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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net Income $ 46,583 $ 29,131 $ 38,413
Adjustments to reconcile net income to net cash provided by operating activities:      
Net (accretion) amortization on securities 3,622 3,786 3,695
Provision for loan losses 5,768 5,295 3,300
Securities (gains) losses (2) (59) (34)
Depreciation and amortization 4,164 4,426 4,968
Provision for deferred income taxes (2,428) (4,241) (1,512)
Net change in accrued interest receivable (1,057) (602) (578)
Contribution of shares to ESOP 1,087 1,062 1,361
Gain on Sale of certain assets and liabilities of Insurance Brokerage Operation 0 0 (12,822)
Stock compensation expense 745 706 684
Gain on sale of mortgage loans (1,829) (1,688) (1,842)
Loss (gain) on sales of other real estate 86 108 93
Origination of loans held for sale (57,418) (62,712) (68,945)
Proceeds from loans held for sale 62,098 66,265 71,010
Other, net (3,971) 8,658 3,401
NET CASH FROM OPERATING ACTIVITIES 57,448 50,135 41,192
CASH FLOWS FROM INVESTING ACTIVITIES:      
Sales of securities available-for-sale 0 9,743 0
Calls, maturities and principal reductions on securities available-for-sale 143,157 141,819 168,506
Purchases of securities available-for-sale (124,333) (111,138) (150,893)
Loans made to customers, net of payments (52,905) (72,463) (80,434)
Net change in federal funds sold 0 6,952 2,863
Redemption of restricted stock 0 0 500
Purchase of restricted stock (11) (20) (21)
Payments to Acquire Intangible Assets 0 0 0
Proceeds from sale 0 0 16,895
Sale of other real estate 1,781 1,419 1,583
Additions to premises and equipment (2,013) (2,979) (3,049)
NET CASH FROM INVESTING ACTIVITIES (34,324) (26,667) (44,050)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net change in deposits (21,926) 30,121 (13,906)
Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase 11,970 (23,303) 47,158
Dividends paid (12,496) (30,556) (12,359)
Purchases of treasury stock (391) (503) (19,396)
Proceeds from FHLBank Borrowings, Financing Activities 115,600 170,000 54,350
Payments of FHLBank Borrowings, Financing Activities 115,600 170,132 66,672
NET CASH FROM FINANCING ACTIVITIES (22,843) (24,373) (10,825)
NET CHANGE IN CASH AND CASH EQUIVALENTS 281 (905) (13,683)
CASH AND DUE FROM BANKS, BEGINNING OF YEAR 74,107 75,012 88,695
CASH AND DUE FROM BANKS, END OF YEAR 74,388 74,107 75,012
SUPPLEMENTAL DISCLOSURES OF CASH FLOW AND NONCASH INFORMATION:      
Interest 9,408 6,337 4,432
Income Taxes $ 7,185 $ 11,158 $ 18,739