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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2018
Allowance for Loan and Lease Losses Write-offs, Net [Abstract] |
Schedule of allowances for loan losses by portfolio segment | The following table presents the activity of the allowance for loan losses by portfolio segment for the three months ended September 30.
Allowance for Loan Losses: |  | September 30, 2018
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Unallocated |  | Total
Beginning balance |  | $ | 9,498 |  |  | $ | 1,382 |  |  | $ | 7,131 |  |  | $ | 2,060 |  |  | $ | 20,071 |
Provision for loan losses |  | (106 | ) |  | (44 | ) |  | 1,593 |  |  | 27 |  |  | 1,470 |
Loans charged -off |  | (409 | ) |  | (158 | ) |  | (1,781 | ) |  | — |  |  | (2,348 | )
Recoveries |  | 354 |  |  | 160 |  |  | 594 |  |  | — |  |  | 1,108 |
Ending Balance |  | $ | 9,337 |  |  | $ | 1,340 |  |  | $ | 7,537 |  |  | $ | 2,087 |  |  | $ | 20,301 |
Allowance for Loan Losses: |  | September 30, 2017
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Unallocated |  | Total
Beginning balance |  | $ | 10,223 |  |  | $ | 1,514 |  |  | $ | 6,218 |  |  | $ | 1,725 |  |  | $ | 19,680 |
Provision for loan losses |  | (227 | ) |  | 14 |  |  | 1,415 |  |  | (17 | ) |  | 1,185 |
Loans charged -off |  | (281 | ) |  | (100 | ) |  | (1,583 | ) |  | — |  |  | (1,964 | )
Recoveries |  | 222 |  |  | 91 |  |  | 588 |  |  | — |  |  | 901 |
Ending Balance |  | $ | 9,937 |  |  | $ | 1,519 |  |  | $ | 6,638 |  |  | $ | 1,708 |  |  | $ | 19,802 |
Allocation of the allowance for loan losses by portfolio segment based on the impairment method | The following table presents the allocation of the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method at September 30, 2018 and December 31, 2017.
Allowance for Loan Losses |  | September 30, 2018
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Unallocated |  | Total
Individually evaluated for impairment |  | $ | 34 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 34 |
Collectively evaluated for impairment |  | 9,303 |  |  | 1,340 |  |  | 7,537 |  |  | 2,087 |  |  | 20,267 |
Acquired with deteriorated credit quality |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Ending Balance |  | $ | 9,337 |  |  | $ | 1,340 |  |  | $ | 7,537 |  |  | $ | 2,087 |  |  | $ | 20,301 |
Loans: |  | September 30, 2018
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  |  |  | Total
Individually evaluated for impairment |  | $ | 5,063 |  |  | $ | 4,372 |  |  | $ | — |  |  |  |  | $ | 9,435 |
Collectively evaluated for impairment |  | 1,151,707 |  |  | 440,335 |  |  | 346,583 |  |  |  |  | 1,938,625 |
Acquired with deteriorated credit quality |  | 1,527 |  |  | — |  |  | — |  |  |  |  | 1,527 |
Ending Balance |  | $ | 1,158,297 |  |  | $ | 444,707 |  |  | $ | 346,583 |  |  |  |  | $ | 1,949,587 |
Allowance for Loan Losses: |  | December 31, 2017
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Unallocated |  | Total
Individually evaluated for impairment |  | 619 |  |  | 6 |  |  | — |  |  | — |  |  | 625 |
Collectively evaluated for impairment |  | 9,662 |  |  | 1,449 |  |  | 6,709 |  |  | 1,464 |  |  | 19,284 |
Acquired with deteriorated credit quality |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Ending Balance |  | $ | 10,281 |  |  | $ | 1,455 |  |  | $ | 6,709 |  |  | $ | 1,464 |  |  | $ | 19,909 |
Loans |  | December 31, 2017
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  |  |  | Total
Individually evaluated for impairment |  | 9,619 |  |  | 463 |  |  | — |  |  |  |  | 10,082 |
Collectively evaluated for impairment |  | 1,134,701 |  |  | 436,944 |  |  | 329,435 |  |  |  |  | 1,901,080 |
Acquired with deteriorated credit quality |  | 1,860 |  |  | — |  |  | — |  |  |  |  | 1,860 |
Ending Balance |  | $ | 1,146,180 |  |  | $ | 437,407 |  |  | $ | 329,435 |  |  |  |  | $ | 1,913,022 |
Schedule of loans individually evaluated for impairment by class of loans | The following tables present loans individually evaluated for impairment by class of loans.
|  |  |  |  |  | September 30, 2018 |  |  |  |
|  | Unpaid Principal |  | Recorded |  | Allowance for Loan Losses |  | Average Recorded |  | Interest Income |  | Cash Basis Interest
(Dollar amounts in thousands) |  | Balance |  | Investment |  | Allocated |  | Investment |  | Recognized |  | Recognized
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 652 |  |  | $ | 652 |  |  | $ | — |  |  | $ | 725 |  |  | $ | — |  |  | $ | — |
Farmland |  | 3,083 |  |  | 3,083 |  |  | — |  |  | 1,468 |  |  | — |  |  | — |
Non Farm, Non Residential |  | — |  |  | — |  |  | — |  |  | 1,803 |  |  | — |  |  | — |
Agriculture |  | 212 |  |  | 12 |  |  | — |  |  | 61 |  |  | — |  |  | — |
All Other Commercial |  | 1,142 |  |  | 1,142 |  |  | — |  |  | 1,187 |  |  | — |  |  | — |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 4,372 |  |  | 4,372 |  |  | — |  |  | 3,110 |  |  | — |  |  | — |
Home Equity |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Junior Liens |  | — |  |  | — |  |  | — |  |  | 29 |  |  | — |  |  | — |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Residential |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | 174 |  |  | 174 |  |  | 34 |  |  | 405 |  |  | — |  |  | — |
Farmland |  | — |  |  | — |  |  | — |  |  | 2,061 |  |  | — |  |  | — |
Non Farm, Non Residential |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Agriculture |  | — |  |  | — |  |  | — |  |  | 309 |  |  | — |  |  | — |
All Other Commercial |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | — |  |  | — |  |  | — |  |  | 111 |  |  | — |  |  | — |
Home Equity |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Junior Liens |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Residential |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
TOTAL |  | $ | 9,635 |  |  | $ | 9,435 |  |  | $ | 34 |  |  | $ | 11,269 |  |  | $ | — |  |  | $ | — |
|  |  |  |  |  | December 31, 2017 |  |  |  |
|  | Unpaid Principal |  | Recorded |  | Allowance for Loan Losses |  | Average Recorded |  | Interest Income |  | Cash Basis Interest Income
(Dollar amounts in thousands) |  | Balance |  | Investment |  | Allocated |  | Investment |  | Recognized |  | Recognized
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 802 |  |  | $ | 802 |  |  | $ | — |  |  | $ | 971 |  |  | $ | — |  |  | $ | — |
Farmland |  | 930 |  |  | 930 |  |  | — |  |  | 1,265 |  |  | — |  |  | — |
Non Farm, Non Residential |  | 2,461 |  |  | 2,461 |  |  | — |  |  | 2,781 |  |  | — |  |  | — |
Agriculture |  | 123 |  |  | 123 |  |  | — |  |  | 239 |  |  | — |  |  | — |
All Other Commercial |  | 1,238 |  |  | 1,238 |  |  | — |  |  | 1,308 |  |  | — |  |  | — |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 21 |  |  | 21 |  |  | — |  |  | 23 |  |  | — |  |  | — |
Home Equity |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Junior Liens |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Residential |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | 493 |  |  | 493 |  |  | 146 |  |  | 514 |  |  | — |  |  | — |
Farmland |  | 3,035 |  |  | 3,035 |  |  | 268 |  |  | 669 |  |  | — |  |  | — |
Non Farm, Non Residential |  | — |  |  | — |  |  | — |  |  | 131 |  |  |  |  |  | — |
Agriculture |  | 738 |  |  | 537 |  |  | 205 |  |  | 279 |  |  | — |  |  | — |
All Other Commercial |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 442 |  |  | 442 |  |  | 6 |  |  | 483 |  |  | — |  |  | — |
Home Equity |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Junior Liens |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Residential |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
All Other Consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
TOTAL |  | $ | 10,283 |  |  | $ | 10,082 |  |  | $ | 625 |  |  | $ | 8,663 |  |  | $ | — |  |  | $ | — |
Schedule of non-performing loans | The tables below presents the recorded investment in non-performing loans.
|  | September 30, 2018
|  | Loans Past Due Over 90 Day Still |  | Troubled Debt Restructured |  | Nonaccrual Excluding
(Dollar amounts in thousands) |  | Accruing |  | Accruing |  | Nonaccrual |  | TDR
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 41 |  |  | $ | 1 |  |  | $ | 202 |  |  | $ | 1,096 |
Farmland |  | — |  |  | — |  |  | — |  |  | 3,258 |
Non Farm, Non Residential |  | — |  |  | — |  |  | — |  |  | 88 |
Agriculture |  | — |  |  | — |  |  | — |  |  | 27 |
All Other Commercial |  | — |  |  | — |  |  | — |  |  | 1,147 |
Residential |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 1,063 |  |  | 3,343 |  |  | 564 |  |  | 3,518 |
Home Equity |  | 12 |  |  | — |  |  | — |  |  | 75 |
Junior Liens |  | 18 |  |  | 57 |  |  | — |  |  | 68 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |
All Other Residential |  | — |  |  | — |  |  | — |  |  | 66 |
Consumer |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | 259 |  |  | 2 |  |  | — |  |  | 179 |
All Other Consumer |  | — |  |  | 187 |  |  | 475 |  |  | 513 |
TOTAL |  | $ | 1,393 |  |  | $ | 3,590 |  |  | $ | 1,241 |  |  | $ | 10,035 |
|  | December 31, 2017
|  | Loans Past Due Over 90 Day Still |  | Troubled Debt Restructured |  | Nonaccrual Excluding
(Dollar amounts in thousands) |  | Accruing |  | Accruing |  | Nonaccrual |  | TDR
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 41 |  |  | $ | 2 |  |  | $ | 212 |  |  | $ | 1,679 |
Farmland |  | 19 |  |  | — |  |  | — |  |  | 4,141 |
Non Farm, Non Residential |  | — |  |  | 56 |  |  | 2,440 |  |  | 172 |
Agriculture |  | — |  |  | — |  |  | — |  |  | 707 |
All Other Commercial |  | — |  |  | — |  |  | — |  |  | 1,236 |
Residential |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 1,011 |  |  | 3,105 |  |  | 575 |  |  | 3,972 |
Home Equity |  | 8 |  |  | — |  |  | — |  |  | 249 |
Junior Liens |  | 137 |  |  | — |  |  | — |  |  | 134 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |
All Other Residential |  | — |  |  | — |  |  | — |  |  | 90 |
Consumer |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | 268 |  |  | 9 |  |  | — |  |  | 242 |
All Other Consumer |  | — |  |  | 177 |  |  | 527 |  |  | 623 |
TOTAL |  | $ | 1,484 |  |  | $ | 3,349 |  |  | $ | 3,754 |  |  | $ | 13,245 |
Troubled Debt Restructurings on Financing Receivables | During the three and nine months ended September 30, 2018 and 2017, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs.
|  |  |  | 2018 |  |
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Total
July 1, |  | $ | 2,577 |  |  | $ | 3,607 |  |  | $ | 635 |  |  | $ | 6,819 |
Added |  | — |  |  | 538 |  |  | 94 |  |  | 632 |
Charged Off |  | — |  |  | — |  |  | (7 | ) |  | (7 | )
Payments |  | (2,374 | ) |  | (165 | ) |  | (58 | ) |  | (2,597 | )
September 30, |  | $ | 203 |  |  | $ | 3,980 |  |  | $ | 664 |  |  | $ | 4,847 |
|  |  |  | 2018 |  |
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Total
January 1, |  | $ | 2,709 |  |  | $ | 3,611 |  |  | $ | 714 |  |  | $ | 7,034 |
Added |  | — |  |  | 751 |  |  | 237 |  |  | 988 |
Charged Off |  | — |  |  | (16 | ) |  | (83 | ) |  | (99 | )
Payments |  | (2,506 | ) |  | (366 | ) |  | (204 | ) |  | (3,076 | )
September 30, |  | $ | 203 |  |  | $ | 3,980 |  |  | $ | 664 |  |  | $ | 4,847 |
|  |  |  | 2017 |  |
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Total
July 1, |  | 3,061 |  |  | 4,198 |  |  | 725 |  |  | 7,984 |
Added |  | — |  |  | — |  |  | 42 |  |  | 42 |
Charged Off |  | — |  |  | (155 | ) |  | (17 | ) |  | (172 | )
Payments |  | (153 | ) |  | (222 | ) |  | (55 | ) |  | (430 | )
September 30, |  | 2,908 |  |  | 3,821 |  |  | 695 |  |  | 7,424 |
|  |  |  | 2017 |  |
(Dollar amounts in thousands) |  | Commercial |  | Residential |  | Consumer |  | Total
January 1, |  | 3,386 |  |  | 4,447 |  |  | 732 |  |  | 8,565 |
Added |  | — |  |  | 227 |  |  | 251 |  |  | 478 |
Charged Off |  | — |  |  | (195 | ) |  | (88 | ) |  | (283 | )
Payments |  | (478 | ) |  | (658 | ) |  | (200 | ) |  | (1,336 | )
September 30, |  | 2,908 |  |  | 3,821 |  |  | 695 |  |  | 7,424 |
Aging of recorded investment in loans by past due category and class of loans | The following tables presents the aging of the recorded investment in loans by past due category and class of loans.
|  | September 30, 2018
|  | 30-59 Days |  | 60-89 Days |  | Greater than 90 days |  | Total |  |  |  |
(Dollar amounts in thousands) |  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 765 |  |  | $ | 487 |  |  | $ | 481 |  |  | $ | 1,733 |  |  | $ | 507,758 |  |  | $ | 509,491 |
Farmland |  | — |  |  | 8 |  |  | 3,198 |  |  | 3,206 |  |  | 103,902 |  |  | 107,108 |
Non Farm, Non Residential |  | 20 |  |  | 31 |  |  | 26 |  |  | 77 |  |  | 188,673 |  |  | 188,750 |
Agriculture |  | — |  |  | — |  |  | 11 |  |  | 11 |  |  | 142,700 |  |  | 142,711 |
All Other Commercial |  | 4 |  |  | — |  |  | — |  |  | 4 |  |  | 210,233 |  |  | 210,237 |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 528 |  |  | 446 |  |  | 1,939 |  |  | 2,913 |  |  | 236,246 |  |  | 239,159 |
Home Equity |  | 203 |  |  | 80 |  |  | 81 |  |  | 364 |  |  | 37,449 |  |  | 37,813 |
Junior Liens |  | 138 |  |  | 53 |  |  | 18 |  |  | 209 |  |  | 47,866 |  |  | 48,075 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | 107,179 |  |  | 107,179 |
All Other Residential |  | — |  |  | — |  |  | — |  |  | — |  |  | 12,481 |  |  | 12,481 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | 5,092 |  |  | 861 |  |  | 299 |  |  | 6,252 |  |  | 313,132 |  |  | 319,384 |
All Other Consumer |  | 106 |  |  | 10 |  |  | 3 |  |  | 119 |  |  | 27,080 |  |  | 27,199 |
TOTAL |  | $ | 6,856 |  |  | $ | 1,976 |  |  | $ | 6,056 |  |  | $ | 14,888 |  |  | $ | 1,934,699 |  |  | $ | 1,949,587 |
|  | December 31, 2017
|  | 30-59 Days |  | 60-89 Days |  | Greater than 90 days |  | Total |  |  |  |
(Dollar amounts in thousands) |  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 372 |  |  | $ | 80 |  |  | $ | 640 |  |  | $ | 1,092 |  |  | $ | 474,709 |  |  | $ | 475,801 |
Farmland |  | 341 |  |  | — |  |  | 3,671 |  |  | 4,012 |  |  | 104,457 |  |  | 108,469 |
Non Farm, Non Residential |  | 141 |  |  | — |  |  | — |  |  | 141 |  |  | 200,804 |  |  | 200,945 |
Agriculture |  | 141 |  |  | — |  |  | 561 |  |  | 702 |  |  | 152,388 |  |  | 153,090 |
All Other Commercial |  | — |  |  | — |  |  | — |  |  | — |  |  | 207,875 |  |  | 207,875 |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 5,467 |  |  | 1,317 |  |  | 1,434 |  |  | 8,218 |  |  | 247,029 |  |  | 255,247 |
Home Equity |  | 310 |  |  | 46 |  |  | 8 |  |  | 364 |  |  | 35,752 |  |  | 36,116 |
Junior Liens |  | 274 |  |  | 106 |  |  | 194 |  |  | 574 |  |  | 41,688 |  |  | 42,262 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | 90,141 |  |  | 90,141 |
All Other Residential |  | 300 |  |  | — |  |  | 12 |  |  | 312 |  |  | 13,329 |  |  | 13,641 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | 4,770 |  |  | 697 |  |  | 294 |  |  | 5,761 |  |  | 298,211 |  |  | 303,972 |
All Other Consumer |  | 107 |  |  | 22 |  |  | — |  |  | 129 |  |  | 25,334 |  |  | 25,463 |
TOTAL |  | $ | 12,223 |  |  | $ | 2,268 |  |  | $ | 6,814 |  |  | $ | 21,305 |  |  | $ | 1,891,717 |  |  | $ | 1,913,022 |
Analysis of risk category of loans by class of loans | Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either those with an outstanding balance less than $100 thousand or are included in groups of homogeneous loans. As of September 30, 2018 and December 31, 2017, and based on the most recent analysis performed, the risk category of loans by class of loans are as follows:
|  | September 30, 2018
(Dollar amounts in thousands) |  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Not Rated |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 462,286 |  |  | $ | 21,079 |  |  | $ | 16,145 |  |  | $ | — |  |  | $ | 8,327 |  |  | $ | 507,837 |
Farmland |  | 88,960 |  |  | 7,655 |  |  | 8,427 |  |  | — |  |  | 20 |  |  | 105,062 |
Non Farm, Non Residential |  | 172,165 |  |  | 5,620 |  |  | 10,531 |  |  | — |  |  | — |  |  | 188,316 |
Agriculture |  | 113,536 |  |  | 9,823 |  |  | 16,405 |  |  | — |  |  | 456 |  |  | 140,220 |
All Other Commercial |  | 200,398 |  |  | 43 |  |  | 6,923 |  |  | — |  |  | 1,737 |  |  | 209,101 |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 44,443 |  |  | 971 |  |  | 3,935 |  |  | — |  |  | 188,857 |  |  | 238,206 |
Home Equity |  | 673 |  |  | — |  |  | 120 |  |  | — |  |  | 36,952 |  |  | 37,745 |
Junior Liens |  | 2,041 |  |  | 76 |  |  | 171 |  |  | 76 |  |  | 45,598 |  |  | 47,962 |
Multifamily |  | 106,891 |  |  | — |  |  | — |  |  | — |  |  | 19 |  |  | 106,910 |
All Other Residential |  | — |  |  | — |  |  | 15 |  |  | — |  |  | 12,426 |  |  | 12,441 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | — |  |  | — |  |  | 674 |  |  | — |  |  | 317,387 |  |  | 318,061 |
All Other Consumer |  | — |  |  | — |  |  | 43 |  |  | — |  |  | 27,028 |  |  | 27,071 |
TOTAL |  | $ | 1,191,393 |  |  | $ | 45,267 |  |  | $ | 63,389 |  |  | $ | 76 |  |  | $ | 638,807 |  |  | $ | 1,938,932 |
|  | December 31, 2017
(Dollar amounts in thousands) |  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Not Rated |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 430,015 |  |  | $ | 19,889 |  |  | $ | 18,611 |  |  | $ | 38 |  |  | $ | 5,947 |  |  | $ | 474,500 |
Farmland |  | 88,338 |  |  | 10,782 |  |  | 7,466 |  |  | — |  |  | 10 |  |  | 106,596 |
Non Farm, Non Residential |  | 179,181 |  |  | 7,689 |  |  | 13,632 |  |  | — |  |  | — |  |  | 200,502 |
Agriculture |  | 111,724 |  |  | 17,482 |  |  | 21,388 |  |  | — |  |  | 342 |  |  | 150,936 |
All Other Commercial |  | 194,170 |  |  | 2,723 |  |  | 7,459 |  |  | — |  |  | 2,604 |  |  | 206,956 |
Residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
First Liens |  | 45,320 |  |  | 750 |  |  | 3,980 |  |  | 5 |  |  | 204,329 |  |  | 254,384 |
Home Equity |  | 319 |  |  | — |  |  | 64 |  |  | — |  |  | 35,653 |  |  | 36,036 |
Junior Liens |  | 1,882 |  |  | 76 |  |  | 342 |  |  | 100 |  |  | 39,755 |  |  | 42,155 |
Multifamily |  | 89,936 |  |  | — |  |  | — |  |  | — |  |  | 36 |  |  | 89,972 |
All Other Residential |  | — |  |  | — |  |  | 67 |  |  | — |  |  | 13,529 |  |  | 13,596 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Motor Vehicle |  | — |  |  | — |  |  | 731 |  |  | — |  |  | 301,900 |  |  | 302,631 |
All Other Consumer |  | — |  |  | — |  |  | 44 |  |  | — |  |  | 25,301 |  |  | 25,345 |
TOTAL |  | $ | 1,140,885 |  |  | $ | 59,391 |  |  | $ | 73,784 |  |  | $ | 143 |  |  | $ | 629,406 |  |  | $ | 1,903,609 |

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