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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST AND DIVIDEND INCOME:      
Loans, including related fees $ 99,196 $ 91,392 $ 96,206
Securities:      
Taxable 13,542 16,161 18,597
Tax-exempt 7,246 6,779 6,664
Other 2,321 2,009 2,115
TOTAL INTEREST AND DIVIDEND INCOME 122,305 116,341 123,582
INTEREST EXPENSE:      
Deposits 8,520 12,127 16,306
Short-term borrowings 140 187 325
Other borrowings 4,733 4,833 10,335
TOTAL INTEREST EXPENSE 13,393 17,147 26,966
NET INTEREST INCOME 108,912 99,194 96,616
Net Provision for loan losses 8,773 5,755 9,200
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 100,139 93,439 87,416
NON-INTEREST INCOME:      
Trust and financial services 5,804 4,544 4,547
Service charges and fees on deposit accounts 9,742 8,995 10,342
Other service charges and fees 9,710 8,289 7,759
Securities gain, net 886 6 1,321
Other-than-temporary loss      
Total impairment loss (11) (110) (4,260)
Loss recognized in other comprehensive income         
Net impairment loss recognized in earnings (11) (110) (4,260)
Insurance commissions 7,422 7,347 6,759
Gain on sale of mortgage loans 4,590 1,957 2,206
Other 1,404 2,312 1,123
TOTAL NON-INTEREST INCOME 39,547 33,340 29,797
NON-INTEREST EXPENSES:      
Salaries and employee benefits 56,211 45,362 44,887
Occupancy expense 5,746 4,777 4,707
Equipment expense 5,489 4,352 4,761
Federal Deposit Insurance 1,949 1,804 2,847
Other 23,661 18,892 20,000
TOTAL NON-INTEREST EXPENSE 93,056 75,187 77,202
INCOME BEFORE INCOME TAXES 46,630 51,592 40,011
Provision for income taxes 13,818 14,397 11,967
NET INCOME 32,812 37,195 28,044
OTHER COMPREHENSIVE INCOME      
Change in unrealized gains/losses on securities, net of reclassifications and taxes 691 8,857 449
Change in funded status of post retirement benefits, net of taxes 2,331 (9,982) (1,914)
COMPREHENSIVE INCOME $ 35,834 $ 36,070 $ 26,579
EARNINGS PER SHARE:      
BASIC AND DILUTED (in dollars per share) $ 2.48 $ 2.83 $ 2.14
Weighted average number of shares outstanding (in shares) 13,240 13,163 13,120