<SEC-DOCUMENT>0000891166-21-000080.txt : 20211027
<SEC-HEADER>0000891166-21-000080.hdr.sgml : 20211027
<ACCEPTANCE-DATETIME>20211027162851
ACCESSION NUMBER:		0000891166-21-000080
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20211027
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20211027
DATE AS OF CHANGE:		20211027

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNIVERSAL INSURANCE HOLDINGS, INC.
		CENTRAL INDEX KEY:			0000891166
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				650231984
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33251
		FILM NUMBER:		211353350

	BUSINESS ADDRESS:	
		STREET 1:		1110 W. COMMERCIAL BLVD.
		STREET 2:		SUITE 100
		CITY:			FORT LAUDERDALE
		STATE:			FL
		ZIP:			33309
		BUSINESS PHONE:		954-958-1200

	MAIL ADDRESS:	
		STREET 1:		1110 W. COMMERCIAL BLVD.
		STREET 2:		SUITE 100
		CITY:			FORT LAUDERDALE
		STATE:			FL
		ZIP:			33309

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIVERSAL INSURANCE HOLDINGS INC
		DATE OF NAME CHANGE:	20010330

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIVERSAL HEIGHTS INC
		DATE OF NAME CHANGE:	19950817
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>uve-20211027.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2021 Workiva--><!--r:124f1df6-2d12-4f37-bdd7-6e9354ad0a4b,g:d1c378b8-383d-43e3-b634-c912639f0423,d:712dc1745edc407c9739a53321bc8f83--><html xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns="http://www.w3.org/1999/xhtml" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>uve-20211027</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M180L2ZyYWc6Zjc2MGE4ZjU3NGY2NDczMGExNmFkMzkyODgxZWFiYTIvdGFibGU6OWE5NDQ2YTlkMDUwNDU0ZmE1NjRjOGU2OTJkN2Y4YmIvdGFibGVyYW5nZTo5YTk0NDZhOWQwNTA0NTRmYTU2NGM4ZTY5MmQ3ZjhiYl8yLTEtMS0xLTA_d2a66b47-5ec3-4691-b25f-d45b21b12506">0000891166</ix:nonNumeric><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:AmendmentFlag" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M180L2ZyYWc6Zjc2MGE4ZjU3NGY2NDczMGExNmFkMzkyODgxZWFiYTIvdGFibGU6OWE5NDQ2YTlkMDUwNDU0ZmE1NjRjOGU2OTJkN2Y4YmIvdGFibGVyYW5nZTo5YTk0NDZhOWQwNTA0NTRmYTU2NGM4ZTY5MmQ3ZjhiYl81LTEtMS0xLTA_a9c6162c-a56b-4096-970b-789d704b3797">false</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="uve-20211027.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000891166</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-10-27</xbrli:startDate><xbrli:endDate>2021-10-27</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i712dc1745edc407c9739a53321bc8f83_1"></div><div style="min-height:42.75pt;width:100%"><div style="-sec-extract:summary;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div></div><div style="-sec-extract:summary;margin-top:4pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:100%">WASHINGTON, DC 20549</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:8pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:400;line-height:120%">&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">FORM&#160;<ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUz_ed56bfa1-09d8-45e6-b75f-f4de47f2386f">8-K</ix:nonNumeric> </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PURSUANT TO SECTION 13 OR 15(d)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">OF THE SECURITIES EXCHANGE ACT OF 1934</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Date of Report (Date of earliest event reported): <ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt:date-monthname-day-year-en" name="dei:DocumentPeriodEndDate" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMjU_3316b540-5f9a-4062-95d2-be2e84f9d65b">October 27, 2021</ix:nonNumeric> </span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><img src="uve-20211027_g1.jpg" alt="uve-20211027_g1.jpg" style="height:82px;margin-bottom:5pt;vertical-align:text-bottom;width:200px"/></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUw_0e6b6e36-261a-422b-9a18-b66c3407ca24">Universal Insurance Holdings, Inc.</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.953%"><tr><td style="width:1.0%"></td><td style="width:27.705%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.601%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.213%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.188%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.693%"></td><td style="width:0.1%"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NDMyNTAwNDAyMWZiNGY3ZDk3YzM3OTcwY2QwMGFkNDAvdGFibGVyYW5nZTo0MzI1MDA0MDIxZmI0ZjdkOTdjMzc5NzBjZDAwYWQ0MF8xLTAtMS0xLTA_705548ad-d844-4b1f-86d9-e45f4da1d352">Delaware</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NDMyNTAwNDAyMWZiNGY3ZDk3YzM3OTcwY2QwMGFkNDAvdGFibGVyYW5nZTo0MzI1MDA0MDIxZmI0ZjdkOTdjMzc5NzBjZDAwYWQ0MF8xLTItMS0xLTA_59a29600-2e25-4da6-9efd-721ebed92b59">001-33251</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NDMyNTAwNDAyMWZiNGY3ZDk3YzM3OTcwY2QwMGFkNDAvdGFibGVyYW5nZTo0MzI1MDA0MDIxZmI0ZjdkOTdjMzc5NzBjZDAwYWQ0MF8xLTQtMS0xLTA_9d0676d1-861a-4cbe-81eb-6048f1a6ed9d">65-0231984</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(State or other jurisdiction<br/>of incorporation)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(Commission<br/>File Number)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(IRS Employer<br/>Identification No.)</span></td></tr></table></div><div style="margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU0_a2b278ef-2b78-4029-a06b-cf18bf6d8225">1110 W. Commercial Blvd.</ix:nonNumeric>, <ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU1_0c25479d-fbce-4203-9688-685229e43510">Fort Lauderdale</ix:nonNumeric>, <ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU2_2e83cad9-4f9d-4dea-a6b8-dcdebd7b6991">Florida</ix:nonNumeric> <ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUx_8763df4e-6e4d-4104-9e50-dc85acaba05c">33309</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Address of Principal Executive Offices) (Zip Code)</span></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Registrant&#8217;s telephone number, including area code: (<ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUy_b1476a0e-55f6-4b37-b498-55170cc8c633">954</ix:nonNumeric>)&#160;<ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU3_baa6256f-532e-4f0f-ab23-59eecc404ade">958-1200</ix:nonNumeric></span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.636%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.511%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form&#160;8-K&#160;filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NzgwNmYwZDQ5M2MwNDEzOGFkNjRjNzhiY2JlM2UyMjYvdGFibGVyYW5nZTo3ODA2ZjBkNDkzYzA0MTM4YWQ2NGM3OGJjYmUzZTIyNl8wLTAtMS0xLTA_b2e2435c-16cb-4386-b509-8b5927179bc1">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NzdiNzNhNzYxMjU1NDczNmE0YjVlYTZiMjllZjFmZmYvdGFibGVyYW5nZTo3N2I3M2E3NjEyNTU0NzM2YTRiNWVhNmIyOWVmMWZmZl8wLTAtMS0xLTA_681ff0f4-5833-41b7-b5c8-998a3a9f5e9f">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Soliciting material pursuant to Rule&#160;14a-12&#160;under the Exchange Act (17 CFR&#160;240.14a-12)</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6N2YxNTExNGVmZmM4NDIxODhhZjJkN2Q4ODc0N2M0MTkvdGFibGVyYW5nZTo3ZjE1MTE0ZWZmYzg0MjE4OGFmMmQ3ZDg4NzQ3YzQxOV8wLTAtMS0xLTA_b14393ff-1c3d-47a9-b4b5-5f8c7f8bb671">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement&#160;communications pursuant to Rule&#160;14d-2(b)&#160;under the Exchange Act (17 CFR&#160;240.14d-2(b))</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6MTdjNWNiMmMzZjI1NGJlY2JhNGJiNWRlNWUzZTQ1OTMvdGFibGVyYW5nZToxN2M1Y2IyYzNmMjU0YmVjYmE0YmI1ZGU1ZTNlNDU5M18wLTAtMS0xLTA_e87568d6-170e-4b66-bf7f-1f00bc624406">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement&#160;communications pursuant to Rule&#160;13e-4(c)&#160;under the Exchange Act (17 CFR&#160;240.13e-4(c))</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:32.477%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.427%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:44.796%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Title of each class</span></td><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Trading Symbol(s)</span></td><td colspan="3" style="border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6ODE5N2ZhZWI5ZWEwNDgwZmE0NjRlODIzMjc1NGM2MzcvdGFibGVyYW5nZTo4MTk3ZmFlYjllYTA0ODBmYTQ2NGU4MjMyNzU0YzYzN18xLTAtMS0xLTA_2ac486b1-6c1f-47f8-98fb-5a846886f4c6">Common Stock, $0.01 Par Value</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6ODE5N2ZhZWI5ZWEwNDgwZmE0NjRlODIzMjc1NGM2MzcvdGFibGVyYW5nZTo4MTk3ZmFlYjllYTA0ODBmYTQ2NGU4MjMyNzU0YzYzN18xLTEtMS0xLTA_e55049b2-9438-4457-a09e-bbbcfc66c857">UVE</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6ODE5N2ZhZWI5ZWEwNDgwZmE0NjRlODIzMjc1NGM2MzcvdGFibGVyYW5nZTo4MTk3ZmFlYjllYTA0ODBmYTQ2NGU4MjMyNzU0YzYzN18xLTItMS0xLTA_a51e5db7-8e58-4660-b47b-a39ba262f28a">New York Stock Exchange</ix:nonNumeric> </span></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule&#160;12b-2&#160;of the Securities Exchange Act of 1934 (&#167;&#160;240.12b-2 of this chapter).</span></div><div style="margin-top:12pt;padding-left:360pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU4_bd5bf912-9fc9-4a6b-9d6d-b8cd7f9519ef">&#9744;</ix:nonNumeric> </span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:10.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:87.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Item&#160;2.02</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%;text-decoration:underline">Results of Operations and Financial Condition</span></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:174%">On October 27, 2021, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter ended September&#160;30, 2021. A copy of the press release is attached hereto as Exhibit 99.1.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:174%">The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed &#8220;filed&#8221; for purposes of Section&#160;18 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:10.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:87.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Item&#160;9.01</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%;text-decoration:underline">Financial Statements and Exhibits</span></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(d) Exhibits:</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.099%"><tr><td style="width:1.0%"></td><td style="width:16.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.588%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:79.974%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Exhibit Number</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Description</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm">99.1</a></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm">Press Release dated </a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm">Octob</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm">er</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm"> 2</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm">7</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a3q21uveex-991xearningspre.htm">, 2021.</a></span></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).</span></div></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">SIGNATURES</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:30.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.996%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.145%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.974%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.952%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.556%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.952%"></td><td style="width:0.1%"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date:  October 27, 2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">UNIVERSAL INSURANCE HOLDINGS, INC.</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Frank C. Wilcox</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Name:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Frank C. Wilcox</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Title:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Chief Financial Officer</span></td></tr></table></div><div><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a3q21uveex-991xearningspre.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2021 Workiva -->
<title>Document</title></head><body><div id="i4cbc74bc514448cf97750e95093caaaf_1"></div><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="margin-bottom:6pt;text-align:right"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:130%">Exhibit 99.1</font></div><div style="margin-bottom:6pt;text-align:center"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:15pt;font-weight:700;line-height:130%">Universal Insurance Holdings Reports Third Quarter 2021 Results</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">3Q21 direct premiums earned up 15.0% driven by primary rate increases earning-in</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">3Q21 diluted GAAP earnings per share (&#8220;EPS&#8221;) of $0.64, non-GAAP adjusted EPS</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:160%;position:relative;top:-3.67pt;vertical-align:baseline">1</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%"> of $0.63</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">3Q21 </font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">combined ratio of 98.6%</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">3Q21 </font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">annualized return on average equity of 16.4%</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:112%">&#8226;</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:112%;padding-left:14.33pt">Florida primary average rate increase of 14.9% for UPCIC approved during 3Q21</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:160%;position:relative;top:-3.15pt;vertical-align:baseline">1</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:160%"> Excludes net realized and unrealized gains and losses on investments as well as any extraordinary reinstatement premiums and associated commissions (&#8220;non-GAAP adjusted EPS&#8221;). Reconciliations of GAAP to non-GAAP financial measures are provided in the attached tables.</font></div><div style="padding-left:36pt"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Fort Lauderdale, Fla., October 27, 2021 &#8211;</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> Universal Insurance Holdings (NYSE&#58; UVE) (the &#8220;Company&#8221;) reported 2021 third quarter diluted EPS of $0.64 on a GAAP basis and </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">$0.63</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> on a non-GAAP</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:140%;position:relative;top:-3.67pt;vertical-align:baseline">1</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> adjusted basis. Quarterly direct premiums earned were up </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">15.0%</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> from the year-ago quarter to $410.6 million</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">, with an a</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">nnualized return on average equity of 16.4%. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#8220;Our third quarter results demonstrate continued execution of our multi-year strategic priorities, including disciplined growth and operational improvements,&#8221; said Stephen J. Donaghy, Chief Executive Officer. &#8220;Our direct premiums earned growth of 15.0% in the third quarter was primarily driven by primary rate increases in Florida earning through the book. We have now filed for more than 34% in primary rate increases in Florida over the past 18 months, while simultaneously continuing to shape our underwriting risks with total policies-in-force relatively flat year-over-year. Our business expenses were lower from continued expense management controls, including lower agency commissions and employee productivity gains, in addition to lower executive compensation accruals. These results were highlighted by a 16.4% annualized return on average equity in the quarter.&#8221;</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">1</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Summary Financial Results</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.872%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.761%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.761%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.761%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.900%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.900%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.903%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">($thousands, except per share data)</font></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Three Months Ended September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Nine Months Ended September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Change</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Change </font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(GAAP comparison)</font></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Total revenue</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">287,254&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">311,665&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(7.8)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">829,192&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">799,644&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income (loss) before income taxes</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">26,464&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(3,792)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">92,874&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">51,230&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">81.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income (loss) before income taxes margin</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(1.2)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">11.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">6.4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Diluted EPS</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.64&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(0.10)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2.19&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.14&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">92.1&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Annualized return on average equity (ROE)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">16.4&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(2.5)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">19.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Book value per share, end of period</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.86&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.15&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.86&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.15&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(Non-GAAP comparison) </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.52pt;font-weight:400;line-height:100%;position:relative;top:-2.97pt;vertical-align:baseline">2</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted operating income</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">25,943&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(59,594)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">90,638&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(817)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted EPS</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.63&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(1.43)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2.13&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(0.08)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">NM</font></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="39" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:140%;position:relative;top:-3.15pt;vertical-align:baseline">2 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Reconciliation of GAAP to non-GAAP financial measures are provided in the attached tables. Adjusted operating income excludes net realized and unrealized gains and losses on investments, interest expense, and any extraordinary reinstatement premiums and associated commissions. Non-GAAP adjusted EPS excludes net realized and unrealized gains and losses on investments, as well as extraordinary reinstatement premiums and associated commissions.  </font></div></td></tr><tr><td colspan="39" style="background-color:#ffffff;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:140%">NM &#61; Not Meaningful</font></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Total revenue declined 7.8% for the quarter, driven primarily by the realized gain on investments of $53.8 million in the third quarter of the prior year, versus a $4.3 million realized gain in the current quarter. Total revenue for the quarter benefited from continued primary rate increases earning through the book as policies renew. GAAP diluted EPS and non-GAAP adjusted EPS results for the quarter were driven primarily by a lower impact from weather events and lower prior years&#8217; development when compared to the prior year&#8217;s quarter, partially offset by the impact of current year strengthening. The Company produced an annualized return on average equity of </font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">16.4%</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Underwriting</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.455%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.622%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.629%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">($thousands, except policies in force)</font></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Three Months Ended September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Nine Months Ended September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Change</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Policies in force (as of end of period)</font></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">967,821&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">965,462&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.2&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">967,821&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">965,462&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.2&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Premiums in force (as of end of period)</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,649,546&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,459,971&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">13.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,649,546&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,459,971&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">13.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Direct premiums written</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">432,984&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">409,418&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">5.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,271,925&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,148,656&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Direct premiums earned</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">410,621&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">357,208&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,178,801&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,020,798&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.5&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net premiums earned</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">264,654&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">234,191&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">13.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">764,131&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">681,390&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">12.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Expense ratio </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.52pt;font-weight:400;line-height:100%;position:relative;top:-2.97pt;vertical-align:baseline">3</font></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">27.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">32.9&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(5.2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">31.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">32.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(1.7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Loss &#38; LAE ratio</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">70.9&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">101.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(30.9)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">65.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">77.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(11.7)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Combined ratio</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">98.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">134.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(36.1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">96.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">109.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(13.4)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">3 </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Expense ratio excludes interest expense.</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Direct premiums earned were up 15.0% for the quarter, led by primary rate increases in Florida and other states, while policies-in-force remained relatively flat.</font></div><div style="text-align:justify"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">2</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">On the expense side, the combined ratio improved 36.1 points for the quarter. The improvement was driven primarily by decreased weather events and lower prior years&#8217; reserve development, in addition to business expense management, partially offset by current year strengthening and higher reinsurance costs impact on the ratio.</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#8226;</font><font style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%;padding-left:14.33pt">The expense ratio improved 3.7 points</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> on a </font><font style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">direct premiums earned basis due to continued focus on operating efficiencies. On a net basis, the expense ratio improved 5.2 points for the quarter</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%;padding-left:14.33pt">The net loss and LAE ratio improved 30.9 points for the quarter. Quarterly</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">drivers include&#58;</font></div><div style="padding-left:58.5pt;text-align:justify"><font><br></font></div><div style="padding-left:58.5pt;text-align:justify;text-indent:-11.25pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#9702;</font><font style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%;padding-left:7.53pt">A 29.0 point net improvement related to weather events being within the plan.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:58.5pt;text-align:justify;text-indent:-11.25pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#9702;</font><font style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%;padding-left:7.53pt">Adverse prior year&#8217;s reserve development of $11.5 million ($30.1 million in 3Q20) resulted in an 8.5 point net improvement for the quarter. Net adverse development in the current quarter was driven primarily by continued adjusting and settlement of Hurricane Irma and non-CAT claims on accident years prior to 2020.</font></div><div style="padding-left:58.5pt;text-align:justify"><font><br></font></div><div style="padding-left:58.5pt;text-align:justify;text-indent:-11.25pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#9702;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%;padding-left:7.53pt">Core losses of $176.1 million for the quarter ($140.4 million in 3Q20) resulted in a 3.6 point increase on a direct premium earned basis, </font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">d</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">riven by current year strengthening. On a net basis, core losses increased 6.6 points for the quarter.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Services</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:36.122%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.622%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.622%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.622%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.622%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.622%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.626%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">($thousands)</font></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Three Months Ended September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Nine Months Ended September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Change </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Change </font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Commission revenue</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">11,418&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">8,997&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">26.9&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">30,404&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23,770&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">27.9&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Policy fees</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5,859&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">6,167&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(5.0)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">17,821&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">18,253&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(2.4)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Other revenue</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,966&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,935&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1.6&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5,862&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">6,529&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(10.2)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">19,243&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">17,099&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">12.5&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">54,087&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">48,552&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">11.4&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Total services revenue increased 12.5% for the quarter. The increase was primarily driven by commission revenue earned on ceded premiums, partially offset by lower policy fees.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Investments</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.694%"><tr><td style="width:1.0%"></td><td style="width:33.878%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.769%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.380%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.769%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.380%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.769%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.961%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.769%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.769%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.773%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">($thousands)</font></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Three Months Ended September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Nine Months Ended September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Change </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Change </font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Net investment income</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,797&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,557&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(38.6)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">8,641&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">17,570&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(50.8)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Realized gains (losses)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,319&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">53,827&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(92.0)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5,357&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">54,294&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(90.1)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Unrealized gains (losses)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3,759)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,991&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">NM</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3,024)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(2,162)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">39.9&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="39" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">NM &#61; Not Meaningful</font></td></tr></table></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Net investment income decreased 38.6% for the quarter as well as a significant decline in realized gains when compared to the prior year&#8217;s quarter. Both decreases are the result of the sale, and subsequent reinvestment at lower yields, of a majority of securities in the portfolio that were in an unrealized gain position in the third and fourth quarters of 2020 to recognize the fair value benefits in surplus.</font></div><div style="text-align:justify"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Capital Deployment</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">During the third quarter, the Company repurchased approximately 101 thousand shares at an aggregate cost of $1.4 million. The Company&#8217;s current share repurchase authorization program has $17.8 million remaining as of September 30, 2021 and runs through November 3, 2022.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">On July 19, 2021, the Board of Directors declared a quarterly cash dividend of 16 cents per share of common stock, which was paid on August 9, 2021, to shareholders of record as of the close of business on August 2, 2021. </font></div><div style="text-align:justify"><font><br></font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Guidance</font></div><div><font><br></font></div><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The Company is maintaining its guidance for 2021 (assuming no further extraordinary weather events and no realized or unrealized gains in 2021)&#58;</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">GAAP and Non-GAAP Adjusted EPS in a range of $2.75 - $3.00 </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Annualized return on average equity in a range of 17.0% - 19.0%</font></div><div><font><br></font></div><div><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Conference Call and Webcast</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Thursday, October 28, 2021 at 9&#58;00 a.m. ET</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">U.S. Dial-in Number&#58; (855) 752-6647</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">International&#58; (503) 343-6667</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Participant code&#58; 3793583  </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Listen to live webcast&#58; UniversalInsuranceHoldings.com</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Replay of the call will be available on the UVE website and by phone at (855) 859-2056 or internationally at (404) 537-3406 using the participant code&#58; 3793583 through November 12, 2021</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">About Universal Insurance Holdings, Inc.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Universal Insurance Holdings (UVE) is a holding company offering property and casualty insurance and value-added insurance services. We develop, market, and write insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for our primary insurance entities, including risk management, claims management and distribution. We sell insurance products through both our appointed independent agents and through our direct online distribution channels in the United States across 19 states (primarily Florida). Learn more at UniversalInsuranceHoldings.com.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Non-GAAP Financial Measures and Key Performance Indicators</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">This press release contains non-GAAP financial measures within the meaning of Regulation G promulgated by the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;), including adjusted earnings per diluted share, which excludes the impact of the net realized and unrealized gains and losses on investments as well as any extraordinary reinstatement premiums and associated commissions. Extraordinary reinstatement premiums are not covered by </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">4</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">reinstatement premium protection and attach just below the Florida Hurricane Catastrophe Fund (&#8220;FHCF&#8221;) reinsurance layer. Adjusted operating income excludes the impact of the net realized and unrealized gains and losses on investments, as well as interest expense and any extraordinary reinstatement premiums and associated commissions. A &#8220;non-GAAP financial measure&#8221; is generally defined as a numerical measure of a company&#8217;s historical or future performance that excludes or includes amounts, or is subject to adjustments, so as to be different from the most directly comparable measure calculated and presented in accordance with generally accepted accounting principles (&#8220;GAAP&#8221;). UVE management believes that these non-GAAP financial measures, when considered together with the GAAP financial measures, provide information that is useful to investors in understanding period-over-period operating results separate and apart from items that may, or could, have a disproportionately positive or negative impact on results in any particular period. UVE management also believes that these non-GAAP financial measures enhance the ability of investors to analyze UVE&#8217;s business trends and to understand UVE&#8217;s performance. UVE&#8217;s management utilizes these non-GAAP financial measures as guides in long-term planning. Non-GAAP financial measures should be considered in addition to, and not as a substitute for or superior to, financial measures presented in accordance with GAAP. For more information regarding our key performance indicators, please refer to the section titled &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Key Performance Indicators&#8221; in our forthcoming Quarterly Report on Form 10-Q for the quarter ended September 30, 2021.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Forward-Looking Statements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">This press release may contain &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995. The words &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;will,&#8221; &#8220;plan,&#8221; and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. Such statements may include commentary on plans, products and lines of business, marketing arrangements, reinsurance programs and other business developments and assumptions relating to the foregoing. Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified, including those risks and uncertainties described under the heading &#8220;Risk Factors&#8221; and &#8220;Liquidity and Capital Resources&#8221; in our 2020 Annual Report on Form 10-K, and supplemented in our subsequent Quarterly Reports on Form 10-Q. Future results could differ materially from those described, and the Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. For further information regarding risk factors that could affect the Company&#8217;s operations and future results, refer to the Company&#8217;s reports filed with the Securities and Exchange Commission, including the Company&#8217;s Annual Report on Form 10-K and the most recent quarterly reports on Form 10-Q.</font></div><div><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Investor Relations Contact&#58;</font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Rob Luther,</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> 954-958-1200 ext. 6750</font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">VP, Corporate Development, Strategy &#38; IR</font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">rluther&#64;universalproperty.com  </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Media Relations Contact&#58;</font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Andy Brimmer &#47; Mahmoud Siddig, 212-355-4449</font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Joele Frank, Wilkinson Brimmer Katcher</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">5</font></div></div></div><div id="i4cbc74bc514448cf97750e95093caaaf_4"></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">CONSOLIDATED BALANCE SHEETS (UNAUDITED)</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except per share data)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.055%"><tr><td style="width:1.0%"></td><td style="width:50.691%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.038%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.392%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.785%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.394%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ASSETS&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Invested Assets</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Fixed maturities, at fair value</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,029,157&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">819,861&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Equity securities, at fair value</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">77,099&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">84,887&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Assets held for sale</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">253&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Investment real estate, net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5,934&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">15,176&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;&#160;Total invested assets</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,112,443</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">919,924</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">224,822&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">167,156&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Restricted cash and cash equivalents</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">15,836&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">12,715&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prepaid reinsurance premiums</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">386,466&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">215,723&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reinsurance recoverable</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">134,935&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">160,417&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Premiums receivable, net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">71,132&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">66,883&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Property and equipment, net</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">53,222&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">53,572&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred policy acquisition costs</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">113,979&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">110,614&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,319&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,319&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">28,074&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">49,418&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">TOTAL ASSETS</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,143,228</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,758,741</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">LIABILITIES AND STOCKHOLDERS' EQUITY</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">LIABILITIES&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unpaid losses and loss adjustment expenses</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">212,488&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">322,465&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unearned premiums</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">876,259&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">783,135&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Advance premium</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">71,069&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">49,562&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reinsurance payable, net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">399,905&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10,312&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Debt</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">7,353&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">8,456&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">81,879&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">135,549&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total liabilities</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,648,953</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,309,479</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">STOCKHOLDERS' EQUITY&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cumulative convertible preferred stock ($0.01 par value) </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">4</font></div></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock ($0.01 par value) </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">5</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">470&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">468&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Treasury shares, at cost - 15,797 and 15,680</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(227,115)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(225,506)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additional paid-in capital</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">107,382&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">103,445&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss), net of taxes</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(7,398)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">3,343&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Retained earnings</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">620,936&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">567,512&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total stockholders' equity</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">494,275</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">449,262</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,143,228</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,758,741</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Notes&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">4</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"> Cumulative convertible preferred stock ($0.01 par value)&#58; Authorized - 1,000 shares&#59; Issued - 10 and 10 shares&#59; Outstanding - 10 and 10 shares&#59; Minimum liquidation preference - $9.99 and $9.99 per share.</font></div></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">5</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"> Common stock ($0.01 par value)&#58;  Authorized - 55,000 shares&#59; Issued - 46,964 and 46,817 shares&#59; Outstanding 31,167 and 31,137 shares.</font></div></td></tr></table></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">6</font></div></div></div><div id="i4cbc74bc514448cf97750e95093caaaf_7"></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:51.816%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.455%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.455%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.327%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.327%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.455%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.461%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Nine Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">REVENUES</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net premiums earned</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">264,654&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">234,191&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">764,131&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">681,390&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2,797&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">4,557&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">8,641&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">17,570&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net realized gains&#47;(losses) on investments</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">4,319&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">53,827&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5,357&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">54,294&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net change in unrealized gains&#47;(losses) of equity securities</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(3,759)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,991&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(3,024)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(2,162)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Commission revenue</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11,418&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">8,997&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,404&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">23,770&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Policy fees</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5,859&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6,167&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">17,821&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">18,253&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other revenue</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,966&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,935&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5,862&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6,529&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total revenues</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">287,254&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">311,665&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">829,192&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">799,644&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">EXPENSES</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Losses and loss adjustment expenses</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">187,581&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">238,477&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">498,765&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">524,870&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Policy acquisition costs</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">57,062&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">51,594&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">170,287&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">146,982&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other operating expenses</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">16,108&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">25,370&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">67,169&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">76,477&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Interest expense</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">39&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">16&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">97&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">85&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total expenses</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">260,790&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">315,457&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">736,318&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">748,414&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Income (loss) before income tax expense</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">26,464&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(3,792)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">92,874&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">51,230&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Income tax expense (benefit)</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6,281&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(623)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">24,342&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">14,450&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">NET INCOME (LOSS)</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">20,183&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(3,169)</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">68,532&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">36,780&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div><font><br></font></div><div id="i4cbc74bc514448cf97750e95093caaaf_10"></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">SHARE AND PER SHARE INFORMATION</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except per share data)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.705%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.150%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.150%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.150%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.153%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Nine Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weighted average common shares outstanding - basic</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,247&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,659&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,232&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">32,116&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weighted average common shares outstanding - diluted</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,337&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,659&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,302&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">32,202&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Shares outstanding, end of period</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,167&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,334&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,167&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,334&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Basic earnings (loss) per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.65&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.10)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2.19&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.14&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Diluted earnings (loss) per common share</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.64&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.10)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2.19&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.14&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Cash dividend declared per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.48&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.48&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Book value per share, end of period</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">15.86&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">15.15&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">15.86&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">15.15&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Annualized return on average equity (ROE)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">16.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(2.5)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">19.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">10.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr></table></div><div><font><br></font></div><div id="i4cbc74bc514448cf97750e95093caaaf_13"></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">7</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">SUPPLEMENTARY INFORMATION</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except for Policies In Force data)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.011%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.872%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.872%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.650%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.652%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Nine Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-style:italic;font-weight:700;line-height:100%">Premiums</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Direct premiums written - Florida</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">354,799&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">334,916&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,062,180&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">948,196&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Direct premiums written - Other States</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">78,185&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">74,502&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">209,745&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">200,460&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct premiums written - Total</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">432,984&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">409,418&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,271,925&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,148,656&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct premiums earned</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">410,621&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">357,208&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,178,801&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,020,798&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net premiums earned</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">264,654&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">234,191&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">764,131&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">681,390&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-style:italic;font-weight:700;line-height:100%">Underwriting Ratios - Net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss and loss adjustment expense ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">70.9&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">101.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">65.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">77.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;Policy acquisition cost ratio</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">21.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">22.1&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">22.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">21.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;Other operating expense ratio</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">6</font></div></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6.1&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">10.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">8.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">General and administrative expense ratio</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">6</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">27.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">32.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31.1&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">32.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Combined ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">98.6&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">134.7&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">96.4&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">109.8&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-style:italic;font-weight:700;line-height:100%">Other Items</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(Favorable)&#47;Unfavorable prior year's reserve development</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11,489&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,085&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">17,983&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">34,904&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 5.5pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Points on the loss and loss adjustment expense ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">4.4 pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">12.9&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2.4&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5.1&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr style="height:3pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:4.5pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">6 </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Expense ratio excludes interest expense.</font></div></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:84.583%"><tr><td style="width:1.0%"></td><td style="width:53.908%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.456%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.739%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.456%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.741%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">September 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Policies in force</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Florida</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">716,767&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">715,130&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other States</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">251,054&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">250,332&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">967,821&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">965,462&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums in force</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Florida</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,371,760&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,202,318&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other States</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">277,786&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">257,653&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,649,546&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,459,971&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total Insured Value</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Florida</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">204,334,645&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">185,382,817&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other States</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">114,992,734&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">105,432,408&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">319,327,379&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">290,815,225&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">8</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="margin-top:3pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.305%"><tr><td style="width:1.0%"></td><td style="width:34.246%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.651%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.472%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.651%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.472%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.651%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.477%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended September 30, 2021</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Ceded</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums earned</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">410,621&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">145,967&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">264,654&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Loss and loss adjustment expenses&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 21.25pt;text-align:left;text-indent:-13.5pt;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Core losses</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">176,161&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">42.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">69&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">176,092&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">66.5&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weather events</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">7</font></div></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Prior year&#8217;s reserve development</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">87,907&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">21.4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">76,418&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">52.4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11,489&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">4.4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total losses and loss adjustment expenses</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">264,068&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">64.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">76,487&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">52.4&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">187,581&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">70.9&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="36" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">7 </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Includes only current year weather events beyond those expected.</font></div></td></tr></table></div><div><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.305%"><tr><td style="width:1.0%"></td><td style="width:34.246%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.651%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.472%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.651%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.472%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.651%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.477%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Nine Months Ended September 30, 2021</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Ceded</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums earned</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,178,801&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">414,670&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">764,131&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Loss and loss adjustment expenses&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 21.25pt;text-align:left;text-indent:-13.5pt;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Core losses</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">480,801&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">40.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">19&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">480,782&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">62.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weather events</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">7</font></div></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Prior year&#8217;s reserve development</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">296,867&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">25.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">278,884&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">67.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">17,983&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2.4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total losses and loss adjustment expenses</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">777,668&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">66.0&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">278,903&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">67.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">498,765&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">65.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="36" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">7 </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Includes only current year weather events beyond those expected.</font></div></td></tr></table></div><div style="text-align:center"><font><br></font></div><div><font><br></font></div><div id="i4cbc74bc514448cf97750e95093caaaf_16"></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">9</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">RECONCILIATION OF NON-GAAP FINANCIAL MEASURES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except for per share data)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:44.316%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.650%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.650%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.650%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.650%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.737%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Nine Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Guidance</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">September 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Full Year 2021E</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Income (Loss) Before Income Taxes</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">26,464</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">(3,792)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">92,874</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">51,230</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%;text-decoration:underline">Adjustments&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Net unrealized (gains)&#47;losses on equity securities</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,759&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1,991)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,024&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2,162&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Net realized (gains)&#47;losses on investments</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(4,319)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(53,827)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(5,357)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(54,294)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Interest Expense</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">39&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">16&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">97&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">85&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Total Adjustments</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(521)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(55,802)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(2,236)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(52,047)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Non-GAAP Adjusted Operating Income (Loss)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">25,943</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">(59,594)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">90,638</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">(817)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">GAAP Diluted EPS</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">0.64</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">(0.10)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2.19</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">1.14</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$    2.75 - 3.00</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%;text-decoration:underline">Adjustments&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Net unrealized (gains)&#47;losses on equity securities</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.12&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.06)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.09&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.07&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Net realized (gains)&#47;losses on investments</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.14)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1.70)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.17)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1.69)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Total Pre-Tax Adjustments</font></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.02)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1.76)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.08)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1.62)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Income Tax on Above Adjustments</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.01&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.43&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.02&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.40&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Total Adjustments</font></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.01)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1.33)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.06)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(1.22)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Non-GAAP Adjusted EPS</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">0.63</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">(1.43)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2.13</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">(0.08)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$    2.75 - 3.00</font></td></tr><tr style="height:3pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">10</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>uve-20211027.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:124f1df6-2d12-4f37-bdd7-6e9354ad0a4b,g:d1c378b8-383d-43e3-b634-c912639f0423-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:uve="http://www.universalinsuranceholdings.com/20211027" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.universalinsuranceholdings.com/20211027">
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2021" schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="uve-20211027_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="uve-20211027_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://www.universalinsuranceholdings.com/role/CoverPage">
        <link:definition>0001001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>uve-20211027_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:124f1df6-2d12-4f37-bdd7-6e9354ad0a4b,g:d1c378b8-383d-43e3-b634-c912639f0423-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_PreCommencementTenderOffer_f5d8a535-b16d-4646-be09-aa0c4f49951a_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_5b37e052-971f-46bc-be1b-a1ad21d0e9e2_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_9a3bf84c-361e-444e-bb08-3e3f0cdea9cf_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_b4d27826-b1d4-4085-9c80-ca5762ce2f9a_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_a2339606-798b-4607-9bfb-ee85d7932e0f_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_bd8d1851-6326-4826-ba7d-8c0ca80d6774_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_68390280-7a86-4e00-af98-b39e42ec31d7_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_03857ade-1cff-43c7-ab9f-2ed4fa0910a0_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_edb57b96-11fa-4797-ba07-f55886491e96_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_c2bf57d4-c3f6-45a8-9632-92bc737aa060_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_1a1e1ea4-6815-4656-98ad-0a640579117c_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_bf49564d-b051-45ce-ae24-accce4760d39_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_a0b76ceb-0429-459c-abf5-34a4abbc81fb_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_c27164bb-ff38-4aa8-91f2-855e41c47ddd_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_bc141a1b-8472-48c5-846c-5501d52ac2df_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_e6584b42-6b93-41b2-b729-d363d6693ebf_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_f7104bbf-b8c7-4ec4-b91d-85c01467e211_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_2402c416-09bd-4be2-9035-9f630131aeec_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_5314f9d8-0dca-4de9-83f2-dd09123f1e82_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_c8868c42-cfdb-4226-a31b-e93330b1bd14_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover page.</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_e3356980-ec42-484e-b600-3690854049fb_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_23a58df1-6689-4114-be08-81afa3fe4e74_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_47f49703-0763-4947-a571-d1d0d64b25f5_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>uve-20211027_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:124f1df6-2d12-4f37-bdd7-6e9354ad0a4b,g:d1c378b8-383d-43e3-b634-c912639f0423-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.universalinsuranceholdings.com/role/CoverPage" xlink:type="simple" xlink:href="uve-20211027.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.universalinsuranceholdings.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_e61223e0-fc00-46a8-bbe3-e6fcd539fe6e" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityCentralIndexKey_e61223e0-fc00-46a8-bbe3-e6fcd539fe6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_bdbe8be6-fa7a-4add-a2ec-6e56316b829a" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_DocumentType_bdbe8be6-fa7a-4add-a2ec-6e56316b829a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_5da87700-03f6-42ba-bc61-a81df4a05137" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_DocumentPeriodEndDate_5da87700-03f6-42ba-bc61-a81df4a05137" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_0a681d78-7b6e-40b1-97d5-37c2ea76c4df" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityRegistrantName_0a681d78-7b6e-40b1-97d5-37c2ea76c4df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_bee5c3a2-caf1-4e79-87db-f0cd24651ec9" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityIncorporationStateCountryCode_bee5c3a2-caf1-4e79-87db-f0cd24651ec9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_63a7dfed-c558-40ef-a751-4c445c2bf4ab" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityFileNumber_63a7dfed-c558-40ef-a751-4c445c2bf4ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_e42c2d15-fed3-4232-af2b-0f2345fc63b0" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityTaxIdentificationNumber_e42c2d15-fed3-4232-af2b-0f2345fc63b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_0426bb2e-1ab2-47ad-9ac0-e15b04e2edc1" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityAddressAddressLine1_0426bb2e-1ab2-47ad-9ac0-e15b04e2edc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_1ab5365c-592e-43fc-8b79-8f002c1dc85c" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityAddressCityOrTown_1ab5365c-592e-43fc-8b79-8f002c1dc85c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_5db7aba1-527b-4481-bab9-bac7a8f750da" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityAddressStateOrProvince_5db7aba1-527b-4481-bab9-bac7a8f750da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_78552a50-721e-4bfb-8aec-3bf310dcbef4" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityAddressPostalZipCode_78552a50-721e-4bfb-8aec-3bf310dcbef4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_f157d95f-363e-4aeb-82d2-f542750793f8" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_CityAreaCode_f157d95f-363e-4aeb-82d2-f542750793f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_f6fbdc70-3ac3-440e-b9f2-5c05149dc524" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_LocalPhoneNumber_f6fbdc70-3ac3-440e-b9f2-5c05149dc524" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_18a5a6b4-19b5-4701-b760-8407f1611c56" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_WrittenCommunications_18a5a6b4-19b5-4701-b760-8407f1611c56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_e1c5694c-28f0-4a72-a144-0f4fdb945a27" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_SolicitingMaterial_e1c5694c-28f0-4a72-a144-0f4fdb945a27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_c1367255-c215-4676-9d8c-6ef8423f396e" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_PreCommencementTenderOffer_c1367255-c215-4676-9d8c-6ef8423f396e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_d22d0c33-088e-47e7-aaa7-027e6ef03da4" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_d22d0c33-088e-47e7-aaa7-027e6ef03da4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_85fae9f1-bd0e-4dde-8c10-840c12d8e219" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_Security12bTitle_85fae9f1-bd0e-4dde-8c10-840c12d8e219" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_359f5107-9a92-4735-99a0-523b098e91e6" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_TradingSymbol_359f5107-9a92-4735-99a0-523b098e91e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_736b1bc4-6a12-4650-a765-b3c1a4ab4345" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_SecurityExchangeName_736b1bc4-6a12-4650-a765-b3c1a4ab4345" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_805fd20c-157c-46d5-af26-88674c754f53" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_EntityEmergingGrowthCompany_805fd20c-157c-46d5-af26-88674c754f53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_8349a039-8755-432a-a4aa-6cef83df1866" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_50056fe7-0b9b-4302-9e5b-ffac684566c1" xlink:to="loc_dei_AmendmentFlag_8349a039-8755-432a-a4aa-6cef83df1866" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>a01uvelogoa02.jpg
<TEXT>
begin 644 a01uvelogoa02.jpg
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M  (1 0,1 ?_$ .,  0 " P$!               &!P,$!0(! 0$! 0$! 0
M             P0" 040   % P($!@,  @,!       ! @,$$!$%(!(4-!4&
M,$ Q$S468#(S<"& D"0C$0 ! @($"0D$"0,$ @,    ! @, $1 Q$I(@(4%1
M<;%R,S21H<'1(C*"$P1A@4)2,$!@X6*RTB-SPH,4</"B0X#QD%.3$@$
M              # $P ! @0$!@(#  (#       ! !$0(3%A(/!!43!Q@9&A
MP4"Q8-'Q<(!0D.'_V@ , P$  A$#$0   ;4
M
M
M
M                                                 !7T80640
M                                   +&M>:UL        !6\<\ C
M                                    "S+Z)W6X        %;QSP",)
ME6U@5N                                    !6D<\8G*S+Z)W6X
M     %;QSP",)W6]F7T                                     5-GR
MQ&<K,OHG=;@        5O'/ (PG=;V9?0
M         !4V?+$9RLR^B=UN        !6\<\ C"=UO9E]
M                       %39\L1G*S+Z)W6X        %;QSP",)W6]F7T
M                                     5-GRQ&<K,OHG=;@
M:'/.CYYN^^]#KH                                    #F<\ZOGG0Z
M]W?>@
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M+GC7<[/O6Y[V-'GC Y  '4ZI]>@
M
M            " 1A")QFE+6%:X
M  %8PSQ?B5A5O-*V         K>.> 1A.ZWLR^@
M               "IL^6(SE9E]$[K<        "MXYX!&$[K>S+Z
M                             *FSY8C.5F7T3NMP        *WCG@$83
MNM[,OH                                     J;/EB,Y69?1.ZW
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M,U33)P10^G;/)&CX3$YAF-@Y)J'1.N0LVCK'0(Z:)/P<3CB%3B !+:5D?=
M           !@,Y@,YA,QX,!M USV93&?3&9C"9S&>CP9#&9#Z:IG/9KGDS&
M0 \ \F0^FJ9SV83&93T8#.>S&?3Z>#V>3(8C&;(-8RF0
M
M
M
M
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MI \HF27.<&$''Z2AX$*H3O 8>$%BV@G8&($D]W)CW7]S]E,*GJ%S6YP-NC+
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MPZO6%L0(#RF#_0 >-J( GN@C"S5H$&%D7 0#[S31)H$ =@M#QNQN90\,$P)
M"RO"W)N[.\!X \4 F=T*AF@ !V";+63'V=#XTD"0 Y)LM9,?9T-# # D !H(
M.:2I8K)A !X@2UC")ZLLJ^D/('FH$[M@U?&R ?D5J^-D _()JM),[H?&D@2
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M-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U#/\
M)!7^2"O\D%?Y(*_C"!3$ 'X80*8@S_*S*<G<#*<G<!P8#+ > )@$!: VB0%.
M3N$DG(R1$P*<G)R<G)R>'  '(;D -,6Q&AO0."$0F>,Y0#<95Q!6@^0+QKAK
MX(!K F. V$0(UXZ8G&0)I@<-L1$B>)Z)P/P"GC5<05HL2C7#7P0!Q$G$2@,\
M%<!D)J:FIJ8B8L@$4>"8T2: !T$B@PHGRR PM#!H< IXU7$%; Y*%<-?" &,
M"B3F ,,%<*> 8B(2Q@3%!,6Q3&@] T7X!3QJN(*T)GP!9-E7#7P@&4#8P)A
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MZOQ7^K\5_J_%?ZN%'Q#0,&Z,@V'9@YP.!>?A@H,P2YXD,&U0;#, 8T&!M/\
M*S9[HM(P0V;9#USZ9>\EFLS8#Z5(^"8]QWAZ-_SSYRT/ :-LBF  9@O$(06T
MJ'AB:@DMB74:8"^_@@"Q*&A<]SR\1C-@G)3K7)R'7;"$!DP@N0$C7YHA<1F!
M0'L <@8>AZ+2=L"Q;'T]1A(M2;.)28'D(>GQ$.ZP*<7 );1*T(U"=<UB3&]>
MO7KUZ#.3-,HL4_/%@0ACT<!\,*%"A!-4YME]4C8!D0>81"'(E".I YD=#,2Q
M&$F718 -22G3HF>)VV6%S*'8<]6'B2? K88+TN&(2NZ![A#P PY: U6<W4.,
M?J6%B"QZ W(K^$_:+Y"#9D#SBR2^,O+E,R!F*W)"$#W\ B')\;>#XEO%?R7T
M(/1:ED4]S4'=!A"Q]CH=B#(C?C%^&WH=B0+G5!O00JEURC&''9@GV?!7SY%:
M$W=IA<=48WD*"[-EF+($FU*9OQ>?W-=V,F"5KO)ZXE.%5IS5/V+8"]P:4D0Q
MWA])ZX2(#06( B8((HI)PTY+M"6,A49ON<(']K[N'2&6[A I 2-01P1R(38X
M!"T?"2/C-P?!\2WBOY+Z$6!@.ZD60Y43>>_&+\-N)0$XYT+5T<0-D0 )#$D0
M1H42 6 I$$%P0AU() &,-*;1$^TL2D\9N$H)U+G-"$BZ=4!BYC7U@Z]$C.FU
MP_?OWZ?L2(6\#,2)-(YKNB$0+&8<AX(1A($P.K@U!;@P\NY9R78S@9-8 &TY
MF?E$Z+,%9(<BZ DQ/R@)LYL-43BQ1A.K@ .YNB"CL#,='/>DS="1@ LW@8V1
M;-$D,58"#0C(-T&-2R ,!AT:BY%DAQU.C!7$&SN8+D7=3\9N#X/B6\5_)?0P
M5$"NIAD+J/0=^,7X;=GR^Q1B-J3)LT)HHH29R1BP2@ L%)9@ #DDV1R20"7<
M:DV A,_Q=$V$#H"3;D\;G]S7='-=D20 WK>>";I 08+  N#WJ-8X;^1WQ!56
M1V83EUQ)&)X.<-RY/K2(9F@( WAA.9)\4PAO"A&#]/<PG@IYI@&3 )B"V:LC
MN+70( 8"F""'!'Q6X/@^);Q7\E]"!7V'"3[#%?T@;H+%W%01J")$;)KDM>Y&
M)OV#J.*7X;>9'-Q4F%.K)V#PY'QPK"L9'3!O2%O2E_3K6@-X)'(+J[S70( 8
M"D  & &+F:E-3IL ET=&#GSYS8 I31@(DX,UW1S79 @(  <DR  1<K"[M"9U
M><1O: LV:-##1U!]HUC-]@1PY.G3?CT+4"P3%H"IASD,0;$+8## '(HA@A&1
M-WI(<B0YJ0.8=#,2Q&$E;;]$ ["YH$9]UFCKL+#17TS<4!]H)S%ZCL8E<F97
M0&:FEA;L$)U1F5(!_BT;@^#XEO%?R7T("",AP6$%9)*((BE<MM;):0,V68,[
M 7>H<(X\2' 2""-".)X;=B$ O":\Y(5+;<DAPL6<0HMPQ,ZZ<T%36F*#HAA'
M)>9A+OX1R"?I$6<?G?FNZ((  P D@=5EGVB,MU[ZC ! )# F230 (@=L:P0\
M(DFY."5V1'<<I]@6AJ +.Y(#] 8-=09(.@)L4# !H ,BT<G)<=1I@DF-X;K@
M'HP3GWAFD_L.=H32GJ*N  GH]S"G*6::RYT/BFX/,$2M$UH"%(8#5B_UP"YO
M[H)'5 \T9Y<-LE<#R7T(AR^L$BH)W13"G\AP!B.P#M2![P(IJY';5<7PV\A]
MWBC8,G9UO(P<^$"9=P9_0IPX&)%V&/)8!$@%@*9))8 (!P'B%U=YK8^;#0:K
ML&JBTP7WW];"N"#N<3&#-=V)N I@(PD%@@WYPP8]SR=&QEI@0!,=R\=4"J7
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MB2!^OAF ")H" ^^,P36C@/M @AQ,&A^ 2 ))8"9)H G*2U<"W:+--:. ^_\
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M1K  !80@YGN(=\DV5_:2 EF&_,0]" $!5"7(V>1LC@W 'X:#/T!P0@,U TP
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87 K@38/P0S05P*X%<"N!7 CB7_Z8O__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>uve-20211027_g1.jpg
<TEXT>
begin 644 uve-20211027_g1.jpg
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M  (1 0,1 ?_$ .,  0 " P$!               &!P,$!0(! 0$! 0$! 0
M             P0" 040   % P($!@,  @,!       ! @,$$!$%(!(4-!4&
M,$ Q$S468#(S<"& D"0C$0 ! @($"0D$"0,$ @,    ! @, $1 Q$I(@(4%1
M<;%R,S21H<'1(C*"$P1A@4)2,$!@X6*RTB-SPH,4</"B0X#QD%.3$@$
M              # $P ! @0$!@(#  (#       ! !$0(3%A(/!!43!Q@9&A
MP4"Q8-'Q<(!0D.'_V@ , P$  A$#$0   ;4
M
M
M
M                                                 !7T80640
M                                   +&M>:UL        !6\<\ C
M                                    "S+Z)W6X        %;QSP",)
ME6U@5N                                    !6D<\8G*S+Z)W6X
M     %;QSP",)W6]F7T                                     5-GR
MQ&<K,OHG=;@        5O'/ (PG=;V9?0
M         !4V?+$9RLR^B=UN        !6\<\ C"=UO9E]
M                       %39\L1G*S+Z)W6X        %;QSP",)W6]F7T
M                                     5-GRQ&<K,OHG=;@
M:'/.CYYN^^]#KH                                    #F<\ZOGG0Z
M]W?>@
M                                                  (;.,=XXE7=
M)52H$2G*,<3DO=)?2H$.EDT^>9573T^J 1V<.)Q'OTMWN[@1*67G\\2BNCJ]
M5%<QSZ/GDM[K)Z4 %90SX'DXI;N=]B!2AR.>0 !-Z6[O?8\O()#& /?K?]I)
M*7S^] #SYY%IY^+S'SXZ/7<EIHZ/5  !P>(1J<.EUW,:ZP !%YYN5Q.1TOVN
M[      5?#-")1L.VBQ+7 K>.> 1A.ZWLR^@"L,_SN;S/=][L_1]'+[Z(1''
M%9YIC75,*ZP*VS_/X_,K MND-+BN8YZ^C"0]TN;3K XO/%)9<>3WV^]6W8]]
M%/9\D9G,  6SHU2ZE1X\\J'-\L  ;/O5F7^AN==@5Y##P>( #Z6+??V^[  5
MEG^=R^9^GMK:?I;/O0 %?PPQ[B$WKLE5=(     %7PS0B4;#MHL2UP*WCG@$
M83NM[,OH K#/\[F\S$D[T3V^T0B..*SS3&NJ85U@5MG^?Q^96!;=(:7'-YYH
MK+B%\:MN_P!="M8YX%&$PI:U]&D"GL^2,SG.JW[_ 'V .]UWT.NAX\\J'-\L
M3NVWT8O/(E/-J><2BFF<VV#1YXJS/\W*]L"^[(]CO&?D\3L[1]#U[Z .9S.L
M<_S@)E77+ZZ@ *_AACW$)O79*JZ0     *OAFA$HV';18EK@5O'/ (PG=;V9
M?0!6&?YW-YF!/[;9%31"(XXK/-,:ZIA76!6V?Y_'YE8%MTAI<"F<V2/<3LF^
MB?5O\*'RXM'GFY-.N1]T I[/DC,YVSHU2ZE0  /'GE0YOEBWM/U/?OHC,\\$
MCB[/5;(T?0')XE6D/GYW5G:/H;G78\^>>O?0 ()'%&9YY/33&)YMSWNU-/TO
MH *_AACW$)O79*JZ0     *OAFA$HV';18EK@5O'/ (PG=;V9?0!6&?YW-YG
M(.[Q_B&5[9^CZ,5GFBL\TQKJF%=8%;9_G\?F5@6W2&EP(;.-59\W9[[N[3LC
MO$Z:S9.CUU>NK;] *>SY(S.?9Z[W>O0.QUW9-M 'CSRH<WRQ;VGZGOWT06..
M,3S2#N]@WW#%YY5.;YN%R.MU7O=VDU-&?WH 8O/*GS?,^%LZ?IUO#Y_+YG8M
M]_<[L *_AACW$)O79*JZ0     *OAFA$HV';18EK@5O'/ (PG=;V9?0!6&?Y
MW-YG9-_H1.>7A<1ZO5>IU2+3S3&NJ85U@5MG^?Q^96!;=(:7 Q>>4)EQ8//+
MQU;('*,*E&Q+:+#M< 4]GR1F<P )%W2Y=.L#QYY4.;Y8WO>_IA>:WG(L>^_M
M=V Y/$H-+'S>9@9W5CZ-_3ZH!%YYH-''(^]$^OMC$\T%CC[W=[#ON %?PPQ[
MB$WKLE5=(     %9PSP24)]:]DVT 5G#/!)0G]KV1;0!6&?YW-YG9-_H='KN
MK\_SM7SG*]Q/)C75,*ZP*VS_ #^/S*P+;I#2X JR&:%RC/K7A4HZWGE[:MO1
MZZ %/9\D9G.PK7D?= -GWWL]=@>//*AS?+  R/9_?;WN[@ #0YXX7$(K//J>
M<=_N]A7W 5?G^=SN9Y7N3WWSXP.?KVU=/T=OWL"OX88]Q";UV2JND     "#
MRC6$,W3ZZN[3LS>^X?/*1S8^9SS:E],SK8"L,_SN;S.R;_0['=>-Q&MX8 )C
M75,*ZP*VS_/X_,K MND-+@#@<3I?-D]>^^?/)'W2Y-.L "GL^2,SG;.C5+J5
M   \>>5#F^6+5T_2P>>5IG^?X>6+??W.[ "(2RR#N^_UV(_.%?1P];JMEZ/H
M#E<RK//\\  "85U3&NL"OX88]Q";UV2JND     #3\YHK+CP^>='KKN==\+G
MCG\\[/OM[:MNQ[Z!6&?YW-YG9-_H=CNHAD<D1GE$QKJF%=8%;9_G\?F5@6W2
M&EP *-RX^5SP+7T:IA2H %/9\D9G/L]=[O7H G5+R>E!X\\J'-\L6]I^I[]]
MB,LL,EDV_>[1T?1R^^B.3SP&.+T][7==OWKA\2U/.)733-K;! H8HWQGF5=<
MLII Y',JXA@VO>K6T_2^O17\,,>XAN>][/O0 LB^_)[Z   !&)SJB&76\\ W
M/>K9T:9%W0 5AG^=S>9V3?Z'8[J/CRM,^#E<RF-=4PKK K;/\_C\RL"VZ0TN
M ! (PK>.?8]]OO5MR>^@ 4]GR1F<P !:%],WK8>//*AS?+%O:?J>_??+RL<W
MS^=Y.3TTSJVP8O/(5+'&IP\O .KU6QK[LWO6'SFI\WS?):VGZ6U[T *LS?-T
M?.+#ON[W=Q7\,,>X@  +;T_3S>]    ##YY'^>-/SG>]ZD'7>3WT #G<SQO.
MA[3+[Z!@\YT?.-OWK:][ Y_,\3S>][S^]  :_GG!YXVWO;[[  '*YXU_   Z
M/7NY[T!RN9#J]5 UO.=/SCZ=3JH P><\KF>+SS<ZZZO50,/GFAY/V]Z75  -
M+GC7<[/O6Y[V-'GC Y  '4ZI]>@
M
M            " 1A")QFE+6%:X
M  %8PSQ?B5A5O-*V         K>.> 1A.ZWLR^@
M               "IL^6(SE9E]$[K<        "MXYX!&$[K>S+Z
M                             *FSY8C.5F7T3NMP        *WCG@$83
MNM[,OH                                     J;/EB,Y69?1.ZW
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M,U33)P10^G;/)&CX3$YAF-@Y)J'1.N0LVCK'0(Z:)/P<3CB%3B !+:5D?=
M           !@,Y@,YA,QX,!M USV93&?3&9C"9S&>CP9#&9#Z:IG/9KGDS&
M0 \ \F0^FJ9SV83&93T8#.>S&?3Z>#V>3(8C&;(-8RF0
M
M
M
M
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MI \HF27.<&$''Z2AX$*H3O 8>$%BV@G8&($D]W)CW7]S]E,*GJ%S6YP-NC+
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MPZO6%L0(#RF#_0 >-J( GN@C"S5H$&%D7 0#[S31)H$ =@M#QNQN90\,$P)
M"RO"W)N[.\!X \4 F=T*AF@ !V";+63'V=#XTD"0 Y)LM9,?9T-# # D !H(
M.:2I8K)A !X@2UC")ZLLJ^D/('FH$[M@U?&R ?D5J^-D _()JM),[H?&D@2
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M-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U#/\
M)!7^2"O\D%?Y(*_C"!3$ 'X80*8@S_*S*<G<#*<G<!P8#+ > )@$!: VB0%.
M3N$DG(R1$P*<G)R<G)R>'  '(;D -,6Q&AO0."$0F>,Y0#<95Q!6@^0+QKAK
MX(!K F. V$0(UXZ8G&0)I@<-L1$B>)Z)P/P"GC5<05HL2C7#7P0!Q$G$2@,\
M%<!D)J:FIJ8B8L@$4>"8T2: !T$B@PHGRR PM#!H< IXU7$%; Y*%<-?" &,
M"B3F ,,%<*> 8B(2Q@3%!,6Q3&@] T7X!3QJN(*T)GP!9-E7#7P@&4#8P)A
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MZOQ7^K\5_J_%?ZN%'Q#0,&Z,@V'9@YP.!>?A@H,P2YXD,&U0;#, 8T&!M/\
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ML&JBTP7WW];"N"#N<3&#-=V)N I@(PD%@@WYPP8]SR=&QEI@0!,=R\=4"J7
M@4[-@($"G)&6 J1R/V(22M(SHW.<#G@TIFZ50<S]4"=>8,31R"$ 0X8L8 N"
MPP.>$!R((X(32+$BIX0$_$;@A1,A=!FLTZP#\$Q7I0%QW $,-$LX ^009$&8
M,C X:)9@ \DDR $R9!$\!J@,P;D=0F!*@=NA:#X,'DOH8 V:P,T[:E/\#U1Z
MQ1 ,01(@@\;PV\IO;A;)%N2BN8$/@AD.1[5!&(A*+,RA*!W)-L#\#G]S7=$L
MY,20D[)*EOS]") %C0C9'@'2J",1  WQ#)G0OG2Z>N$T@2>8%D Z-)%3N$"@
MAPPW+ZA9*.SZNSUR0@P%2Y$F(&"%QL@A_4X$RH5^GWG?XC<$IT@!VJ"V$(/+
M%H2H.H-0=1.!T NV+9G#=;5G6ERFU#?_ ,$>K[RB=PPEI.SP:X)LA79.B05)
M_@Q8HM7BN<'DOH80ZTP -0I!@Z+IZGC>&W(!!!#@R(*.]I[-"'(Y<1J=JD3G
M#Z]$1P.9J4U.FP"71T8>?/GS;D$UB7,(5*.:[HYKL@4#P8%,T9PS;&!Z7*S[
M"J^8[&::[GJF.A&A!D1O$)D 8( E_&AS@29#D(W ,0I=' ))SR=2440WB!CL
MU")X) @ #4"D.=3 S8'D4+1,<EHI[5.H0CP#O @?<D7$@1]RSH5FKTLU>EFK
MTFO,_ "6&EN<F[0>;(&15\@&0@FA@]"!P1A;A^@?$ 8'",^?/G*=<&!)/"#Z
M3( T( 2XZ%"XH_6AF01)B]T1& !<T,F =0P^90'9 !O)TYJU>&'R7T,(9*;!
MC@&((V(042Y+G5,EUKACQO#;SLVVK-,LRZ(!=FRSAD"3:!,V5G#5C [#B\_)
MQLUW1S79 &,X$< P$7"/AYBZJ0)Z!_\ 84CN2I&ET9)F(H2MXI!$P1H1-$,)
M)N 610!RG9%7RQPS8DQ& ;Y2-F"H ^*6ZDNH:DFI)J29A1$ZH6)!<I!72A,4
M7DHIH8/4D8 )F*2!0GD&3@(  D&(,P04$P8B_P#1$QO":Q/%2<WL_"&^0[>'
M620X='8#.ZF%4+(/8@.@0 D4.[V.4G>47DC@GJ<_5*,8<7((&)RK+B.XP 0S
MC>2#)(#TXB9D. ""HYA@!#@D")&&?O6:1J4/P3OD,1+4H D 0SG !S(A!@ F
M8M,36KAR2+!@P00 RAS#QP0TX,"@[@QCH.18@4@:0&V-LV;-FS9GZ;4RJ2@1
M&TX" L8Y\XVF  %A$FC2X D#%B13:&<,)AP0 @A0&#;8&,4&<O,(?H10DD:R
M/8@0&029M#.[+28T6:-72/1    8 2  B'4412 N .XI$/#.^Q* Z<F)"1Q"
M#S()I) N"AG!]84E@+AP!*(X!Q  7"0)#7'GSY\^?.$Y@VP& _RN3B&"S<)@
MSR>&XW;1V&$@P/X80%#7@"+ <M6&X_=1R'$$P'^J'%?ZOQ7^K\5_J_%<8X1$
MB2!^OAF ")H" ^^,P36C@/M @AQ,&A^ 2 ))8"9)H G*2U<"W:+--:. ^_\
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M1K  !80@YGN(=\DV5_:2 EF&_,0]" $!5"7(V>1LC@W 'X:#/T!P0@,U TP
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87 K@38/P0S05P*X%<"N!7 CB7_Z8O__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>uve-20211027_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="uve-20211027.xsd" xlink:type="simple"/>
    <context id="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000891166</identifier>
        </entity>
        <period>
            <startDate>2021-10-27</startDate>
            <endDate>2021-10-27</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M180L2ZyYWc6Zjc2MGE4ZjU3NGY2NDczMGExNmFkMzkyODgxZWFiYTIvdGFibGU6OWE5NDQ2YTlkMDUwNDU0ZmE1NjRjOGU2OTJkN2Y4YmIvdGFibGVyYW5nZTo5YTk0NDZhOWQwNTA0NTRmYTU2NGM4ZTY5MmQ3ZjhiYl8yLTEtMS0xLTA_d2a66b47-5ec3-4691-b25f-d45b21b12506">0000891166</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M180L2ZyYWc6Zjc2MGE4ZjU3NGY2NDczMGExNmFkMzkyODgxZWFiYTIvdGFibGU6OWE5NDQ2YTlkMDUwNDU0ZmE1NjRjOGU2OTJkN2Y4YmIvdGFibGVyYW5nZTo5YTk0NDZhOWQwNTA0NTRmYTU2NGM4ZTY5MmQ3ZjhiYl81LTEtMS0xLTA_a9c6162c-a56b-4096-970b-789d704b3797">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUz_ed56bfa1-09d8-45e6-b75f-f4de47f2386f">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMjU_3316b540-5f9a-4062-95d2-be2e84f9d65b">2021-10-27</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUw_0e6b6e36-261a-422b-9a18-b66c3407ca24">Universal Insurance Holdings, Inc.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NDMyNTAwNDAyMWZiNGY3ZDk3YzM3OTcwY2QwMGFkNDAvdGFibGVyYW5nZTo0MzI1MDA0MDIxZmI0ZjdkOTdjMzc5NzBjZDAwYWQ0MF8xLTAtMS0xLTA_705548ad-d844-4b1f-86d9-e45f4da1d352">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NDMyNTAwNDAyMWZiNGY3ZDk3YzM3OTcwY2QwMGFkNDAvdGFibGVyYW5nZTo0MzI1MDA0MDIxZmI0ZjdkOTdjMzc5NzBjZDAwYWQ0MF8xLTItMS0xLTA_59a29600-2e25-4da6-9efd-721ebed92b59">001-33251</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NDMyNTAwNDAyMWZiNGY3ZDk3YzM3OTcwY2QwMGFkNDAvdGFibGVyYW5nZTo0MzI1MDA0MDIxZmI0ZjdkOTdjMzc5NzBjZDAwYWQ0MF8xLTQtMS0xLTA_9d0676d1-861a-4cbe-81eb-6048f1a6ed9d">65-0231984</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU0_a2b278ef-2b78-4029-a06b-cf18bf6d8225">1110 W. Commercial Blvd.</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU1_0c25479d-fbce-4203-9688-685229e43510">Fort Lauderdale</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU2_2e83cad9-4f9d-4dea-a6b8-dcdebd7b6991">FL</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUx_8763df4e-6e4d-4104-9e50-dc85acaba05c">33309</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTUy_b1476a0e-55f6-4b37-b498-55170cc8c633">954</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU3_baa6256f-532e-4f0f-ab23-59eecc404ade">958-1200</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NzgwNmYwZDQ5M2MwNDEzOGFkNjRjNzhiY2JlM2UyMjYvdGFibGVyYW5nZTo3ODA2ZjBkNDkzYzA0MTM4YWQ2NGM3OGJjYmUzZTIyNl8wLTAtMS0xLTA_b2e2435c-16cb-4386-b509-8b5927179bc1">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6NzdiNzNhNzYxMjU1NDczNmE0YjVlYTZiMjllZjFmZmYvdGFibGVyYW5nZTo3N2I3M2E3NjEyNTU0NzM2YTRiNWVhNmIyOWVmMWZmZl8wLTAtMS0xLTA_681ff0f4-5833-41b7-b5c8-998a3a9f5e9f">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6N2YxNTExNGVmZmM4NDIxODhhZjJkN2Q4ODc0N2M0MTkvdGFibGVyYW5nZTo3ZjE1MTE0ZWZmYzg0MjE4OGFmMmQ3ZDg4NzQ3YzQxOV8wLTAtMS0xLTA_b14393ff-1c3d-47a9-b4b5-5f8c7f8bb671">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6MTdjNWNiMmMzZjI1NGJlY2JhNGJiNWRlNWUzZTQ1OTMvdGFibGVyYW5nZToxN2M1Y2IyYzNmMjU0YmVjYmE0YmI1ZGU1ZTNlNDU5M18wLTAtMS0xLTA_e87568d6-170e-4b66-bf7f-1f00bc624406">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6ODE5N2ZhZWI5ZWEwNDgwZmE0NjRlODIzMjc1NGM2MzcvdGFibGVyYW5nZTo4MTk3ZmFlYjllYTA0ODBmYTQ2NGU4MjMyNzU0YzYzN18xLTAtMS0xLTA_2ac486b1-6c1f-47f8-98fb-5a846886f4c6">Common Stock, $0.01 Par Value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6ODE5N2ZhZWI5ZWEwNDgwZmE0NjRlODIzMjc1NGM2MzcvdGFibGVyYW5nZTo4MTk3ZmFlYjllYTA0ODBmYTQ2NGU4MjMyNzU0YzYzN18xLTEtMS0xLTA_e55049b2-9438-4457-a09e-bbbcfc66c857">UVE</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGFibGU6ODE5N2ZhZWI5ZWEwNDgwZmE0NjRlODIzMjc1NGM2MzcvdGFibGVyYW5nZTo4MTk3ZmFlYjllYTA0ODBmYTQ2NGU4MjMyNzU0YzYzN18xLTItMS0xLTA_a51e5db7-8e58-4660-b47b-a39ba262f28a">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027"
      id="id3VybDovL2RvY3MudjEvZG9jOjcxMmRjMTc0NWVkYzQwN2M5NzM5YTUzMzIxYmM4ZjgzL3NlYzo3MTJkYzE3NDVlZGM0MDdjOTczOWE1MzMyMWJjOGY4M18xL2ZyYWc6NjQzZjhlMzEwZjdmNGUwOTg2ZTIwYzEwZmI1OWUwYzkvdGV4dHJlZ2lvbjo2NDNmOGUzMTBmN2Y0ZTA5ODZlMjBjMTBmYjU5ZTBjOV8yMTU4_bd5bf912-9fc9-4a6b-9d6d-b8cd7f9519ef">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.2</span><table class="report" border="0" cellspacing="2" id="idm140713595852232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover Page<br></strong></div></th>
<th class="th"><div>Oct. 27, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000891166<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 27,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Universal Insurance Holdings, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-33251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">65-0231984<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1110 W. Commercial Blvd.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Fort Lauderdale<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">FL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">33309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">954<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">958-1200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $0.01 Par Value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">UVE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
M6'!VULS2 Y9>*?IUE!K9';O=05SP6.XYB1'^QL4$UFG2&98T1G*=D 4. #?$
MT4Q0?*]!MHK@PI+27)#6SRFU4!H(FLB!]4>"(<7<K_WUE[O)I#-ZG7TZSFN4
M?VFK :?MNYO/D_QSZ.2?IY/734+.<+PL"?'[(UMAAR=N.Q-R.AQG0GS/]O:1
MI24RS^_Y"NM./&<?5I:P7<_/Y)Z,<B.[W?98??9/1VXCUZG LR+7E$8D19_(
M+;KD$3BU20TR$S\(G8:8:E < J0),9:AAOBTQJP1X!-]M[X(R-^-B/>K;YH]
M5Z%82=J$^!!&&N*<<^9ST6S[!Z5&T?95O-RCEU@5 9<8WS2J-2S%UGB5P/&M
MG#P=$Q+-E L&08:7)"82J3E^34@3_BNEVOZ<TT#PE"\D^DJ1CVFS(Z=T)LWH
M,QK!1J\;=8=HTCQZ_@7YG#4*')$;'0)G&[-&(81IN_ >KR2.FJW"$2M"/F(9
M-AIRM1:!MG&IA&!:$L;1>$[2M!'\6:PUDSY@R.S-D77.UI$.$9)>-T(^8LZ+
MD!&_'H8X2IKMHG%8!/V>7L-)P>B"RV;]N'Z&U3-L+([W1]072N0/)J<_Z3(T
M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M2_R==S Y8\0#.I3OW/1W!R;Q&-#C%<K<9":)-5U>B/%*0:S;%4S.Y68R#/;
M@L4?>M>9_+2'V#-B#Q]6C>1FEJE@A1REW^CUK7H\@RX/J!5Z0B? :ROPS-0V
M&(Z=C*9(;V+T/8SG4.*<_U,C5146L*:B]1!DZ)'!=09#K+&))@G60VY6= 9.
MMO8(72A]95,. 46=W=3%<]0!;\K!XVBLA H#E&^J%977DHHM)]W1ZTSO'R:/
M6D;KW$JY]_!*MAQSCG^T_ %02P,$%     @ EX-;4R0>FZ*M    ^ $  !H
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M_0QI-^2!8ECFS_A[QA?_&\[Q$<+NOS^QO-9.&G_FB^$_7G\!4$L! A0#%
M  @ EX-;4P=!36*!    L0   !               ( !     &1O8U!R;W!S
M+V%P<"YX;6Q02P$"% ,4    " "7@UM3SZJ#J^\    K @  $0
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M<R\N<F5L<U!+ 0(4 Q0    ( )>#6U,9117U-P$  "<"   /
M  "  4$0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " "7@UM3)!Z;HJT
M  #X 0  &@              @ &E$0  >&PO7W)E;',O=V]R:V)O;VLN>&UL
M+G)E;'-02P$"% ,4    " "7@UM399!YDAD!  #/ P  $P
M@ &*$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "0 ) #X"  #4$P
"   !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="uve-20211027.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001001 - Document - Cover Page</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.universalinsuranceholdings.com/role/CoverPage</Role>
      <ShortName>Cover Page</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="uve-20211027.htm">uve-20211027.htm</File>
    <File>a3q21uveex-991xearningspre.htm</File>
    <File>uve-20211027.xsd</File>
    <File>uve-20211027_lab.xml</File>
    <File>uve-20211027_pre.xml</File>
  </InputFiles>
  <SupplementalFiles>
    <File>uve-20211027_g1.jpg</File>
  </SupplementalFiles>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2021</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "uve-20211027.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "uve-20211027.htm"
     ]
    },
    "labelLink": {
     "local": [
      "uve-20211027_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "uve-20211027_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "uve-20211027.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "uve",
   "nsuri": "http://www.universalinsuranceholdings.com/20211027",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "uve-20211027.htm",
      "contextRef": "ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001001 - Document - Cover Page",
     "role": "http://www.universalinsuranceholdings.com/role/CoverPage",
     "shortName": "Cover Page",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "uve-20211027.htm",
      "contextRef": "ic4a905a9f61d4989966cc4a7323f03a6_D20211027-20211027",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover page."
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0000891166-21-000080-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000891166-21-000080-xbrl.zip
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ME49Y,O!AP"!"V9 @G&78&\+?&>Z%))6K<^AFV'$'PO["@S0H_3^"BX@^8>"
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M.C]@=,AV16FD$"=!&D>+#= *\]T8%[V&T'7&$$!N&,@-K$M=0$/7@*RM],I
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MTEB2:M5U, 5I=D*:0U-6JI>$VPQ1>'<"J_)!A3&V6)RT;9RFVI*CU>U_+;3
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MCDCV&!*ED+R(B=*+19(L8CO-TWJ[3_;A02D_C;[2;7 FE4R;3.H>L]%PFL:
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M#,%' &K)CSN*<UY.AY0P5)AF&(TBV?>+'+HLELH]XJS,+*1>6)#!NE]X5["
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MF-PA^[W ?B5_A5.,:HJF5MG[J3+3O<&8PI40=PV[@A_7X\<N)ZO]R?X@/L(
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M5O[:ECTW6*Q^SFK>U/@4+3#.VA]($"S&,XLM-0#;P%[;CU,)!N:9@5^U/MO
MQ(+%>&:Q5RU<$3%<CL SG Z1']P%/MWR\XD7@CGKBY!A.QT^L!B6IW8)?U^0
M7X0-!1^]QD?&\J8Y0HT(\HNPX>)MV#C^ANYPF)/'TAX[R*D2K@K/4J6:LM/^
M+KB"QSCG,;7!GJXB;BBX6&A*P6/MX+$F-64'(H>G493#Y_\A/DI(EB<1BJ/I
MH3?R=QYD#^CP^NJ\2O'Y;IY-42UYJ^D7NYS+CWM+Q4---K>4AM<Z N[W\3W5
ME9=W-=@W=F@G%15Y>87CUE)Q?OWC350RU@_>KUM0>;VWREGK%J!E'*=!%L1
M!Q+B++@CC[5I:=W,F;?*RK;*XRNX!XHJSQ:_LD9YX-M@1%)T2>[1=3S"4=5"
MP0LZG#]%Q>S/8?+(J0-RU$L(_G:$^P#K,0[O\4/Z=$:C()H,;=F,KRK,G;$X
MW U& X3#[)<#K*CY'0GC08P53?YK/ #13[SYUY^0S+3&WU>J- RT_G[P=.;<
ME''N4!GMKU^^?#K_?'YY>WK]G]86T.['"?H"%H@7@ 1>1.ACG'B=+J9MF+*B
MKEK3>-?UJ5W9L;4]A]7="K56'75I=6I-MK922GMKP%:CERAA/$^IBE+:FT>G
M**4M2FESBTE12EN4+MX9QD0I;<&//&&L4Z6TV4C'009?\2I,_TM"1D$^2K=:
MS:MZQL;Z'"F W)@Z[ (::@#9C=[O\P/'Q=;&HI\?@H1X&1J7N@#=)T&6D0@=
MH8\ 5N#C)CK%=S$39M[4^-Q#TDU#LMVZ!S7G2P3/76T%ES7*9;HAN;7KCO/'
M977&V$[S<L''C68/2(JE2>JJ39(YXF3!9SSSF6LXDNHVJ"];[AQOQ4:^RH8D
M03<9SLAVW>AN%7:U@96=#AU+Z1AU#,E\I8)^JZ@CBF+7K-*CN))M"/'DECR*
M9%AUS<W='55I=;!L\5)_&V<X;"(8MEZ?,6XP6]LFKSYO/N74T#7)=>H6HZH[
M><Y]1L&\+65>L $,=7G1C]8S;_.A.R$>[10/5=)L57*UND9RRP1$L&]7V5<U
M',DR5XPF-MWUM=6AQN<>!JTD7RF]6M2;6'%J?,J@H2J2I:FMC[((+N.9RW33
MEC2EKAW/'Y=M/Y@K^)AG/@:+Q78D1Q'Z4O#9EK,Y-$6RW08U9I?#ZY=D,Y:O
MR&1I<2:+9AG@>ZX8&&]1=$1P6:-<IAN2ZM:U%_CCLN:#U(*/&\W& 6VIZNWG
M8\%E/'.9Y:B2[C:8PUQ:O9-OE<"YC(4:B"&(,7B)R[1QIET\8\A&JGZX^&L$
MM*;94P ZNL99$*?H"('_MPU_3XRQ:YNQC3/=C%2V:*OQ4YRF"$<^"MDO_E]Y
MFHT(?)]\'Y,H)2BA<BG.+52WQ16YF?ZENYQDE4+ @B$FI8-5N9E0<7<X0AS/
MJ.FJF:\4'1<LMU\,8=NOU"_O'D.TW)>J?!:5E3!^0-C[.P^*@N4PW31;PW"K
M:D\O$Y&J$3M^N$=3Y69.3O.O,_>4(32YF9!Z=QAB^[&%SK%<7;M-L%RG&6+_
M%J5=1]NFW6Z:,-Z*XB#QF%!K+1K,C[IM #A+=K0*P,UIDT-/<!SILF6_;$[1
MPRFA(X"_^:SQC'#(7O70:]L6;??'!#\LCQ**(*$($NZ4&H[@.*&"9E60*C=3
MT:E%MN::,<*=VYJ_D0A,RY#M\&)_%$1!FB7,L-M'4W-/?4A;MO?,AQ0,L?3
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MA!(02J S2D"S#,E:M0244 (\DG0.+>>?IU#5I@Y4S"!9!R3[<4XWW_:F +[
MEL#6OAW#^?1*.[/TIS>FLQ'3I6W*N<&#/P)5 E4"50)5 E5;L[G73:1G?I.F
MRMJ\KJ7L[R#R81T]/E)U>5YSH49V.>.D:&#Z\HA.G>EW)5;0HM-KMB6IUHJ%
M7#G*9Y^.T:TB0$;]MJR;H<TN)_FC.)Z];VK':H:KA<:I8-@XFJJ="*4CE$[7
ME ZU=11WQ=KF0O-L?4VPY&9J=32G=G8=_UW4,->2[8UUS*V,BC\)9I4=R!UX
MLU.W<0,06+*C58!@<<]>RY[C5D][]MIS.N-VMT;!:O: *"&Q!^3AWUP3/"%$
M5I!'B*S@"2&R;25/B[R3)>Z8S3P,+D,=7Y(@3M #P0DCLWV2HH3 :'<$^806
MKQC3M)6%RJQ;3KAC2ZXB>@IS2AU-E>MF[K8]1"(88AFN;$LR:K<5$N*Z(^J8
MFA!7P1"S.Q"J9#ABZY-3ZAA[)ZU=SC\OVD 4.6E+\]#%&?C].?FF6"M66F[=
MR;<* 9BN]"RW#+ENF[P=4)5_&TR< -Y+/4A]1F=?J@#LD1I<P=L4:E"HP7U5
M@ZIC2Z:S+R61]D@/VDKM,Q.=UH/S:T$X2TI!K%8%<+W#]^*;XIO5OSD_<&5M
M-7-V(S)LRDX5&5Z<FZK.._+YF)N*-IA'ZU92-A>1%^8^25$<A0_(RY.$!M?H
M=CJZ?Y+ABWKD(8Y\E WCE+#HFY<17YZ333N_14B51B"BT<.+>VTKG"\:$@B\
MM@FOHM%#2QL]7,(5T>>ABE7VU!EJ27'O]9L\U*IFTG)L;:;F_CYA;.W&#ON$
M+,%>.V[FL$^H$FT<1 K+GNQ92*KM2(ZR+[L6^UJ^66Q="C6P+%%5-23+5H02
M$$I *(%]50*V94BJ+BR!>G.:MXOX;&=<=$EHQQ@"6WN"K2X[\J)+@J@\+E E
M4"50)5"U%Z@271)$EX0E4^.3CPU'62'J+@[N[XH\BMQ,#91=3E(4+-\[M:.*
M4B&<:AS1)4$HG8XJ'6KKV([HDL"IYK'VKR.4Z)(@NB1P+I6B?K,@#P?S%"77
MV\$3@CQ<DT>(+)^X$B(KR,/!/$67A'WODJ"YEN18HDT"K^0QY6;B5_P;#GO*
M$/34E--,=6]!GM=CFG;M KY"7KO,$*HMN4XS+"&H\[HV%7T2.I2!+OHDB(-E
M3P^6V;9DB3X)FV)D?@AK63*'9X;YM\'$ =N]U(/4:705#CN+"#VX<W=3Z$&A
M!_=5#QJN(]F6R9_$"#VXIAXTA1X4C1+$-[O\3=$H8?\:)4QF,Z\90C'$O!8*
M2]LK!/XO!X'A]3S;Z'FF:AB&X_5=VS85XIJ*JWL8X_Y_5>M@;3#$6^(M\5:W
MWBK5H&Z!GGRIK\LV"TQ'SKY5=EU1'E_!/; T\VSQ*XO JZ#?;X,1J.9+<H^N
MXQ&.%EF6:B55[S[3U3,_A\GCPC\@1[V$X&]'N ^P'N/P'C^D3V<T"J+)T);-
MK-H*<V<&-MP-1@.$P^R7 ZRH.<W1&L18T>2_Q@-8_Q-O_O4G)#.M\?=5NN"H
M0.OO!T]GOADZ+;7[GU/GQ8Z73K'V]?+BC_/KF]-/Z.+RYNOUZ>79.?K]ZM.'
MB\O?;B2X=B:CT\L/Z.;KKS<7'RY.KR_.;VH+Q&YF<GU^=G5Y=O'IXO3VXNH2
M77U$EU>71[^=GGY!'R\N86(7,,G/YZ<P2V[G<!A$U-+)80P_E<#<\0C8MOTX
M06.PB-(A3@CR<8;?<MST":115@J)K-OUR3!D7=U\9QI;MLS%=U?OHJ.;9FM@
M-5R#HU';A($V<=;N^54U9%O?:-NGA;Z_RT=WH><.[H),DF%"GG94JK#-4#_\
MP<[B+@X[=@.7+YI3[0J5JX2N.,;C;WG@X\@CJS3RZ@8G/6EJ)@2R56CLF#!^
MS,,0_8<&/&EOO?.-RF2%=D9S-J<:[V@T'U$O6@^N,=.]P9C"E7+K&G8%/W++
MCQM![?Z57K^(O'A$T"$MP?X6_4KZM#IK>?$6?]^#A/?Y>.EP@M,"6;4DPS(V
MN!^\9BGIC>&[X9PJ(2_=E)=#7;)=[6U7V;;.&*L9B4(PNBD8KB8YMEA(Q$(B
MY*72A$U5TG1%R N?*]A&VY34\2KY<A[G9ITRD'SBQ0EFF4DP<9(4F:6GTY/3
ME7MW;2=;>*LYR.N'Q=KTZ&8C]'5D89*A$L64MY:-+IYLYY/="+$M6V9?_KPD
M&<JCA !H_Q ?'0YP$*5O?WICV"=E(8HX0N3O/,@>4$J\/ FRX&4\;HJM;I51
M!._:K%OB7=2XW!%Q#E7)==7:L0\>";.U\$9'2:]+BE:W\!''Y.\6<31)M>K6
M?.28.,)Q:\(D><4@":([4GIV%4R1%@G/H2'IJKMH4=N>?-3046W"IJE+CF9S
MB,Z->?$MI8NDFSR2I:78-"3--3A$)P]AFTYZ[1<TNPI60'1>5(3<%W]<...<
M4D:UND,9X8W7H[U;M_L"Q[3O%F6<%4N%\4@9X8?OVL@HRE'/;*)6L3(Z4I#M
MT-06AY:;R3VHH[LZ0P53<I3%^8V<$F(+SGUG**I)FFZUC: =I(.I28JQ, 3#
M*R%$0&'-/+_+."J*TA3+.O'1U9C0S*EH@)Z<PA$G;O8C\5,S)=?01>*G2)06
M\E+IQ(WI2N;B8'OK^7;[43 A&=V4#%>1+-T1*XE8282\5%I)''6Q_]5VIFU)
MV';RLF@PP$M=ECU%V*:"%MMAZ#8]*DY%B6A8U2681<(^!+20N8_.O]RLLT_:
M,>NJ!0:4(K>I5 Q'QIE@:Y[9^E"1544<:UHGA"08N-$M!5EUA5X6>KEC;*W*
MJC W.A(+XB0W8X'P(/A/DVT3'2%=5IX6+ZWMCO79?YRY8SNHY/(J)E;BHPZ.
ML;DH'N\SY66,;2FY92"*XC9[_F0WXGBBN,W&D*;(:H?*-'2+-H>*K"S.DFX3
M7<1ANKI2J8A#KOS2ID-'';?LC7>+]#^]<315.VF.^MWU^W=8"*@2ECCG1+H]
M5"/]>#X;;%4!5?64.T875;9K;-MQ3)?MQXPZ1GF0R!J9G!Q3OF-T465K82FU
M5M%ERS'%;I%]-5-M@]3?QTA;42OB2T*.;O'WNC4CMG.R@1^.I-&</6C2M$\4
M!6.O?GRN=13E(GC7&9X!+>!TGV?VB:)@8.Z!7F\^4-@5AEDKBKAUOMG'$.-C
MDV$:33SMQ7=D;>NU?2X3K$QJ<_Z2B&(LIXVA=X<V(K986S+K)FEP3/VNT<90
MND,;$6,4,49>D+O!>K1==REH5*%^$[36^:#[1%%5UO7N4U3$%AO/%VT=S^P3
M1559$[%%$5L4L46.[-6J-97KE))YZEOM3Q6_VO-N6NP6%J%I0_7DNMAN."HA
MI*6;T@)6C5'#MVD9UVX_RBWDHIMRH<FJ6$7$*B*DI6J%M#J95"WCVEWMR%0?
MOA+*^&25*K5T)K"4+^I+:N;N@ICK5R064.[13%L%Y0X4554DK% 0A[WR+L,P
M-OSK!W?O?V8_"I72HS=+[5+EWG.U8X%"&\=IP&I?)23$67!'3NX#/QN6RFSV
MK4*;'BN/K^ >(#7/%K\RHZ ]0AN(5]?%M\&(I.B2W*/K>(2C15I9K61TJLI3
M7#SYV8O]!_AGF(W"]_\?4$L#!!0    ( )>#6U-K]ZQI9Q8  .NK   0
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M\;FK1[*&)6"&?.RJ(1V>?"WQ(6X?E&"".65;7P8\I4C4BOG?X^#L:VDG&J;
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M:*DDA"''(,=J5<]7,*JP(%<5I2367*YC78+IUO7$Q(?//&ZM,,O@ZC1E=_B
MN8*#KZ PY!FQMNP(J_US>6O"L/?%=)A._ AEDORPXY2"<4*_T6/UV$P)D,PK
MF<WL*XD4A8JK3]]-_UQ:0+L5Y >/+$C&):T>^N':,_\$C&K9/;H1%FA"<7_Q
MB*/$ZPZ61AO)Y*L!1N8/,NJ7VLE'L9H)ZK<L57?9]@H_Z0;&D;_%SB:JQ$RX
MN8JB+[IVV'?F7\O87 +OF9K_R$G>BHXQM%0>X#HO._7M&6E'TWQ5!8=N;;1=
MAPI]X\J=8"F/=^/K?(S+=[WC0Y%*>Z_F3E8[?\^,KOJ">)F3B2V*H:<E^H$G
M05T\82E#C[;$E>NA\8;?3<4;9>YSCIBIO6@MTU&ITG6//6)$C#"\DKFBSL'P
METS56A%B_0YIW>]OR&^-G',9I/4I_O QDEK/F24S,2)K*&E^TJ'37?JAIG%
MI4.3[)?"&!(+BH0SSFI!FD,38V?)U;9FE9%&JYYW3BPS,:P=(ES)0<A;/%D5
M'"^:]OQ#Y6F<"L56"+Y$UZV^>=Q/<D^UGC(B*"<>+.)"TA[Q=..&)XE.P9!@
MY6MSN5Z"S!397G/\KR/<F\/!2S=$&R2RGK6?3S,4FIP7XODS$/8O\W<9.]U)
MK#)]?&/E<5W8"J+K4QFE(G6G'K;'3V"^RH@HQGB?>K[PQ<TO?&JB[[Q\:VCV
MCY9$ER^+$L@Z77 O IL3O#XH6 Z9*T@50D_(?_3Z5:QW73L6F+A%@_30EK0C
M]B^Z$1168H(5-(R&1:CM2B"71O/!N=UV+-0JB[7!J_V&6OW\4.@]H8OWX=GD
M)ULE-I_UK210YV239Z@H[?@]%BM8Y>8ZQZM<I3F$1O"HXF-*5C(=@]6$4+7\
M-LF KJK!,C?-B+M$VB.%\.+68/;K8.D]BY-<;>*F6MHL^0G@J4/::(98#G*8
MC4YM^!RSRSFIOWUY1'"'*)NH(H$U+2CZ;8'%[U 0#-E Q05=;UNELO(JMPHC
M,RH>:%8+_"BW"V\_8[00"FN.M;O#K>A$A#8TLU-DQT-?1"\;GM![U>,\,4:2
MJ_L-'A+>9J]A):)&5ZCS<)./XSO6!>OFXS!=^D*L.E'%7;R',*\UH2.KZ,=Q
M$B IG-L#_'VGW^3_O*25JH*/[EL$Y&MGQ\OYP0U\T+".CTP-S-!L;IL][2U>
M"+BW]N48?O.W=XS,I/Q1&3_L^T(G_C+GU'P+]X]O%C/"K,37$C-5;/<*#*EW
MF/F8[U"T#XZSHA8E%E:ASA[9&_X8Y'AU"0<SBR;N#E^?%O;,*PV2O)'<8U@[
M;3M-#HNW"-9+KWM1 ;$E5+;5>5Q.[U)2^;J8EY X4T9FF?1HK?.N#VAG@U_+
M]"1[YZ).9XG4=HY&P>H=VC.>L!5"+ &ES1RO#VL:F]%G5C8'1"1W%:7=$8IF
MQ,];RMZ[]JVZ=\B8#Z')@(?+&]CB!M9#U^A'*W[,HCD+VEG7QPLRY+'S/6&M
M-E"VFN"[54M1[]WA\U2IYYVUFK?53!:68=7OT\9R/^OV?T^$I!.8(49B<0;6
M4;@=H'=&:5HME >MZT(\KB C"T)E#^J6_OYA(IR1]3MBV+C82OQ1B_'>V"I(
ME"3]X7;OC/1T4.U"C.2R9M1>WFVH>';-YK]<B%LT6^W/#N_==<?*32-XPN>J
M_DG?6(SJH3/J5*K,S/ERQU1%@Z-AEC2Y"-UXHE<TX)[+P<->(>FPYX1N?H_*
M_UC-VVM#3_OJ92YD]*?_W$&/N0))W]L&VMJ?/RL=KWY,,T=^U8>W0C[Z+X>X
M*?/S/-ZCV:N2QSF!R'\YO>&RO_QRE[!:JYOBDX=+W\D'2NXW)]+B2+48]YT9
MK0PY"2*9&*7DD)$"=OT#>)^8_69!3<H<^H"ZAO]=>?''RQ)V3Y)WI3W[BB%*
M$0V9#K+,CO9<E')/F,4,M29SPI ,'-B:>\\(/6 :(WF#)YICJ->F?L,^09LB
MB@GX#K.N#X>YX5<V/I\(Z4#AOH?]&=KH_&.O.*VPI1VTGS(LKX4S#JIF?>XX
M@!V0.DA%>,KZJ'F-VH]2F_5*YJR(?!ZJ..,AV E[SL]&R6!32C%'7G8_J1KK
M26IPNA 1DV&E4M!GM_?B-;FU91V39A^HN!,\JT^,A>3NY8_0^=W#1VT^IL%W
M'H3)-:QD#+@>2?NO"/)T+5(MZ[?=6*N-N57?&TY(3CJ=QBPGX2K7-IVEKM</
M?Q P\:=&U"YR\0.JST3*_E0]EDG,)&=JF8^U4;<D">W6WN7]B3P0,7&%\='-
MK%U(O*%4S&W5*^*$8U.A')VJ/^1ZL_\^2GWVG2G_FE&ZX7 1-&4'PA7$*YUV
M0#WDD>GWUD#)H$YDJ<&OVN$&[^>-B #I6YKH/FDX;"M@E0A/H@J<UN?1&QV&
M#]H=ZC,H==M_ I*M^/<^^NL0HN1*(=G16%8]Z H<:#QUPI01I2=VKI3V97&\
MO%-KF\JLE/I/N6XV3J _#&'OSGKN\9M5I(='=X5&0(NB#?YZJ4G]\%H%J@K$
M42.QD_Z5P7('AMDM6@IA9NS;ED*%:I0Z99VL#1@C.>:0!RN-49S529>A6EW7
MDA3+-99(&*_;^UCX?I+4?7!W?2MNV_^'UIL'^16"S[]]EWF4:TE,[TY?9<]<
MFH]9?!'!E+OE]T;S8TI%N)%J4A*&0";L<&<E9UV(I):80CN<47PY3F*#A:4A
MZT2='HZ 7A FP1ZL$8;MQLF+*I*D22S6SN1A4>Z]:VO.80R[E,SL$X0?=F'!
M>^WT&Z2-B5G4R0X\9&PULW6#A5@DB')D1#&G:59I-=:IN @;[C)\SFE=(;3^
MU),39%.HKNRI+RR_X=85K?:$R8":CIH!QY;K[4"">*UDCD=O6O%(FG).ZQ+
M!P\AG"WGBLO+5/:OWDAS:2D=C7;O.HIST2:PMW[8@51GCR(?03]\7[Q[31$]
M!7=C,](CZENB*-97>!]*3JP'K&479DJL\U(AX\X#>M;NX<0Q O$L6E8"&94+
M)/?DVGMUC90=1T*L$K'\T]\1.J&I_4,Y^>]MC\H^OAR;IGA_=E[8TUQ0:6T^
M-F,=,9F2 ["\7"O]-$HGPG%F]_*;HGHT!YT,=S^1BAV&6'GV@G*\&T--4.X-
M)3LLLGBANB!"7MBO3% TB/86P8-AM=9=1?7X>>F&Z-[4H*1,!2>0=H6Y*RT"
M35K4%BM-AR@:CM1ER<Y6$J%75%0<0:6DF.J0<4.WHW80S,AT:'IB8>9*-!T=
M U<O50/CGTVCRY^FY&DA$ CK&VJVR@D-ZH(LK2@663-T+'4U-WA)%XLVHA'0
M!"M"(^D(BWA$6%AL]PU#S4QAN"<^D<@J(Z%F)G\HH;2T0HTRRADC<SLGVO4T
MWKMVS&)%*!+'@?MXOW]$ @%)TOT$ H.[;F&*9*7?/:[[U)C^H^KEKE6[ \>%
MX8/YX4?O_W,S.9-A46^?G691_P22V0=.@@9+ :YO@7U:<C?^]J+9_]]*"+,"
MN >?K!@F?3VC[TBW]+M2K&'\C8YIK="^&@,V@,GO?X9_+Z20THR+W4 LN3/O
M#TJ%/D7P)5%T:N[F#"!:* =_ FQ"N\OABZ(PQX:QT(!]P)FIR8BLFJY&);D'
M.WFJ _/&ANMT"/X&(JI!A, BB%*:ZQ8%*=T\2YBS: YT/0B33 3B+7,K0,T;
M#BSF?G:-9O+.&<X,$\":BP(CQ5;?XA*R9VJ#.]()A!RS4X/Q?=2="=B8I,@@
M!8T+U*-/!!QG[V/;(KB A\[1@"[8I3L2E[K)S::.[_;<FQCBUFTGX<>Q#+(,
M P"!9>L,LGP_X4T:[6IW_GLP97!;R+W'*G.C\F^XLVHV>41QJE4)[ZS#( )Y
M1WWP^3R$<4J-$\S*#!1,?%.28-+2;Y\$,<WR-9@')*PP$+!/_3@+0=_Q9K3G
M4[,09MU+=?2<E[':JY0=DLVEJYTZ:1EF]VN'C_=#?#BK'.OM^7"BYI0(UIIT
M3;.B3-'37Q@@89U<<GKLN3%(W?R/S.,_@3<B&5P<["XJX?*14;/C\9'$\!2N
M08'37":%=C1S>\*<=0L:NI,.WUN6B5&&#M^PPJ308J/*9$&DT2'!)=$" W[P
M^SGI(E3!%YTE[W''0G/('LT24,IK@H)(1)=A^+0RQ5DY_;>-NFW/.,O2<?'A
ME+S/_2.#PHIR%61<P4\GYSRXTPOP.6)#O]PP_F!)*MCD#TVAMUX*7 ]CK^57
M.4+RH'LTHOEN9 DAR4'AX>QBI5W>U)(2;X._/XY0RK1\XJ^>PO IK):O8,3O
MLJ_FD,8?HZA4"4[(VJ[BX4%Y.=;G2?(5#.923:GC+9,93CR&B8':%4]-?ZM3
M=LI9MMD5Y(C6'PP1VRRBU*KU%"S#?$9GO5M$2+G%BB<4"N69S;(7GJX5.=/(
M+0CMVLQ_D=6#OJ6\I[V/!%&2A4;\DT)0+8LBS\2>1*(+H9MV/-]>L ]>&V1"
M!Q&!_O*\XY@#@_+E8J1REX> ^2K7:YUYKR@D0(H)"N5<P #+3@DYRZ6;'-7]
M!$HR?K#*3.,&<PF2BF6\\[_Y#A,0+L*SCI%1A"1Z4Z_=_ E,\HO;C _@<)->
MG7<0"'/?H.,"9(:9YPBI>JFF#E_><](:T36KMMY@[:1ZRZ(J%-227,2$FUT:
MQ>WVY":^%][%2D.K66&R-1G3)Z*G R=+54C^L@N:IQ#E ,:Z99(:W9 PHE_#
MW(%KDD$[//@*.NX7\^-X[VU.9&L>()TR]'7\:R3G0M?)8( LE,OV?GNC5/4R
M0R,MB#%LL$ ]V,ZY>R)(-?E#^!%YF&H*'MTS8Q S1.MYU#M6C8GBYMJ.XR^K
M+R4US<G5Q_?W[75X+DB%2HGJOMYNMK7,BE!Z258Z'ZF- X&4Q1(V.JV.AX_]
MJ&*W+!!N%J6"K09C6([CNF2?88-N?SC%DU--)C7BP+!;2_2W7P!_A#<DXKZU
M%,&D!W!5@Z19DM9SO[BL79B.VL@$#0(.H9\"GJ!/J3+28U%2JVP3= 2!Z^/7
MR-"=\Z7>'+00*;>[=.4\EKC;;"Y*+*[4,L#EPDO;##_O^' 3LA+IVT$'Q X(
M3E@GV*Y^U9;9 V3-A01A\E41G;1?0WZ-O&N(7;LM_QY7-0_7>X4=_&V\5\B'
MD7-)LE3"D_H[IDC,C((E:($:>7_;#R-Z3'P9 GH\M(WR9!EL\*-E@ZUEB&7B
MP/L"<Y$HOLB]5']NJPMO*=2H.[K.KD8;8@ P+"VA,HI@G)M([_PF JZ!_,H[
M(CS/HNPPGC6ORFXO+\F+$.ZX.JIX_;@'R4/SRPW=1OL5M2N*JS5S^LA1L<^<
M83#,=UMB@UT%U2OG=%U\!CX0F-)(C+-:4';!-Z)7NGG6_C<*NVWO7IWOWT>M
M)]P\A9%#?E1%DW/%]:OK)"9-N-#H4I?%&/;V3:N?@ KGN6'@)-0&!HT5$3@X
M--':-]%\SV4:U[!1&'['-Z00'UU=UJPY#E0&:0EB3>GAIM(LP)I?;W8K!+[^
M8-V1BT<&P5+7W6LN8K(SCA-,QS/E7YCQG)MT89]*!<*82B;[-7?V@2I!5@Q+
MA TDU(*<C,G40+X9@)^'M&>=<WYY%'.67W1ELU$JI/@DJ2L D.> 5VEY?T4F
MM6C&&PCB@!8+"+B13D]IU+XO,P)/T7L*T0CAYRH/^T'7:A.I9(E[C!4^VG_&
MQO[E#;Z$F8RI60QJ%F\/!BAT!B#QZUVE<?34OA'XX6<368LX#M5B*Q?)C@F-
MAS'AH@;'%$R;DZ\Q6YK 1%/OCC5&_\INF@R#-H-Q/#$G%FUHCI!CZ_8I#,I=
MA'K9%WT!XR.T>-VNGE28;$-M]Q*>,_84CR6+\:V+&0;-T\(EZ3+U?5)O*?-Y
MS%G28,2)F\6'0/=C':R\0O>[.3BM/!U>&^TM%ZP2::R,1WHG'>15UK9P%D_L
MB_RZ\F"Z+9^V6T# K9M$-[$Y+Q1(EK_$6M!["BT4=#QE(=6,M4^[I5NN><$/
M5DFWR1*5#9)"CZA$M;M:WPD" !96_!"RCX>/5%'HM. E*3*'\* WY-AN<SYR
M$WZUY[)(\\4#GOT@@"N10#1-#XVYF'/OT4!3D$CB8X<H62UT OI[L&NB4F'F
M(TP!@S$LW%SCPO@H+%2UX=^=_'X84$:28N,=-F]@JPR3B(8)D!H@$53QDA$B
MZ=_.OICCSW)K$8P+"%VJ)@0.DD#K&3X=R@6CCA&72:8J/.)7X$[-1R;P*4@^
M>14DO[.H K1&'H0;*(0Z#^S3I)!$PTW,VT,UEJ9.^<RD:P9VW1Y7VT4);X1/
MJW18Y:0/Y?!J?7$74LPKD?C(S_,V63PQTHB3QFC,B>;(G EP19=KDNE1BE;)
MK:/BPQ7I>BU1]JA$>#!PZK7<_$NILA]\]S5VK>[JD)%)=(QCIQY42#'SY"GU
M^IB;'U/1]DZ74%:^^3I96)MS:,H1$F]'K,\7,N98_SQ%*E.CH7'(1[H,8>%[
MTX/\N$[N)+^N**<WH\7J@BYU1\'V'N54=2]!)Y9I7)_]TQT1H"SAN;=&4>:Y
M15/G(&DD,Y@@HU:SS'-Q0R15 P/S;>>8+J'6%J_834OA%(V-0UTZ8)UI?T-E
M)3.GI5+A Q1((_63]>BD?1N4X2G*>2W#%0Y$%7^EC/%#Q$^ ?"3A$?9\2RF=
M[I"@GE@V5$>68,8-S0($6GRMXD#A4V"'8_UJ$*TIF(^^2*)Q_;S_AWT-T^D;
MRA(/ TRN-:6M$*8@8".[:$ZZRQ83IUZ3;?5#2D=BM]/M;S')/#@AS_T4+&/0
M/A9G#S658NO>7J4QH)%Z8>HYJ#9S.+1F&ERFN\G!I35*_R1:O."# .O38+S5
M>2F;NTPXQ:]2WM',&XXPG\-*6428?U2]&>:<@S\S'YZ-YK 8V3W:F',3GJ8Q
MVL^7$^,E#FI>9V5(2<&]+:U18^A' .$3Q]B1GF:>A]!Z0.5#H1-LT"@N@:@N
MI54"[C5PKNQ,YH\PS-!8"+[ZD/]X.N004I8<BSO;NEW=6L7(G&ET"R5%\I>0
MSHJ[>R%(17-**LT%U5+K GXDA(72_6D(@,FRAN2A4792PW8O+D-N!Z4@16B>
M?K*>SMI2DL$4^/#* 4^*7G? <>2ADL.L_3S>/!0 +XT0<WTP=?@)Q# I\P-Z
M-)O,C+RGY49932N%H;6DH GU6/TZXC0G;;=ZK+IGYE3<I*H/4Q*A75)I4X'-
ME#HYR^E^YS(B$T%MN==:57Q)--Q-?U@WF=Q553ZGB\ZMQ+7-?$O3DMPW68^N
M+^#MLW)#OQ1&$BI;I]2B7>S7[RG8GYG?G%^VCJN=4_87O6_N,O8>J[WL?";L
MG/UXVW#Q^3T?XHQ:XK52)[0;\?VFN])X#9RJE&XO6*$J[%'9B=.6WJF,FM/9
MY:?R(7MU='R-...=@^*B/8K80KR ?$+;;91NT8*85 5.R+-6:D$+=_Q6C&E!
MWPZT1.'OW97O27I@>*RA/P!J@2(@;X,!F]\6W\S2& KYRC?!% QX8LOT[3A;
MX<&)P$ALMJ[%)Z]$.[PAO4#6!ZP(6P##] F'9?_<^.DD,A&2[-B80F,C(P-P
M(0!RF/#3<O,Z,X":5L6@B[F2O7(3C]:GC.B5Z?1!'>B,N'+%$G*(63&INA?9
MEPP-HBRX2'^*6W6JB1&%@_X4%MU:5;DI830X^HHYFA_&4&NH/]F0"6!$<=7=
M!H-.LNO,D)ZP*JPE(7$L[\:45_0$K*&A$U0W2Y'!YU)E'X#0X\PWXZ 5UQL8
M>\^?AN&].,?X_6OO/][=HD4\-J>>J>?^/[IIG"V$F/_[#/-*:>LR9?J,N?)0
M0[\O<;.,=[\+LPP=]>HCD)?7,>GK!])GYN++R>L85)<]8"*:FE46)^I-SOME
M<?O"PL(B0-!GEJ,C?%$*I4NTU-7UH?,";)?'R[+R&&(8+,'DM1-=:(F<P3L*
M4<_P7?6^T>@3LH438!"@?7;!7*K *V5B8J*E("*BI2O0*J+5T4+ZR[&C/7Z1
M>=Z<9,S2P1O<DQ$TC*99O,06QP6[N92*0)+TZH\$:!;1MO$T:P4Q@G-P-3&$
M[(-H<W)R'E\J5Z'3CB.]0= EM^[K6B7\Z-QI7;%,T.4;&#@&E7VKJP<D'9\1
M7."<#DT8%-?;_BRAXD81 4Z'/A97&"818!91!@M[]^X=).(M#ZP0!VN?*%/$
MXP #S03@8NK0 -*Q"E4IE]C"2>4-T+TKPBD%Y)EKTG#C\*L9;X-,*Y=@WA',
M]/<!6BX]+&_M9JTHTA[&QV5@S,'!P8%/8>!97-HEQB4"%G10*JA3%Z2!LN76
MJ Y(*=<TE@MWM#%+#Q>$R@2,$V'ILHA$]L!IQX7EJRRB>GI&'-6ZI.U!-=S\
MH*BP'J@%;?8O"W+$4>N0MG<F45-51=VMZ>.0LB'VU_;@S#0EZ1&ICKK<V4W]
MU;P7@^(FR;YM\GVXV%<PM="4R[?YG2QG^K7^I(]@>#&[@5,W?_\UQI]35/C?
M:S3KR'O\_SZ#_P00Q%>*;)>)^F>T+U9@-WJ 1Z3(4MJQPWK6P47X,V872E)X
M#360"44K$(@&J:LO(W)BDXC .;\LCQ+ H&L!^'IKR2G&A>CPLU:$D8)D^OAW
M0E>Q^YH=EH(<P!9!L[*PF?C,'$O,4@R<6@)Z[[SHCDMP'K^QE!&[,G^W"134
MH]2C#!$C[K!D*D49O?D 5&LI<X(I"$.*/A2+>9B6JX'+U@7+>]H5S1%7F;C;
M! :*Q4)\ ;K17)X%F=,3]D%[H;VUJK;B$+E3-#'[YI &)G^0Y9P^CC\M&7*V
M(Q-)N5P-=/GZ^@H+P67OIX+IJ? G@+M1H%)"0\(-* 3Z#@]N]:N9/$[!F6U$
M&_X-69PNU@X4-1AW<S6]/'L-&A87&#,=$P<S 1,//9XG/Y6X2(@(K6!_IAN4
M8WX?Z,9QP20%P%R42!%@/3;)D?YQQSXE%_09L]S2Z6/O3A8N32Y&(5/"SKO
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MTF]@<DNR8-8_P=$2JI4GJ@R"M+32%M?P4E&>/!T=3PK"%@R.2W*<0'#? >/
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MQC6UL[BMM4^B90(*9T?A^6]N'75/?'YAQ2D[8[-@&*S?XTUA$P#&+Q7?'<?
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MA)0/KXC#TA4JP2/EW1HMF[5.-B,GY1E4EM,[:$_W*7=14BJ,O)"SQZ;JX;*
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MGC%(<93%8L?7R>=X+)+FGRIZ,N[S7Y$>_@-02P,$%     @ EX-;4STD;:R
M"@  1%X  !0   !U=F4M,C R,3$P,C=?;&%B+GAM;,U<76_;.!9][Z_09E]V
M@6%,BM0'B[:#;J8=%)MIBS9%![M8&/Q2(HPC!;+2)/]^*=E.)$NR22I6_9+(
M]M7EN4<ZO%>7DE[]>G^]\'ZH8IGFV>L3= I//)6)7*;9Y>N3;Q?O07SRZYL7
M+U[]#8 ___7EW/LM%[?7*BN]LT*Q4DGO+BVOO.]2+?_RDB*_]K[GQ5_I#P;
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M/&3H_NJ.=_?B2A\_57=*2900&D$,8!1B0"B)  LB!"224(:$^T$2V+Z^HSG
ML<EX@]';@+1L-_>2N%_#8ZDYL(0M67%ZD4=?Z*->YM%R./D+/?K"Z7NI1Z_=
MD'B;C)_KK3<O-M^DJ]>.OWGQ?U!+ P04    " "7@UM3@ SJ%;<&   +,0
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MQ"!.U-0YV9W.D\#F?5'";Y<;!VFIA34A0B!>J0R1ATBL4=@++Z7RW.$ Z';
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M+7/#&)APR?'EXNTLZF\73\0[Q0.';^Y/=!_=V_.';_X/4$L! A0#%     @
MEX-;4QT#G5M*3   _A@& !X              ( !     &$S<3(Q=79E97@M
M.3DQ>&5A<FYI;F=S<')E+FAT;5!+ 0(4 Q0    ( )>#6U-K]ZQI9Q8  .NK
M   0              "  89,  !U=F4M,C R,3$P,C<N:'1M4$L! A0#%
M  @ EX-;4UZ0%TYZ @  K@<  !               ( !&V,  '5V92TR,#(Q
M,3 R-RYX<V102P$"% ,4    " "7@UM3?:-\+C%2  # 9@  $P
M    @ '#90  =79E+3(P,C$Q,#(W7V<Q+FIP9U!+ 0(4 Q0    ( )>#6U,]
M)&VL@ H  $1>   4              "  26X  !U=F4M,C R,3$P,C=?;&%B
M+GAM;%!+ 0(4 Q0    ( )>#6U. #.H5MP8   LQ   4              "
M =?"  !U=F4M,C R,3$P,C=?<')E+GAM;%!+!08     !@ & (T!  # R0
"   !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
