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LOANS (Tables) | 12 Months Ended
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Dec. 31, 2023
LOANS |
Summary of loans | ​ Loans are summarized as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31,
(Dollar amounts in thousands) | ​ | 2023 |  | 2022
Commercial | ​ | $ | 1,817,526 | ​ | $ | 1,798,260
Residential | ​ | ​ | 695,788 | ​ | ​ | 673,464
Consumer |  | ​ | 646,758 |  | ​ | 588,539
Total gross loans |  | ​ | 3,160,072 |  | ​ | 3,060,263
Deferred costs, net |  | ​ | 7,749 |  | ​ | 7,175
Allowance for credit losses |  | ​ | (39,767) |  | ​ | (39,779)
TOTAL | ​ | $ | 3,128,054 | ​ | $ | 3,027,659
Schedule of capitalized mortgage servicing rights | Activity for capitalized mortgage servicing rights (included in other assets) was as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31,
(Dollar amounts in thousands) | ​ | 2023 |  | 2022 |  | 2021
Servicing rights: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Beginning of year | ​ | $ | 1,767 | ​ | $ | 1,959 | ​ | $ | 1,601
Additions | ​ |  | — | ​ |  | 489 | ​ |  | 1,094
Amortized to expense | ​ |  | (556) | ​ |  | (681) | ​ |  | (736)
End of year | ​ | $ | 1,211 | ​ | $ | 1,767 | ​ | $ | 1,959

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 + Details
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