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<link:definition>008 - Disclosure - BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES:</link:definition>
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<link:definition>009 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS:</link:definition>
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<link:definition>010 - Disclosure - RESTRICTIONS ON CASH AND DUE FROM BANKS:</link:definition>
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<link:definition>012 - Disclosure - LOANS:</link:definition>
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<link:definition>013 - Disclosure - ACQUISITIONS AND FDIC INDEMNIFICATION ASSET:</link:definition>
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<link:definition>015 - Disclosure - PREMISES AND EQUIPMENT:</link:definition>
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<link:definition>016 - Disclosure - GOODWILL AND INTANGIBLE ASSETS:</link:definition>
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<link:definition>017 - Disclosure - DEPOSITS:</link:definition>
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<link:definition>018 - Disclosure - SHORT-TERM BORROWINGS:</link:definition>
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<link:definition>019 - Disclosure - OTHER BORROWINGS:</link:definition>
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<link:definition>020 - Disclosure - INCOME TAXES:</link:definition>
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<link:definition>021 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK:</link:definition>
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<link:definition>022 - Disclosure - RETIREMENT PLANS:</link:definition>
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<link:definition>023 - Disclosure - STOCK BASED COMPENSATION:</link:definition>
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<link:definition>024 - Disclosure - OTHER COMPREHENSIVE INCOME (LOSS):</link:definition>
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<link:definition>025 - Disclosure - REGULATORY MATTERS:</link:definition>
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<link:definition>026 - Disclosure - PARENT COMPANY CONDENSED FINANCIAL STATEMENTS:</link:definition>
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<link:definition>027 - Disclosure - SELECTED QUARTERLY DATA (UNAUDITED):</link:definition>
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<link:definition>028 - Disclosure - BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES: (Policies)</link:definition>
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<link:definition>029 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Tables)</link:definition>
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<link:definition>030 - Disclosure - SECURITIES: (Tables)</link:definition>
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<link:definition>031 - Disclosure - LOANS: (Tables)</link:definition>
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<link:definition>032 - Disclosure - ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Tables)</link:definition>
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<link:definition>033 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Tables)</link:definition>
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<link:definition>034 - Disclosure - PREMISES AND EQUIPMENT: (Tables)</link:definition>
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<link:definition>035 - Disclosure - GOODWILL AND INTANGIBLE ASSETS: (Tables)</link:definition>
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<link:definition>036 - Disclosure - DEPOSITS: (Tables)</link:definition>
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<link:definition>037 - Disclosure - SHORT-TERM BORROWINGS: (Tables)</link:definition>
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<link:definition>038 - Disclosure - OTHER BORROWINGS: (Tables)</link:definition>
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<link:definition>039 - Disclosure - INCOME TAXES: (Tables)</link:definition>
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<link:definition>040 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: (Tables)</link:definition>
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<link:definition>041 - Disclosure - RETIREMENT PLANS: (Tables)</link:definition>
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<link:definition>042 - Disclosure - STOCK BASED COMPENSATION: (Tables)</link:definition>
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<link:definition>043 - Disclosure - OTHER COMPREHENSIVE INCOME (LOSS): (Tables)</link:definition>
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<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.first-online.com/role/REGULATORYMATTERSTables" id="REGULATORYMATTERSTables">
<link:definition>044 - Disclosure - REGULATORY MATTERS: (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.first-online.com/role/PARENTCOMPANYCONDENSEDFINANCIALSTATEMENTSTables" id="PARENTCOMPANYCONDENSEDFINANCIALSTATEMENTSTables">
<link:definition>045 - Disclosure - PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.first-online.com/role/SELECTEDQUARTERLYDATAUNAUDITEDTables" id="SELECTEDQUARTERLYDATAUNAUDITEDTables">
<link:definition>046 - Disclosure - SELECTED QUARTERLY DATA (UNAUDITED): (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/BUSINESSANDSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual" id="BUSINESSANDSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual">
<link:definition>047 - Disclosure - BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/DisclosureFairValueDetails" id="DisclosureFairValueDetails">
<link:definition>048 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/FAIRVALUESOFFINANCIALINSTRUMENTSDetails1" id="FAIRVALUESOFFINANCIALINSTRUMENTSDetails1">
<link:definition>049 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/FAIRVALUESOFFINANCIALINSTRUMENTSDetails3" id="FAIRVALUESOFFINANCIALINSTRUMENTSDetails3">
<link:definition>051 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/FAIRVALUESOFFINANCIALINSTRUMENTSDetails4" id="FAIRVALUESOFFINANCIALINSTRUMENTSDetails4">
<link:definition>052 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/FAIRVALUESOFFINANCIALINSTRUMENTSDetailsTextual" id="FAIRVALUESOFFINANCIALINSTRUMENTSDetailsTextual">
<link:definition>053 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RestrictionsOnCashAndDueFromBanksDetailsTextual" id="RestrictionsOnCashAndDueFromBanksDetailsTextual">
<link:definition>054 - Disclosure - RESTRICTIONS ON CASH AND DUE FROM BANKS: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/SecuritiesDetails" id="SecuritiesDetails">
<link:definition>055 - Disclosure - SECURITIES: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/SecuritiesDetailsA1" id="SecuritiesDetailsA1">
<link:definition>056 - Disclosure - SECURITIES: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/SecuritiesDetailsA2" id="SecuritiesDetailsA2">
<link:definition>057 - Disclosure - SECURITIES: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/SecuritiesDetailsA3" id="SecuritiesDetailsA3">
<link:definition>058 - Disclosure - SECURITIES: (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/DisclosureSecuritiesDetails2" id="DisclosureSecuritiesDetails2">
<link:definition>059 - Disclosure - SECURITIES: (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/SecuritiesDetailsTextual" id="SecuritiesDetailsTextual">
<link:definition>060 - Disclosure - SECURITIES: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/LOANSDetails" id="LOANSDetails">
<link:definition>061 - Disclosure - LOANS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/LOANSDetails1" id="LOANSDetails1">
<link:definition>062 - Disclosure - LOANS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/LoansDetailsTextual" id="LoansDetailsTextual">
<link:definition>063 - Disclosure - LOANS: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ACQUISITIONSANDFDICINDEMNIFICATIONASSETDetails" id="ACQUISITIONSANDFDICINDEMNIFICATIONASSETDetails">
<link:definition>064 - Disclosure - ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/AcquisitionsAndFdicIndemnificationAssetDetails1" id="AcquisitionsAndFdicIndemnificationAssetDetails1">
<link:definition>065 - Disclosure - ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ACQUISITIONSANDFDICINDEMNIFICATIONASSETDetails2" id="ACQUISITIONSANDFDICINDEMNIFICATIONASSETDetails2">
<link:definition>066 - Disclosure - ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ACQUISITIONSANDFDICINDEMNIFICATIONASSETDetailsTextual" id="ACQUISITIONSANDFDICINDEMNIFICATIONASSETDetailsTextual">
<link:definition>067 - Disclosure - ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/DisclosureAllowanceForLoanLossesDetails" id="DisclosureAllowanceForLoanLossesDetails">
<link:definition>068 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/AllowanceForLoanLossesDetails5" id="AllowanceForLoanLossesDetails5">
<link:definition>069 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ALLOWANCEFORLOANLOSSESDetails1" id="ALLOWANCEFORLOANLOSSESDetails1">
<link:definition>070 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ALLOWANCEFORLOANLOSSESDetails2" id="ALLOWANCEFORLOANLOSSESDetails2">
<link:definition>071 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ALLOWANCEFORLOANLOSSESDetails3" id="ALLOWANCEFORLOANLOSSESDetails3">
<link:definition>072 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ALLOWANCEFORLOANLOSSESDetails4" id="ALLOWANCEFORLOANLOSSESDetails4">
<link:definition>073 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details 5)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/AllowanceForLoanLossesDetailsTextual" id="AllowanceForLoanLossesDetailsTextual">
<link:definition>074 - Disclosure - ALLOWANCE FOR LOAN LOSSES: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/PremisesAndEquipmentDetails" id="PremisesAndEquipmentDetails">
<link:definition>075 - Disclosure - PREMISES AND EQUIPMENT: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/PremisesAndEquipmentDetailsTextual" id="PremisesAndEquipmentDetailsTextual">
<link:definition>077 - Disclosure - PREMISES AND EQUIPMENT: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/GoodwillAndIntangibleAssetsDetails" id="GoodwillAndIntangibleAssetsDetails">
<link:definition>078 - Disclosure - GOODWILL AND INTANGIBLE ASSETS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/GoodwillAndIntangibleAssetsDetails1" id="GoodwillAndIntangibleAssetsDetails1">
<link:definition>079 - Disclosure - GOODWILL AND INTANGIBLE ASSETS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/GoodwillAndIntangibleAssetsDetailsTextual" id="GoodwillAndIntangibleAssetsDetailsTextual">
<link:definition>080 - Disclosure - GOODWILL AND INTANGIBLE ASSETS: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/DepositsDetails" id="DepositsDetails">
<link:definition>081 - Disclosure - DEPOSITS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/DisclosureShortTermBorrowingsDetails" id="DisclosureShortTermBorrowingsDetails">
<link:definition>082 - Disclosure - SHORT-TERM BORROWINGS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ShortTermBorrowingsDetails1" id="ShortTermBorrowingsDetails1">
<link:definition>083 - Disclosure - SHORT-TERM BORROWINGS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/DisclosureOtherBorrowingsDetails" id="DisclosureOtherBorrowingsDetails">
<link:definition>084 - Disclosure - OTHER BORROWINGS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/OtherBorrowingsDetails1" id="OtherBorrowingsDetails1">
<link:definition>085 - Disclosure - OTHER BORROWINGS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/OtherBorrowingsDetailsTextual" id="OtherBorrowingsDetailsTextual">
<link:definition>086 - Disclosure - OTHER BORROWINGS: (Details textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/IncomeTaxesDetails" id="IncomeTaxesDetails">
<link:definition>087 - Disclosure - INCOME TAXES: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/IncomeTaxesDetails1" id="IncomeTaxesDetails1">
<link:definition>088 - Disclosure - INCOME TAXES: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/IncomeTaxesDetails2" id="IncomeTaxesDetails2">
<link:definition>089 - Disclosure - INCOME TAXES: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/IncomeTaxesDetails3" id="IncomeTaxesDetails3">
<link:definition>090 - Disclosure - INCOME TAXES: (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/IncomeTaxesDetailsTextual" id="IncomeTaxesDetailsTextual">
<link:definition>091 - Disclosure - INCOME TAXES: (Details textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" id="FinancialInstrumentsWithOffBalanceSheetRiskDetails">
<link:definition>092 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetailsTextual" id="FinancialInstrumentsWithOffBalanceSheetRiskDetailsTextual">
<link:definition>093 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails" id="RetirementPlansDetails">
<link:definition>094 - Disclosure - RETIREMENT PLANS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails1" id="RetirementPlansDetails1">
<link:definition>095 - Disclosure - RETIREMENT PLANS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails2" id="RetirementPlansDetails2">
<link:definition>096 - Disclosure - RETIREMENT PLANS: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails3" id="RetirementPlansDetails3">
<link:definition>097 - Disclosure - RETIREMENT PLANS: (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails4" id="RetirementPlansDetails4">
<link:definition>098 - Disclosure - RETIREMENT PLANS: (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RETIREMENTPLANSDetails5" id="RETIREMENTPLANSDetails5">
<link:definition>099 - Disclosure - RETIREMENT PLANS: (Details 5)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails6" id="RetirementPlansDetails6">
<link:definition>100 - Disclosure - RETIREMENT PLANS: (Details 6)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails7" id="RetirementPlansDetails7">
<link:definition>101 - Disclosure - RETIREMENT PLANS: (Details 7)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails8" id="RetirementPlansDetails8">
<link:definition>102 - Disclosure - RETIREMENT PLANS: (Details 8)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails9" id="RetirementPlansDetails9">
<link:definition>103 - Disclosure - RETIREMENT PLANS: (Details 9)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails10" id="RetirementPlansDetails10">
<link:definition>104 - Disclosure - RETIREMENT PLANS: (Details 10)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails11" id="RetirementPlansDetails11">
<link:definition>105 - Disclosure - RETIREMENT PLANS: (Details 11)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetails12" id="RetirementPlansDetails12">
<link:definition>106 - Disclosure - RETIREMENT PLANS: (Details 12)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RETIREMENTPLANSDetails13" id="RETIREMENTPLANSDetails13">
<link:definition>107 - Disclosure - RETIREMENT PLANS: (Details 13)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RetirementPlansDetailsTextual" id="RetirementPlansDetailsTextual">
<link:definition>108 - Disclosure - RETIREMENT PLANS: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/StockBasedCompensationDetails" id="StockBasedCompensationDetails">
<link:definition>109 - Disclosure - STOCK BASED COMPENSATION: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/StockBasedCompensationDetailsTextual" id="StockBasedCompensationDetailsTextual">
<link:definition>110 - Disclosure - STOCK BASED COMPENSATION: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/OtherComprehensiveIncomeLossDetails" id="OtherComprehensiveIncomeLossDetails">
<link:definition>111 - Disclosure - OTHER COMPREHENSIVE INCOME (LOSS): (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/OtherComprehensiveIncomeLossDetails1" id="OtherComprehensiveIncomeLossDetails1">
<link:definition>112 - Disclosure - OTHER COMPREHENSIVE INCOME (LOSS): (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RegulatoryMattersDetails" id="RegulatoryMattersDetails">
<link:definition>113 - Disclosure - REGULATORY MATTERS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/RegulatoryMattersDetailsTextual" id="RegulatoryMattersDetailsTextual">
<link:definition>114 - Disclosure - REGULATORY MATTERS: (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ParentCompanyCondensedFinancialStatementsdetails" id="ParentCompanyCondensedFinancialStatementsdetails">
<link:definition>115 - Disclosure - PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ParentCompanyCondensedFinancialStatementsdetails1" id="ParentCompanyCondensedFinancialStatementsdetails1">
<link:definition>116 - Disclosure - PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ParentCompanyCondensedFinancialStatementsdetails2" id="ParentCompanyCondensedFinancialStatementsdetails2">
<link:definition>117 - Disclosure - PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/SelectedQuarterlyDataUnauditedDetails" id="SelectedQuarterlyDataUnauditedDetails">
<link:definition>118 - Disclosure - SELECTED QUARTERLY DATA (UNAUDITED): (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/ALLOWANCEFORLOANLOSSES" id="ALLOWANCEFORLOANLOSSES">
<link:definition>014 - Disclosure - ALLOWANCE FOR LOAN LOSSES:</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:linkbaseRef xlink:type="simple" xlink:href="fsfg-20121231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="fsfg-20121231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="fsfg-20121231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="fsfg-20121231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:roleType roleURI="http://www.first-online.com/role/FAIRVALUESOFFINANCIALINSTRUMENTSDetails2" id="FAIRVALUESOFFINANCIALINSTRUMENTSDetails2"><link:definition>050 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.first-online.com/role/PREMISESANDEQUIPMENTDetails1" id="PREMISESANDEQUIPMENTDetails1"><link:definition>076 - Disclosure - PREMISES AND EQUIPMENT (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
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<element name="FairValueOfIndemnificationAssetsReimbursementFromFdic" id="fsfg_FairValueOfIndemnificationAssetsReimbursementFromFdic" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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<element name="MultifamilyMember" id="fsfg_MultifamilyMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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<element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAbstract" id="fsfg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedSecuritiesFairValueLessThanTwelveMonthsTotal" id="fsfg_ImpairedSecuritiesFairValueLessThanTwelveMonthsTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAbstract" id="fsfg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedSecuritiesFairValueMoreThanTwelveMonthsTotal" id="fsfg_ImpairedSecuritiesFairValueMoreThanTwelveMonthsTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTotalAbstract" id="fsfg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTotalAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedSecuritiesFairValue" id="fsfg_ImpairedSecuritiesFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>

<element name="StandardPoorsMember" id="fsfg_StandardPoorsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MoodyInvestorServiceMember" id="fsfg_MoodyInvestorServiceMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherThanTemporarilyImpairedCdoMember" id="fsfg_OtherThanTemporarilyImpairedCdoMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>


<element name="CumulativeProceedsFromInterestReceived" id="fsfg_CumulativeProceedsFromInterestReceived" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CumulativeOtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAvailableForSaleSecurities" id="fsfg_CumulativeOtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAvailableForSaleSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" nillable="true"/>

<element name="OtherThanTemporaryImpairmentLossesOnInvestmentSecuritiesSeverityPercentage" id="fsfg_OtherThanTemporaryImpairmentLossesOnInvestmentSecuritiesSeverityPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CreditQualityIndicatorPricing" id="fsfg_CreditQualityIndicatorPricing" type="xbrli:decimalItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="UnrealizedLossesOnInvestment" id="fsfg_UnrealizedLossesOnInvestment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ServicingRightsAbstract" id="fsfg_ServicingRightsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DirectorAndExecutiveOfficerMember" id="fsfg_DirectorAndExecutiveOfficerMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CoveredLoansMember" id="fsfg_CoveredLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>

<element name="ServicingAssetAtFairValueAdditionsFromAcquisitionOfBank" id="fsfg_ServicingAssetAtFairValueAdditionsFromAcquisitionOfBank" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionsProFormaNetInterestIncome" id="fsfg_BusinessAcquisitionsProFormaNetInterestIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionsProFormaNonInterestIncome" id="fsfg_BusinessAcquisitionsProFormaNonInterestIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CoveredForeclosedAssets" id="fsfg_CoveredForeclosedAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CoveredAssets" id="fsfg_CoveredAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansAndDebtSecuritiesAcquiredWithDeterioratedCreditQualityAxis" id="fsfg_LoansAndDebtSecuritiesAcquiredWithDeterioratedCreditQualityAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="LoansAndDebtSecuritiesAcquiredWithDeterioratedCreditQualityDomain" id="fsfg_LoansAndDebtSecuritiesAcquiredWithDeterioratedCreditQualityDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeterioratedLoansMember" id="fsfg_DeterioratedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonDeterioratedLoansMember" id="fsfg_NonDeterioratedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FirstNationalBankOfDanvilleMember" id="fsfg_FirstNationalBankOfDanvilleMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PNBHoldingCoMember" id="fsfg_PNBHoldingCoMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FreestarBankNationalAssociationMember" id="fsfg_FreestarBankNationalAssociationMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableByCreditDeteriorationAxis" id="fsfg_FinancingReceivableByCreditDeteriorationAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="FinancingReceivableCreditDeteriorationDomain" id="fsfg_FinancingReceivableCreditDeteriorationDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PurchasedCreditImpairedLoansMember" id="fsfg_PurchasedCreditImpairedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionPurchasePriceAllocationLoansReceivable" id="fsfg_BusinessAcquisitionPurchasePriceAllocationLoansReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionPurchasePriceAllocationInvestmentSecurities" id="fsfg_BusinessAcquisitionPurchasePriceAllocationInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumedDeposit" id="fsfg_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumedDeposit" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAquisitionLossSharingAgreementLossesOnAssetsThreshold" id="fsfg_BusinessAquisitionLossSharingAgreementLossesOnAssetsThreshold" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionLossSharingAgreementLossesUpToThresholdToBeReimbursedPercentage" id="fsfg_BusinessAcquisitionLossSharingAgreementLossesUpToThresholdToBeReimbursedPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessAcquisitionLossSharingAgreementLossesInExcessOfThresholdToBeReimbursedPercentage" id="fsfg_BusinessAcquisitionLossSharingAgreementLossesInExcessOfThresholdToBeReimbursedPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfLoansAcquiredSubjectToLossSharingAgreementIncludedInEstimatedLosses" id="fsfg_PercentageOfLoansAcquiredSubjectToLossSharingAgreementIncludedInEstimatedLosses" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TaxRateToAdjustTaxProvisionExpense" id="fsfg_TaxRateToAdjustTaxProvisionExpense" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProvisionForLoanAndLeaseLossesExcludingFDICIndemnificationAssetChanges" id="fsfg_ProvisionForLoanAndLeaseLossesExcludingFDICIndemnificationAssetChanges" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableAbstract" id="fsfg_FinancingReceivableAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestment" id="fsfg_FinancingReceivableRecordedInvestment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedFinancingReceivableAllowanceForLoanLossesAbstract" id="fsfg_ImpairedFinancingReceivableAllowanceForLoanLossesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableModificationsAmountOfLoansCollateralizedWellEnoughToExpectNoLoss" id="fsfg_FinancingReceivableModificationsAmountOfLoansCollateralizedWellEnoughToExpectNoLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableModificationsNumberOfLoansThatAreCollateralizedWellEnoughToExpectNoLoss" id="fsfg_FinancingReceivableModificationsNumberOfLoansThatAreCollateralizedWellEnoughToExpectNoLoss" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableModificationsTroubledDebtRestructurings" id="fsfg_FinancingReceivableModificationsTroubledDebtRestructurings" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableModificationsMadeSubsequentDefaultNumberOfContracts" id="fsfg_FinancingReceivableModificationsMadeSubsequentDefaultNumberOfContracts" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NotRatedMember" id="fsfg_NotRatedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ResidentialLoansMember" id="fsfg_ResidentialLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InstallmentLoansMember" id="fsfg_InstallmentLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProvisionForLoanAndLeaseLossesRelatedToFDICIndemnificationAssetChanges" id="fsfg_ProvisionForLoanAndLeaseLossesRelatedToFDICIndemnificationAssetChanges" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansAndLeasesReceivableMinimumOutstandingBalanceToBeIndividuallyEvaluated" id="fsfg_LoansAndLeasesReceivableMinimumOutstandingBalanceToBeIndividuallyEvaluated" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringsDescription" id="fsfg_TroubledDebtRestructuringsDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FurnitureAndEquipment" id="fsfg_FurnitureAndEquipment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FederalFundsPurchasedRepurchaseAgreementsNotesPayable" id="fsfg_FederalFundsPurchasedRepurchaseAgreementsNotesPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremimOfFederalHomeLoanBankAdvance" id="fsfg_PremimOfFederalHomeLoanBankAdvance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PreferedStockIssuedAsConsideration" id="fsfg_PreferedStockIssuedAsConsideration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" nillable="true"/>

<element name="PaymentsForAffordableHousingProgram" id="fsfg_PaymentsForAffordableHousingProgram" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxAssetsOtherThanTemporaryImpairment" id="fsfg_DeferredTaxAssetsOtherThanTemporaryImpairment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxAssetsNetUnrealizedLossesOnRetirementPlans" id="fsfg_DeferredTaxAssetsNetUnrealizedLossesOnRetirementPlans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxAssetsDeferredLossOnAcquisition" id="fsfg_DeferredTaxAssetsDeferredLossOnAcquisition" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DefinedBenefitPlanAmortizationAndDeferralNet" id="fsfg_DefinedBenefitPlanAmortizationAndDeferralNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DefinedBenefitPlanAmortizationOfUnrecognizedGainLoss" id="fsfg_DefinedBenefitPlanAmortizationOfUnrecognizedGainLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherSecuritiesMember" id="fsfg_OtherSecuritiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PensionPlanMember" id="fsfg_PensionPlanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeStockOwnershipPlanMember" id="fsfg_EmployeeStockOwnershipPlanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DefinedBenefitPlanPercentageOfPlanAssets" id="fsfg_DefinedBenefitPlanPercentageOfPlanAssets" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InvestmentFundsMember" id="fsfg_InvestmentFundsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PostRetirementMedicalBenefitsMember" id="fsfg_PostRetirementMedicalBenefitsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfPlanAssets" id="fsfg_PercentageOfPlanAssets" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>

<element name="RestrictedStockAwardsMember" id="fsfg_RestrictedStockAwardsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockIncentivePlan2011Member" id="fsfg_StockIncentivePlan2011Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FirstAnniversaryMember" id="fsfg_FirstAnniversaryMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SecondAnniversaryMember" id="fsfg_SecondAnniversaryMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ThirdAnniversaryMember" id="fsfg_ThirdAnniversaryMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercent" id="fsfg_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercent" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GrantDateAxis" id="fsfg_GrantDateAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="GrantDateDomain" id="fsfg_GrantDateDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GrantDateMember" id="fsfg_GrantDateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Corporation2012Member" id="fsfg_Corporation2012Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Corporation2011Member" id="fsfg_Corporation2011Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FirstFinancialBank2012Member" id="fsfg_FirstFinancialBank2012Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FirstFinancialBank2011Member" id="fsfg_FirstFinancialBank2011Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncomeBeforeEquityInUndistributedEarningsOfSubsidiaries" id="fsfg_IncomeBeforeEquityInUndistributedEarningsOfSubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherThanTemporaryImpairmentLossesInvestmentsAvailableForSaleSecuritiesPortionRecognizedInEarningsNetQualitativeDisclosureMethodology" id="fsfg_OtherThanTemporaryImpairmentLossesInvestmentsAvailableForSaleSecuritiesPortionRecognizedInEarningsNetQualitativeDisclosureMethodology" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecurity" id="fsfg_AvailableForSaleSecurity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementsUnobservableInputs" id="fsfg_FairValueMeasurementsUnobservableInputs" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true"/>
<element name="StateAndMunicipalObligationMember" id="fsfg_StateAndMunicipalObligationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="OtherRealEstateMember" id="fsfg_OtherRealEstateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="ImpairedLoansMember" id="fsfg_ImpairedLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="StateAndMunicipalObligationsMember" id="fsfg_StateAndMunicipalObligationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="MunicipalSecuritiesMember" id="fsfg_MunicipalSecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="ProvisionForImpairedLoanLosses" id="fsfg_ProvisionForImpairedLoanLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" nillable="true"/>
<element name="GainOnSaleOfSecuritiesNet" id="fsfg_GainOnSaleOfSecuritiesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" nillable="true"/>
<element name="LossOnSaleOfSecuritiesNet" id="fsfg_LossOnSaleOfSecuritiesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" nillable="true"/>

<element name="AvailableForSaleSecuritiesDebtSecuritiesOtherThanTemporarilyImpairedNumber" id="fsfg_AvailableForSaleSecuritiesDebtSecuritiesOtherThanTemporarilyImpairedNumber" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true"/>
<element name="AvailableForSaleSecuritiesDebtSecuritiesContractualBalance" id="fsfg_AvailableForSaleSecuritiesDebtSecuritiesContractualBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" nillable="true"/>
<element name="AvailableForSaleSecuritiesDebtSecuritiesReducedBalance" id="fsfg_AvailableForSaleSecuritiesDebtSecuritiesReducedBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" nillable="true"/>
<element name="AvailableForSaleSecuritiesPresentValueOfFutureCashFlowsDiscountRateDescriptionOfVariableRateBasis" id="fsfg_AvailableForSaleSecuritiesPresentValueOfFutureCashFlowsDiscountRateDescriptionOfVariableRateBasis" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true"/>
<element name="PNBStatutoryTrustIMember" id="fsfg_PNBStatutoryTrustIMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="PreferedStockIssuedAsConsiderationFairValue" id="fsfg_PreferedStockIssuedAsConsiderationFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" nillable="true"/>
<element name="DefinedBenefitPlanFairValueOfPlanAssetsEquitySecurities" id="fsfg_DefinedBenefitPlanFairValueOfPlanAssetsEquitySecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" nillable="true"/>
<element name="FirstFinancialCorporationCommonStockMember" id="fsfg_FirstFinancialCorporationCommonStockMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="FederalHomeLoanBankAdvancesContractuallyDue" id="fsfg_FederalHomeLoanBankAdvancesContractuallyDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" nillable="true"/>
</schema>
