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LOANS: (Tables) | 12 Months Ended
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Dec. 31, 2021
Loans and Leases Receivable, Net Amount [Abstract] |
Summary of Loans | Loans are summarized as follows:
|  | December 31,
(Dollar amounts in thousands) |  | 2021 |  | 2020
Commercial |  | $ | 1,674,066 |  |  | $ | 1,521,711 |
Residential |  | 664,509 |  |  | 604,652 |
Consumer |  | 474,026 |  |  | 479,750 |
Total gross loans |  | 2,812,601 |  |  | 2,606,113 |
Deferred costs, net |  | 3,294 |  |  | 4,181 |
Allowance for credit losses |  | (48,305) |  |  | (44,076) |
TOTAL |  | $ | 2,767,590 |  |  | $ | 2,566,218 |
Capitalized Mortgage Servicing Rights | Activity for capitalized mortgage servicing rights (included in other assets) was as follows:
|  | December 31,
(Dollar amounts in thousands) |  | 2021 |  | 2020 |  | 2019
Servicing rights: |  |  |  |  |  |
Beginning of year |  | $ | 1,601 |  |  | $ | 1,435 |  |  | $ | 1,431 |
Additions |  | 1,094 |  |  | 956 |  |  | 579 |
Amortized to expense |  | (736) |  |  | (790) |  |  | (575) |
End of year |  | $ | 1,959 |  |  | $ | 1,601 |  |  | $ | 1,435 |

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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