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v3.25.3

Allowance for Credit Losses - Activity in allowance for credit losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 47,087 | $ 38,334 | $ 46,732 | $ 39,767 | $ 39,767
PCD ACL on acquired loans |  | 3,006 |  | 3,006 |
Provision for credit losses | 1,950 | 9,400 | 5,850 | 14,166 |
Loans charged -off | (3,226) | (6,936) | (9,395) | (16,219) |
Recoveries | 1,600 | 2,365 | 4,224 | 5,449 |
Ending Balance | 47,411 | 46,169 | 47,411 | 46,169 | 46,732
Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 16,408 | 12,015 | 16,963 | 13,264 | 13,264
PCD ACL on acquired loans |  | 3,006 |  | 3,006 |
Provision for credit losses | 1,584 | 4,246 | 1,339 | 6,328 |
Loans charged -off | (364) | (3,800) | (1,063) | (7,579) |
Recoveries | 248 | 1,197 | 637 | 1,645 |
Ending Balance | 17,876 | 16,664 | 17,876 | 16,664 | 16,963
Residential |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 17,795 | 14,324 | 17,470 | 14,327 | 14,327
Provision for credit losses | (787) | 2,766 | (507) | 2,686 |
Loans charged -off | (8) | (58) | (125) | (114) |
Recoveries | 74 | 93 | 236 | 226 |
Ending Balance | 17,074 | 17,125 | 17,074 | 17,125 | 17,470
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 12,559 | 11,986 | 12,046 | 11,797 | 11,797
Provision for credit losses | 1,100 | 2,113 | 4,893 | 5,247 |
Loans charged -off | (2,854) | (3,078) | (8,207) | (8,526) |
Recoveries | 1,278 | 1,075 | 3,351 | 3,578 |
Ending Balance | 12,083 | 12,096 | 12,083 | 12,096 | 12,046
Unallocated |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 325 | 9 | 253 | 379 | 379
PCD ACL on acquired loans |  |  |  | 0 |
Provision for credit losses | 53 | 275 | 125 | (95) |
Ending Balance | $ 378 | $ 284 | $ 378 | $ 284 | $ 253

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
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- Definition Amount, excluding accrued interest, of allowance for credit loss at acquisition date of financing receivable purchased with credit deterioration. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 19 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-19 + Details
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