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LOANS (Tables) | 12 Months Ended
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Dec. 31, 2024
LOANS |
Summary of loans | ​ Loans are summarized as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31,
(Dollar amounts in thousands) | ​ | 2024 |  | 2023
Commercial | ​ | $ | 2,196,351 | ​ | $ | 1,817,526
Residential | ​ | ​ | 967,386 | ​ | ​ | 695,788
Consumer |  | ​ | 668,058 |  | ​ | 646,758
Total gross loans |  | ​ | 3,831,795 |  | ​ | 3,160,072
Deferred costs, net |  | ​ | 5,346 |  | ​ | 7,749
Allowance for credit losses |  | ​ | (46,732) |  | ​ | (39,767)
TOTAL | ​ | $ | 3,790,409 | ​ | $ | 3,128,054
Schedule of capitalized mortgage servicing rights | Activity for capitalized mortgage servicing rights (included in other assets) was as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31,
(Dollar amounts in thousands) | ​ | 2024 |  | 2023 |  | 2022
Servicing rights: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Beginning of year | ​ | $ | 1,211 | ​ | $ | 1,767 | ​ | $ | 1,959
Additions | ​ |  | — | ​ |  | — | ​ |  | 489
Amortized to expense | ​ |  | (429) | ​ |  | (556) | ​ |  | (681)
End of year | ​ | $ | 782 | ​ | $ | 1,211 | ​ | $ | 1,767

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
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