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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
PREMIUMS EARNED AND OTHER REVENUES      
Direct premiums written $ 780,128 $ 721,462 $ 666,309
Ceded premiums written (517,604) (512,979) (466,694)
Net premiums written 262,524 208,483 199,615
Change in net unearned premium (31,404) (9,498) (29,172)
Premiums earned, net 231,120 198,985 170,443
Net investment income (expense) 441 788 992
Net realized gains (losses) on investments (11,943) 2,350 27,692
Net change in unrealized gains (losses) on investments 9,443 (18,410) 1,754
Net foreign currency gains (losses) on investments 22 1,532 1,122
Commission revenue 20,383 19,507 17,895
Policy fees 14,475 15,298 15,149
Other revenue 5,998 5,811 4,876
Total premiums earned and other revenues 269,939 225,861 239,923
OPERATING COSTS AND EXPENSES      
Losses and loss adjustment expenses 126,187 124,309 113,355
General and administrative expenses 91,193 67,834 64,290
Total operating costs and expenses 217,380 192,143 177,645
INCOME BEFORE INCOME TAXES 52,559 33,718 62,278
Income taxes, current 18,434 23,152 26,854
Income taxes, deferred 3,813 (9,543) (1,560)
Income taxes, net 22,247 13,609 25,294
NET INCOME 30,312 20,109 36,984
Basic earnings per common share $ 0.76 $ 0.51 $ 0.95
Weighted average common shares outstanding - Basic 39,614 39,184 39,113
Fully diluted earnings per common share $ 0.75 $ 0.50 $ 0.91
Weighted average common shares outstanding - Diluted 40,616 40,442 40,579
Cash dividend declared per common share $ 0.46 $ 0.32 $ 0.32
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME      
Net income 30,312 20,109 36,984
Change in net unrealized gains (losses) on investments, net of tax     (564)
Comprehensive Income $ 30,312 $ 20,109 $ 36,420