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CONDENSED CONSOLIDATED BALANCE SHEETS (unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
ASSETS    
Cash and cash equivalents $ 182,311us-gaap_CashAndCashEquivalentsAtCarryingValue $ 115,397us-gaap_CashAndCashEquivalentsAtCarryingValue
Restricted cash and cash equivalents 2,635us-gaap_RestrictedCashAndCashEquivalents 2,635us-gaap_RestrictedCashAndCashEquivalents
Fixed maturities, at fair value 347,912us-gaap_AvailableForSaleSecuritiesDebtSecurities 353,949us-gaap_AvailableForSaleSecuritiesDebtSecurities
Equity securities, at fair value 21,396us-gaap_AvailableForSaleSecuritiesEquitySecurities 19,642us-gaap_AvailableForSaleSecuritiesEquitySecurities
Short-term investments, at fair value 37,506us-gaap_ShortTermInvestments 49,990us-gaap_ShortTermInvestments
Prepaid reinsurance premiums 194,691us-gaap_PrepaidReinsurancePremiums 190,505us-gaap_PrepaidReinsurancePremiums
Reinsurance recoverable 51,366us-gaap_ReinsuranceRecoverables 55,187us-gaap_ReinsuranceRecoverables
Reinsurance receivable, net 4,297us-gaap_ReinsuranceReceivablesPaidLossesRecoverable 7,468us-gaap_ReinsuranceReceivablesPaidLossesRecoverable
Premiums receivable, net 55,033us-gaap_PremiumsReceivableAtCarryingValue 50,987us-gaap_PremiumsReceivableAtCarryingValue
Other receivables 3,284us-gaap_OtherReceivables 2,763us-gaap_OtherReceivables
Property and equipment, net 21,153us-gaap_PropertyPlantAndEquipmentNet 17,254us-gaap_PropertyPlantAndEquipmentNet
Deferred policy acquisition costs, net 26,195us-gaap_DeferredPolicyAcquisitionCosts 25,660us-gaap_DeferredPolicyAcquisitionCosts
Income taxes recoverable   5,675us-gaap_IncomeTaxReceivable
Deferred income tax asset, net 11,717us-gaap_DeferredTaxAssetsLiabilitiesNet 11,850us-gaap_DeferredTaxAssetsLiabilitiesNet
Other assets 7,661us-gaap_OtherAssets 2,812us-gaap_OtherAssets
Total assets 967,157us-gaap_Assets 911,774us-gaap_Assets
LIABILITIES:    
Unpaid losses and loss adjustment expenses 125,161us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense 134,353us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense
Unearned premiums 410,683us-gaap_UnearnedPremiums 395,748us-gaap_UnearnedPremiums
Advance premium 22,185us-gaap_DepositContractsLiabilities 17,919us-gaap_DepositContractsLiabilities
Accounts payable 2,472us-gaap_AccountsPayableCurrentAndNoncurrent 4,121us-gaap_AccountsPayableCurrentAndNoncurrent
Book overdraft 7,478uve_BookOverdraft 5,924uve_BookOverdraft
Reinsurance payable, net 91,258us-gaap_ReinsurancePayable 66,066us-gaap_ReinsurancePayable
Income taxes payable 6,681us-gaap_AccruedIncomeTaxes 1,799us-gaap_AccruedIncomeTaxes
Other liabilities and accrued expenses 27,505us-gaap_OtherAccruedLiabilitiesCurrentAndNoncurrent 36,318us-gaap_OtherAccruedLiabilitiesCurrentAndNoncurrent
Long-term debt 31,813us-gaap_LongTermDebt 30,610us-gaap_LongTermDebt
Total liabilities 725,236us-gaap_Liabilities 692,858us-gaap_Liabilities
Commitments and Contingencies (Note 12)      
Contingently redeemable common stock Issued shares - 0 and 1000, Outstanding shares - 0 and 1000   19,000us-gaap_TemporaryEquityCarryingAmountAttributableToParent
STOCKHOLDERS' EQUITY:    
Cumulative convertible preferred stock, $.01 par value Authorized shares - 1,000 Issued shares - 12 and 12 Outstanding shares - 12 and 12 Minimum liquidation preference, $8.49 and $8.49 per share      
Common stock, $.01 par value Authorized shares - 55,000 Issued shares - 45,224 and 43,769 Outstanding shares - 35,557 and 34,102 452us-gaap_CommonStockValue 448us-gaap_CommonStockValue
Treasury shares, at cost - 9,667 and 9,667 (62,153)us-gaap_TreasuryStockValue (62,153)us-gaap_TreasuryStockValue
Additional paid-in capital 63,700us-gaap_AdditionalPaidInCapital 40,987us-gaap_AdditionalPaidInCapital
Accumulated other comprehensive income (loss), net of taxes (638)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (1,835)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 240,560us-gaap_RetainedEarningsAccumulatedDeficit 222,469us-gaap_RetainedEarningsAccumulatedDeficit
Total stockholders' equity 241,921us-gaap_StockholdersEquity 199,916us-gaap_StockholdersEquity
Total liabilities, contingently redeemable common stock and stockholders' equity $ 967,157us-gaap_LiabilitiesAndStockholdersEquity $ 911,774us-gaap_LiabilitiesAndStockholdersEquity