XML 34 R71.htm IDEA: XBRL DOCUMENT v2.4.1.9
Long-Term Debt - Additional Information (Detail) (USD $)
12 Months Ended 0 Months Ended 1 Months Ended 12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Mar. 29, 2013
Jun. 30, 2008
Dec. 31, 2007
Nov. 09, 2006
May 23, 2013
Debt Instrument [Line Items]                
Statutory capital and surplus $ 200,200,000us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance              
Principal repayments of Surplus Note 1,500,000us-gaap_DebtInstrumentPeriodicPaymentPrincipal 1,500,000us-gaap_DebtInstrumentPeriodicPaymentPrincipal 1,500,000us-gaap_DebtInstrumentPeriodicPaymentPrincipal          
Surplus during the term of surplus note 50,000,000uve_MinimumSurplusAmountUnderAmendedAgreement              
Amortization of discount 840,000us-gaap_AmortizationOfDebtDiscountPremium 601,000us-gaap_AmortizationOfDebtDiscountPremium            
Interest Expense 1,500,000us-gaap_InterestExpense 1,200,000us-gaap_InterestExpense 414,000us-gaap_InterestExpense          
Revolving Line of Credit [Member] | Deutsche Bank [Member]                
Debt Instrument [Line Items]                
Unsecured line of credit, maximum borrowing capacity       10,000,000us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
/ us-gaap_CreditFacilityAxis
= us-gaap_RevolvingCreditFacilityMember
/ us-gaap_LineOfCreditFacilityAxis
= uve_DeutscheBankMember
       
DB loan, maturity date       Mar. 27, 2015        
DB loan, Interest rate LIBOR plus a margin of 5.50% or Deutsche Bank’s prime rate plus a margin of 3.50%              
Basis spread on LIBOR rate       5.50%uve_LineOfCreditFacilityLiborBasisSpreadOnVariableRate
/ us-gaap_CreditFacilityAxis
= us-gaap_RevolvingCreditFacilityMember
/ us-gaap_LineOfCreditFacilityAxis
= uve_DeutscheBankMember
       
Basis spread on Prime rate       3.50%uve_LineOfCreditFacilityPrimeBasisSpreadOnVariableRate
/ us-gaap_CreditFacilityAxis
= us-gaap_RevolvingCreditFacilityMember
/ us-gaap_LineOfCreditFacilityAxis
= uve_DeutscheBankMember
       
Unsecured line of credit, amount drawn 0us-gaap_LineOfCredit
/ us-gaap_CreditFacilityAxis
= us-gaap_RevolvingCreditFacilityMember
/ us-gaap_LineOfCreditFacilityAxis
= uve_DeutscheBankMember
             
Surplus Note [Member]                
Debt Instrument [Line Items]                
Long-term debt surplus 17,300,000us-gaap_LongTermNotesPayable
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
18,800,000us-gaap_LongTermNotesPayable
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
           
Unsecured term loan agreement             25,000,000us-gaap_DebtInstrumentFaceAmount
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
 
Surplus note maturity date Dec. 31, 2026              
Effective interest rate 2.73%us-gaap_DebtInstrumentInterestRateEffectivePercentage
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
2.21%us-gaap_DebtInstrumentInterestRateEffectivePercentage
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
1.96%us-gaap_DebtInstrumentInterestRateEffectivePercentage
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
         
Principal repayments of Surplus Note 368,000us-gaap_DebtInstrumentPeriodicPaymentPrincipal
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
             
Maturity year of debt instrument through 2026              
Interest rate increased basis point           4.50%us-gaap_DebtInstrumentInterestRateIncreaseDecrease
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
   
Decrease in additional interest rate         4.50%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
     
Basis point from decrease in additional interest rate         0.25%uve_DebtInstrumentDecreasedBasisSpreadOnVariableRate
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
     
Drops below a net written premium to surplus ratio 100.00%uve_WrittenPremiumRatioToSurplusNet
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
             
Gross written premium to surplus ratio 300.00%uve_WrittenPremiumRatioToSurplusGross
/ us-gaap_LongtermDebtTypeAxis
= uve_SurplusNoteMember
             
Surplus Note [Member] | Hurricane [Member]                
Debt Instrument [Line Items]                
Surplus and Reinsurance sufficient to cover in excess of UPCIC probable maximum loss 1-in-100 year              
Term Loan [Member]                
Debt Instrument [Line Items]                
Term Loan, net of unamortized discount 13,330,000us-gaap_LongTermLoansPayable
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
18,490,000us-gaap_LongTermLoansPayable
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
           
Unsecured term loan agreement 14,000,000us-gaap_DebtInstrumentFaceAmount
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
20,000,000us-gaap_DebtInstrumentFaceAmount
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
          20,000,000us-gaap_DebtInstrumentFaceAmount
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
Surplus note maturity date May 23, 2016              
Effective interest rate 5.99%us-gaap_DebtInstrumentInterestRateEffectivePercentage
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
             
Stated interest rate on Term Loan 0.50%us-gaap_DebtInstrumentInterestRateStatedPercentage
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
             
Number of installments 3uve_NumberOfInstallments
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
             
Term Loan is amortized 3 years              
Amortization of discount $ 840,000us-gaap_AmortizationOfDebtDiscountPremium
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember
$ 601,000us-gaap_AmortizationOfDebtDiscountPremium
/ us-gaap_LongtermDebtTypeAxis
= uve_TermLoanMember