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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
INTEREST INCOME:    
Loans, including related fees $ 26,754 $ 23,623
Securities:    
Taxable 3,681 3,593
Tax-exempt 1,867 1,840
Other 314 321
TOTAL INTEREST INCOME 32,616 29,377
INTEREST EXPENSE:    
Deposits 2,817 1,764
Short-term borrowings 323 99
Other borrowings 50 41
TOTAL INTEREST EXPENSE 3,190 1,904
NET INTEREST INCOME 29,426 27,473
Provision for loan losses 1,470 1,473
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 27,956 26,000
NON-INTEREST INCOME:    
Trust and financial services 1,204 1,415
Service charges and fees on deposit accounts 2,624 2,885
Other service charges and fees 3,114 3,144
Net securities gains (losses) (4) 0
Other Operating Income 0 0
Insurance commissions   0
Gain on sales of mortgage loans 420 340
Other 278 319
TOTAL NON-INTEREST INCOME 7,636 8,103
NON-INTEREST EXPENSE:    
Salaries and employee benefits 12,755 12,965
Occupancy expense 1,815 1,781
Equipment expense 1,817 1,693
FDIC Expense 140 227
Other 7,166 6,545
TOTAL NON-INTEREST EXPENSE 23,693 23,211
INCOME BEFORE INCOME TAXES 11,899 10,892
Income tax expense 2,217 1,939
NET INCOME 9,682 8,953
OTHER COMPREHENSIVE INCOME (LOSS)    
Change in unrealized gains/losses on securities, net of reclassifications 10,224 (7,699)
Change in funded status of post retirement benefits 303 281
COMPREHENSIVE INCOME (LOSS) $ 20,209 $ 1,535
PER SHARE DATA    
Basic and Diluted Earnings per Share (in dollars per share) $ 0.79 $ 0.73
Weighted average number of shares outstanding (in thousands) 12,282 12,248