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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
INTEREST INCOME:    
Loans, including related fees$ 22,943$ 24,355$ 68,903$ 72,407
Securities:    
Taxable4,0164,54412,53214,394
Tax-exempt1,7121,6805,0754,982
Other4796071,4261,575
TOTAL INTEREST INCOME29,15031,18687,93693,358
INTEREST EXPENSE:    
Deposits2,9743,9329,33912,589
Short-term borrowings5680151250
Other borrowings1,2162,5213,6288,504
TOTAL INTEREST EXPENSE4,2466,53313,11821,343
NET INTEREST INCOME24,90424,65374,81872,015
Provision for loan losses1,3602,3903,8947,010
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES23,54422,26370,92465,005
NON-INTEREST INCOME:    
Trust and financial services1,0021,0773,5303,533
Service charges and fees on deposit accounts2,3052,7376,8087,809
Other service charges and fees2,1422,0276,2235,786
Securities gains/(losses), net 287273
Total Impairment Losses(13)(859)(110)(4,028)
Loss recognized in other comprehensive loss0 0 
Net impairment loss recognized in earnings(13)(859)(110)(4,028)
Insurance commissions1,9351,5905,3284,842
Gain on sales of mortgage loans4066301,1441,301
Other1,133662,168666
TOTAL NON-INTEREST INCOME8,9107,29625,09820,182
NON-INTEREST EXPENSE:    
Salaries and employee benefits11,47512,04634,43033,554
Occupancy expense1,1711,3743,6243,776
Equipment expense1,0791,1903,3083,611
FDIC Insurance1617571,4402,186
Other4,6675,21314,11314,434
TOTAL NON-INTEREST EXPENSE18,55320,58056,91557,561
INCOME BEFORE INCOME TAXES13,9018,97939,10727,626
Provision for income taxes4,0872,68612,0737,934
NET INCOME$ 9,814$ 6,293$ 27,034$ 19,692
PER SHARE DATA    
Basic and Diluted (in dollars per share)$ 0.75$ 0.48$ 2.06$ 1.50
Dividends Per Share (in dollars per share)$ 0.47$ 0.46$ 0.47$ 0.46
Weighted average number of shares outstanding (in thousands) (in shares)13,15213,10713,15213,113