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v3.25.2

Allowance for Credit Losses - Activity in allowance for credit losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 46,835 | $ 40,045 | $ 46,732 | $ 39,767 | $ 39,767
Provision for credit losses | 1,950 | 2,966 | 3,900 | 4,766 |
Loans charged -off | (2,928) | (6,091) | (6,169) | (9,283) |
Recoveries | 1,230 | 1,414 | 2,624 | 3,084 |
Ending Balance | 47,087 | 38,334 | 47,087 | 38,334 | 46,732
Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 17,525 | 13,579 | 16,963 | 13,264 | 13,264
Provision for credit losses | (1,020) | 1,811 | (245) | 2,082 |
Loans charged -off | (209) | (3,548) | (699) | (3,779) |
Recoveries | 112 | 173 | 389 | 448 |
Ending Balance | 16,408 | 12,015 | 16,408 | 12,015 | 16,963
Residential |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 16,965 | 14,233 | 17,470 | 14,327 | 14,327
Provision for credit losses | 820 | 93 | 280 | (80) |
Loans charged -off | (9) | (42) | (117) | (56) |
Recoveries | 19 | 40 | 162 | 133 |
Ending Balance | 17,795 | 14,324 | 17,795 | 14,324 | 17,470
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 12,336 | 11,919 | 12,046 | 11,797 | 11,797
Provision for credit losses | 1,834 | 1,367 | 3,793 | 3,134 |
Loans charged -off | (2,710) | (2,501) | (5,353) | (5,448) |
Recoveries | 1,099 | 1,201 | 2,073 | 2,503 |
Ending Balance | 12,559 | 11,986 | 12,559 | 11,986 | 12,046
Unallocated |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 9 | 314 | 253 | 379 | 379
Provision for credit losses | 316 | (305) | 72 | (370) |
Ending Balance | $ 325 | $ 9 | $ 325 | $ 9 | $ 253

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
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