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Insurance Operations (Tables)
12 Months Ended
Dec. 31, 2018
Insurance [Abstract]  
Beginning and Ending Balances and Changes in DPAC, Net of DRCC The following table presents the beginning and ending balances and the changes in DPAC for the periods presented (in thousands):
 
 
 
Years Ended December 31,
 
 
2018
 
2017
 
2016
DPAC, beginning of year
 
$
73,059

 
$
64,912

 
$
60,019

Capitalized Costs
 
174,814

 
144,849

 
130,243

Amortization of DPAC
 
(163,187
)
 
(136,702
)
 
(125,350
)
DPAC, end of year
 
$
84,686

 
$
73,059

 
$
64,912

Statutory Capital and Surplus, and an Amount Representing Ten Percent of Total Liabilities for both UPCIC and APPCIC The following table presents the amount of capital and surplus calculated in accordance with statutory accounting principles, which differ from U.S. GAAP, and an amount representing ten percent of total liabilities for both UPCIC and APPCIC as of the dates presented (in thousands):
 
 
 
As of December 31,
 
 
2018
 
2017
Ten percent of total liabilities
 
 
 
 
UPCIC
 
$
90,610

 
$
72,633

APPCIC
 
$
489

 
$
572

Statutory capital and surplus
 
 
 
 
UPCIC
 
$
291,438

 
$
307,686

APPCIC
 
$
15,973

 
$
16,633

Combined Net Income (Loss) For UPCIC and APPCIC The following table summarizes combined net income (loss) for UPCIC and APPCIC determined in accordance with statutory accounting practices for the periods presented (in thousands):

 
 
Years Ended December 31,
 
 
2018
 
2017
 
2016
Combined net income (loss)
 
$
3,118

 
$
35,650

 
$
58,194

Capital Contributions Made by UVE Through UVECF, the Insurance Entities’ parent company, UVE made capital contributions for the periods presented (in thousands):
 
 
 
Years Ended December 31,
 
 
2018
 
2017
 
2016*
Capital Contributions
 
$

 
$

 
$
2,000

Assets Held by Insurance Regulators The Insurance Entities are required by various state laws and regulations to maintain certain assets in depository accounts. The following table represents assets held by insurance regulators as of the dates presented (in thousands):
 
 
 
As of December 31,
 
 
2018
 
2017
Restricted cash and cash equivalents
 
$
2,635

 
$
2,635

Investments
 
$
3,876

 
$
3,910