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<SEC-DOCUMENT>0000950123-09-025572.txt : 20090727
<SEC-HEADER>0000950123-09-025572.hdr.sgml : 20090727
<ACCEPTANCE-DATETIME>20090727092144
ACCESSION NUMBER:		0000950123-09-025572
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20090721
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20090727
DATE AS OF CHANGE:		20090727

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST FINANCIAL CORP /IN/
		CENTRAL INDEX KEY:			0000714562
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351546989
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16759
		FILM NUMBER:		09963541

	BUSINESS ADDRESS:	
		STREET 1:		ONE FIRST FINANCIAL PLAZA
		CITY:			TERRE HAUTE
		STATE:			IN
		ZIP:			47807
		BUSINESS PHONE:		(812) 238-6000

	MAIL ADDRESS:	
		STREET 1:		ONE FIRST FINANCIAL PLAZA
		CITY:			TERRE HAUTE
		STATE:			IN
		ZIP:			47807

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TERRE HAUTE FIRST CORP
		DATE OF NAME CHANGE:	19850808
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c88313e8vk.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML>
<HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="margin-left: 0.25in; width: 7.2in;font-family: 'Times New Roman',Times,serif">
<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>
<DIV style="width: 100%; border-bottom: 1pt solid black; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="font-size: 14pt; margin-top: 12pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B>
</DIV>

<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549</B>
</DIV>

<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>FORM 8-K</B>
</DIV>

<DIV align="center" style="font-size: 12pt; margin-top: 12pt"><B>CURRENT REPORT<BR>
Pursuant to Section&nbsp;13 OR 15(d) of The Securities Exchange Act of 1934</B>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>Date of Report (Date of earliest event reported): July 21, 2009</B></DIV>

<DIV align="center" style="font-size: 24pt; margin-top: 12pt"><B>FIRST FINANCIAL CORPORATION</B>
</DIV>

<DIV align="center" style="font-size: 10pt">(Exact name of registrant as specified in its charter)</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
<TD width="32%">&nbsp;</TD>
<TD width="2%">&nbsp;</TD>
<TD width="32%">&nbsp;</TD>
<TD width="2%">&nbsp;</TD>
<TD width="32%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
<TD nowrap align="center" valign="top"><B>Indiana
</B></TD>
<TD>&nbsp;</TD>
<TD align="center" valign="top"><B>000-16759
</B></TD>
<TD>&nbsp;</TD>
<TD align="center" valign="top"><B>35-1546989</B></TD>
</TR>
<TR style="font-size: 1px">
<TD valign="top" align="left" style="border-top: 1px solid #000000">&nbsp;</TD>
<TD valign="top" align="left">&nbsp;</TD>
<TD valign="top" align="left" style="border-top: 1px solid #000000">&nbsp;</TD>
<TD valign="top" align="left">&nbsp;</TD>
<TD valign="top" align="left" style="border-top: 1px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
<TD align="center" valign="top">(State or other jurisdiction<BR>
of incorporation)
</TD>
<TD>&nbsp;</TD>
<TD align="center" valign="top">(Commission File Number)
</TD>
<TD>&nbsp;</TD>
<TD align="center" valign="top">(IRS Employer Identification No.)</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
<TD width="48%">&nbsp;</TD>
<TD width="2%">&nbsp;</TD>
<TD width="48%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
<TD align="center" valign="top"><B>One First Financial Plaza<BR>
Terre Haute, Indiana
</B></TD>
<TD>&nbsp;</TD>
<TD align="center" valign="top"><B>&nbsp;<BR>47807</B></TD>
</TR>
<TR style="font-size: 1px">
<TD valign="top" align="left" style="border-top: 1px solid #000000">&nbsp;</TD>
<TD valign="top" align="left">&nbsp;</TD>
<TD valign="top" align="left" style="border-top: 1px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
<TD align="center" valign="top">(Address of principal executive offices)
</TD>
<TD>&nbsp;</TD>
<TD align="center" valign="top">(Zip Code)</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt">Registrant&#146;s telephone number, including area code: <B>(812) 238-6000</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B></B></DIV>

<DIV align="center" style="font-size: 10pt"><FONT style="border-top: 1px solid #000000">(Former name or former address, if changed since last report.)</FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="3%" nowrap align="left"><FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="3%" nowrap align="left"><FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="3%" nowrap align="left"><FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Pre-commencement communications pursuant to Rule&nbsp;14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD>
</TR>

<TR>
<TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<TD width="3%" nowrap align="left"><FONT face="wingdings" size="2">&#111;</FONT></TD>
<TD width="1%">&nbsp;</TD>
<TD>Pre-commencement communications pursuant to Rule&nbsp;13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</TD>
</TR>

</TABLE>
</DIV>

<DIV style="width: 100%; border-bottom: 1pt solid black; margin-top: 10pt; font-size: 1pt">&nbsp;</DIV>
<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio --> </DIV>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Item&nbsp;5.03. </B><U><B>Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year</B></U>.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">On July&nbsp;21, 2009, the Board of Directors of First Financial Corporation (the &#147;Corporation&#148;)
adopted an amendment to the Code of By-Laws of the Corporation. The amendment, which adds a new
Section&nbsp;11 to Article&nbsp;IV of the Code of By-Laws expressly elects for the Corporation to not be
governed by Indiana Code &#167; 23-1-33-6(c). This newly adopted provision of the Indiana Code would
otherwise require the Corporation to stagger the terms of its directors in a certain manner.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"><B>Item&nbsp;9.01. </B><U><B>Financial Statements and Exhibits</B></U><B>.</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">(a) &#150; (c)
</DIV>



<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">Not applicable.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt">(d)&nbsp;Exhibits.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">3(ii) Code of By-Laws of First Financial Corporation, as amended July&nbsp;21, 2009.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>SIGNATURE</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly
caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%">Date: July&nbsp;24, 2009
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>FIRST FINANCIAL CORPORATION</B><BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">/s/ Norman L. Lowery
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Norman L. Lowery&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left"><I>Vice Chairman and Chief Executive Officer</I>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->2<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>EXHIBIT INDEX</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head --><TR valign="bottom">
    <TD width="1%">&nbsp;</TD>
    <TD width="9%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="77%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000"><I>Exhibit Number</I></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><I>Description</I></TD>
</TR>


<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top" align="left">&nbsp;</TD>
    <TD valign="top" align="right">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
</TR>
<TR valign="bottom" style="padding-top: 1px">
    <TD colspan="3" valign="top" align="center">3(ii)</TD>
    <TD>&nbsp;</TD>
    <TD><DIV style="margin-left:15px; text-indent:-15px">Code of By-Laws of First Financial Corporation, as amended July&nbsp;21, 2009.</DIV></TD>
</TR>
<!-- End Table Body --></TABLE>
</DIV>



<P align="center" style="font-size: 10pt">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->3<!-- /Folio -->
</DIV>




</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.II
<SEQUENCE>2
<FILENAME>c88313exv3wii.htm
<DESCRIPTION>EXHIBIT 3(II)
<TEXT>
<HTML>
<HEAD>
<TITLE>Exhibit 3(ii)</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="right" style="font-size: 10pt; margin-top: 10pt"><B>Exhibit&nbsp;3(ii)</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>CODE OF BY-LAWS<BR>
OF<BR>
FIRST FINANCIAL CORPORATION</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>ARTICLE I</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Offices</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><B><u>Section&nbsp;1</u>. </B><I>Principal Office. </I>The principal office (the &#147;Principal Office&#148;) of
First Financial Corporation (the &#147;Corporation&#148;) shall be at One First Financial Plaza, P.O. Box
540, Terre Haute, Indiana 47808, or such other place as shall be determined by resolution of the
Board of Directors of the Corporation (the &#147;Board&#148;).
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Other Offices. </I>The Corporation may have such other offices at such other
places within or without the State of Indiana as the Board may from time to time designate, or as
the business of the Corporation may require.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>ARTICLE II</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Seal</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Corporate Seal. </I>The corporate seal of the Corporation (the
&#147;Seal&#148;) shall be circular in form and shall have inscribed thereon the words &#147;First Financial
Corporation&#148; and &#147;INDIANA.&#148; In the center of the seal shall appear the word &#147;Seal.&#148; Use of the
Seal or an impression thereof shall not be required, and shall not affect the validity of any
instrument whatsoever.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE III</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Shareholder Meetings</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Place of Meeting. </I>Every meeting of the shareholders of the
Corporation (the &#147;Shareholders&#148;) shall be held at the Principal Office, unless a different place is
specified in the notice or waiver of notice of such meeting or by resolution of the Board or the
Shareholders, in which event such meeting may be held at the place so specified, either within or
without the State of Indiana.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Annual Meeting. </I>The annual meeting of the Shareholders (the &#147;Annual
Meeting&#148;) shall be held each year at 11:00&nbsp;A.M. on the third Wednesday in April (or, if such day is
a legal holiday, on the next succeeding day not a legal holiday), for the purpose of electing
directors of the Corporation (&#147;Directors&#148;) and for the transaction of such other business as may
legally come before the Annual Meeting. If for any reason the Annual Meeting shall not be held at
the date and time herein provided, the same may be held at any time thereafter, or the business to
be transacted at such Annual Meeting may be transacted at any special meeting of the Shareholders
(a &#147;Special Meeting&#148;) called for that purpose.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;3</B></U><B>. </B><I>Notice of Annual Meeting. </I>Written or printed notice of the Annual
meeting, stating the date, time and place thereof, shall be delivered or mailed by the Secretary or
an Assistant Secretary to each Shareholder of record entitled to notice of such Meeting, at such
address as appears on the records of the Corporation, at least ten and not more than sixty days
before the date of such Meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;4</B></U><B>. </B><I>Special Meeting</I>. Special Meetings, for any purpose or purposes (unless
otherwise prescribed by law), may be called by only the Chairman of the Board of Directors (the
&#147;Chairman&#148;), if any, or by the Board, pursuant to a resolution adopted by a majority of the total
number of Directors of the Corporation, to vote on the business proposed to be transacted thereat.
All requests for Special Meetings shall state the purpose or purposes thereof, and the business
transacted at such Meeting shall be confined to the purposes stated in the call and matters germane
thereto.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;5</B></U><B>. </B><I>Notice of Special Meetings</I>. Written or printed notice of all Special
Meetings, stating the date, time, place and purpose or purposes thereof, shall be delivered or
mailed by the Secretary or the President or any Vice President calling the Meeting to each
Shareholder of record entitled to notice of such Meeting, at such address as appears on the records
of the Corporation, at least ten and not more than sixty days before the date of such Meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;6</B></U><B>. </B><I>Waiver of Notice of Meetings</I>. Notice of any Annual or Special Meeting (a
&#147;Meeting&#148;) may be waived in writing by any Shareholder, before or after the date and time of the
Meeting specified in the notice thereof, by a written waiver delivered to the Corporation for
inclusion in the minutes or filing with the corporate records. A Shareholder&#146;s attendance at any
Meeting in person or by proxy shall constitute a waiver of (a)&nbsp;notice of such Meeting, unless the
Shareholder at the beginning of the Meeting objects to the holding of or the transaction of
business at the Meeting, and (b)&nbsp;consideration at such Meeting of any business that is not within
the purpose or purposes described in the Meeting notice, unless the Shareholder objects to
considering the matter when it is presented.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;7</B></U><B>. </B><I>Quorum</I>. At any Meeting, the holders of a majority of the voting power of
all shares of the Corporation (the &#147;Shares&#148;) issued and outstanding and entitled to vote at such
Meeting, represented in person or by proxy, shall constitute a quorum for the election of Directors
or for the transaction of other business, unless otherwise provided by law, the Articles of
Incorporation of the Corporation, as the same may, from time to time be amended (the &#147;Articles&#148;),
or this Code of By-Laws, as the same may, from time to time be amended (these &#147;By-Laws&#148;). If,
however, a quorum shall not be present or represented at any Meeting, the Shareholders entitled to
vote thereat, present in person or represented by proxy, shall have power to adjourn the Meeting
from time to time, without notice other than announcement at the Meeting of the date, time and
place of the adjourned Meeting, unless the date of the adjourned Meeting requires that the Board
fix a new record date (the &#147;Record Date&#148;) therefor, in which
case notice of the adjourned Meeting shall be given. At such adjourned Meeting, if a quorum shall
be present or represented, any business may be transacted that might have been transacted at the
Meeting as originally scheduled.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

<P align="center" style="font-size: 10pt"><!-- Folio -->2<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;8</B></U><B>. </B><I>Voting</I>. At each Meeting, every Shareholder entitled to vote shall have
one vote for each Share standing in his name on the books of the Corporation as of the Record Date
fixed by the Board for such Meeting, except as otherwise provided by law or the Articles, and
except that no Share shall be voted at any Meeting upon which any installment is due and unpaid.
Voting for Directors and, upon the demand of any Shareholder, voting upon any question properly
before a Meeting, shall be by ballot. A plurality vote shall be necessary to elect any Director,
and on all other matters, the action or a question shall be approved if the number of votes cast
thereon in favor of the action or question exceeds the number of votes cast opposing the action or
question, except as otherwise provided by law or the Articles.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;9</B></U><B>. </B><I>Shareholder List</I>. The Secretary shall prepare before each Meeting a
complete list of the Shareholders entitled to notice of such Meeting, arranged in alphabetical
order by class of Shares (and each series within a class), and showing the address of, and the
number of Shares entitled to vote held by, each Shareholder (the &#147;Shareholder List&#148;). Beginning
five business days before the Meeting and continuing throughout the Meeting, the Shareholder List
shall be on file at the Principal Office or at a place identified in the Meeting notice in the city
where the Meeting will be held, and shall be available for inspection by any Shareholder entitled
to vote at the Meeting. On written demand, made in good faith and for a proper purpose and
describing with reasonable particularity the Shareholder&#146;s purpose, and if the Shareholder List is
directly connected with the Shareholder&#146;s purpose, a Shareholder (or such Shareholder&#146;s agent or
attorney authorized in writing) shall be entitled to inspect and to copy the Shareholder List,
during regular business hours and at the Shareholder&#146;s expense, during the period the Shareholder
List is available for inspection. The original stock register or transfer book (the &#147;Stock Book&#148;),
or a duplicate thereof kept in the State of Indiana, shall be the only evidence as to who are the
Shareholders entitled to examine the Shareholder List, or to notice of or to vote at any Meeting.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;10</B></U><B>. </B><I>Proxies</I>. A Shareholder may vote either in person or by proxy executed in
writing by the Shareholder or duly authorized attorney-in-fact. No proxy shall be valid after
eleven months from the date of its execution, unless a shorter or longer time is expressly provided
therein.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;11</B></U><B>. </B><I>Notice of Shareholder Business</I>. At an Annual Meeting of the
Shareholders, only such business shall be conducted as shall have been properly brought before the
Meeting. To be properly brought before an Annual Meeting, business must be (a)&nbsp;specified in the
notice of Meeting (or any supplement thereto) given by or at the direction of the Board, (b)
otherwise properly brought before the Meeting by or at the direction of the Board, or (c)&nbsp;otherwise
properly brought before the Meeting by a Shareholder. For business to be properly brought before
an Annual Meeting by a Shareholder, the Shareholder must have the legal right and authority to make
the Proposal for consideration at the Meeting and the Shareholder must have given timely notice
thereof in writing to the Secretary of the Corporation. To be timely, a Shareholder&#146;s notice must
be delivered to or mailed and received at the principal executive offices of the
Corporation, not less than 120&nbsp;days prior to the Meeting; provided,<font style="white-space: nowrap">&nbsp;</font>
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt"> however, that in the event that
less than 130&nbsp;days&#146; notice or prior public disclosure of the date of the Meeting is given or made
to Shareholders (which notice or public disclosure shall include the date of the Annual Meeting
specified in these By-Laws, if such By-Laws have been filed with the Securities and Exchange
Commission and if the Annual Meeting is held on such date), notice by the Shareholder to be timely
must be so received not later than the close of business on the 10<SUP style="font-size: 85%; vertical-align: text-top">th</SUP> day following the
day on which such notice of the date of the Annual Meeting was mailed or such public disclosure was
made. A Shareholder&#146;s notice to the Secretary shall set forth as to each matter the Shareholder
proposes to bring before the Annual Meeting (a)&nbsp;a brief description of the business desired to be
brought before the Annual Meeting and the reasons for conducting such business at the Annual
Meeting, (b)&nbsp;the name and record address of the Shareholders proposing such business, (c)&nbsp;the class
and number of shares of the Corporation which are beneficially owned by the Shareholder, and (d)
any material interest of the Shareholder in such business. Notwithstanding anything in these
By-Laws to the contrary, no business shall be conducted at an Annual Meeting except in accordance
with the procedures set forth in this Section&nbsp;11. The Chairman of an Annual Meeting shall, if the
facts warrant, determine and declare to the Meeting that business was not properly brought before
the Meeting and in accordance with the provisions of this Section&nbsp;11, and if he should so
determine, he shall so declare to the Meeting and any such business not properly brought before the
Meeting shall not be transacted. At any Special Meeting of the Shareholders, only such business
shall be conducted as shall have been brought before the Meeting by or at the direction of the
Board of Directors.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;12</B></U><B>. </B><I>Notice of Shareholder Nominees. </I>Only persons who are nominated in
accordance with the procedures set forth in this Section&nbsp;12 shall be eligible for election as
Directors. Nominations of persons for election to the Board may be made at a Meeting of
Shareholders by or at the direction of the Board of Directors, by any nominating committee or
person appointed by the Board of Directors or by any Shareholder of the Corporation entitled to
vote for the election of Directors at the Meeting who complies with the notice procedures set forth
in this Section&nbsp;12. Such nominations, other than those made by or at the direction of the Board,
shall be made pursuant to timely notice in writing to the Secretary of the Corporation. To be
timely, a Shareholder&#146;s notice shall be delivered to or mailed and received at the principal
executive offices of the Corporation not less than 120&nbsp;days prior to the Meeting; provided,
however, that in the event that less than 130&nbsp;days&#146; notice or prior public disclosure of the date
of the Meeting is given or made to Shareholders (which notice or public disclosure shall include
the date of the Annual Meeting specified in these By-Laws, if such By-Laws have been filed with the
Securities and Exchange Commission and if the Annual Meeting is held on such date), notice by the
Shareholders to be timely must be so received not later than the close of business on the
10<SUP style="font-size: 85%; vertical-align: text-top">th</SUP> day following the day on which such notice of the date of the Meeting was mailed or
such public disclosure was made. Such Shareholder&#146;s notice shall set forth (a)&nbsp;as to each person
whom the Shareholder proposes to nominate for election or re-election as a Director, (i)&nbsp;the name,
age, business address and residence address of such person, (ii)&nbsp;the principal occupation or
employment of such person, (iii)&nbsp;the class and number of shares of the Corporation which are
beneficially owned by such person and (iv)&nbsp;any other information relating to such person that is
required to be disclosed in solicitations of proxies for election of Directors, or is otherwise
required, in each case pursuant to Regulation&nbsp;14A under the Securities Exchange Act of 1934, as
amended (including without limitation such person&#146;s written consent to being named in the
proxy statement as a nominee and to serving as a Director if elected); and (b)&nbsp;as to the
Shareholder giving the notice (i)&nbsp;the name and record address of such Shareholder and (ii)&nbsp;the
class and number of shares of the Corporation which are beneficially owned by such Shareholder. No
person shall be eligible for election as a Director of the Corporation unless nominated in
accordance with the procedures set forth in this Section&nbsp;12. The Chairman of the Meeting shall, if
the facts warrant, determine and declare to the Meeting that a nomination was not made in
accordance with the procedures prescribed by these By-Laws, and if he should so determine, he shall
so declare to the Meeting and the defective nomination shall be disregarded.
</DIV>
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<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE IV</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Board of Directors</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Number. </I>The business and affairs of the Corporation shall be
managed by a Board of not less than five (5)&nbsp;nor more than twenty (20)&nbsp;Directors, as may be
specified from time to time by resolution adopted by a majority of the total number of the
Corporation&#146;s Directors, divided into three classes as provided in the Articles If and whenever
the Board of Directors has not specified the number of Directors, the number shall be fourteen.
The Board may elect or appoint, from among its members, a Chairman of the Board (the &#147;Chairman&#148;)
and a Vice Chairman of the Board (the &#147;Vice Chairman&#148;), neither of whom need not be an officer (an
&#147;Officer&#148;) or employee of the Corporation. The Chairman, if elected or appointed, shall preside at
all Shareholder Meetings and Board Meetings and shall have such other powers and perform such other
duties as are incident to such position and as may be assigned by the Board. The Vice Chairman
shall perform such duties when the Chairman is absent.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Vacancies and Removal. </I>Any vacancy occurring in the Board shall be filled
as provided in the Articles. Shareholders shall be notified of any increase in the number of
Directors and the name, principal occupation and other pertinent information about any Director
elected by the Board to fill any vacancy. Any Director, or the entire Board, may be removed from
office only as provided in the Articles.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;3</B></U><B>. </B><I>Powers and Duties. </I>In addition to the powers and duties expressly
conferred upon it by law, the Articles or these By-Laws, the Board may exercise all such powers of
the Corporation and do all such lawful acts and things as are not inconsistent with the law, the
Articles or these By-Laws.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;4</B></U><B>. </B><I>Annual Board Meeting. </I>Unless otherwise determined by the Board, the Board
shall meet each year immediately after the Annual Meeting, at the place where such Meeting has been
held, for the purpose of organization, election of Officers of the Corporation (the &#147;Officers&#148;) and
consideration of any other business that may properly be brought before such annual meeting of the
Board (the &#147;Annual Board Meeting&#148;). No notice shall be necessary for the holding of the Annual
Board Meeting. If the Annual Board Meeting is not held as above provided, the election of Officers
may be held at any subsequent duly constituted meeting of the Board (a &#147;Board Meeting&#148;).
</DIV>
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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;5</B></U><B>. </B><I>Regular Board Meetings. </I>Regular meetings of the Board (&#147;Regular Board
Meetings&#148;) may be held at stated times or from time to time, and at such place, either within or
without the State of Indiana, as the Board may determine, without call and without notice.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;6</B></U><B>. </B><I>Special Board Meetings. </I>Special meetings of the Board (&#147;Special Board
Meetings&#148;) may be called at any time or from time to time, and shall be called on the written
request of at least two Directors, by the Chairman or the President, by causing the Secretary or
any Assistant Secretary to give to each Director, either personally or by mail, telephone,
telegraph, teletype or other form of wire or wireless communication at least two days&#146; notice of
the date, time and place of such Meeting. Special Board Meetings shall be held at the Principal
Office or at such other place, within or without the State of Indiana, as shall be specified in the
respective notices or waivers of notice thereof.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;7</B></U><B>. </B><I>Waiver of Notice and Assent. </I>A Director may waive notice of any Board
Meeting before or after the date and time of the Board Meeting stated in the notice by a written
waiver signed by the Director and filed with the minutes or corporate records. A Director&#146;s
attendance at or participation in a Board Meeting shall constitute a waiver of notice of such
Meeting and assent to any corporate action taken at such Meeting, unless (a)&nbsp;the Director at the
beginning of such Meeting (or promptly upon his arrival) objects to holding of or transacting
business at the Meeting and does not thereafter vote for or assent to action taken at the Meeting;
(b)&nbsp;the Director&#146;s dissent or abstention from the action taken is entered in the minutes of such
Meeting; or (c)&nbsp;the Director delivers written notice of his dissent or abstention to the presiding
Director at such Meeting before its adjournment, or to the Secretary immediately after its
adjournment. The right of dissent or abstention is not available to a Director who votes in favor
of the action taken.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;8</B></U><B>. </B><I>Quorum. </I>At all Board Meetings, a majority of the number of Directors
designated for the full Board (the &#147;Full Board&#148;) shall be necessary to constitute a quorum for the
transaction of any business, except (a)&nbsp;that for the purpose of filling of vacancies a majority of
Directors then in office shall constitute a quorum, and (b)&nbsp;that a lesser number may adjourn the
Meeting from time to time until a quorum is present. The act of a majority of the Board present at
a Meeting at which a quorum is present shall be the act of the Board, unless the act of a greater
number is required by law, the Articles or these By-Laws.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;9</B></U><B>. </B><I>Audit and Other Committees of the Board. </I>The Board shall, by resolution
adopted by a majority of the Full Board, designate an Audit Committee comprised of two or more
Directors, which shall have such authority and exercise such duties as shall be provided by
resolution of the Board. The Board may, by resolution adopted by such majority, also designate
other regular or special committees of the Board (&#147;Committees&#148;), in each case comprised of two or
more Directors and to have such powers and exercise such duties as shall be provided by resolution
of the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;10</B></U><B>. </B><I>Resignations. </I>Any Director may resign at any time by giving written
notice to the Board, the Chairman, the President or the Secretary. Any such resignation shall take
effect when delivered unless the notice specifies a later effective date. Unless otherwise
specified in the notice, the acceptance of such resignation shall not be necessary to make it
effective.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;11</B></U><B>. </B><I>Election Not to be Governed by Indiana Code Section&nbsp;23-1-33-</I><I>6(c)</I><I>. </I>The
Corporation shall not be governed by any of the provisions set forth in Indiana Code Section
23-1-33-6(c).
</DIV>
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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE V</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Officers</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Officers</I>. The officers shall be the President, the Secretary and the
Treasurer, and <U>may</U> include one or more Assistant Secretaries, one or more Vice Presidents,
one or more Assistant Treasurers, a Controller, one or more Assistant Controllers, and a Chief
Credit Officer. Any two or more offices may be held by the same person. The Board may from time
to time elect or appoint such other Officers as it shall deem necessary, who shall exercise such
powers and perform such duties as may be prescribed from time to time by these By-Laws or, in the
absence of a provision in these By-Laws in respect thereto, as may be prescribed from time to time
by the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Election of Officers</I>. The Officers shall be elected by the Board at the
Annual Board Meeting and shall hold office for one year or until their respective successors shall
have been duly elected and shall have qualified; provided, however, that the Board may at any time
elect one or more persons to a new or different offices and/or change the title, designation and
duties and responsibilities of any of the Officers consistent with the law, the Articles and these
By-Laws.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;3</B></U><B>. </B><I>Vacancies; Removal</I>. Any vacancy among the Officers may be filled for the
unexpired term by the Board. Any Officer may be removed at any time by the affirmative vote of a
majority of the Full Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;4</B></U><B>. </B><I>Delegation of Duties</I>. In the case of the absence, disability, death,
resignation or removal from office of any Officer, or for any other reason that the Board shall
deem sufficient, the Board may delegate, for the time being, any or all of the powers or duties of
such Officer to any other Officer or to any Director.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;5</B></U><B>. </B><I>President</I>. The President shall be a Director and, subject to the control
of the Board, shall have general charge of and supervision and authority over the business and
affairs of the Corporation, and shall have such other powers and perform such other duties as are
incident to this office and as may be assigned to him by the Board. In the case of the absence or
disability of the Chairman or if no Chairman shall be elected or appointed by the Board, the
President shall preside at all Shareholder Meetings and Board Meetings.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;6</B></U><B>. </B><I>Vice Presidents</I>. Each of the Vice Presidents, if any, shall have such
powers and perform such duties as may be prescribed for him by the Board or delegated to him by the
President. In the case of the absence, disability, death, resignation or removal from office of
the President, the powers and duties of the President shall, for the time being, devolve upon and
be
exercised by the Executive Vice President, if there be one, and if not, then by such one of the
Vice Presidents as the Board or the President may designate, or, if there be but one Vice
President, then upon such Vice President; and he shall thereupon, during such period, exercise and
perform all of the power sand duties of the President, except as may be otherwise provided by the
Board.
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;7</B></U><B>. </B><I>Secretary</I>. The Secretary shall have the custody and care of the Seal,
records, minutes and the Stock Book of the Corporation; shall attend all Shareholder Meetings and
Board Meetings, and duly record and keep the minutes of their proceedings in a book or books to be
kept for that purpose, shall give or cause to be given notice of all Shareholder Meetings and Board
Meetings when such notice shall be required; shall file and take charge of all papers and documents
belonging to the Corporation; and shall have such other powers and perform such other duties as are
incident to the office of secretary of a business corporation, subject at all times to the
direction and control of the Board and the President.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;8</B></U><B>. </B><I>Assistant Secretaries</I>. Each of the Assistant Secretaries, if any, shall
assist the Secretary in his duties and shall have such other powers and perform such other duties
as may be prescribed for him by the Board or delegated to him by the President. In case of the
absence, disability, death, resignation or removal from office of the Secretary, his powers and
duties shall, for the time being, devolve upon such one of the Assistant Secretaries as the Board,
the President or the Secretary may designate, or, if there be but one Assistant Secretary, then
upon such Assistant Secretary; and he shall thereupon, during such period, exercise and perform all
of the powers and duties of the Secretary, except as may be otherwise provided by the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;9</B></U><B>. </B><I>Treasurer</I>. The Treasurer shall have control over all records of the
Corporation pertaining to moneys and securities belonging to the Corporation; shall have charge of,
and be responsible for, the collection, receipt, custody and disbursements of funds of the
Corporation; shall have the custody of all securities belonging to the Corporation; shall keep full
and accurate accounts of receipts and disbursements in books belonging to the Corporation; and
shall disburse the funds of the Corporation as may be ordered by the Board, taking proper receipts
or making proper vouchers for such disbursements and preserving the same at all times during his
term of office. When necessary or proper, he shall endorse on behalf of the Corporation all
checks, notes or other obligations payable to the Corporation or coming into his possession for or
on behalf of the Corporation, and shall deposit the funds arising therefrom, together with all
other funds and valuable effects of the Corporation coming into his possession, in the name and the
credit of the Corporation in such depositories as the Board from time to time shall direct, or in
the absence of such action by the Board, as may be determined by the President or any Vice
President. If the Board has not elected a Controller or an Assistant Controller, or in the absence
or disability of the Controller and each Assistant Controller or if, for any reason, a vacancy
shall occur in such offices, then during such period the Treasurer shall have, exercise and perform
all of the powers and duties of the Controller. The Treasurer shall also have such other duties as
are incident to the office of treasurer of a business corporation, subject at all times to the
direction and control of the Board and the President.
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%">If required by the Board, the Treasurer shall give the Corporation a bond, in such an amount
and with such surety or sureties as may be ordered by the Board, for the faithful
performance of the duties of his office and for the restoration to the Corporation, in case of his
death, resignation, retirement or removal from office, of all books, papers, vouchers, money and
other property of whatever kind in his possession or under his control belonging to the
Corporation.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;10</B></U><B>. </B><I>Assistant Treasurers</I>. Each of the Assistant Treasurers, if any, shall
assist the Treasurer in his duties, and shall have such other powers and perform such other duties
as may be prescribed for him by the Board or delegated to him by the President. In case of the
absence, disability, death, resignation or removal from office of the Treasurer, his powers and
duties shall, for the time being, devolve upon such one of the Assistant Treasurers as the Board,
the President or the Treasurer may designate, or, if there be but one Assistant Treasurer, then
upon such Assistant Treasurer; and he shall thereupon, during such period, exercise and perform all
the powers and duties of the Treasurer except as may be otherwise provided by the Board. If
required by the Board, each Assistant Treasurer shall likewise give the Corporation a bond, in such
amount and with such surety or sureties as may be ordered by the Board, for the same purposes as
the bond that may be required to be given by the Treasurer.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;11</B></U><B>. </B><I>Controller</I>. The Controller, if any, shall have direct control over all
accounting records of the Corporation pertaining to moneys, properties, materials and supplies,
including the bookkeeping and accounting departments; shall have direct supervision over the
accounting records in all other departments pertaining to moneys, properties, materials and
supplies; shall render to the President and the Board, at Regular Board Meetings or whenever the
same shall be required, an account of all his transactions as Controller and of the financial
condition of the Corporation; and shall have such other powers and perform such other duties as are
incident to the office of Controller of a business corporation, subject at all times to the
direction and control of the Board and the President.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;12</B></U><B>. </B><I>Assistant Controllers</I>. Each of the Assistant Controllers, if any, shall
assist the Controller in his duties, and shall have such other powers and perform such other duties
as may be prescribed for him by the Board or delegated to him by the President. In case of the
absence, disability, death, resignation or removal from office of the Controller, his power sand
duties shall, for the time being, devolve upon such one of the Assistant Controllers as the Board,
the President or the Controller may designate, or, if there be but one Assistant Controller, then
upon such Assistant Controller; and he shall thereupon, during such period, exercise and perform
all the powers and duties of the Controller, except as may be otherwise provided by the Board.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;13</B></U><B>. </B><I>Chief Credit Officer</I>. The Chief Credit Officer shall have control over
all lending operations of the Corporation and shall have such other powers and perform such other
duties as are incident to the Office of Chief Credit Officer of a business corporation, subject at
all times to the direction and control of the Board and the President.
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE VI</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Certificates for Shares</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Certificates</I>. Certificates for Shares (&#147;Certificates&#148;) shall be in such
form, consistent with law and the Articles, as shall be approved by the Board. Certificates for
each class, or series within a class, of Shares, shall be numbered consecutively as issued. Each
certificate shall state the name of the Corporation and that it is organized under the laws of the
State of Indiana; the name of the registered holder; the number and class and the designation of
the series, if any, of the Shares represented thereby; and a summary of the designations, relative
rights, preferences and limitations applicable to such class and, if applicable, the variations in
rights, preferences and limitations determined for each series and the authority of the Board to
determine such variations for future series; provided, however, that such summary may be omitted if
the Certificate states conspicuously on its front or back that the Corporation will furnish the
Shareholder such information upon written request and without charge. Each Certificate shall be
signed (either manually or in facsimile) by (i)&nbsp;the President or a Vice President and (ii)&nbsp;the
Secretary or an Assistant Secretary, or by any two or more Officers that may be designated by the
Board, and may have affixed thereto the Seal, which may be a facsimile, engraved or printed.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Record of Certificates</I>. Shares shall be entered in the Stock Book as they
are issued, and shall be transferable on the Stock Book by the holder thereof in person, or by his
attorney duly authorized thereto in writing, upon the surrender of the outstanding Certificate
therefor properly endorsed.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;3</B></U><B>. </B><I>Lost or Destroyed Certificates</I>. Any person claiming a Certificate to be
lost or destroyed shall make affidavit or affirmation of that fact and, if the Board or the
President shall so require, shall give the Corporation and/or the transfer agents and registrars,
if they shall so require, a bond of indemnity, in form and with one or more sureties satisfactory
to the Board or the President and/or the transfer agents and registrars, in such amount as the
Board or the President may direct and/or the transfer agents and registrars may require, whereupon
a new Certificate may be issued of the same tenor and for the same number of Shares as the one
alleged to be lost or destroyed.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;4</B></U><B>. </B><I>Shareholder Addresses</I>. Every Shareholder shall furnish the Secretary with
an address to which notices of Meetings and all other notices may be served upon him or mailed to
him, and in default thereof notices may be addressed to him at his last known address or at the
Principal Office.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE VII</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Corporate Books and Records</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Places of Keeping</I>. Except as otherwise provided by law, the Articles or
these By-Laws, the books and records of the Corporation (including the &#147;Corporate Records,&#148; as
defined in the Articles) may be kept at such place or places, within or without the State of
Indiana, as the Board may from time to time by resolution determine or, in the absence of such
determination by the Board, as shall be determined by the President.
</DIV>
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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Stock Book</I>. The Corporation shall keep at the Principal Office the
original Stock Book or a duplicate thereof, or, in case the Corporation employs a stock registrar
or transfer agent within or without the State of Indiana, another record of the Shareholders in a
form that permits preparation of a list of the names and addresses of all the Shareholders, in
alphabetical order by class of Shares, stating the number and class of Shares held by each
Shareholder (the &#147;Record of Shareholders&#148;).
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;3</B></U><B>. </B><I>Inspection of Corporate Records</I>. Any Shareholder (or the Shareholder&#146;s
agent or attorney authorized in writing) shall be entitled to inspect and copy at his expense,
after giving the Corporation at least five business days&#146; written notice of his demand to do so,
the following Corporate Records: (1)&nbsp;the Articles; (2)&nbsp;these By-Laws; (3)&nbsp;minutes of all
Shareholder Meetings and records of all actions taken by the Shareholders without a meeting
(collectively, &#147;Shareholders Minutes&#148;) for the prior three years; (4)&nbsp;all written communications by
the Corporation to the Shareholders including the financial statements furnished by the Corporation
to the Shareholders for the prior three years; (5)&nbsp;a list of the names and business addresses of
the current Directors and the current Officers; and (6)&nbsp;the most recent Annual Report of the
Corporation as filed with the Secretary of State of Indiana. Any Shareholder (or the Shareholder&#146;s
agent or attorney authorized in writing) shall also be entitled to inspect and copy at his expense,
after giving the Corporation at least five business days&#146; written notice of his demand to do so,
the following Corporate Records, if his demand is made in good faith and for a proper purpose and
describes with reasonable particularity his purpose and the records he desires to inspect, and the
records are directly connected with his purpose: (1)&nbsp;to the extent not subject to inspection under
the previous sentence, Shareholders Minutes, excerpts from minutes of Board Meetings and of
Committee meetings, and records of any actions taken by the Board or any Committee without a
meeting; (2)&nbsp;appropriate accounting records of the Corporation; and (3)&nbsp;the Record of Shareholders.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;4</B></U><B>. </B><I>Record Date</I>. The Board may, in its discretion, fix in advance a Record
Date not more than seventy days before the date (a)&nbsp;of any Shareholder Meeting, (b)&nbsp;for the payment
of any dividend or the making of any other distribution, (c)&nbsp;for the allotment of rights, or (d)
when any change or conversion or exchange of Shares shall go into effect. If the Board fixes a
Record Date, then only Shareholders who are Shareholders of record on such Record Date shall be
entitled (a)&nbsp;to notice and/or to vote at any such Meeting, (b)&nbsp;to receive any such dividend or
other distribution, (c)&nbsp;to receive any such allotment of rights, or (d)&nbsp;to exercise the rights in
respect of any such change, conversion or exchange of Shares, as the case may be, notwithstanding
any transfer of Shares on the Stock Book after such Record Date.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;5</B></U><B>. </B><I>Transfer Agents; Registrars</I>. The Board may appoint one or more transfer
agents and registrars for its Shares and may require all Certificates to bear the signature either
of a transfer agent or of a registrar, or both.
</DIV>
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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE VIII</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Checks, Drafts, Deeds and Shares of Stock</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Checks, Drafts, Notes, Etc. </I>All checks, drafts, notes or orders
for the payment of money of the Corporation shall, unless otherwise directed by the Board or
otherwise required by law, be signed by one ore more Officers as authorized in writing by the
President. In addition, the President may authorize any one or more employees of the Corporation
(&#147;Employees&#148;) to sign checks, drafts and orders for the payment of money not to exceed specific
maximum amounts as designated in writing by the president for any one check, draft or order. When
so authorized by the President, the signature of any such Officer or Employee may be a facsimile
signature.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;2</B></U><B>. </B><I>Deeds, Notes, Bonds, Mortgages, Contracts, Etc. </I>All deeds, notes, bonds
and mortgages made by the Corporation, and all other written contracts and agreements, other than
those executed in the ordinary course of corporate business, to which the Corporation shall be a
party, shall be executed in its name by the President, a Vice President or any other Officer so
authorized by the Board and, when necessary or required, the Secretary or an Assistant Secretary
shall attest the execution thereof. All written contracts and agreements into which the
Corporation enters in the ordinary course of corporate business shall be executed by any Officer or
by any other Employee designated by the President or a Vice President to execute such contracts and
agreements.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;3</B></U><B>. </B><I>Sale or Transfer of Stock</I>. Subject always to the further orders and
directions of the Board, any share of stock issued by any corporation and owned by the Corporation
(including reacquired Shares of the Corporation) may, for sale or transfer, be endorsed in the name
of the Corporation by the President or a Vice President, and said endorsement shall be duly
attested by the Secretary or an Assistant Secretary either with or without affixing thereto the
Seal.
</DIV>

<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;4</B></U><B>. </B><I>Voting of Stock of Other Corporations</I>. Subject always to the further
orders and directions of the Board, any share of stock issued by any other corporation and owned or
controlled by the Corporation (an &#147;Investment Share&#148;) may be voted at any shareholders&#146; meeting of
such other corporation by the President or by a Vice President. Whenever, in the judgment of the
President, it is desirable for the Corporation to execute a proxy or give a shareholder&#146;s consent
in respect of any Investment Share, such proxy or consent shall be executed in the name of the
Corporation by the President or a Vice President, and, when necessary or required, shall be
attested by the Secretary or an Assistant Secretary either with or without affixing thereto the
Seal. Any person or persons designated in the manner above stated as the proxy or proxies of the
Corporation shall have full right, power and authority to vote an Investment Share the same as such
Investment Share might be voted by the Corporation.
</DIV>
<P align="center" style="font-size: 10pt; text-indent: 4%">&nbsp;

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif; margin-left: .25in; width: 7.20in">

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE IX</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Fiscal Year</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Fiscal Year</I>. The Corporation&#146;s fiscal year shall begin on January 1 of
each year and end on December&nbsp;31 of the same year.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><U><B>ARTICLE X</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>Amendments</B>
</DIV>


<DIV align="justify" style="font-size: 10pt; margin-top: 10pt; text-indent: 4%"><U><B>Section&nbsp;1</B></U><B>. </B><I>Amendments</I>. These By-Laws may be altered, amended or repealed, in whole
or in part, and new By-Laws may be adopted, at any Board Meeting by the affirmative vote of a
majority of the Full Board.
</DIV>


<P align="center" style="font-size: 10pt">&nbsp;

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</DIV>




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