the
filing of Form 10-Q and review results of the SAS 100 review of the quarterly financial statements
included in Form 10-Q. Such review will include:
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(a)&nbsp;all critical accounting policies and estimates
and practices to be used.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(b)&nbsp;all alternative treatments of financial information within generally accepted accounting
principles that have been discussed with management, ramifications of the use of such alternative
disclosures and treatments, and the treatment preferred by the independent auditor.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">(c)&nbsp;significant adjustments identified (either posted or passed), any disagreements with
management or difficulties encountered in performing the review.
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->21<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">4) Discuss with management the Company&#146;s earnings press releases, including the use of &#147;pro forma&#148;
or &#147;adjusted&#148; non-GAAP information, as well as financial information and earnings guidance provided
to analysts and rating agencies.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">5) Review with management and the independent auditor the effect of regulatory and accounting
initiatives as well as off-balance sheet structures on the Company&#146;s financial statements.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B>Oversight of the Company&#146;s Relationship with the Independent Auditor</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">6) Report annually to the Board the appointment of the independent auditor and monitor the fees,
duties and independence concerns.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">7) Approve in advance all audit services to be provided by the independent auditor, including any
written engagement letters related thereto. (By approving the audit engagement, the audit service
contemplated in any written engagement letter shall be deemed to have been pre-approved.)
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">8) Establish policies and procedures for the engagement of the independent auditor to provide
permissible non-audit services, which shall require pre-approval by the Audit Committee of all
permissible non-audit services to be provided by the independent auditor. All engagements
pertaining to internal control consulting require approval of the specific engagement.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">9) Review the experience and qualifications of the senior members of the independent auditor team
and the quality control procedures of the independent auditor.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">10) Approve the retention of the independent auditor for any non-audit service and the fee for such
service.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">11) Receive periodic reports from the independent auditor regarding the auditor&#146;s independence,
discuss such reports with the auditor, and if necessary, recommend that the Board take appropriate
action to satisfy itself of the independence of the auditor.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">12) Evaluate together with the Board
the performance of the independent auditor and if the performance is considered to be
unsatisfactory, recommend that the Board replace the independent auditor.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">13) Discuss with the independent auditor the matters required to be discussed by Statement on
Auditing Standards No.&nbsp;61 or other standards that may in time modify, supplement or replace SAS 61
relating to the conduct of the audit.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(a)&nbsp;on an annual basis, the Committee shall ensure receipt of, and review with the independent
auditor, the written statement required by Independence Standards Board (ISB)&nbsp;Standard No.&nbsp;1, as
may be modified, supplemented or replaced, and discuss with the auditors their independence.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(b)&nbsp;other material written communications between the independent auditor and management, such as
any management letter or schedule of unadjusted differences.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">14) Review with the independent auditor any significant difficulties the auditor may have
encountered in conducting the audit or working with management and any management letter provided
by the auditor and the Company&#146;s response to that letter. Such review should include:
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(a)&nbsp;any significant difficulties encountered in the course of the audit work, including any
restrictions on the scope of activities or access to required information, and any disagreements
with management.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(b)&nbsp;any changes required in the planned scope of the audit.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(c)&nbsp;any significant concerns about the internal audit department&#146;s responsibilities, budgeting and
staffing.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">15) Ensure the rotation of the lead audit partner having primary responsibility for the audit and
the audit partner responsible for reviewing the audit as required by law.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">16) Obtain and review a report from the independent auditor periodically
regarding
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(a)&nbsp;the independent auditor&#146;s internal quality control procedures.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt; margin-left: 4%">(b)&nbsp;any material issues raised by the most recent quality control review or peer review of the
firm.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B>Oversight of the Company&#146;s Internal Audit Function</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">17) Review the appointment, performance and replacement of the senior internal auditing executive.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">18) Review the reports to management prepared by the internal auditing department and management&#146;s
responses.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">19) Review and approve the annual internal audit plan.
</DIV>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->22<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt"><B>Compliance Oversight Responsibilities</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 8pt">20) Establish procedures for the receipt, retention and treatment of complaints received by the
Company regarding accounting, internal accounting controls or auditing matters, and the
confidential, anonymous submission by employees of concerns regarding questionable accounting or
auditing matters.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">21) Discuss with management and the independent auditor any correspondence with regulators or
governmental agencies and any published reports which raise material issues regarding the Company&#146;s
financial statements or accounting policies.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">22) Discuss with the independent auditor any illegal act(s) identified during the conduct of the
audit, if applicable and any conclusions reached regarding such matter(s).
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">23) Ascertain that there have been no violations of the Company&#146;s Code of Business Conduct and
Ethics, which shall include a review of insider and related party transactions.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">24) Periodically review and discuss the adequacy and effectiveness of the Company&#146;s internal and
disclosure controls and procedures related to financial reporting and management and independent
auditor reports thereon.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">25) Ensure the Company adheres to regulatory guidelines regarding the hiring of employees and
former employees of the independent auditor.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Limitation of Examining Committee&#146;s Role</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">While the committee has the responsibilities and powers set forth in this Charter, it is not the
duty of the Committee to plan or conduct audits or to determine that the Company&#146;s financial
statements and disclosures are complete and accurate and are in accordance with generally accepted
accounting principles and applicable rules and regulations. These are the responsibilities of
management and the independent auditor.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">May&nbsp;6, 2008
</DIV>
<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->23<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>FIRST FINANCIAL CORPORATION<BR>
One First Financial Plaza<BR>
P.O. Box 540<BR>
Terre Haute, Indiana 47808</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">The undersigned hereby appoints James E. Brown and Richard J. Shagley, or either of them as
Proxies, each with the power to appoint his substitute, and hereby authorizes them to represent and
to vote, as designated below, all shares of common stock of First Financial Corporation which the
undersigned is entitled to vote at the Annual Meeting of Shareholders to be held at One First
Financial Plaza, Terre Haute, Indiana on Wednesday, April&nbsp;15, 2009, at 11:00&nbsp;a.m. (local time), or
any adjournment thereof, on the following matters:
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">1.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: left">Election of Directors</DIV></TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><FONT face="Wingdings">&#111;</FONT></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: left">For all nominees listed below for a three-year term to expire in 2012<BR>
(except as marked to the contrary below):</DIV></TD>
</TR>

</TABLE>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 10pt; margin-left: 12%"><I>Thomas T. Dinkel, Norman L. Lowery and William J. Voges</I>
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><FONT face="Wingdings">&#111;</FONT></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: left">WITHHOLD AUTHORITY to vote for all nominees listed above.</DIV></TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: left">(INSTRUCTIONS: To withhold authority to vote for any individual, strike a line through the
nominees&#146; name in the list above.)</DIV></TD>
</TR>

<TR style="font-size: 8pt">
    <TD>&nbsp;</TD>
</TR> <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">2.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: left">Ratification of the selection of Crowe Horwath LLP, as the independent registered public
accounting firm for the Corporation for the year ending December&nbsp;31, 2009.</DIV></TD>
</TR>

</TABLE>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 10pt; margin-left: 12%">For&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="Wingdings">&#111;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Against&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="Wingdings">&#111;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Abstain&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face
="Wingdings">&#111;</FONT>
</DIV>

<DIV style="margin-top: 10pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">3.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><DIV style="text-align: left">In their discretion, on such matters as may properly come before the meeting.</DIV></TD>
</TR>

</TABLE>
</DIV>





<DIV align="left" style="font-size: 10pt; margin-top: 10pt"><B>THIS PROXY WHEN PROPERLY EXECUTED WILL BE VOTED AS DIRECTED OR IF NO DIRECTION IS INDICATED, WILL
BE VOTED FOR ALL THE NOMINEES LISTED ABOVE.</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Please sign exactly as name appears below. If there are two or more owners, both must sign.
When signing as attorney, executor, administrator, trustee, or guardian, please give full title as
such. If a corporation, please sign in full corporate name by President or other authorized
officer. If a partnership, please sign in partnership name by authorized person.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="40%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Dated:<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U>, 2009</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top" style="border-top: 1px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">(<I>Signature</I>)</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top" style="border-top: 1px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">(<I>Signature, if held jointly</I>)</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Your vote is important. Please mark, sign, and date and
return this Proxy promptly, using the enclosed envelope.</TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>



<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>c83062c8306201.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 c83062c8306201.gif
M1TE&.#EA&`%N`.8``*NKK+*SM/GY^7MX>OS\_*.BHY63E)N:F]C9V<K)R?7V
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MB,_0T:&@H9>5EL#`P=[?WWY\?H^.C^KKZXZ,CMK;VZ:FI\3$Q>[O[\[/S\C'
MR)Z=GKNZN]+3T\/"P\"_P/[^_OW^_?W]_;N[O/O[^_[^_<3$Q)^>GZ>EIKBW
MN+&PL<O+S&]N<(&`@7=V>+"PL?/T\\O*R_W^_BXG*?____[__R'Y!```````
M+``````8`6X```?_@'Z"@X2%AH4%!HJ+C(V.BA6'DI.4E9:7F)F:FYR=GI^=
M?Z*CI*6FI3)]JJNLK:ZJ":>RL[2UMK>XN;J[O+V^O[Q^P*2IK\:OL</*R\S-
MSL_0N<++Q<?6L-'9VMO<W<W3RM77Q\G>YN?HZ='@P^+CR.KQ\O/TLNS`[N^M
MY?7]_O_KF.73MXH?P(,($^*Z]VL@P3X&%4J<J)"A+X<$(U+<R'&>Q5X8]6GL
M2+(DMX^\0KX;:;*ERV4H=ZD<Q_*ES9O22*EAPZ>G&ET.&S3HH^):35-\U*CA
MPQ.GTY;LU!#`(((`'Z#&&L@($.4(CJ'P<O5<HZ#GT[,=V?%1TD?($P`2_WK*
MG>LSJ9J!#8:(X!.%3Y`!+_J`+3A7E-RE<P4PD8.GQIF?2*_.6HJ8KJS*H^C.
MK9R4EMQ3226#UEQX%.52=44;AOS'+*G/K5UG+FTWM>4_G$LA-BP[=F?,H]1R
M&$H<A9PQ#'@RE:N<C;@&&4KH8&JD!0"K3&!D$%R0YQK)3'GN[&(!BPRAJKBP
M-OV@C?OW\-U/X'/!C/NX[>.[QZ"A+/CO%\B!`@Y(`!!#4OGIIQ\#I[`!A8+Q
M7<!'$FV8D0535L!G15.D9&&?%:K]T81][B4@@&XZP$=&B'S485\2HBC%E`A2
M<(##!U4X(0!X%+:1Q7ILL+$'?!6\M@8#[Y'0&_\[/`BE1`)/%(7>!AQ4`48"
M=3"1``970-##*B_LH`4?:^CA`W=(2,C'`T]\J<H'6&3QA0D55$#"!&8L48*4
MT-G@``T9?,`@:FT,9LP6:R2@2@,T\-'&,0V\``!X;+2A`GI"J2!"I88>PP)H
M!ES30`)\#*"*"DS!P(H,3)4B)0PA2L&*"@BHQL<*K/2@@&XE"#5`C&L00,1V
MQ`FU`1.&#9"I;GQLL$H#2^C$!@NK%,#&>M-\1T,?`S0GP1$'1-`#6)VJ$@(7
M%NS(EP$IL-*`"EX(P!,#83@P`W&""84>=S(LT<$(0;*!1`-47%O*H]=L\8>B
MJM#P!\)9-1"'7!8$YLK_"Q3J@X`LH1KUAZE$B:(J*W.L]T=1?<!@RA"&YA$B
MKJRX`-L?):CR:VML1)!5"@67>JIN4.#;AP]KK,$:M:H48,HT3*'0`!!\5$`%
M#\KQX483&G1`!0U<TW'$&5W(18`&#ISW2@-"<,$$3T&:8$$>5QA011%<8`$&
M%58\P$;1?$P1I`L-W-';P^,HS'`?#D-\=A\]3,#&#Q@9H+@U&Y_2L36Q@*R"
MR*T@P8:KJJA<2@CY#E7%R^Y&8)5H-7-KV!+E/CO#M9JC)BNF,^QU=+5+&\9#
M!B\<N$`?(0Q`PP0[5AUC4CS%H$$!0[0+Z:EO:=$<:4&2944!.]1@!!\""&&#
M_]$'%\['X8F_8P`?&+`B1`DS<">Y/I]:+FKF/_\Q\BHIQ`!ZRJ;A0Q>(!;,(
MF`QFS[(>:UHW@)XTX06&:D&[\-63VKV&`H(I1@-`\)U1(*T/2BL%TZC0!PKP
M@03.6E0?7H"$`]#`#`F((1#,```#H&!<#U'A!A8`@`XD@4YU^L(>J""%@14K
M!#UY0A]J5;ZA%.`$4(PB%*%POE6D3Q52D.(!OB*8"+B!`XO:@E44@(7M&.`"
M4CP!KAKP@33ZSWZJH$(:H\@@"XZL!5]J0![^)SK<O*$`JNA!`(:"JE+`+`5@
MB0.':&8SGAQ`7PV@0`5Z,@$(;*</HK"@:<Q6!.DMH?\SHOA@"$G!M#LT8`]L
M`,"^W-6IV.6P6$)[EC&:P`<C-&`!(4+8J$:C!O013A5M6(-AV"`!',J@"=++
M`1O>L)0UM&]]KN%#ZU`@F=/`L0\F`&6,]O:Q_(T,!R@0#`[X&$`(O*D)B[*"
M(=]TICZ@(`H+M!GX)MB''9"I)SPY06`RF;]1,(`X1VB=#[0IRM[]X0$AZ$$4
MV+`#5^;PH0^1F!J^H((/Y+(@M/`EQ-I@BB(0T@.+*D*(O+"^4DP3%Y<KTBSL
MJ`H<7&$5FX(,ROJX%-)QBP\H\T*K1`&S%1Q!%1DX0CRYQ0:VF*L)J&&#'!KP
M'0LN!PZJ>($``-D6@O).A*+_2$,&E,D''$#TJV#MPPJL1H$>O'$4$*N)1E?!
MT5)0M04G6,7I2A$%-(3HI+=(*2U8V@<<:"&%6.#03#,SA4LVJG41Z"!/5;&"
M&$R0"*R3IQ%6$5A;L2$&GE.#!66DK`;4@`]!4\47=I>TWO%!5@M0@P0N&=;6
MZB,#4^!#J#RP%+061"FXE=%/U@K,`/+A`*K8P`=+0)K!X=46*;4+;NW2S9#I
MKZ5L,!7:RB**P1IF#$"]`1^&UX?9B::G?&!9'V2@+D;>U`NKL(`V<=,3NVHV
M?X@I1@,%D$<ID!:$2^L)#!H0AC<`U[4`?H<2*M4'7"I%%+K4B$]XVX>VXB9(
M$1A*_PX4T`+B%,$_.S7%<6MQN6S:RBQ\Q0$;`">4#L@T=)EQ@+F"!()5/."[
MC%4#`HA#!3Z\P;P-Q(.+:XL4GFSV2*NX`E-6,!03>O"JI&2*#5*0%#L$^,G6
M``,;*M!7V4#L"`S(LI:SW!<&.W@G4%7%`M9``4SU``\(L(HL-DR+R[%@!%O.
M\@C<T-S-/;?*"IB@X*J+8L/8=`@\H>]0.#@*\*[A/`V(0*L8R(?]]J$%@^,-
M[?+7$X9E@`P\V4%P[SO*X%AMJT;S*I1'W0H8K($-0LC`0B4SN5<88&%6_*4[
M!T#K`7``APVX4&A;$8(:\W@4;)[%Y8ZQL1"W!@M"$4(0>/]BW3\H(`-"D8)D
M/A`Z&(NU)]S-``.NPD!&>O86F^4#56UP`YY,=BAJ^D-!1<@''?1A"WQX-JGG
M'=6^F)()KFFU*U[-X%46"P8[6H,!6+N*#&!!L<!6!0I0.HYB>[.EK?D"<:[`
M[#[_P0I"R0`&)*.L[EI[K'R0@,4*P&V;F7?AMG!JSE0!`;D\X))',-BZDXSL
M`_!!XO2>=P/V8DLS@%+?K3!`+V,-,4/IBP,\$-L!A,"=167@,295.,.O\2EC
M\X$`Q5`T&P:[%%4V8`,D@,PC!=.%0C,V-$YK0`@^QT`U($'J*8<O`]PD;;D4
M`]Y7F;FG\="`-K!ALCG_ZKM<6*[_-O`!"'TH@\$(M\I]#[UALA[.*E80`8K;
MB@%+"`&F&C#0J+MSZDUO10.0974"%&`H&=#;8'ER!U5P@`DL0``"3B\8-)A=
MK*.(`W&^@.-&"^8#X*8T2(=R!=FS@`FMDT$']2X*/["!`[1B@Z,#_]`&")D-
MHGZ6(JEL!]$\2BA8CC,#1M!EHJ^"#JUK\*D1'IN]L2`'F.*!YU&.W%6P0/SC
MI[.QEU+8H8AT]5$@>:Z@+P=P>RLP"EK`='T@!3@675$5?,ZE!DO5>*TP`GF'
M9,'!!AM0`V4Q$]3W"CU@@=B7+ZL`66Z0`3C@?1@U"UZ6!=Q1`Q=0"LI!"E&P
M!?FR!_,'_WHJ)0O&-@H1]G4XA6)\<`86DQ4?H!P]E1FMUP`M,`6,Q@6KP`/"
MU&,^!E\V>`W3H6X8V'P"D`$00!8$]X'Z8"U,,0`1\`2(EF@$H($-0%VRIE;F
M!TQNX`/$$2VD,(.940=@X6"B$&P<LPH[>`H]*`J#I`IG,%BU-`X-T`7?D82&
M<03Z`@(,]'>KX`3K%2,EXS/.Q0#4=@U"IH6E)4+H5`5L(`)0U@,A4`(Y@#(0
MU0-ZTQ-N8!6TIW9A,QQQ@6`K*`M>-H27-`,O)AEEL&W1%`3<P8<GIX-[]7!]
M10H_$#]]$"5"F&TJ,(W3*$&K$`9)X8BMP0`H0P23B'BJ@`7KU?\3%Y`#%70J
M2S$&%I,"U$B-;J)HH(A?(J0!#2!E[>-0BM@'&S``<Q`#WM$$"/0.4](H!S8*
MJA15&L`&'J4!K):+I^!E?R!]JP`#'%(".A5-V*4*1Y"#>06(R>A<WW2'6S`4
M/2`]*O-\@C$$N;43Q*@*9=`3VL@46*`*,Z"`#70!E_0!%[`>/8%L374J9"('
M]J=<2U$$^3(%\=AIS3=9&U<&8?4"0_`%W_$=2L$31DD0*<`%>U$:H@`[JT`%
M:@``?0`"D)%6&16'#1:1(^`F#<!$--,``<`AOZ4OR$(*?GA-@6@*@]@:&!"&
M*N,&$V0$,D@`+:`*>`"3C#4*>X,`KM#_+7R@1(*Q!#R)`!!T%;7#!E>8`3NB
M$S1`'#C(?'_@!PO0`%_`!N9T-K'D+BE@!!>P2`_&%)#Y#B_`B"'2&FL@`#JS
M"C9G!7WP/;B(#2R(EAS5$ZUG+FX0)#7S`C;'%'O@C"GP`QQ9?ZJ0EZ6PEV0!
M1H.A,DZP"AZ`&GQ`!$-A`V&CC8;A#C<#!,31`S10-7-0F`U0A43!%#6@"C;@
MFFJ0!,2A-(RI<$70G_Z)!O"W;38E>@TP`W)0A$#E/;'%-SK1$U1P*?I`!'CX
M&GP``!"T"@O`!B30`-+VFQ!QEI"W4>PU!5\A%`'0$ZW3`"NP!4]088(A=-')
M81ZY4LHX3IG!_P9E8"@JDVV#,AMT`%1.H`;DV1JVQ`HW(P"DHR\E<`=;,)_$
MD12:$V\6XP#LIP8*8#$-]$'E8@`;,`/@$SO1Q@8.,!@VL'&^49"4\7=A:`T-
M,`:M\1-B\P4`\`&-UW)3T`!%8%O`J8O"R5Y_$`?\PXC%.8"N>%=P)YU]0)VD
ML)=+$339R0=@-%XLP@=,L`HO.:1]XR8F%TKC(C3XHFB:B"HDI`H>,(69L09V
M,!2"LI_&8``OH&@W<`P]\`,\@080X``L$&F9L1-<@(\$6C^\L72AQPJ)Q0<]
MT$`>"H<ARE:FH0#AI`H.<'6=-1A"(3.&^GD=.9T?:6<AB1H#,Y%L(/\]R&H*
M7<AR0IJ8%/IVJW`S9`(`T#:`/I`<H<H'(RD49_4:@)<!"?!!KO9N&NI*2!0D
MS$$^E[$&I^>KHN<PIG%NKL0!IR8$W9>L((HXLN9@/=$!_*->;$`']\(_(+`<
M,=IF,\J#-8H4/S6100`69FH*0CH4(7"NN->@+;:NP\0'%F`#K9`!5]`7/TD4
M:S"?DMIC(*4*5\"O^]8'XLBJKC!6L[`<(-L:3H"P[B(8&1`":/`=MW(-!\@'
M-@"/5FH"8!L%31L%8&L"L:4`=5(!;M@:;E`G8#LH]!$`6&``='"+2/$`%6`"
M+V8+?#`":5M>2'$!8!L7;'`#==($K@D^0%3_`5T0!7_[.7<[N&S``V`K?PU*
M`&Y;`3%("FL0`^!B``=`!=H%'H)K`G'1!&#[`"83&VU;)R,@`&D;NVG+`'T@
M9$K;"K/3M&SP``%@!)#+`+FI#PT``5*0I%3$!S.FM:V1`R4`IP&CJS5;->"Q
M4[O!7I"+3[?AG5PY"WM#*;7Y!U@;OM/+DSN%3[SQO=@[%LNQ'C*R/*8J"FS3
M'%A;LW0QH;-A%L!Q"GX`0L@;,2MR&'(A`'NP!=O!`8A!55@Y`FM@BCN`M<%[
M#"!7`AQ`9S(R,Z>P7+&Q/)"A33ZQ/.,[&AW,MQS\O>T;&M5TB:*!6[L*PCZA
M/*_!&DL!N0'T$Y01_QKW>Q4UO+I^NCRTL+^-<KNM8`/J,A8WL`3Q@Q[+N09)
MFBDU@(]7H`9K,`)M6C0D\`YC)7V"@A9:?!`^W+]9T0<V<`;@8P3PMR\%>KQ%
MNBA0@&K6P(AL,`$SL#I+\`XU8#0PD,5;G,?UX`?UR`9`/(`J@*#/`ED\@4'Y
M8E$3D`'6X5'4:D),`0:!I09=T"X;D`1`^PK$M09(P`$G@AI8N[V18<'IT$S9
MNQ%\PS?0FPY\3')5+)#&``+*T0%<H'D-T`,&`'_2I@#502Z.0R9/D$UJ\*,$
M(P+.^`H#M08E0%Q4F#VIC#/5&P]CX1V_MA'+<6JB+`]\?`!K<`%A50.Q5?\9
M+_4NW)&K2S$!8&&.2>$&:\<4$-``Y@BHQS``1?,!2$"^;I`%1?`!..`#5_`%
M-NP;]$$'$!`"*[`#<S#$,9(B"E('HRL72J`@1^`!8F#!/J$!2V`C$1`'8^(:
M5@HA1V`%&.:=.H`![T%+(4?2$/(>%]($[\$`D($8+'```Y(#!N`!_QQR\3$%
M[=L:$N`>62",RK"_11`DTB.\7[<$<:$:J=0'<J`&N1D7-%QA3R<9)$`!U_(%
M,Y!Z?/#`KD"*?"`#*GF')I`/>;&9L;$&-."BK-`"27!JAD&GQN"%0_RLKY`!
M%!!;KS$"WSH8&7`':V@8)@`I/1`';J`:S02AJG#_`$'2F>.@`AN["FMC&&[P
M!/[6`"B@`-=;B(M"D'#*!]OR:"P@P\#@!QEPS.TDD`X@`7O#33I1!2H@+Z8B
M!(5]%55\2ZYQ!&.VU.L3!&O*"I:7`GLV"I0YK(L2`H.R$W%`+$V'>AAPO7`]
MM:OP`3]`)G1M##+P`*0@`4[:2A%PO8%]#=$J+16P2A^P%)]]#:@2`/8'N0(`
M?Z(G3B-@&.K-"A1``*SAV:>2J]^["WZP`1O@2`2Q`XO'&WPS`1M`!-^!LPK;
M$PT5`0\@`%;-!U<@4GS@`#Y0V"!S#!_[3Y^$,UU`R^02XH+3$TF@J>4B`S"R
M6*%G="3W!W2M+[+4`%M0_]BG-GT#""WB0677\`+6NCSGS1TOQM@J]"Q@H0)K
M,-]+A#,JID+4FA?'R0=(K@HI4`?:]-FTP@Q^`'\',K/O\#V6%0-U``"WA@!L
M@)XJL"NM00`S\`(,F06LP@9WT"ULH`6T%`.L^`HM,`%K\`5,?14]X93%D@$J
M\*Y"04UL0`"7+!@I@$C/<C-_`#--_BP;(+;/"N,D*!0MP)!EKMRU?"GD\@(F
MK>/OO2@-8$\G;,@:A(U"3H*D#I1(OC%LP`2L!1V##DG\U1-1K@I+0+!_8.65
M$]0JML8B(+5]T'*PL2:L:(YL4&:0Y6&,Z3(*(`,0P`:X:0-.RP=7F17>S`=T
MT/\`*_OAZ-$"2W`@40``3DI-?Z`!K,`!26`U'?#<+["36=L'2"!%>>`TBS(!
M+OXF4A0`[<P=RUDS)'D`!W(!PP+P/"'J11!%0%``""0#0<(;*.,`TO.2#Y!&
MJU#O4633K]X:2[Y""R`A,6``4E+L5H'D*+,"".?K6!X&?:<&;J"IHK(%#A`!
M5`"_0KD*GR0`+Z`":_.2P2RA%=H`5([5;<HV],BF\LP&J3I:HN!U0H%IP^0&
M8VKH8RH8%'!J,A(%U>`%/`$SCLX3;M!0@C$'^]X')6`D:?P$;,``Q)(!+*!8
M?*![4MX7HMYI\88R#:!FN"$!8!$`FM8`3U";-%L*'<__`]D7EY`A)-R1YW^`
MY%35`$K`&BP/$Q?0`-JL!I&:CT+A!(:Q/QF`C9#H`&R``1CP'0*PAA7^VE"N
MZ+5RB*)"<LV2`3\`IYW5!]`D:6Z``M3T`X5)%/AV[:R*SF!O&J<&B9#WK&E_
MJC^`0XHV2$,Q^*#T.(;<`#9]]Q0ZQZJ038;1/D0AI_1Y`Z90^*30\7-`'!0)
M2D5S]0U`<D@^`2@3UJ)0^4&M@4-``&L`>*PD!"(`"#9]@X0??&IJ22J$-0Q\
M,"DB/S)C?&QL:VQ\%3IK`B6$*1PM#82FI@T>?#<-,'Q\?WPU?0T-$G^XN7]L
M)!%K7X1;L+JO@GTI!'PK@P.Z_[$3I7T`?RB#)<ZX(8,U?$.U&0C.:FL`T6";
MA`7$?#2$)L-\2[41`E:T&4ZONH3-S@&$X>31<H+M#X)HPOX-8C&@5`L%:F"U
MZZ,B7,&+&/_X84,!AP0^$J*=*L/'QZD,1@ZMP2(2@B8N<]BT:8#AU1H%!N`D
M$^!`)*%:ITZEB,''0I^4:F(M:K!AF#-+--A@("3'*:Y7.PC=4,;L:0)"`:A9
M*_AAT`HVVOK(8"..#PN@7M`-4I<K(AA"#-9<7=9@`1L&&6C%B;BOJS^`?[+2
M$E/038I:*/@H[,/$2N`&1_1-K)BQLS,_?`KTH<)GS893#5X(8./@U!`!KPBD
M'43AE?\F,1SZ^/C!1TP.6CL`S`I*/.B=5RR9#(M!"(+57&S5L#%"*,QS6&4&
M-4"@9EF?`4ECO3(2+8'8/M?JOI)AC4\+6DBNJXD2#8_</G0COK(S:,:A5TW0
M(DUI[/7QA#ZY\(/-9.&@4(I_!?%A0RDA2$8("VJ4U0`W$@W"F6<@^O'&#R\4
M@15J9[%Q0PJ$J%#!&IED9\H,"%C"1A&E-!#!'>_]Y%-QQ:'!AQLSM*!)4@?-
M%5Y!TLG8QQ=L81-&C@EPU<``PUSR0`ZE9,!8->BMXT8/@PS!1C181BA#*12H
M48&`=%G"AQ89E!+!*X<<`90&?!`PP"`V((B+@H<-$@Y?@4;_B$1_%BZTQA("
M-M$A11:!V!EH;""1@R9C!%4"GF1$8(,48N`9Q0Q!1>#&&B[TD",M/OT(9%`9
M*+#&&`V8R$92)Q""QI(%K6&`.\_A`D4T('0':!',#@"#"M$4D128Z5W%!Q#1
M5,&`@"9&2.T?;Y92`K-%[!#!"[4T4,`EED@AH`*O=#!(!C\`2Z@N#/YA#`?%
MQK+%("VH,1D+;)S18TI_;%:II1CY@4L</7S$QVRTY`!L+C9N(2M3$00&9#2E
M]"`#!S`04<0`+Q370'Q\2-$`";KT.HAY&$4T["`57&2"=@%8"10JQU0`"[5'
MJN'&'FDU0,4(A$A[$;5N"JC=3X,@_\%8+&P,,8@/FJP":R6%?;<@8FF5<'$N
M_U+4:!_A$`!!*3C\D+"'"S-<D,-_L#"#`98LX),*<F-C20=UHO8JD"_80$$1
M5\PQA@0"K&')&NX6EUD,*%2HBP>$T'Q11%@0DG-!)!!"AL\_-M!"3$-[",/K
M,$0`K5D/1-'TV;A4H^-]/_]D0XU7/9#6%5WSL4@?!NB5H&'X(L:7V1>EK<+:
MX;"3;AUS4VIW1GCS,4"@?#A!YD]E$/:'?GR,X;'*4],BA`]5Z`";);$@(MU_
M9VR<`FR$>P&L"=%`0V="0X@@7.P5,DN%LOJ`A!ZI)0=$>,`A<@>TH%3E#]$@
M0I2>4I8^P/\@:G8B1`9"P($E1,$I?.A`-.A@`A-4H`)<:L`*K'*O7.2K!J68
MX46>0`L9_"%??.B"Q^*BL.TU["H8:(`(V""`1?TD!6+852S>P`<CI&Q6T>A!
M#@`@0?I]+A-#XF%0&N"2-1#A!3$`%@&`<H5^784-`"#$&:[#!RI$XPM6&@`7
MM','&%D%3,2I!1'<@(NEF"E"+/K.?0H0@73%05!7.8"/@)8!`82M'\TSU!^0
M4`L9X(X/'*C%"@2&F%<4`5!=**(1[X8+-BA`!5R#(]`V`(2DN($*,9Q5'U80
MAS'`"T^2P\@/`D`$#LSN1QD(`A\$H((A0)(/0BC%$'"'BXAD@1#_9GC.&M3@
MA6ALQ3L#X($Q&@"$">8"D$%)`0#<$)Y]*<\9%R"$_]XTER_D:`8G=`8;(#!)
MJO4A"9<<FR:?$+)^\:%`=P(B&W`U"`"H<I6?>6,9,D`"/C"`/;&:P0:N6)P,
M?*`(=%`F'?'TB@=TX`!/L,'Z`JD;R1V@!S6QBBP&T90(\>$<26K``>@(@T&D
M8)O@9`<A(C""#9Y'!@5(:@'R$`8&.,,.I9C>4])'""-$;2Y\V$&Z!F#4782@
M=Q6<QO+$5BBV_4$>I1B=,Q1PF2V04I.6$,`,:D&!AT(T%]W;1`:X8(ERI`Y(
M*2C!$K+@")(""T\C<$(<(!""E>HR`W18_^8&D$`4F?*S#QG@080F<*<8N*H/
M$"#`4]APFEV^(JA3,$8&Y/#.\Y2@:YH(IB[(0PL/C%8.T0C#5?'#!AX\I@\O
M@)DNA%B+%*C@N,=MP?AV$-"RAB,/T<!`03I5B@.\U:PVZJ;JKD"WNT:T?GQX
MFPCXH`!25!`5/8A``1Q!&/N1-!8"0```.'E>7:XL"FH`@](@>;X#Y*@`"-*/
M&VR`@J3PAR(3(.DKF,`/3025#7`@A`Q^.:WV%(^_`*0%!/1SE1^8!+,76.0K
M[@`4%'0-%]09A`F>DK;]3;"&N,@7`I;"-13RH368%5*^JLF#'.&@N][%*S%N
MD($[).,(@?Q&!/\P$(5=G2TBFE!`&'SP&%GI$A5`6`,#>F`#V`C."E7N01"B
M9!O_H@`7=AR$,/A`14NL(!H6V%507S&+4@@CF-\:X&D:D($':**5-/"8'0Y!
M3_S@X@<;2)>0AG'9%%Q'-(-0#BQ@_$/$<"1'87CG&A!`"`[`:\=7&4XT/A1D
MC>@B(D2`J29R$Y0<4*&PZ,.&&A0@!0Z@"V17!A(1+''*!/Q9'`3P1@Z_4,T8
M5&$09_X#8.8EA:X)@`B$.`M0F:&?(%PFLW_.<T;X@*-2R*`)X='!\?K@!$T4
MFBYL\&\M-C""8:2%7T\A@\=H0#]*YTN6WJY#>+[@G3Y(X16@WD49#D?_ZB#C
MS5HCD$$-5H,`\VH'!J(57&S9,($K((&CN<9B`V9P`S8D(`,1(,"OB<$&"P!%
M=4,H`@2$("`3OZ(G`JK!';9@#,S2Y0_@Q)C6K)$,UWHFB'.E10L@L``?N*H6
M<9/<N:]R`5`,X@"7B$'A=OV4"QC#1)-FG@U+>=%TI6!Q0W!X"R06<(N.6WNE
M-C7&+'&%#$#]QC[AFTT90(4G0,O*&1]C!EQ`@!%<7`1@E+@`A&VX6AA!$W\I
M+:Q\$H$+Y"+G5]%"CQI0)9\/D`U8J%.Z%M^`'EA`<HN\RAK2W``9*,<>I<C#
M==9P67IDG:R9Q*Y,7M6[4@`8X(A1S\Z!7.J#_Y\/$0*`P0LDP(811.`G=]`/
M^O@`!0-@/.\9!P\?#-"`*N#I(J^(P5=/OGCK$X8/'B"%K#8PWL</8@?A><6Q
M!S%A/E"+O^)0@P#NT#[M9.#?A]AMG/KTFT$\@37S,@6M)1Z21!$L\`K\$&!K
M<X"OH`;'5GNTX$R(0#W$H`83`3`80DUVXWL8$P0]$`*K\06?U0`IX&<VP@8G
M@$-X!WTJLP(BQP0]4`,]UQE,!`&%HQTJ8`;F4TT((&JPP@%%-0P90@MI<CY\
M8`(XD"-M1#0#&"%N,%$_LW&1)805$`TW=SY)\!,G8`PV@`D%H2>U0`,1@28(
M@GN1!@]5]%O:T0-\\_\&5Z$0VT%R%]!O+<"`O6=3(-`'?,4'200K'^`&?!`%
M!9"$*\B"Q3$#<S0),V`%YI01H*<%=&``2W`%.D!AZT``&E``!F``1D`PDA,E
M:L`#+A1B5R$=%]!"%=`%;/``+_0`F?!SKR`&5"`%!G``'1`#@7<^`M!")C`%
MI[8)+V0"%R`!K>A%SB``P5A8+E0!(8:&4Q",O"%ZQ7<$![`$!^`"7?`&OZ8&
M,<"+EK1V:W`#+U0!$L`;;K2!&.$]#3`'F0!S9C$`&&6(+`A38=0`/9-V^)B/
M^KB/_-B/#,.!Q"``(;"(FG!\]B>/\@@`F4`>7B!%_OB0$!F1$CF10O9%#Z#_
M`B%`%`+P&X6(D$"R!/'2!SDP/Q19DB9YDBAY*35S"7/P`CD@<A*`0Q[)@G>@
M"4HP`S(0`T>2DCS9DS[YD`"I'I:@7T\`&R1`,3,Y*QFP`,D@`B&P`9(&?S\Y
ME519E2HY0`+P+U(`B'K3D4FY`'G!`#70`J31A%9YEFAYED'Y%)[`)4:0#!*@
M>$E)'`-``#?Q`0T0%5*9EGS9ERBYENO`!S_06"G!!U,@DU(SDSE2/N3E(`J9
M?PR#/H=E6$R2?QIH-W)B+>>()Q.("!"E#_FWEZO4@%[$8>M@4V@X@6AXCD8$
MF.+`!A=0`SUP>&PP!=WFE?;5`"I03FS0!*%$/*)9_YG7=VIMUHC$X$>LR3`G
MM@NB61JK^9D*)EMIIV#5Q%_L(CC_\7N@MR3!N3VN&9@DX`-N!XAND`>SHY@4
M@`":``4?\`)ET#67*3@2T`;T68FP<`A00`-R0`;)<#$/0)]MD`4/$!'M!5ZD
M64U0D``*"HAJ\`-MX`BW@@9IE'YE"`4`2I\,X%Z<R6'9B4)0<`1=TP8593^:
M29H_(`"2Z9FZP`+Y4`<8D`P,8`9.=3ZQ\`-`(`%JX`$*F@`BH`8,X`1UP*`7
M@`'*)!U)@`9=0*(&MSUJT`04T`!+H`":H`&Y@9O$L5?MQ@<3$`(I0!+)B1'M
MT`(MD`%%`"\RL0$S8`,]L/\$7J8+;=`'+:`"/?`!#%`\%P9;N$``C50+(^!2
M#7"``)`"*;`%CO!&RL,'!]`"+!*G>&0;MM$UH"<G@F(`*A`>^"&ICWH)FB`!
M`R`T)#5RN%`$&_`'H$`&;,`"?<`"UL(&`?`"=+`&2]$`6]`%D)`"#5D!'Z!1
M50(`<<H!>!2?(;(]ED``&D,!Q(<)!N!P>=<`.)!@;$``5)`!*9`9W0FF?6`"
M;+`$/=`)1`(#1$$=6=!5,R$T3-``(.`)3'`$X"8&3#`%?"`")!!Q%2`#1E`!
M)B!R]I2J4W!_))`!]PA?:+@&9)"JX\`$:>"I+&`"%O``+,`#<"`&"N`$]ID+
ME&K_J>LB!FD`!UW`!PS+1$P0`^#J!@2@!$[0I\\AJJ3:!Q$P!:BJJK&P!F*0
M:#UCKT"0`4S0JB.`!@WP``>@`@2``LZ4`GRS`3OUI9[QG=AI":VZFYC`!SQ@
MD/472"]@`,G`!F*`!WT@!$VP3<9I-^V`K>60#P>1#Y@@!-;G#&_J!"P``!GP
M#C8X5W`0FQQ`.`CS!T[0`!]@`TD@F"$@#RR0A4F@!D+`-XB0>4A@H%]Q@'&0
M`3+P`EE&@IAQ#"F@`S9P7!$0`Q2;`CNJ+@\@,BH@!-/7!U&3`!W$`#[0`AO0
M`D3A#"A;`CC0`U+0LJ+G`S"P`3VS!GYB?4R@`E<P`"O@_P9/P"\+L`)7RP%4
MH`+AFG9(&R&7\`4.L@,G9`E`L":).49;(#220P71=`=-!JI&U`X;D&A#`"^)
M^Q\K4(2Y,!.P(@,7<`(P94:`8P\OL`"`B`L@$`)YL`4O\``&P`&EPP*)JP8;
M4`3;Q`8J6%FXD+@_,)MLL``1<"95\(PZI0`T\`(*,`4J0`<4NWCX,05IX`;<
M50'#`BY]D`!O:@(A008_@`-0Q[H;H`8E@`)5H`(ZD*I7`0(;D`0R$`#C8`$J
MH),7$`$ID`$:!`.?4@0R8`+M@)&2=H=&A#XQ$`<M$`(!\$M34`!(*4(P8*J9
M@``VR`$NX*C`FA'M$`<T<`2XJ/\&(M`',44`,Q`7D/D';\H"(R`",@`#9;`!
M%24O3>`&B989%[8*#2`%*8`$_T($;WH&;"`$(*D)1K`"-6E.`\L"`9(#%(`"
MM=$``+`)#6`!+=,#%$`!-2!6TZ<"1X(?3>`#'%`"#6`"PX(.)MS*G(,",)`#
M"Y"=H=H4,=P$-<`>+JL&@;4%A<P#W'8G;"`%&S`%$]`'2@`!PFL#3)`!<R``
M'+`%WKM*R]L9:F`%R@4!X_4*)N``YTD+$4`#J[$&75`&++<`28J/0O4.RW0&
M02``0D`!)J``HI$%,9``JRO'J5`!$S!92O`"<T"L0O`#1Y`!.-!X,+(&`?`$
M,5`'?4#_`Z^S*!1P!AE0`#S0`_362A<0<;E`!@W`!`K0`P<@!@'@`FPPT6NP
M,[Y&`SU``A(0!R+02I0J)^H"`#V02M?J+E/`.;$<!"2PC@\@!5;```G0;J$J
M`WP0PXWBLH\``Q=7`T(C6):P!$*@S.2T!!O@!CY``4'0`'1`S3O@D-Z5S=O&
M!FO2>04`$9:@`#LPQ"BP!XZ*!@72!Z8ZQI9"`PW@J0SP45)Q=]6W!N6J'+CP
MI@+2`MP!`QDP`QD`!R9@`T3`!"_@`+9Q!JF;`0=B"3M#,`:0`2U0`J0H'EV5
MN&S`!3+T`E61ET?8`*=C=9]K`T%@TZ9\">JB`ROSNF.0!`J-_Y=DX`$OH`)/
MVP(V$`FXG0#A@<3N%QF9\J=OQ`;S&@":L`&%R00X,,0<$`4(D`)S!0)\`&W'
MU0'5>K1I)\"FD,&P044_H)-RTH.G@-SZ&`,5P*`$\``CD!11P`0><`'`5P%M
MJ@#CR`.$-`X2X`&.P``5D`Q=`&[_H0`:T*,-Z`;^G10BH`%M6HK.\`,3#A(>
M($%N0A02CE]&DP1G4"_5Q``2XR;N2@(:H``\T&Y-<`;R72\28`4H^@5CX`A1
ML`,3$!YBT`1_T`4;2U[^K9ENT`1I!!))WJ!)H)Z'$`-*$&(180)C,`4[>-;X
M>-?:L0'K`GJ:@`&A%!2>XY=D'I&OH+X%;ZG7?(G6G:'EL-('(1`'/,```%`"
MCM4Y99[G$*E@1MN7;)X1;HX*-L`ELS+F>G[HB$Z1?XX1@6XXA9[HD![I0)GE
M26GHDG[IF([-E#Z3EI[IGO[I1Y1VC0Y]G0[JIF[JBWX1HYYWI7[JKH[IJ5X0
MJYYQK?[JMI[HL8X-LYYKM7[KOE[FN>X,NWYEO?[KQIZ6P:X+PZY+Q7[LSDZ5
CR9X+R_[HSU[M?HZ/$%`"VK[MW-[MWJ[M3&#MXHZ6?A`(`#L_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
