<SEC-DOCUMENT>0000891166-22-000090.txt : 20220727
<SEC-HEADER>0000891166-22-000090.hdr.sgml : 20220727
<ACCEPTANCE-DATETIME>20220727163152
ACCESSION NUMBER:		0000891166-22-000090
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20220727
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220727
DATE AS OF CHANGE:		20220727

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNIVERSAL INSURANCE HOLDINGS, INC.
		CENTRAL INDEX KEY:			0000891166
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				650231984
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33251
		FILM NUMBER:		221111430

	BUSINESS ADDRESS:	
		STREET 1:		1110 W. COMMERCIAL BLVD.
		STREET 2:		SUITE 100
		CITY:			FORT LAUDERDALE
		STATE:			FL
		ZIP:			33309
		BUSINESS PHONE:		954-958-1200

	MAIL ADDRESS:	
		STREET 1:		1110 W. COMMERCIAL BLVD.
		STREET 2:		SUITE 100
		CITY:			FORT LAUDERDALE
		STATE:			FL
		ZIP:			33309

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIVERSAL INSURANCE HOLDINGS INC
		DATE OF NAME CHANGE:	20010330

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIVERSAL HEIGHTS INC
		DATE OF NAME CHANGE:	19950817
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>uve-20220727.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2022 Workiva--><!--r:849e7f35-6b15-40b5-85f1-b6d397e03043,g:23bf15b4-a605-4548-9458-52ec06ac6b20,d:af9e0097dc684aa1ad471d52df3914d5--><html xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns="http://www.w3.org/1999/xhtml" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>uve-20220727</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV80L2ZyYWc6NTBhN2I5Yzc5ZjJjNDc3ODkxMzU5ZjFiYmJmMGUzNTkvdGFibGU6ZTBmMmM2Y2U5ZTNiNDAwMTk4MjUwNTljZjE5NGU1MDQvdGFibGVyYW5nZTplMGYyYzZjZTllM2I0MDAxOTgyNTA1OWNmMTk0ZTUwNF8yLTEtMS0xLTk3MTMz_24d40021-c857-402a-a778-d7190c5650fa">0000891166</ix:nonNumeric><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:AmendmentFlag" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV80L2ZyYWc6NTBhN2I5Yzc5ZjJjNDc3ODkxMzU5ZjFiYmJmMGUzNTkvdGFibGU6ZTBmMmM2Y2U5ZTNiNDAwMTk4MjUwNTljZjE5NGU1MDQvdGFibGVyYW5nZTplMGYyYzZjZTllM2I0MDAxOTgyNTA1OWNmMTk0ZTUwNF81LTEtMS0xLTk3MTMz_3a0c0b4d-45c6-4b45-b2b1-a99227499f6c">false</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="uve-20220727.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000891166</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-07-27</xbrli:startDate><xbrli:endDate>2022-07-27</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="iaf9e0097dc684aa1ad471d52df3914d5_1"></div><div style="min-height:42.75pt;width:100%"><div style="-sec-extract:summary;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div></div><div style="-sec-extract:summary;margin-top:4pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:100%">WASHINGTON, DC 20549</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:8pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:400;line-height:120%">&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:120%">FORM&#160;<ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUx_673dc84c-60f2-485c-8adc-b929616e0245">8-K</ix:nonNumeric> </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PURSUANT TO SECTION 13 OR 15(d)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">OF THE SECURITIES EXCHANGE ACT OF 1934</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Date of Report (Date of earliest event reported): <ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMjU_99ce0c6d-4183-42b2-9a05-75739401826e">July 27, 2022</ix:nonNumeric> </span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><img src="uve-20220727_g1.jpg" alt="uve-20220727_g1.jpg" style="height:82px;margin-bottom:5pt;vertical-align:text-bottom;width:200px"/></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUy_6bf868fd-161a-4b40-91ee-eea35a2a83e1">Universal Insurance Holdings, Inc.</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.704%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.953%"><tr><td style="width:1.0%"></td><td style="width:27.705%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.601%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.213%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.188%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.693%"></td><td style="width:0.1%"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MTVjZDZmOGE4YTJmNGNkM2I5MzBjN2U2NzI1MmFmZGUvdGFibGVyYW5nZToxNWNkNmY4YThhMmY0Y2QzYjkzMGM3ZTY3MjUyYWZkZV8xLTAtMS0xLTk3MTMz_33ef8c40-e656-4699-bf5c-19ab25fc3fe6">Delaware</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MTVjZDZmOGE4YTJmNGNkM2I5MzBjN2U2NzI1MmFmZGUvdGFibGVyYW5nZToxNWNkNmY4YThhMmY0Y2QzYjkzMGM3ZTY3MjUyYWZkZV8xLTItMS0xLTk3MTMz_30d743ac-5294-4772-8b58-e0830b99704e">001-33251</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MTVjZDZmOGE4YTJmNGNkM2I5MzBjN2U2NzI1MmFmZGUvdGFibGVyYW5nZToxNWNkNmY4YThhMmY0Y2QzYjkzMGM3ZTY3MjUyYWZkZV8xLTQtMS0xLTk3MTMz_6e3c237c-aadf-4194-8ba7-a128dbf361b6">65-0231984</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(State or other jurisdiction<br/>of incorporation)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(Commission<br/>File Number)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(IRS Employer<br/>Identification No.)</span></td></tr></table></div><div style="margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUz_5fe9e90a-3acd-4df4-8615-1d3679263c9a">1110 W. Commercial Blvd.</ix:nonNumeric>, <ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU2_c6e1ef27-be4c-4f4a-ba53-40ba9da1e34b">Fort Lauderdale</ix:nonNumeric>, <ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU0_3867348f-baa3-40be-91e1-879cd425f7d7">Florida</ix:nonNumeric> <ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU3_7caa487f-b6d2-462f-83d7-b59c4b2b260c">33309</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Address of Principal Executive Offices) (Zip Code)</span></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Registrant&#8217;s telephone number, including area code: (<ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU1_d64a74ce-5c04-442b-b68c-69b5758dac64">954</ix:nonNumeric>)&#160;<ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUw_f5f80c1d-5905-4aa3-9fdc-8f92ac4bb507">958-1200</ix:nonNumeric></span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.636%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.511%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form&#160;8-K&#160;filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6NTFjY2YxMjFmNmQ1NDdjZTg2YTI2ZGE4ZmQ3OTA2MzUvdGFibGVyYW5nZTo1MWNjZjEyMWY2ZDU0N2NlODZhMjZkYThmZDc5MDYzNV8wLTAtMS0xLTk3MTMz_432bfe39-547e-4b80-8362-697525fb7602">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6Y2ViYmI3NmUxMmQxNDg4NmEzNzQ2ZTI4NDM1N2ZlMTUvdGFibGVyYW5nZTpjZWJiYjc2ZTEyZDE0ODg2YTM3NDZlMjg0MzU3ZmUxNV8wLTAtMS0xLTk3MTMz_349c2f17-69c3-4196-b604-e3cff0baeadd">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Soliciting material pursuant to Rule&#160;14a-12&#160;under the Exchange Act (17 CFR&#160;240.14a-12)</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6ZDdmMmE0ZmQ2NDJmNDgzYWE0OTExYjIwYzcxNThmZTAvdGFibGVyYW5nZTpkN2YyYTRmZDY0MmY0ODNhYTQ5MTFiMjBjNzE1OGZlMF8wLTAtMS0xLTk3MTMz_543b818d-50d9-4018-9ac4-128f4286e282">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement&#160;communications pursuant to Rule&#160;14d-2(b)&#160;under the Exchange Act (17 CFR&#160;240.14d-2(b))</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:93.044%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MGQ5ZjhmYjM2NTkyNDQ5YTgwOTk3NTE1MGM1NWMzNjYvdGFibGVyYW5nZTowZDlmOGZiMzY1OTI0NDlhODA5OTc1MTUwYzU1YzM2Nl8wLTAtMS0xLTk3MTMz_68f83413-a421-4bad-bd44-80ca747381f2">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement&#160;communications pursuant to Rule&#160;13e-4(c)&#160;under the Exchange Act (17 CFR&#160;240.13e-4(c))</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:32.477%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.427%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:44.796%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Title of each class</span></td><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Trading Symbol(s)</span></td><td colspan="3" style="border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6YjdhMDIxMGIwMDBlNDI1NjgxMzVlMDMyMGM3ZmI3NDgvdGFibGVyYW5nZTpiN2EwMjEwYjAwMGU0MjU2ODEzNWUwMzIwYzdmYjc0OF8xLTAtMS0xLTk3MTMz_5601184b-bd72-40b5-8fc6-b4d5bad0f94a">Common Stock, $0.01 Par Value</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6YjdhMDIxMGIwMDBlNDI1NjgxMzVlMDMyMGM3ZmI3NDgvdGFibGVyYW5nZTpiN2EwMjEwYjAwMGU0MjU2ODEzNWUwMzIwYzdmYjc0OF8xLTEtMS0xLTk3MTMz_faf560c1-f7ec-4f1b-b757-ba5cc0465ab4">UVE</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6YjdhMDIxMGIwMDBlNDI1NjgxMzVlMDMyMGM3ZmI3NDgvdGFibGVyYW5nZTpiN2EwMjEwYjAwMGU0MjU2ODEzNWUwMzIwYzdmYjc0OF8xLTItMS0xLTk3MTMz_ce1d2cf5-11da-48a8-b23f-6fffa592497d">New York Stock Exchange</ix:nonNumeric> </span></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule&#160;12b-2&#160;of the Securities Exchange Act of 1934 (&#167;&#160;240.12b-2 of this chapter).</span></div><div style="margin-top:12pt;padding-left:360pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU4_ffa210e1-91e7-4357-9021-9bb6fcbeedb8">&#9744;</ix:nonNumeric> </span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:10.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:87.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Item&#160;2.02</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%;text-decoration:underline">Results of Operations and Financial Condition</span></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:174%">On July 27, 2022, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter ended June&#160;30, 2022. A copy of the press release is attached hereto as Exhibit 99.1.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:174%">The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed &#8220;filed&#8221; for purposes of Section&#160;18 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:10.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:87.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Item&#160;9.01</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%;text-decoration:underline">Financial Statements and Exhibits</span></td></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(d) Exhibits:</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.099%"><tr><td style="width:1.0%"></td><td style="width:16.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.588%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:79.974%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Exhibit Number</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Description</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a2q22uveex-991xearningspre.htm">99.1</a></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a2q22uveex-991xearningspre.htm">Press Release dated </a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a2q22uveex-991xearningspre.htm">July</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a2q22uveex-991xearningspre.htm"> 2</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a2q22uveex-991xearningspre.htm">7</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a2q22uveex-991xearningspre.htm">, 2022.</a></span></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).</span></div></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">SIGNATURES</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:30.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.996%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.145%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.974%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.952%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.556%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.952%"></td><td style="width:0.1%"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date:  July 27, 2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">UNIVERSAL INSURANCE HOLDINGS, INC.</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Frank C. Wilcox</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Name:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Frank C. Wilcox</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Title:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Chief Financial Officer</span></td></tr></table></div><div><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a2q22uveex-991xearningspre.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="i582c1624d2db4f048f944019ecba63e8_1"></div><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="margin-bottom:6pt;text-align:right"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:130%">Exhibit 99.1</font></div><div style="margin-bottom:6pt;text-align:center"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:15pt;font-weight:700;line-height:130%">Universal Reports Second Quarter 2022 Results</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">Diluted GAAP earnings per share (&#8220;EPS&#8221;) of $0.24, adjusted EPS</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:160%;position:relative;top:-3.67pt;vertical-align:baseline">1</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%"> of $0.47</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">Annualized return on average common equity (&#8220;ROCE&#8221;) of 7.7%, adjusted</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:160%;position:relative;top:-3.67pt;vertical-align:baseline">1</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%"> ROCE of 12.8%</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">Direct premiums written of $532.5 million, up 12.4% from the prior year quarter</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:160%;padding-left:14.33pt">Repurchased 282,552 shares for $3.5 million. Total capital returned to shareholders of $8.5 million, including $0.16 per share regular quarterly dividend.</font></div><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-style:italic;font-weight:400;line-height:160%;position:relative;top:-3.15pt;vertical-align:baseline">                  1 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:160%">Reconciliations of GAAP to non-GAAP financial measures are provided in the attached tables. </font></div><div style="padding-left:36pt"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Fort Lauderdale, Fla., July 27, 2022 &#8211;</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%"> Universal Insurance Holdings (NYSE&#58; UVE) (&#8220;Universal&#8221; or the &#8220;Company&#8221;) reported 2022 second quarter diluted GAAP EPS of $0.24 and adjusted EPS of </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">$0.47</font><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">.  </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">&#8220;We reported a 12.8% annualized adjusted return on common equity in the quarter, an impressive feat in the current environment,&#8221; said Stephen J. Donaghy, Chief Executive Officer. &#8220;Direct premiums written growth of 12.4% accelerated from 8.5% in the first quarter of this year, and significantly outpaced an 8.5% policies in force decline. In addition to rate increases, we continue to optimize and rebalance our portfolio, increasing exposure to more profitable regions, while reducing exposure to less profitable geographies. Our capital position remains strong at both of our insurance subsidiaries and on an enterprise-wide basis, and I&#8217;m particularly proud of the robust reinsurance program that we completed prior to the June 1 renewal date. Despite the challenging reinsurance market, our program includes full protection for both hurricanes and tropical storms, has no gaps in coverage and no co-participation and provides coverage across multiple events. We are well prepared for hurricane season and expect the actions we&#8217;ve taken to bear fruit in future periods.&#8221;</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">1</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-9pt"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:140%;text-decoration:underline">Quarterly Financial Results</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Summary Financial Results</font></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.722%"><tr><td style="width:1.0%"></td><td style="width:34.276%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.763%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.763%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.813%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.763%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.763%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.817%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">($thousands, except per share data)</font></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Three Months Ended June 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Six Months Ended  June 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Change</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP comparison</font></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Total revenues</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">292,006&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">279,181&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">579,488&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">541,938&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">6.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income before income taxes</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10,680&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">30,059&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(64.5)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">33,151&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">66,410&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(50.1)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income before income taxes margin</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(7.1)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">5.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">12.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(6.6)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net income</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">7,370&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">21,941&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(66.4)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">24,907&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">48,349&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(48.5)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Diluted EPS</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.24&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.70&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(65.7)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.80&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.54&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(48.1)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Annualized ROCE</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">7.7&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">18.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(11.1)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">12.5&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">20.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(8.3)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Book value per share, end of period</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">11.93&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.37&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(22.4)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">11.93</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.37</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(22.4)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%;text-decoration:underline">Non-GAAP comparison</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.52pt;font-weight:700;line-height:100%;position:relative;text-decoration:underline;top:-2.97pt;vertical-align:baseline">2</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Core revenue</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">301,615&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">277,456&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">8.7&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">592,435&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">540,165&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.7&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted operating income</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">22,020&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">28,369&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(22.4)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">49,437&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">64,692&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(23.6)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted operating income margin</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">7.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(2.9)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">8.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">12.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(3.7)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted net income</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">14,648&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">20,627&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(29.0)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">34,711&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">46,995&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(26.1)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted EPS</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.47&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.65&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(27.7)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.12&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.50&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(25.3)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Annualized adjusted ROCE</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">12.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">17.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(4.5)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">20.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(4.9)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Adjusted book value per share, end of period</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">14.80&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.55&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(4.8)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">14.80&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">15.55&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(4.8)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%;text-decoration:underline">Underwriting Summary</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Premiums&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Premiums in force</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,766,542&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,618,576&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.1&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,766,542&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,618,576&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.1&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Policies in force</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">894,618&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">977,251&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(8.5)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">894,618&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">977,251&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(8.5)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Direct premiums written</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">532,527&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">473,627&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">12.4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">929,008&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">838,941&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Direct premiums earned</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">428,805&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">392,574&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">843,408&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">768,180&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Ceded premiums earned</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(151,744)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(136,402)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">11.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(297,283)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(268,703)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Ceded premium ratio</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">35.4&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">34.7&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.7&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">35.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">35.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net premiums earned</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">277,061&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">256,172&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">8.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">546,125&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">499,477&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">9.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Net ratios&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Loss ratio</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">72.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">65.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">7.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">70.6&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">62.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">8.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Expense ratio</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">28.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">32.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(3.4)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">28.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">32.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(4.1)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Combined ratio</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">100.9&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">97.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.6&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">99.4&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">95.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;pts</font></td></tr><tr><td colspan="39" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.52pt;font-weight:400;line-height:100%;position:relative;top:-2.97pt;vertical-align:baseline">2 </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Reconciliation of GAAP to non-GAAP financial measures are provided in the attached tables. Adjusted net income, adjusted EPS and core revenue exclude net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities. Adjusted operating income excludes net realized and unrealized gains and losses on investments and interest and amortization of debt issuance costs. Adjusted book value per share excludes accumulated other comprehensive income, net of taxes. Adjusted ROCE is calculated by dividing annualized adjusted net income attributable to common stockholders by average adjusted book value per share, with the denominator further excluding current period after-tax net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities. </font></div></td></tr><tr><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%;text-decoration:underline">Net Income and Adjusted Net Income</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Net income was $7.4 million, down from $21.9 million in the prior year quarter, and adjusted net income was $14.6 million, down from $20.6 million in the prior year quarter. The decline in adjusted net income primarily stems from a higher net loss ratio, partly offset by a lower net expense ratio and higher commission revenue  and net investment income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">2</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%;text-decoration:underline">Revenues</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Overall revenue was $292.0 million, up 4.6% from the prior year quarter and core revenue was $301.6 million, up 8.7% from the prior year quarter. The increase in core revenue primarily stems from higher net premiums earned, net investment income and commission revenue.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Direct premiums written were $532.5 million, up 12.4% from the prior year quarter. The increase stems from 13.2% growth in Florida and 8.3% growth in other states. Overall growth primarily reflects rate increases, partly offset by lower policies in force.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Direct premiums earned were $428.8 million, up 9.2% from the prior year quarter. The increase stems from direct premiums written growth over the past twelve months.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The ceded premium ratio was 35.4%, up from 34.7% in the prior year quarter. The increase primarily reflects higher reinsurance pricing and higher reinsurance costs associated with the increase in insured values.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Net premiums earned were $277.1 million, up 8.2% from the prior year quarter. The increase is primarily attributable to higher direct premiums earned, partly offset by higher ceded premiums earned, as described above.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Net investment income was $5.2 million, up from $2.9 million in the prior year quarter. The increase primarily stems from higher fixed income reinvestment yields and higher average invested assets.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Commissions, policy fees and other revenue were $19.3 million, up 4.9% from the prior year quarter. The increase primarily reflects higher reinsurance brokerage commission revenue, which benefited from higher ceded premiums and the difference in our reinsurance program&#8217;s structure relative to the prior year quarter, partly offset by policy fee and other revenue declines associated with lower policies in force.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%;text-decoration:underline">Margins</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The income before income taxes margin was 3.7%, down 7.1 points from the prior year quarter and the adjusted operating margin was 7.3%, down from 10.2% in the prior year. The lower adjusted operating margin primarily reflects a higher net combined ratio, partly offset by higher net investment income and commission revenues. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The net loss ratio was 72.3%, up 7.0 points compared to the prior year quarter. The increase primarily reflects a higher initial accident year attritional loss pick associated with the challenging Florida claims environment and inflationary and weather trends, partly offset by lower adverse prior year reserve development as a percentage of net premiums earned.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The net expense ratio was 28.6%, down 3.4 points compared to the prior year quarter. The reduction primarily reflects lower renewal commission rates paid to distribution partners, economies of scale and disciplined expense management. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The net combined ratio was 100.9%, up 3.6 points compared to the prior year quarter. The increase reflects a higher net loss ratio, partly offset by a lower net expense ratio, as described above. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%;text-decoration:underline">Capital Deployment</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">During the second quarter, the Company repurchased approximately 283 thousand shares at an aggregate cost of $3.5 million. The Company&#8217;s current share repurchase authorization program has $10.4 million remaining as of June 30, 2022 and runs through November 3, 2022.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">On July 19, 2022, the Board of Directors declared a quarterly cash dividend of 16 cents per share of common stock, payable on August 9, 2022, to shareholders of record as of the close of business on August 2, 2022.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%;text-decoration:underline">Guidance</font></div><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">The Company is maintaining its guidance for 2022 (assuming no further extraordinary weather events)&#58;</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Adjusted EPS in a range of $1.80 - $2.20 </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Annualized adjusted ROCE in a range of 12.5% - 15.0%</font></div><div><font><br></font></div><div><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Conference Call and Webcast</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Thursday, July 28, 2022 at 10&#58;00 a.m. ET</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%">&#8226;</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:174%;padding-left:14.33pt">Investors and other interested parties may listen to the call by accessing the online, real-time webcast at universalinsuranceholdings.com&#47;investors or by registering in advance via teleconference at https&#58;&#47;&#47;register.vevent.com&#47;register&#47;BIdd1435dd6e8c4f96b2f705a2f37d27d0. Once registration is completed, participants will be provided with a dial-in number containing a personalized conference code to access the call. An online replay of the call will be available at universalinsuranceholdings.com&#47;investors shortly after the investor call concludes.</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">About Universal</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Universal Insurance Holdings, Inc. (NYSE&#58; UVE) is a holding company offering property and casualty insurance and value-added insurance services. We develop, market, and write insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for our primary insurance entities, including risk management, claims management and distribution. We sell insurance products through both our appointed independent agents and through our direct online distribution channels in the United States across 19 states (primarily Florida). Learn more at universalinsuranceholdings.com.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Non-GAAP Financial Measures and Key Performance Indicators</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">This press release contains non-GAAP financial measures within the meaning of Regulation G promulgated by the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;), including core revenue, adjusted net income attributable to common stockholders and diluted adjusted earnings per common share, which exclude the impact of net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities. Adjusted operating income and adjusted operating income margin exclude the impact of net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities and interest and amortization of debt issuance costs. Adjusted common stockholders&#8217; equity and adjusted book value per share exclude accumulated other comprehensive income (AOCI), net of taxes. Adjusted return on common equity excludes after-tax net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities from the numerator and AOCI, net of taxes, and current period after-tax net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities from the denominator. A &#8220;non-GAAP financial measure&#8221; is generally defined as a numerical measure of a company&#8217;s historical or future performance that excludes or includes amounts, </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">4</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">or is subject to adjustments, so as to be different from the most directly comparable measure calculated and presented in accordance with generally accepted accounting principles (&#8220;GAAP&#8221;). UVE management believes that these non-GAAP financial measures are meaningful, as they allow investors to evaluate underlying revenue and profitability trends and enhance comparability across periods. When considered together with the GAAP financial measures, management believes these metrics provide information that is useful to investors in understanding period-over-period operating results separate and apart from items that may, or could, have a disproportionately positive or negative impact on results in any particular period. UVE management also believes that these non-GAAP financial measures enhance the ability of investors to analyze UVE&#8217;s business trends and to understand UVE&#8217;s operational performance. UVE&#8217;s management utilizes these non-GAAP financial measures as guides in long-term planning. Non-GAAP financial measures should be considered in addition to, and not as a substitute for or superior to, financial measures presented in accordance with GAAP. For more information regarding our key performance indicators, please refer to the section titled &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Key Performance Indicators&#8221; in our forthcoming Quarterly Report on Form 10-Q for the quarter ended June 30, 2022.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Forward-Looking Statements</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">This press release may contain &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995. The words &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;will,&#8221; &#8220;plan,&#8221; and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. Such statements may include commentary on plans, products and lines of business, marketing arrangements, reinsurance programs and other business developments and assumptions relating to the foregoing. Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified, including those risks and uncertainties described under the heading &#8220;Risk Factors&#8221; and &#8220;Liquidity and Capital Resources&#8221; in our 2021 Annual Report on Form 10-K, and supplemented in our subsequent Quarterly Reports on Form 10-Q. Future results could differ materially from those described, and the Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. For further information regarding risk factors that could affect the Company&#8217;s operations and future results, refer to the Company&#8217;s reports filed with the Securities and Exchange Commission, including the Company&#8217;s Annual Report on Form 10-K and the most recent quarterly reports on Form 10-Q.</font></div><div><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:140%">Investors&#47;Media&#58;</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Arash Soleimani, CFA, CPA</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">Chief Strategy Officer</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">954-804-8874</font></div><div style="text-align:justify"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:140%">asoleimani&#64;universalproperty.com </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">5</font></div></div></div><div id="i582c1624d2db4f048f944019ecba63e8_4"></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">CONSOLIDATED BALANCE SHEETS (UNAUDITED)</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except per share data)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:52.650%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.594%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.577%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.596%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ASSETS&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Invested Assets</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Fixed maturities, at fair value</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,021,006&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,040,455&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Equity securities, at fair value</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">79,844&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">47,334&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Investment real estate, net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5,798&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">5,891&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;&#160;Total invested assets</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,106,648</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,093,680</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">316,952&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">250,508&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Restricted cash and cash equivalents</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">20,125&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,635&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prepaid reinsurance premiums</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">590,093&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">240,993&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reinsurance recoverable</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">33,344&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">185,589&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Premiums receivable, net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">79,309&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64,923&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Property and equipment, net</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">54,027&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">53,682&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred policy acquisition costs</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">110,983&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">108,822&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,319&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,319&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">68,968&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">52,990&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">TOTAL ASSETS</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,382,768</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,056,141</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">LIABILITIES AND STOCKHOLDERS' EQUITY</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">LIABILITIES&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unpaid losses and loss adjustment expenses</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">186,349&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">346,216&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unearned premiums</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">943,369&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">857,769&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Advance premium</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">86,271&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">53,694&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reinsurance payable, net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">637,846&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">188,662&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term debt, net</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">103,161&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">103,676&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">59,221&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">76,422&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total liabilities</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,016,217</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,626,439</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">STOCKHOLDERS' EQUITY&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cumulative convertible preferred stock ($0.01 par value)</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">3</font></div></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock ($0.01 par value)</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">4</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">471&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">470&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Treasury shares, at cost - 16,400 and 15,797</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(234,496)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(227,115)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additional paid-in capital</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">110,089&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">108,202&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss), net of taxes</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(88,134)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(15,568)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Retained earnings</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">578,621&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">563,713&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total stockholders' equity</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">366,551</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">429,702</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,382,768</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,056,141</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Notes&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"> Cumulative convertible preferred stock ($0.01 par value)&#58; Authorized - 1,000 shares&#59; Issued - 10 and 10 shares&#59; Outstanding - 10 and 10 shares&#59; Minimum liquidation preference - $9.99 and $9.99 per share.</font></div></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">4 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Common stock ($0.01 par value)&#58;  Authorized - 55,000 shares&#59; Issued - 47,116 and 47,018 shares&#59; Outstanding 30,716 and 31,221 shares.</font></div></td></tr></table></div><div><font><br></font></div><div id="i582c1624d2db4f048f944019ecba63e8_7"></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">6</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.722%"><tr><td style="width:1.0%"></td><td style="width:54.610%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.788%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.788%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.332%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.332%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.788%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.791%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">REVENUES</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net premiums earned</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">277,061&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">256,172&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">546,125&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">499,477&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5,221&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">2,858&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">9,263&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5,844&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net realized gains (losses) on investments</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(725)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">496&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(667)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,038&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net change in unrealized gains (losses) of equity securities</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(8,884)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,229&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(12,280)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">735&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Commission revenue</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11,404&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">9,860&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">22,565&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">18,986&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Policy fees</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">5,940&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6,575&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">10,719&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11,962&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other revenue</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,989&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,991&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,763&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,896&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total revenues</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">292,006</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">279,181</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">579,488</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">541,938</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">EXPENSES</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Losses and loss adjustment expenses</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">200,304&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">167,221&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">385,410&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">311,184&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Policy acquisition costs</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">54,100&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">56,766&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">108,823&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">113,224&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other operating expenses</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">25,191&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">25,100&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">48,765&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">51,065&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">&#160;&#160;&#160;&#160;&#160;Total operating costs and expenses</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">279,595</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">249,087</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">542,998</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">475,473</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Interest and amortization of debt issuance costs</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,731&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">35&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,339&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">55&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Income before income taxes</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">10,680</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">30,059</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">33,151</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">66,410</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Income tax expense</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,310&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">8,118&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">8,244&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">18,061&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">NET INCOME</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">7,370</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">21,941</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">24,907</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">48,349</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div><font><br></font></div><div id="i582c1624d2db4f048f944019ecba63e8_10"></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">SHARE AND PER SHARE INFORMATION</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except per share data)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.722%"><tr><td style="width:1.0%"></td><td style="width:52.799%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.624%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.357%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.624%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.624%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.627%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weighted average common shares outstanding - basic</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,829&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,240&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,987&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,224&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weighted average common shares outstanding - diluted</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,883&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,310&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,060&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,292&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Shares outstanding, end of period</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,716&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,269&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">30,716&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">31,269&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Basic earnings per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.24&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.70&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.80&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.55&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Diluted earnings per common share</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.24&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.70&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.80&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.54&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Cash dividend declared per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.32&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.32&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Book value per share, end of period</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11.93&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">15.37&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">11.93&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">15.37&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Annualized return on average common equity (ROCE)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">7.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">18.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">12.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">20.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr></table></div><div><font><br></font></div><div id="i582c1624d2db4f048f944019ecba63e8_13"></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">7</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">SUPPLEMENTARY INFORMATION</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except for Policies In Force data)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:52.788%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.316%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.316%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.316%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.321%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-style:italic;font-weight:700;line-height:100%">Premiums</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Direct premiums written - Florida</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">453,168&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">400,370&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">787,605&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">707,381&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;Direct premiums written - Other States</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">79,359&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">73,257&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">141,403&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">131,560&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct premiums written - Total</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">532,527&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">473,627&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">929,008&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">838,941&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct premiums earned</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">428,805&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">392,574&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">843,408&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">768,180&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net premiums earned</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">277,061&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">256,172&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">546,125&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">499,477&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-style:italic;font-weight:700;line-height:100%">Underwriting Ratios - Net</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss and loss adjustment expense ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">72.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">65.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">70.6&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">62.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;Policy acquisition cost ratio</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">19.5&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">22.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">19.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">22.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;&#160;Other operating expense ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">9.1&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">9.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">8.9&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">10.2&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Expense ratio</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">28.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">32.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">28.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">32.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Combined ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">100.9&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">97.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">99.4&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">95.2&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-style:italic;font-weight:700;line-height:100%">Other Items</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(Favorable)&#47;Unfavorable prior year's reserve development</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,710&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">7,731&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">4,365&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6,494&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 5.5pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Points on the loss and loss adjustment expense ratio</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.3 pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3.0&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">0.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">pts</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.3&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">pts</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:84.583%"><tr><td style="width:1.0%"></td><td style="width:53.908%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.456%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.739%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.456%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.741%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Policies in force</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Florida</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">654,276&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">723,390&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other States</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">240,342&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">253,861&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">894,618&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">977,251&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums in force</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Florida</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,473,193&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,345,532&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other States</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">293,349&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">273,044&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,766,542&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1,618,576&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total Insured Value</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Florida</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">202,691,987&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">200,600,028&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Other States</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">118,766,758&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">112,637,726&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">321,458,745&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">313,237,754&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">8</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="margin-top:3pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.935%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended June 30, 2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Ceded</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums earned</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">428,805&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">151,744&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">277,061&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Loss and loss adjustment expenses&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 21.25pt;text-align:left;text-indent:-13.5pt;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Core losses</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">196,630&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">45.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">36&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">196,594&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">71.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weather events</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">5</font></div></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Prior year&#8217;s reserve development</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">63,600&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">14.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">59,890&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">39.5&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3,710&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total losses and loss adjustment expenses</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">260,230&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">60.7&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">59,926&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">39.5&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">200,304&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">72.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="36" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">5 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Includes only current year weather events beyond those expected.</font></div></td></tr></table></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.935%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Three Months Ended June 30, 2021</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Ceded</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums earned</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">392,574&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">136,402&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">256,172&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Loss and loss adjustment expenses&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 21.25pt;text-align:left;text-indent:-13.5pt;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Core losses</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">159,412&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">40.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(78)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(0.1)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">159,490&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">62.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weather events</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">5</font></div></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Prior year&#8217;s reserve development</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">116,890&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">29.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">109,159&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">80.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">7,731&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">3.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total losses and loss adjustment expenses</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">276,302&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">70.4&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">109,081&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">80.0&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">167,221&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">65.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="36" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">5 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Includes only current year weather events beyond those expected.</font></div></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.935%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Six Months Ended June 30, 2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Ceded</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums earned</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">843,408&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">297,283&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">546,125&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Loss and loss adjustment expenses&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 21.25pt;text-align:left;text-indent:-13.5pt;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Core losses</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">376,580&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">44.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">80&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">376,500&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">69.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weather events</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">5</font></div></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,545&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">0.5&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,545&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">0.8&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Prior year&#8217;s reserve development</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">74,260&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">8.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">69,895&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23.5&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,365&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">0.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total losses and loss adjustment expenses</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">455,385&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">54.0&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">69,975&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23.5&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">385,410&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">70.6&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="36" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">5 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Includes only current year weather events beyond those expected.</font></div></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">9</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.038%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.935%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Six Months Ended June 30, 2021</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Direct</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Ceded</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Net</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Loss Ratio</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Premiums earned</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">768,180&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">268,703&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">499,477&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Loss and loss adjustment expenses&#58;</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 21.25pt;text-align:left;text-indent:-13.5pt;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Core losses</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">304,640&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">39.7&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">(50)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">304,690&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">61.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Weather events</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:100%;position:relative;top:-3.67pt;vertical-align:baseline">5</font></div></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">Prior year&#8217;s reserve development</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">208,960&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">27.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">202,466&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">75.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">6,494&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">1.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:700;line-height:100%">Total losses and loss adjustment expenses</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">513,600&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">66.9&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">202,416&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">75.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">311,184&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">62.3&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="36" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">5 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Includes only current year weather events beyond those expected.</font></div></td></tr></table></div><div style="text-align:center"><font><br></font></div><div id="i582c1624d2db4f048f944019ecba63e8_16"></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%"> </font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">10</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">UNIVERSAL INSURANCE HOLDINGS, INC. AND SUBSIDIARIES</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">RECONCILIATION OF NON-GAAP FINANCIAL MEASURES</font></div><div style="text-align:center"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:130%">(in thousands, except for per share data)</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.511%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.122%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.122%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.122%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.125%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#ffffff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP revenue to core revenue</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP revenue</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">292,006</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">279,181</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">579,488</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">541,938</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Net realized gains (losses) on investments</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(725)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">496&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(667)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,038&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Net change in unrealized gains (losses) of equity securities</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,884)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,229&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,280)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Core revenue</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">301,615</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">277,456</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">592,435</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">540,165</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#ffffff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP income before income taxes to adjusted operating income</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP income before income taxes</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">10,680</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30,059</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">33,151</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">66,410</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">add&#58; Interest and amortization of debt issuance costs</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,731&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,339&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP operating income</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,411&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,094&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,490&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,465&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Net realized gains (losses) on investments</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(725)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">496&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(667)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,038&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Net change in unrealized gains (losses) of equity securities</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,884)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,229&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,280)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted operating income</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">22,020</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">28,369</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">49,437</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">64,692</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#ffffff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP operating income margin to adjusted operating income margin</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">GAAP operating income (a)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,411&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,094&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,490&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,465&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">GAAP revenue (b)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">292,006&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">279,181&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">579,488&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">541,938&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP operating income margin (a&#247;b)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">10.8</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">6.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted operating income (c)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,020&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,369&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,437&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,692&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Core revenue (d)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">301,615&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">277,456&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">592,435&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">540,165&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted operating income margin (c&#247;d)</font></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">7.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">10.2</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">8.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12.0</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">11</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.5pt;width:100%"><div style="text-align:right"><img alt="a01uvelogoa02.jpg" src="a01uvelogoa02.jpg" style="height:56px;margin-bottom:5pt;vertical-align:text-bottom;width:136px"></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#ffffff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP net income (NI) to adjusted NI attributable to common stockholders</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Six Months Ended</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP NI</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">7,370</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">21,941</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">24,907</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">48,349</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Preferred dividends</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP NI attributable to common stockholders (e)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">7,368</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">21,939</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">24,902</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">48,344</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Net realized gains (losses) on investments</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(725)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">496&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(667)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,038&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Net change in unrealized gains (losses) of equity securities</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,884)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,229&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,280)</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">add&#58; Income tax effect on above adjustments</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,329)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">413&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,138)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">424&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted NI attributable to common stockholders (f)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">14,648</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">20,627</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">34,711</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">46,995</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:5pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average diluted common shares outstanding (g)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,883&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,310&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,060&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,292&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Diluted earnings per common share (e&#247;g)</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.24&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.70&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.80&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.54&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Diluted adjusted earnings per common share (f&#247;g)</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.47&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.65&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.12&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.50&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.372%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.288%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.288%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.987%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="21" style="background-color:#000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#ffffff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP stockholders&#8217; equity to adjusted common stockholders&#8217; equity</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="18" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">As of</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP stockholders&#8217; equity</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">366,551</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">480,842</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">429,702</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Preferred equity</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Common stockholders&#8217; equity (h)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">366,451</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">480,742</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">429,602</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">less&#58; Accumulated other comprehensive (loss), net of taxes</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(88,134)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,571)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,568)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted common stockholders&#8217; equity (i)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">454,585</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">486,313</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">445,170</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:5pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Shares outstanding (j)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,716&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,269&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,221&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Book value per common share (h&#247;j)</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.93&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.37&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.76&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted book value per common share (i&#247;j)</font></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.80&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.55&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.26&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.650%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.927%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.355%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.712%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#ffffff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:100%;text-decoration:underline">GAAP return on common equity (ROCE) to adjusted ROCE</font></td><td colspan="3" style="background-color:#000000;padding:0 1pt"></td><td colspan="3" style="background-color:#000000;padding:0 1pt"></td><td colspan="3" style="background-color:#000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Six Months Ended</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30,</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</font></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Annualized NI attributable to common stockholders (k)</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,472&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">87,756&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,804&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">96,688&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,397&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average common stockholders&#8217; equity (l)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">381,346&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">467,654&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">398,027&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">464,952&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">439,382&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ROCE (k&#247;l)</font></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">7.7</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">18.8</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12.5</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">20.8</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4.6</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Annualized adjusted NI attributable to common stockholders (m)</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58,592&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">82,508&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">69,422&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,990&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,959&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:6pt"><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted average common stockholders&#8217; equity</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">6 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(n)</font></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">458,292&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476,567&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">454,782&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">465,392&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,775&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted ROCE (m&#247;n)</font></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12.8</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">17.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">15.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">20.2</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4.3</font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#eaeaea;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</font></td></tr><tr style="height:5pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="27" style="background-color:#eaeaea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#333333;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">6 </font><font style="color:#333333;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted average common stockholders&#8217; equity excludes current period after-tax net realized gains (losses) on investments and net change in unrealized gains (losses) of equity securities.</font></div></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td><td colspan="3" style="background-color:#eaeaea;padding:0 1pt"></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">12</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>uve-20220727.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:849e7f35-6b15-40b5-85f1-b6d397e03043,g:23bf15b4-a605-4548-9458-52ec06ac6b20-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:uve="http://www.universalinsuranceholdings.com/20220727" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.universalinsuranceholdings.com/20220727">
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2021" schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="uve-20220727_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="uve-20220727_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://www.universalinsuranceholdings.com/role/CoverPage">
        <link:definition>0001001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>uve-20220727_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:849e7f35-6b15-40b5-85f1-b6d397e03043,g:23bf15b4-a605-4548-9458-52ec06ac6b20-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_PreCommencementTenderOffer_20e2c975-ba38-448b-b2a4-21f00c47de4b_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_682b05f2-5554-4565-9863-bda46e823a0b_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_88c9361b-c262-4e03-9e5f-f9a1589e25b6_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_b47b58f5-7ef3-40b9-a670-92378e81fdc5_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_d849e69e-32dd-4ae4-8823-27e59323772b_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_9eb526e8-9f60-43f4-8dad-e82bc2fe24aa_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_61bada7c-fa91-4291-bd74-6b8634d79a1a_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_7cf14ff4-1822-4efc-befe-a6f161226962_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_d85aa1ef-6acd-47c0-91fd-3262dd6520f4_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_dbabb77c-1784-4548-b7d7-69a10e7c8ee5_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_48c86278-ef15-482c-86c9-f08cd4703997_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_cc55a67e-a0d1-45e6-beaa-1a7f93880c4d_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_59252c8e-d760-4fec-8556-7cd293adcbaf_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_334ed934-1073-42df-893e-341dca9b31be_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_2de9e4fd-2dee-45d4-a207-cee640764cce_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_8bfb410d-ec5a-4967-a847-9f820df00766_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_633671bc-36e8-462a-ac88-b6dc1a996ccc_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_cd3b2c88-2aa4-4cf0-b603-51d687487ab3_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_1d5d91ce-4a7b-4199-8ec7-1494668d5096_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_f870c282-f6ec-4821-8f84-aae697cb381f_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover page.</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_b1bf3dad-2362-43ca-8302-a8dc38eac028_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_3a0e58e2-86b8-4707-9d8d-c5c8d69e7db5_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_a9247d89-65ab-426b-a356-22aee5e68eaf_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>uve-20220727_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:849e7f35-6b15-40b5-85f1-b6d397e03043,g:23bf15b4-a605-4548-9458-52ec06ac6b20-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.universalinsuranceholdings.com/role/CoverPage" xlink:type="simple" xlink:href="uve-20220727.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.universalinsuranceholdings.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_e5e0ecba-97c6-43ef-97d1-7cc14ee8fff6" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityCentralIndexKey_e5e0ecba-97c6-43ef-97d1-7cc14ee8fff6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_88bad273-94c5-48eb-95b6-56adc501bb15" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_DocumentType_88bad273-94c5-48eb-95b6-56adc501bb15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_13a4a9bf-205c-4a97-9de2-1bde3575aad8" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_DocumentPeriodEndDate_13a4a9bf-205c-4a97-9de2-1bde3575aad8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_cbfaffb4-8622-4b2f-90d6-4ef9a1f10d3f" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityRegistrantName_cbfaffb4-8622-4b2f-90d6-4ef9a1f10d3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_53dfd9f6-e9b1-40a4-aa9a-73266d5a49ca" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityIncorporationStateCountryCode_53dfd9f6-e9b1-40a4-aa9a-73266d5a49ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_e300258d-a3f5-4077-ba80-ada2be0c24e0" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityFileNumber_e300258d-a3f5-4077-ba80-ada2be0c24e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_bc61bd2d-8937-480f-8c5c-b30d2f81ab69" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityTaxIdentificationNumber_bc61bd2d-8937-480f-8c5c-b30d2f81ab69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_3f90f1f3-4c4f-47d5-9629-917aaa8541a2" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityAddressAddressLine1_3f90f1f3-4c4f-47d5-9629-917aaa8541a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_512f0ac3-d2f9-4958-ac44-10a52b681010" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityAddressCityOrTown_512f0ac3-d2f9-4958-ac44-10a52b681010" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_15982f20-1a39-44c7-ab80-161f7337e22d" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityAddressStateOrProvince_15982f20-1a39-44c7-ab80-161f7337e22d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_e8bfc372-c39b-4dcc-9812-02da600b5ea9" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityAddressPostalZipCode_e8bfc372-c39b-4dcc-9812-02da600b5ea9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_21ccc018-69ae-426f-885b-045324ae6233" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_CityAreaCode_21ccc018-69ae-426f-885b-045324ae6233" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_239b51d9-3a6c-43a9-9262-3b1f5d845b8b" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_LocalPhoneNumber_239b51d9-3a6c-43a9-9262-3b1f5d845b8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_3a91ae57-114a-4170-8fec-5f1f19840263" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_WrittenCommunications_3a91ae57-114a-4170-8fec-5f1f19840263" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_012cf863-f918-4bf7-a674-7625c52fedfc" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_SolicitingMaterial_012cf863-f918-4bf7-a674-7625c52fedfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_42d94111-ca54-45a2-ba62-77f8a52230e0" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_PreCommencementTenderOffer_42d94111-ca54-45a2-ba62-77f8a52230e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_99d56435-43ed-43ce-b335-8469310f41bb" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_99d56435-43ed-43ce-b335-8469310f41bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_5b1e7b60-a236-4708-a2ac-4580911bcff2" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_Security12bTitle_5b1e7b60-a236-4708-a2ac-4580911bcff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_51a97714-3aff-4f57-bdcd-aa954a55f84c" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_TradingSymbol_51a97714-3aff-4f57-bdcd-aa954a55f84c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_18c47e68-8935-43ac-8d7d-0d30fac82b0a" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_SecurityExchangeName_18c47e68-8935-43ac-8d7d-0d30fac82b0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_9a128a3e-3899-4780-8c5f-3e52ef165c78" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_EntityEmergingGrowthCompany_9a128a3e-3899-4780-8c5f-3e52ef165c78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_9a02c621-1434-4d44-ab33-9881906ebad3" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_24b75b98-3d3c-4c90-b161-b345984c8f37" xlink:to="loc_dei_AmendmentFlag_9a02c621-1434-4d44-ab33-9881906ebad3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>a01uvelogoa02.jpg
<TEXT>
begin 644 a01uvelogoa02.jpg
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M  (1 0,1 ?_$ .,  0 " P$!               &!P,$!0(! 0$! 0$! 0
M             P0" 040   % P($!@,  @,!       ! @,$$!$%(!(4-!4&
M,$ Q$S468#(S<"& D"0C$0 ! @($"0D$"0,$ @,    ! @, $1 Q$I(@(4%1
M<;%R,S21H<'1(C*"$P1A@4)2,$!@X6*RTB-SPH,4</"B0X#QD%.3$@$
M              # $P ! @0$!@(#  (#       ! !$0(3%A(/!!43!Q@9&A
MP4"Q8-'Q<(!0D.'_V@ , P$  A$#$0   ;4
M
M
M
M                                                 !7T80640
M                                   +&M>:UL        !6\<\ C
M                                    "S+Z)W6X        %;QSP",)
ME6U@5N                                    !6D<\8G*S+Z)W6X
M     %;QSP",)W6]F7T                                     5-GR
MQ&<K,OHG=;@        5O'/ (PG=;V9?0
M         !4V?+$9RLR^B=UN        !6\<\ C"=UO9E]
M                       %39\L1G*S+Z)W6X        %;QSP",)W6]F7T
M                                     5-GRQ&<K,OHG=;@
M:'/.CYYN^^]#KH                                    #F<\ZOGG0Z
M]W?>@
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M+GC7<[/O6Y[V-'GC Y  '4ZI]>@
M
M            " 1A")QFE+6%:X
M  %8PSQ?B5A5O-*V         K>.> 1A.ZWLR^@
M               "IL^6(SE9E]$[K<        "MXYX!&$[K>S+Z
M                             *FSY8C.5F7T3NMP        *WCG@$83
MNM[,OH                                     J;/EB,Y69?1.ZW
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M,U33)P10^G;/)&CX3$YAF-@Y)J'1.N0LVCK'0(Z:)/P<3CB%3B !+:5D?=
M           !@,Y@,YA,QX,!M USV93&?3&9C"9S&>CP9#&9#Z:IG/9KGDS&
M0 \ \F0^FJ9SV83&93T8#.>S&?3Z>#V>3(8C&;(-8RF0
M
M
M
M
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MI \HF27.<&$''Z2AX$*H3O 8>$%BV@G8&($D]W)CW7]S]E,*GJ%S6YP-NC+
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MPZO6%L0(#RF#_0 >-J( GN@C"S5H$&%D7 0#[S31)H$ =@M#QNQN90\,$P)
M"RO"W)N[.\!X \4 F=T*AF@ !V";+63'V=#XTD"0 Y)LM9,?9T-# # D !H(
M.:2I8K)A !X@2UC")ZLLJ^D/('FH$[M@U?&R ?D5J^-D _()JM),[H?&D@2
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M-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U#/\
M)!7^2"O\D%?Y(*_C"!3$ 'X80*8@S_*S*<G<#*<G<!P8#+ > )@$!: VB0%.
M3N$DG(R1$P*<G)R<G)R>'  '(;D -,6Q&AO0."$0F>,Y0#<95Q!6@^0+QKAK
MX(!K F. V$0(UXZ8G&0)I@<-L1$B>)Z)P/P"GC5<05HL2C7#7P0!Q$G$2@,\
M%<!D)J:FIJ8B8L@$4>"8T2: !T$B@PHGRR PM#!H< IXU7$%; Y*%<-?" &,
M"B3F ,,%<*> 8B(2Q@3%!,6Q3&@] T7X!3QJN(*T)GP!9-E7#7P@&4#8P)A
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MZOQ7^K\5_J_%?ZN%'Q#0,&Z,@V'9@YP.!>?A@H,P2YXD,&U0;#, 8T&!M/\
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ML&JBTP7WW];"N"#N<3&#-=V)N I@(PD%@@WYPP8]SR=&QEI@0!,=R\=4"J7
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MB2!^OAF ")H" ^^,P36C@/M @AQ,&A^ 2 ))8"9)H G*2U<"W:+--:. ^_\
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M1K  !80@YGN(=\DV5_:2 EF&_,0]" $!5"7(V>1LC@W 'X:#/T!P0@,U TP
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87 K@38/P0S05P*X%<"N!7 CB7_Z8O__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>uve-20220727_g1.jpg
<TEXT>
begin 644 uve-20220727_g1.jpg
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M  (1 0,1 ?_$ .,  0 " P$!               &!P,$!0(! 0$! 0$! 0
M             P0" 040   % P($!@,  @,!       ! @,$$!$%(!(4-!4&
M,$ Q$S468#(S<"& D"0C$0 ! @($"0D$"0,$ @,    ! @, $1 Q$I(@(4%1
M<;%R,S21H<'1(C*"$P1A@4)2,$!@X6*RTB-SPH,4</"B0X#QD%.3$@$
M              # $P ! @0$!@(#  (#       ! !$0(3%A(/!!43!Q@9&A
MP4"Q8-'Q<(!0D.'_V@ , P$  A$#$0   ;4
M
M
M
M                                                 !7T80640
M                                   +&M>:UL        !6\<\ C
M                                    "S+Z)W6X        %;QSP",)
ME6U@5N                                    !6D<\8G*S+Z)W6X
M     %;QSP",)W6]F7T                                     5-GR
MQ&<K,OHG=;@        5O'/ (PG=;V9?0
M         !4V?+$9RLR^B=UN        !6\<\ C"=UO9E]
M                       %39\L1G*S+Z)W6X        %;QSP",)W6]F7T
M                                     5-GRQ&<K,OHG=;@
M:'/.CYYN^^]#KH                                    #F<\ZOGG0Z
M]W?>@
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M+GC7<[/O6Y[V-'GC Y  '4ZI]>@
M
M            " 1A")QFE+6%:X
M  %8PSQ?B5A5O-*V         K>.> 1A.ZWLR^@
M               "IL^6(SE9E]$[K<        "MXYX!&$[K>S+Z
M                             *FSY8C.5F7T3NMP        *WCG@$83
MNM[,OH                                     J;/EB,Y69?1.ZW
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M,U33)P10^G;/)&CX3$YAF-@Y)J'1.N0LVCK'0(Z:)/P<3CB%3B !+:5D?=
M           !@,Y@,YA,QX,!M USV93&?3&9C"9S&>CP9#&9#Z:IG/9KGDS&
M0 \ \F0^FJ9SV83&93T8#.>S&?3Z>#V>3(8C&;(-8RF0
M
M
M
M
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MI \HF27.<&$''Z2AX$*H3O 8>$%BV@G8&($D]W)CW7]S]E,*GJ%S6YP-NC+
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MPZO6%L0(#RF#_0 >-J( GN@C"S5H$&%D7 0#[S31)H$ =@M#QNQN90\,$P)
M"RO"W)N[.\!X \4 F=T*AF@ !V";+63'V=#XTD"0 Y)LM9,?9T-# # D !H(
M.:2I8K)A !X@2UC")ZLLJ^D/('FH$[M@U?&R ?D5J^-D _()JM),[H?&D@2
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M-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U-34U#/\
M)!7^2"O\D%?Y(*_C"!3$ 'X80*8@S_*S*<G<#*<G<!P8#+ > )@$!: VB0%.
M3N$DG(R1$P*<G)R<G)R>'  '(;D -,6Q&AO0."$0F>,Y0#<95Q!6@^0+QKAK
MX(!K F. V$0(UXZ8G&0)I@<-L1$B>)Z)P/P"GC5<05HL2C7#7P0!Q$G$2@,\
M%<!D)J:FIJ8B8L@$4>"8T2: !T$B@PHGRR PM#!H< IXU7$%; Y*%<-?" &,
M"B3F ,,%<*> 8B(2Q@3%!,6Q3&@] T7X!3QJN(*T)GP!9-E7#7P@&4#8P)A
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MZOQ7^K\5_J_%?ZN%'Q#0,&Z,@V'9@YP.!>?A@H,P2YXD,&U0;#, 8T&!M/\
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ML&JBTP7WW];"N"#N<3&#-=V)N I@(PD%@@WYPP8]SR=&QEI@0!,=R\=4"J7
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MB2!^OAF ")H" ^^,P36C@/M @AQ,&A^ 2 ))8"9)H G*2U<"W:+--:. ^_\
M@/J_$. %#:P<NX./'B<+)02T4#GFIANE "WT(--IRW,P5'-6* ^8[/(\FK(>
M0HF61Y^OANY#^A!L 33:4BU'UA!S/<+)-E\3]F$$-84!T&*0+4)LE<C*3Z-"
MQJ"C0.(<RD#B!S,SD)@$[!2>J[\37 ./-O6*4UIR*(GSU6<HOE"LA.U_]P-!
MSD,-'+&(<2$GR(6D>Z&9 E21,)[T(@UD',;2 #F<+I:"G>#5'&S%=NY)NN1[
M$WSK^)Y <AT'-#X\,_121@=)$Q3!G4Q9R8')UV1.G'=J'T-P9'#[\131@#*0
M2-N(TIW".#1-@>R#%8D%F90AM"#F>XAW&G"8#SL&[I[CH@.!29P02 @B'KRI
MERI"P+D 16AU8?,GOW)#I)H3MUBB FFP  AZ,2)"1* >"X8< 02>XG4 IC8!
M@88 'Z(I!3F@ - (\B!%I&"Q/,"A;@X\>+3L)B>1%2W_ (%?C?=? !5)B',P
MY($)<%:9=SJ*CJ-TSDY:$! ]H&,;FH"<S#,&FC0@J -YQU"2BX@<2<RQ#K8[
M0@YGN%D^R^)^S"#U4:3W(7W1='.!#D2R&I$GHCK$EHU8&4LY29&@XZG0G(DU
MTAU'*1@$D&!U!,&QEY10EXQ)$"[[,<7Z(*S1H8-=R GX@4"^];KE  #"0%!$
M0Y#AEAI##CZ-! )4V )]H.(91IANGSD!)'P%R9M4> '-B8MN.BR/8M0+2DH]
ME    # 2 "(8')M7#S00![$[FRZCB]^(O65GI-7B3=:%%DM$AHX/H!"#F>XA
MW#V0JS<(,=3LU1N1 9G(M\@#U!M#T(/9&7$^@)LAM/6@<F+]41T<AG124C)I
MIM1=0L7392,*D.Z!6Y)H+5&9(@H1/)0;,%Y28,3 F3@!OF_5P@(J81F$G^FK
M^FK^FK^FK^FK41/0T,PI !3#=KY)HPP FB;4IOI=%_!! Q! 2"# UOA:YW&K
MA.Y(<::(>0B#0(!#4CO53AZJ80 @T<.:Z"<XZHN8A NG7T1 T2"6*3!1^R<6
M,P)2-@Y8!@B4L)T.!CU&<()Y#6S  &>1"2(-F=B]Q-6=EB4.D& "X(,P04X0
M(BR##I(YE'-QIC.2;/HZ'9P  0?D2VF4A:8#N/L!!!:BJ[$)BX,P4YN&D8%\
MFAO H[600K@UF14, .S(/1SZ8 ,-8O)'L H>775>2]C;("@0)%A(+/-?TBFJ
M  E[N>8Q+MW)-UR/8G9Y(]P:P1J*-C<T-V8<#@4I"O)".-6KLS9ZM,ZT&@1$
MWHUB0NQ<)AZ&XX<R#M.;>RV<B[UMAH40G@[,;(Q@A4, $D"9.-MRP"$@'B-3
M1K  !80@YGN(=\DV5_:2 EF&_,0]" $!5"7(V>1LC@W 'X:#/T!P0@,U TP
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87 K@38/P0S05P*X%<"N!7 CB7_Z8O__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2</span><table class="report" border="0" cellspacing="2" id="idm140307802588896">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover Page<br></strong></div></th>
<th class="th"><div>Jul. 27, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000891166<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jul. 27,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Universal Insurance Holdings, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-33251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">65-0231984<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1110 W. Commercial Blvd.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Fort Lauderdale<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">FL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">33309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">954<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">958-1200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $0.01 Par Value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">UVE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>uve-20220727_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="uve-20220727.xsd" xlink:type="simple"/>
    <context id="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000891166</identifier>
        </entity>
        <period>
            <startDate>2022-07-27</startDate>
            <endDate>2022-07-27</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV80L2ZyYWc6NTBhN2I5Yzc5ZjJjNDc3ODkxMzU5ZjFiYmJmMGUzNTkvdGFibGU6ZTBmMmM2Y2U5ZTNiNDAwMTk4MjUwNTljZjE5NGU1MDQvdGFibGVyYW5nZTplMGYyYzZjZTllM2I0MDAxOTgyNTA1OWNmMTk0ZTUwNF8yLTEtMS0xLTk3MTMz_24d40021-c857-402a-a778-d7190c5650fa">0000891166</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV80L2ZyYWc6NTBhN2I5Yzc5ZjJjNDc3ODkxMzU5ZjFiYmJmMGUzNTkvdGFibGU6ZTBmMmM2Y2U5ZTNiNDAwMTk4MjUwNTljZjE5NGU1MDQvdGFibGVyYW5nZTplMGYyYzZjZTllM2I0MDAxOTgyNTA1OWNmMTk0ZTUwNF81LTEtMS0xLTk3MTMz_3a0c0b4d-45c6-4b45-b2b1-a99227499f6c">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUx_673dc84c-60f2-485c-8adc-b929616e0245">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMjU_99ce0c6d-4183-42b2-9a05-75739401826e">2022-07-27</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUy_6bf868fd-161a-4b40-91ee-eea35a2a83e1">Universal Insurance Holdings, Inc.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MTVjZDZmOGE4YTJmNGNkM2I5MzBjN2U2NzI1MmFmZGUvdGFibGVyYW5nZToxNWNkNmY4YThhMmY0Y2QzYjkzMGM3ZTY3MjUyYWZkZV8xLTAtMS0xLTk3MTMz_33ef8c40-e656-4699-bf5c-19ab25fc3fe6">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MTVjZDZmOGE4YTJmNGNkM2I5MzBjN2U2NzI1MmFmZGUvdGFibGVyYW5nZToxNWNkNmY4YThhMmY0Y2QzYjkzMGM3ZTY3MjUyYWZkZV8xLTItMS0xLTk3MTMz_30d743ac-5294-4772-8b58-e0830b99704e">001-33251</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MTVjZDZmOGE4YTJmNGNkM2I5MzBjN2U2NzI1MmFmZGUvdGFibGVyYW5nZToxNWNkNmY4YThhMmY0Y2QzYjkzMGM3ZTY3MjUyYWZkZV8xLTQtMS0xLTk3MTMz_6e3c237c-aadf-4194-8ba7-a128dbf361b6">65-0231984</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUz_5fe9e90a-3acd-4df4-8615-1d3679263c9a">1110 W. Commercial Blvd.</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU2_c6e1ef27-be4c-4f4a-ba53-40ba9da1e34b">Fort Lauderdale</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU0_3867348f-baa3-40be-91e1-879cd425f7d7">FL</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU3_7caa487f-b6d2-462f-83d7-b59c4b2b260c">33309</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU1_d64a74ce-5c04-442b-b68c-69b5758dac64">954</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTUw_f5f80c1d-5905-4aa3-9fdc-8f92ac4bb507">958-1200</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6NTFjY2YxMjFmNmQ1NDdjZTg2YTI2ZGE4ZmQ3OTA2MzUvdGFibGVyYW5nZTo1MWNjZjEyMWY2ZDU0N2NlODZhMjZkYThmZDc5MDYzNV8wLTAtMS0xLTk3MTMz_432bfe39-547e-4b80-8362-697525fb7602">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6Y2ViYmI3NmUxMmQxNDg4NmEzNzQ2ZTI4NDM1N2ZlMTUvdGFibGVyYW5nZTpjZWJiYjc2ZTEyZDE0ODg2YTM3NDZlMjg0MzU3ZmUxNV8wLTAtMS0xLTk3MTMz_349c2f17-69c3-4196-b604-e3cff0baeadd">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6ZDdmMmE0ZmQ2NDJmNDgzYWE0OTExYjIwYzcxNThmZTAvdGFibGVyYW5nZTpkN2YyYTRmZDY0MmY0ODNhYTQ5MTFiMjBjNzE1OGZlMF8wLTAtMS0xLTk3MTMz_543b818d-50d9-4018-9ac4-128f4286e282">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6MGQ5ZjhmYjM2NTkyNDQ5YTgwOTk3NTE1MGM1NWMzNjYvdGFibGVyYW5nZTowZDlmOGZiMzY1OTI0NDlhODA5OTc1MTUwYzU1YzM2Nl8wLTAtMS0xLTk3MTMz_68f83413-a421-4bad-bd44-80ca747381f2">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6YjdhMDIxMGIwMDBlNDI1NjgxMzVlMDMyMGM3ZmI3NDgvdGFibGVyYW5nZTpiN2EwMjEwYjAwMGU0MjU2ODEzNWUwMzIwYzdmYjc0OF8xLTAtMS0xLTk3MTMz_5601184b-bd72-40b5-8fc6-b4d5bad0f94a">Common Stock, $0.01 Par Value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6YjdhMDIxMGIwMDBlNDI1NjgxMzVlMDMyMGM3ZmI3NDgvdGFibGVyYW5nZTpiN2EwMjEwYjAwMGU0MjU2ODEzNWUwMzIwYzdmYjc0OF8xLTEtMS0xLTk3MTMz_faf560c1-f7ec-4f1b-b757-ba5cc0465ab4">UVE</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGFibGU6YjdhMDIxMGIwMDBlNDI1NjgxMzVlMDMyMGM3ZmI3NDgvdGFibGVyYW5nZTpiN2EwMjEwYjAwMGU0MjU2ODEzNWUwMzIwYzdmYjc0OF8xLTItMS0xLTk3MTMz_ce1d2cf5-11da-48a8-b23f-6fffa592497d">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmOWUwMDk3ZGM2ODRhYTFhZDQ3MWQ1MmRmMzkxNGQ1L3NlYzphZjllMDA5N2RjNjg0YWExYWQ0NzFkNTJkZjM5MTRkNV8xL2ZyYWc6YmZhZWIzYjBmZGJjNGVmZjgzMDExMWQ1ZDFiOGIxMjYvdGV4dHJlZ2lvbjpiZmFlYjNiMGZkYmM0ZWZmODMwMTExZDVkMWI4YjEyNl8yMTU4_ffa210e1-91e7-4357-9021-9bb6fcbeedb8">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MB=J,/.I]W'@0RY5U-_SQ,&-+/N/V*9MJ:/FE2BQ2+HU0DFB^&'D7]/PR[+B
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MA H#E&^J%977DHHM)]W1ZTSO'R:/6D;KW$JY]_!*MAQSCG^T_ %02P,$%
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MO-9.&G_FB^$_7G\!4$L! A0#%     @ ^8/[5 =!36*!    L0   !
M         ( !     &1O8U!R;W!S+V%P<"YX;6Q02P$"% ,4    " #Y@_M4
MA*+&]>X    K @  $0              @ &O    9&]C4')O<',O8V]R92YX
M;6Q02P$"% ,4    " #Y@_M4F5R<(Q &  "<)P  $P              @ ',
M 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0    ( /F#^U0N87%E3@0
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M2P$"% ,4    " #Y@_M4)!Z;HJT   #X 0  &@              @ &Z$0
M>&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4    " #Y@_M499!Y
MDAD!  #/ P  $P              @ &?$@  6T-O;G1E;G1?5'EP97-=+GAM
7;%!+!08     "0 ) #X"  #I$P     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="uve-20220727.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001001 - Document - Cover Page</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.universalinsuranceholdings.com/role/CoverPage</Role>
      <ShortName>Cover Page</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="uve-20220727.htm">uve-20220727.htm</File>
    <File>a2q22uveex-991xearningspre.htm</File>
    <File>uve-20220727.xsd</File>
    <File>uve-20220727_lab.xml</File>
    <File>uve-20220727_pre.xml</File>
  </InputFiles>
  <SupplementalFiles>
    <File>uve-20220727_g1.jpg</File>
  </SupplementalFiles>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2021</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "uve-20220727.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "uve-20220727.htm"
     ]
    },
    "labelLink": {
     "local": [
      "uve-20220727_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "uve-20220727_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "uve-20220727.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 22,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "uve",
   "nsuri": "http://www.universalinsuranceholdings.com/20220727",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "uve-20220727.htm",
      "contextRef": "ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001001 - Document - Cover Page",
     "role": "http://www.universalinsuranceholdings.com/role/CoverPage",
     "shortName": "Cover Page",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "uve-20220727.htm",
      "contextRef": "ia4c96896991f4ac3baee0f3f8c0f9628_D20220727-20220727",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover page."
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.universalinsuranceholdings.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0000891166-22-000090-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000891166-22-000090-xbrl.zip
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MAMFUMBL=^VB=Z^763K=%[TM>-.A>[6,?" =YX7"HZSNS-9N87P'U54]_")+
M*95WHQNJW8CCV9B'TQH%U$A21OUCB @'>>%PZ*FFQ*&/)<<_9$PI_S5)OI.[
M8#"F3W>.*83&_$KAXO):S#5O3R8PV(G^3L_I8:[YOB',5LUF"E2T*W6N$3?1
M,##57+!4\PW9"\+81GR%:9H/K2 44Y3M/%&.NJNA[50\4(Y];"P>V:)I"MW'
MKKW_,+H3Y/;'RR0^6G(#Y ;&9ZNV466 HR2+^,A2.H AWM'E0SYAM]@=&:KO
MCE[2-\AH,:VGNV,YJ9LV8K"/UAGHV,=^9J:<L<JDY>V0>*:I/4=.3$U7''VG
M&YIXK&G/,&:XKF+9=:\@% ]CV]^Q;((['J;7B>BL;D6AX=F3S12 ]0W%,IO)
M A)^T42,;>AR2$W1G?9C;/N+9A/<\7>[:#:?]"5QHL]I^.<X8^4XDA%E8;/X
M%DM)MB[YPC 4S<!:D@BQ+4+,4TQGI[6Q,,$'-\E;G."S%64FMGNQDC)KI-"?
M#QXLUI)$B&WQ;DA+<7RC]1#;_GK9R#D5PY3ZGI*]J26YU'M=YVK(UFUBN+7O
M8,)-#'G1H&MJW74'X2 O' X-U9>X1  6!Q#'[/!VNPXU;UFU1O$T5"JBF2*8
M" <1%?6A*74)X:U<#=F&M%[L S/36]['/@1(XOIW1&+R<.-3TBW%L9JI^"=\
MJAU";$,EO!3':"8)&HWFMX,WOJI);#5C;GHK=EU;DS=L6HJKU[WQ5KRT8828
MN!"S',7W,3-=S)CCH>'LW^4;4J>EU[DE$M.$&Y^2IEKMKP*( !,98+6/A8D'
ML$J+[UI9=<TXJVZ=+9[-L$5X9[79O0),$1;7F--5O?T)P@@PD0%F[_10(&:@
MUU@K[3I7)6R&+4T[JL^3(>K=$KG!J"_V@7WL=1\R1XZ>;HD,)D&DE:^+;)T/
MIANU+V1"/TQB.-0_&H1PD!<.AY9J2QR@6>^ZR&8#-7*Z.>RRBT8\T,9<G=;H
MGX:NBVPFXH5P$)%4L!S5.)K8.B0L7H[V(=F\L\';(S%%N/$IZ9;J[?0H'R:A
M[QO";-5N?QG^2JMT^W+00?HQ!1U3T#$_6,S%$C/0]PUANUXL,0%=Q,6R^> &
MUCC /K#&03OZD"+L5/>BTF_LG_=IQ M#7H^'PR!];-K<QSZ$<*':.$VA^Y B
MI6B1@CGX^#6EPV@\S'[ZP?9>F-Q":'?L PV4EO<AA8&RV&N:Z \2Q:27I%TL
MP=2FK0G%=1S%MIJIJ2Q\3 ]1MB&4.;JGV"[>$RSF)IBO[K2J#&Z$X498Z[<I
MFE@X<3-L[U#6P,*)&V*B+IS";(JU.PZVQ(^%!;D;T>5^;"4(KY6FW(1AY/D6
M4S)8=49([OBNJQAV726#W-E1\J G]8FS-I8$VC[0&KE[:/=*&LN=B*RDD3LB
M*FEA[//UDM;:L"&/?6!.2<O[D-B7_A2EM)N3T61KF&6IY?3%A<5K+S+MV[-;
M-#,AC7_;-!2[]M4IXGF>B#%Q,6:YY@K7\XB',3FC&[JA6EA>2;P0QU8TFM@;
M=BMIM$9" 8:O:%K[ S6(,7$QYIF>XEL8;A(SW*1KZDX-&F%B3C+F-C_W8VF0
MQA2K^[0H]=0R/,73VE]]!3$F+L9,WU!LMZZO)![&*BW(+4QN;N9P@_!>+"8W
MMT&A->)A6*9BU?9BQ4LZ18R)BS'7\11=@EI2VU\TFTEL;D;ZV^/$MF<S]HR&
M-%S9A\5MLL:G=*C;NN):UJY3384/*".^-H0OTP%[SV@SOB3=@M5W>Z5 >YQ7
MW()M@S9KYO))WU4,;^?W3PJ_6B*^-H0O\%Q=K=7XDG;KM>Y!:=QZ%55SS'FM
MA%>_7.E ;NOV*TR[=MH=;EA(# >K=CX)PD%>.-3/+FH=&M:[Z%*00U)2[0;
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MQ,;'D\Y@I</956N= >[=5?993,7$O3LQ>:-[MF)[/EH<V[ XBHN@V E/\%%
M8^ ^5LTM?U.KBTPT-G;"&\=2? -MC6UHC9F"NRRX,2H*R*ZJ./9Q3;,M13-<
MM#>$Y W;Z:D;OD9SXVW"?F)5+EBAK?(NWZ +RJ,XV%V41$6[HZI)K(,C[6&4
M0TSF:)[B&0WN?TEK>?R>)"$KLH5F1N50O:DWZ#@C:X1EC;1&QI>R MC*>73[
MN&0YGN([F) K)&]L0_%]#:V)C:?AWGRY.?U,BG/NV[ HMIL:N?,CB(N)6/T(
M8NU9BY@("JNV9RBN@SG%&[;Q4%AD%!;-=A3=TE%8YM?2R4 F0RY$8=-&T([Z
MF"&:"60)DS$KN;9"01?11BFMX?/YXO37B\\7-Q?GUT7)PILO9__-2AF>7UW_
M%SG_GV\7-__!,C#;+P,C-#*J5GX27C]MK0\)],/BQ?-;S/-0BUO-BEL V'4^
M3]<HL<L+: P/FW";Q#/VUBW.LFAB(D8B=,]13*O]\61$F*@(,RU',?2Z!:8P
M+%Y%I[.+8&F()PKJ8M*W3,5T,,E/2.9XMJNX33)'6B/P-+R;/8&$6^Y5$0DK
MF%NW@(IX-I*4O&&9?;ZX5<#::UW,'C\:!8]XD*#V!KSI*I[5_LJJ4C)']SS%
M<3"A;_-ZX_/TVMZ0=O (0<TT4U/1';0TA&6.XV(@8UOY?8.HN+,\6C$&O8_+
MF.TKAM%@:4?DS7+>N(YBX9&!+>QHSM;:?/FSJ+ZYKC+9X (G1[E$0]%T%LAW
M,?$'H;1NY4W' -UH^@@E>2R[Q:Q>E(8D1!;*IFXL$VR0NU[SIU?"[\1/.!L/
MQ\7UTC"YF(^)9?R-TLDAY"Q/NM_)X8^:JNED%)2WG;S?H)ZQ5>_-N[5AK LN
MQ&9</#)5?<&MLYT@HZR'@X_FLRNFT2=_2Y][AFZ<8, $F2/ LKIC;9@,ATG<
M?IUGK:'S]C&N8-7>BL: SXX8@T<Z-Z_F;E(:9./TD63]("UOLF.59<@1T<&+
MU#2>S:RSZX?<ID,]K8'JH6%:BN4[[]%F$HTQAJOHNMT(8R0(0RQ+? NY91(,
M"#L&<13%I!N,V'7:N--4HSR55KMB*UH>.]J:]A1#P[VF+6B.;K<(.M&0)'R;
MNIL,1RGMTSAC<:@HAM\I.62GJ=[S9!>2]$@>/#2_[]0:]!YZGJ*;%MHBHO$%
MC&K;\= 4V6Q:;1Y$[- ..[L#(\5<E\JY+JZG.)CL(BAS'%-Q=2S-W4RV"X\!
M]Y-!2-/LOWC][ORQ:?-#CEP%TW$4V\9J-YCTLB:0+,-77,U (,ECX+U6@G!K
M]7C>,"XVDE(B3I&$=6NNU9ZUB*JC/04*ZY*[84L<A45&86E+@<)="<OB H5>
MK?J$@E5PVV)]PF9'V4*KJ*)P7"8YS81(_16ZCX4 T&WQ,WAMU5@C1\Q0O4II
ML1L8J%<)KF357&,.<7(ZSOM)"I\+69J* O)>IJ_ 8_^$7&39N'A49J_,/_XR
MSK,<_@[\7-KFCRB.AN,A&41_C:,PX!<N%8.CK&+#$?G15WV?OUG\:T33H@-U
M0;Y=?=BMJ7A: 3N+[!QWKR=U%N":1Y=M+X>7Q7))' X"^*>F>TMA9FJ*6[8T
M=7:FM&RY%"P?<E819/+W*3L__MQA#V??@1\D"G\YB&S/Z.J.885&V+%ZFN7U
M?,O2=)]V.X%C4N]_W8/9=TIRSR"J2^.<I@>O?FG>RC$=H/I+YM]'8=XO*3[[
M5@'/8^WIE: #!MDX7_[*LN$]0TNYZ,^AY28:THQ<TGMRE0R#>-GZJE>K-O*,
M43,_^U/;;Q3<TJ-.2H/O1T$/QGH<#.Z#QVQ^1L,HGG3MN"I+W:TP=VZ'PM-H
M>$N"0?[+0:#IXSLZ2&Z30#/4/T>WH$O2[N*_S[',=D8/)\,@O85AE/Q8D#[,
M/UT\G@P/>/UP,#_S^GRJ;?T\Y\X+K\3DI?HN+_YU?G5]^IE<7%Y_NSJ]/#LG
M+!IT<?G[M0)_.U.+*-&W7Z\O/EV<7EV<7R^%=K,S.?MR>?WE\\6GTYMS%M6"
M__QQ?GES3;[\QJ;QY8]S<OCM\O3;IPMX_E[0.1Q&,0$-.H8^PJS>(+G6>U(7
MW,"'P0Z"44:/)_\X":-L- @>CZ.8?YR_M JF?5]U#8-)7;DVEQ\N$:]R@7SF
M:!;/;$MU].6/-55?\9EINRN]^=I@/=7UO+T>JZZ:IB%0KQ)QRZ\VGC<\[QH.
MWYM-_1=-%UC/A<;9KN.N/C_6LV1'HY]22OZ =OV,G,<A#2NX\'4\Y$*-,G]A
ME<.X;2/G=?2PG)@(PZ5T^^<XILQ/0?!MFH@[!-T+PE>*>PM*3$,SC"K1S$W5
M&I""8KI0\BL;=1&/Z^&QA6F$E2=[=?ZO\\MOYUNY&'/%?;$-UU[9TT%N0/G)
M0(9MULD189_UA9@OV6FE^?1&$%+<$-)$IID ^3$5"58[0Z;)))B*<S)<5]%J
M5Q(6[[ $HDQHE+%4*[?!<Z<-I&VLMN8BCD7&L6T!C@V[]3A&E(F,,LOW%<MU
M\8S<MJS>*+ZCY6VFQ;G\IL_ B7 ZJ:H*7*&0/)[#WY6=I7BV)P]SMA_9D(O]
MOF(X=8]6"\Q^N9AC*YZ%]\]M;4U/*0R 9;K>!E&<%85V:/:>)/',<H]%-*H3
M]= U:E27$\_'D90MEB_138%;"Z-(ROQ#QW%1)H5CBZYH9EVS&]WURDM[MQ_$
MMZR$'AG'2Y?Y7EG.AF2T.TZ%N-"I10@^]!3/P\IZXC&&G;&J6TQ58.:@1U]3
M+G5#,3P-!5,XSKAFW6T@=.8KGVR-LHR=4T[I'8W'JT7G]]02U15+JQME0C]A
M9_%9SVGPZ@_TWAO>G3$4VVE_\H"DW-$]Q?<:C*W)[,5_!;'O/I(>1:>\UHZ1
M;]5=+M#^WQ%S',5V&_0 T#%O>+5@=7 D"LQ(QAU=\9VZZ<;HGU>B[1=^NPVZ
MYO4CN3Y>BR4P<_SV'X)!SWQ%]IN*6SMQ3F#VR\8<K\F<%SG\\M7OC"E7^L8=
M=^&O]ZA:2L W%$V;EF'<I20)>L4'@FEU,+F^HGN;K6&/8!(N,"(+7&V J^5M
M]GX2A.N^@LD"K\U$,+UU@X=NU[K"8X,^)O8AG-_>HIENIB!/B[RQ\__W]?SR
MNOFZ6]C'1NV[%LUT,R+7HLV,S_SX +_.@ITD($'XY[BL#$ ?1C3.5HQ[[&>D
MSM TQ<3T0U'9HSON"L4;!&8/;G/4C*1[MF+I$F6@2L8>75=TKT'U*8=Q_6H*
M8M#]:QP5=S;!%+,5*P+L9U:-;2GP#\QY$I0[CN(Z=?=)!>:.$('W%O%?USS%
M,[#\CZCLT4TPOK$ T!9S$I,138,<QHJ^^PJ^NZWH,J7 R<>=VJ:7P-Q!S[UF
MU2</C#L\.B@H=VQ=T9KDCAQ^^^HIBD\+/W?I>3A_+1-@%]D68@)\>9J9[=L2
MI%JTU=.1 T:6KVB>BS"2.&(B!5!MRU!\7X;4,B&!NB\PLEQ;L5P3821_!.J"
M755)LYS;GL$P@1']'?!=IJ1'0MK)291EXR#NTC6VG?;3N](5U\3 E*#,J5T%
M3V#.8%"J[L%,T\03[8(RQ\9XU%9LN@M^813IT%Z2TO+Z*)('#P)'FEIF->N:
MXGB:!$:SC.Y7R[!D:HIF^XBE/8TYM0VMIJ+;>)@;-=\&L.0X+-4;L;07T:?7
M-TDOID;J9%<4HT]UG%P\,2$J<SQ%UQN\> D#4$VSWZA]I:; [)>+.;JG:$Z#
M<7N9@U"7YS?DXO+LRQ_GVP@Z5335BID?F\"?,!EW!G2JAM:SH86A\H\KVK";
M($S3,KV8(JYBNNWS*3; CX8=6)1(E,@E*76ZXEOM"QFU7R2W'P%%H4>A7Y9'
MJ_A:^])HVR_T*)(HDDM2/3W%M-JWT=B@2'+__$,>P$?AOV%T]_%G^#$9^$Q?
M7<IR*TM^?ORYPUXK)SMYZ[5G) I_.8ALS^CJCF&%1MBQ>IKE]7S+TG2?=CN!
M8U+O?W7MH,8PUF6N_A:H3,;:;Y<7_SJ_NC[]#,[^];>KT\NS<_*/+Y\_75S^
M?JVP (!*3B\_D>MOOUY??+HXO;J8J1THUDRN_W%Z=<X'^_7\BA2_75S^]N7J
MC].;BR^7@H[Z,(I)WD_&T$>8*80^="F ?413DO6#E)(PR(/WM<;.X3X5SD+$
M8 Z#8)31X\D_3L(H&PV"Q^,HYF/B+YT,@_0VBB<2RW3#,_'BWRL>G]Q'8=X_
M]GW5-8QW!],X6/GAXJFNLCD^UQC%,]M07=]?^EA3]16?F;:[TINO#=970;#W
M?*R6[PC4:YLH\-98JV'@C6AS#2_RS:;^BZ8+3,5"XPAA&MWT4TK)']"NGY'S
M.*1AA:!U';=[O2VQMI'S.GI83DR$X5*Z_7,<4V)J"H)OTT3<(>A>$+Z2?R(H
M,0W-,*KLWU69Z=Y03!=*?F6C+N)Q/3S*D72P.-#T;_X+#4D HPENV4'6X3")
M"U\X(\DXSW)PE%D9EB/2";*HBR=B-I2#J"F>L>)ETVT)K>\E7W7%L%8LJ-LZ
MON))D<UJ!-]S]P0Y^\17??4BL4V?H)#.A@FCP3C?3+3*6$@ET<$(9H?W>D'I
M[:D+24FJOWF<I$&2;LPM;BMO-$=8WK25I(9O;)VD,GO=UR]6)H70.&1EI4;0
M9U)E><(:_-,%S=4ENB)#,NZ LG!6C'*(R!TA'-XV\1^E4V3N-"R=$CB?O[*8
M.*%!&L-(,YY'-NM^KN%G5K4,A2'%L@1BH3)]%P]=4]\(T.S>24#V[Y+]KK ^
MXKK^.^)HESCR1,,1LG^'U1'4-PIT8ESD=0)^*H+S:YE3&S__U7[1J38U,67J
M3<NL#>XC0DQLB+UA_;4!8MN/4"&(Q0;Q&Z9G&T",$!,98F#>BGO5<1O,V[,@
MZY,PNHM"MMD7TNX 3-H08X;M]/8T]8V-#73VD?T8,T0<O84C<_O)-*A&]IK]
M,L<,?TV2[^0N&(SI4Q&/'613H:LBLE3INNJ_GN2,[C!B;$V,V:JYXFD=@3"&
M<<,]1S%J2L28W)I2@LCA:1R/X?-_TY"D-!^G,4GBY\?=Z%_C*'\DAU=?SL[?
MKQ%#7)#KVJ*45E=]'6EK FJ74WFWMTS4/?7U&X#VC8O[?8A/-]2MYE6U#@ZM
MY**AR2K4BZL>;Z)^L7GP<=TRRNUYJZ2PZ0 +1DD6Y5$"/*>#((_N:%G]MB#_
M[%ME[5SMZ96@ TIQG"]_I6(!XE*GSJ'G)AK2C%S2>W*5#(.X:BGB);;*/"EF
M?_;3)ZFXI4>=E ;?CX(>C/4X&-P'C]G\C(91/.G:<3F&*\R=BQ,\C8:W)!CD
MOQP$FCZ^HX/D-@DT0_US= MJ)NTN_OL<RVQG]+!*+6,=>/UP,#_SK8%O7=WP
MG*?2E_?^]O7KY_,_SB]O3J_^T]K"WKTD)5_!1NI&(+<7,?DM2;OB%_D&N56U
M0G97J?+M>5NIG&UOH1:SJ6^CQG6;QNKKJ[ZYC5[;1($WQFI4ZQ7+*R]2J5CE
M>_/DQ"K?6.5;+")BE6^LJKPSBF&5;\2C2!23JLHW[^DXRN$KW0K3_YK2830>
M9ELM-%8]I61]1.(@-Z8.92!#C4'6%OP>_Y\H@E_A'LEE/S]%*>WF9%3J G*?
M1GE.8W)$?H-A16&PDG9X1I[*J3H+R"I+JLZBJ8FYL679IJ([K^_3596(K2:$
M(<K:C#)-4\S:A^[%0UF=/C:</(LX%F!.KN<JCO9Z;DH;<(PH$QIEFJN8GMX<
MREKN&F_%0OZ2]VE*KO,@I]MUHN6J..OZBFE+5 ]:,NZ8BF'CF::]K=:M6[IB
M:>T_#B0K>TQ=L=^XS:3)DS2M#I4M7^IODCP8-!$*6^\"-&$H6]LFKSYO,>74
M-@W%-NJNHW4G+[C/B.!M)W@M, (=V<';?. .Q:.=XN$;OJ)I*VZ0M$4\$+QR
M@M<S/<6W5HPD-GT5;:O#C,^]"U;AOE(V-9;"6'%J8DJ@97B*5WO'2+P("Z),
M9)29/CB@;OOO3=A^(!=Q+#*./<M4K-K&MG@X1I2)C#+7\12]R=L39 ZK7]+-
M6+V8P=+B#!;#=17-:3"#!5&V#RBS'45W7Z^FW0:4-1^<1APWNGUH 8X-S"I%
ME&TU$N7[BN6NN,^W0:MW\JUR<#Z'4 /Q ^Q#E)A,&V<JX\E"WE/U(\7?8N U
MRYJ"H9.K((^2C!P1\/^VX>]A'[NV&=LXT\U(98NV&3\G64:"."0#_H_PSW&6
M#RE\GSZ,:)Q1DC*YQ/,*U6.#AMI,.O0N)UFE)C$"HJ"58R,@A#<<Y8*<JZFO
MWS2)D-LO0#C[MRBUW)6J? 25ERI^)$'WKW%4E#.'Z6;Y&G9;57/Z-1&I&K 3
M!SVZ_\:5$=L*;8FO,_<3$(:A-K,S) \@MA]:D MRH(/JGG1'R,D,"-!!S>RW
MM,AN:U&P;=9N*\J!)"/*#+7X%N-MJQZO4NMF";7=LT$\O(Z'9K)_Y<$#1MMJ
MYIS7-MH0<3+C 1K6=1S;#@B9@VWG:QMF>^J[>+4W(=KNNR @7CUC:*C-%/"5
M!Q 84*NM@YJI3"X/Y.0"!.B@?8NPRAQ0.TN&'?AC*$;4;+TB-^+@A]TENZ)+
MN\V2+^+K5,32RW"<NVKF"4*I-<$Z:<#JJRN60$&PHMZ;AY*]:A!03BAMXNQ>
M&\Z*['$?>$JHS7X6[ZGZV;TB?>$BI\W?"(I];-3>:]%,93Q#^^J:>OA;<)>D
M06= W__T@^6>?(M[DS^041HE*7FD0?I?&4DI?...DI#>T4$R8B?ZL(C2OA5L
M,!57;_^5B8@QD3'F*J[9_C)=VS=S$<4BH]A23 ?+)R'&MCDG1['\NM'%#6)L
M0^XI_[;-IRPB<+XF49QG)(D)^*=E38M&BUNL%P 0![VZ:I)1CA>7UK"^:V<[
MM2\+=-N($&)WJT68T_;@\ -JH9IZ>^\0\8:I$T;9:! \'L=)3%]7.MAR^RU7
M8!9_Y4/.HI[PWS"Z^_@S_)B\,0/1+MAZ-&4[C#Q".H%\L6+ QP;!**/'DW^<
M3+X5Q1QC_*6389#>1O%1 >QC!LAGD.??*QZ?W$=AWC_V+-7VS'<'TWF5'RZ>
MZBK#[',Y+)[9INIKWM+'FJJO^,RRG97>?&VPAJ:ZIM^BP5K5!O0&(FL8+6\V
M]5\T7;"8%"C>L:9=O.MW"JY5KXZNW6=B_7,<4V)J2E/TFC&&:J24"$I,0S.,
M*F9?E9GN#<5T"1/!%T^65\&*:$:BF/22M$L%<4O7!Z)8@Y1Y<_TWZ#X* SQ-
M4Z.TJ:48;C.G/)$];^_-&J9B^@UF ,BQXBPF;I$ =YT'.<5X5(T3F9:FF%8S
M]1&0/6^SQS85K_:]:QMDC\P&QDV2!X.FS0M9#EAXOJ4X^HJGN[=^,STR=HT3
M@ZYBV"OFE&V=L7@'%69S;RQH,;GE=JV@Q093&X7N0V9G8IW0PQL2N+9Q*@R1
M9+Q)7%<LUU1TOYE->L39_N#,M&S%-AMTO.58R;<4#-K/ *7AFX#+9@HR(7O>
M9@\L39K5_IQU(57&ZL&@-1?B]>($PM"O]BI=?=YB2J.NN(ZCV*O&SH4)>2%\
M]Q2^CNXI=NW=XEW!%PO48#AG4X$]OK:3BS@;IS0D_PH&X\;SD83N0V;7<(M9
M16N[&L(02<;SOH9F*(ZO*[[7S!5>B+3]09JF./#_FM%,L7.)UG/,]=JDR0\&
M/_-97;N94ZG(H@HL@D7*=!77:.;">.G-OZWE?&TW'4@8^M5>K]L>)S$-7;%L
M4)S6B@6)A GT(8#W$\"ZJ1AL2;%7W#G:3:BOUOGQ8@(=]EHYE^=OE20P':#1
M*,FB/$I@+'00Y-$=+<^%%_29?:L\5:X]O1)T8+[C?/DKRX;WC+TEN>;8>Q,-
M:48NZ3VY2H9!O(S1>K7\VWE2S/[L3Z.HH^"6'G52&GP_"GHPUN-@<!\\9O,S
M&D;QI&O'Y2"K,'?.9G@:#6]),,A_.0@T?<QJG=XF@6:H?XYN03.EW<5_GV.9
M[8P>5CGEKP.O'P[F9SX[JZ)'AF)ST1E1%E;>:54"=JN+5I"T;ED"TU5]P]WX
MF7Q?U<RM%#OPK8V/=74*['ZL2%>D*]#5M#=9[D)D&VNQG?$TF4JS$>CH_DT_
MI93\ >WZ&3F/0QJ223$)\J(0PNK\:V3&JW&PG849%L_U4Y32;J5R[/M8S&(Q
MS3ZS IY75:MU(MVF%R124!Y(,H3:]NEV25&G;0)H<FRDO7'BC09I_%(Q8>Z?
MG+E_EN$IGE8WGMVRQ-4Z?:RJO<1A:76#'1. 40GPK69;5]S:ITE0": 20"4@
MC1(P7%?15JTOA$I 1)8NX.7BLQ2ZWM1ABADBFT#D,!FSC;>]N9D6J874VK<C
M.)_?N/HI^^D'V]N(Z=(VY=S@H1\D%9(*286D0E)MS>9>-XF>^TV&KAJ+;GCD
MOT=Q".OH\9%NJ@ORSIK9Y4S2XK+'E\=SZDQ?EEA!>TZNZ;ZC.&;[[RB?]B%7
M 2#+5ILISK3+2;[#H]G[IG9,O+)"4(WSTP^>H1LGJ'10Z<BF=)BM8S=Y SQJ
MGM?8X^JU[^MNN]K9=?QWYG14V45Q;;>CNC:'V"Y)\6\:\*H.] Z\V:G;N($1
M.*IG5!C!@E."; _AR%0==X%;'624]7#PT7YV[D[N^@2KV0-8/F(/V".^N8:8
M0)%%]J#((B909-O*GA9Y)Z^X8R[W,(0,=7Q-HR0ECS1(.9O=DXRD%'J[HR2D
MK'#%B*6M+%5F<CGACLD*&6*(1$SNZ);:3(%)\>V&_02$[2M>D_=+(W=>W>7R
MU15+R*&XR@D(Q=516@5ECJ[6O0.P[<(J<_IY<0-$D9+V:AHZ'H'?DX-OCJ88
MM3/=VGKPK4+\19;KRAU-K7N_PPZX*KX)A@> ]U(/@LOHKUIK'M6@N&IP!6<3
MU2"JP7U5@^S*'E/;EV(H>Z0'7:.V'R^U'EQ<"L)[I1+$:D4 USM[C]_$;U;_
MYN+ E;/5Q-F-R+"M>E5D>'EJJK[HQ.=3:BK98!JM7TG97,3=P3BD&4GBP2/I
MCM.4!=?8;CJYGTOP)1WZF,0AR?M)1GGTK9O34%V03+OX=I#7[@#YB#<YM*LR
M/MXX@'1M$UWQ)@=);W+0\2:'-E?PQIL<ZM,,R^OC30X(-:'IAC<YX$T.;QDV
M>)/#7NY;F+ZAV.Z^[%OL:_UFW/]9/8W3=!1+,U! 4$!P=W]?5TG#=A3=124@
MMQ+ 6P[:W =2:T^H);,7CK<<8.5P)!62"DF%I-H+4N$M!WC+P2M3$Q/'NNTK
MEEXW'( G[W?$'DM3FZD'O\M)8L'QO5,[AZ[W'K6-<%S15'W7;$%%@XIFV_8-
MU@$35>,X]8\DMEWMX,T&>+.!X%*)-9>1/0+,$\NDMP,3R!ZAV8,B*R:M4&21
M/0+,$V\VV/>;#73=P5KIXK+'\/%J P3$K+QJOJ+;S=Q^CNQYDSV>MG>WM2(@
M7JV[I[BFCM(J)G/,O1-6F9/.\6X#/.XV;SR[CF+NS9G7/3K,[&JJ@$?]Q3?!
M\-CO7NI!YC-J7ETK%/6@\'IP!6\3]2#JP;W5@XZK& ;J0>GTH&/CY09XN0%^
M4^9OXN4&^W>YP60V+ZIK,CV&5QNTJ50\EN!'NK:)KGBU05NO-KB.'I9?;&#@
MQ09M+FB-%QO4IQE6F\>+#1!J0M,-+S; BPW>,FM:=;%!V6\-*K1ZQV)+T_4L
M4[&TNOG?;=VOV%2YYDV4GQ-[1Q"E:Q/3-7Q7,3P!]XU0NE"Z6B]=MN4HNF&C
M=*TN75C'O\U](+7VA%HR.YV[J^._#;L"^\ ^MMH'5OT6H^IWXR;[HHF):)6;
MKJ/8'E9[6"^/=4O,L2S5%>4XZI:F*$<17E0W50/8J&F$U#2KE;="98/*1F!E
MPVT;#36.D!K'\<4IM;$3=8.5OK'2M] 2:2FVM>+VC(@[,#*Q!L1,E,JC0IEF
M^X@%+!2,S$%A;0D><$T5EC5:[3JZ[193K.4M;"WO+?'?M13#P?"'D+SQQ*GB
M+921L(]8<'S%\^M:"2BGN\D)-VN[WBBHLH+!4DP'Y51(UM2WYMLMIC+GF$I2
MMKOQ?5HICHU8MJV8WKX<&Q&O1..6V&I;+2E4*Y31A<?F]D[_@7/HNZC^)%-_
M*[B5J/Y0_>V?^@/33[%T 4T%U']K;4UHJB,>3QMVYB>?QNK<^,W6?Q.K<^]O
M=>[RZZ8#PWM)IFG]['?S6<IE]6WMZ96@ ^I]G"]_95$9\(I*_"8: D4NZ3VY
M2H9!O$R=ZY4H[#\CT<S/?OHD;[?TJ)/2X/M1T(.Q'@>#^^ QFY_1,(HG73LN
MCY=6F#M?U>!I-+PEP2#_Y2#0]#'+=;A- LU0_QS=@MBEW<5_GV.9[8P>5JJ&
M#KQ^.)B?.99KEZG\-9851[JVB:Y8KEW*<NTZEFMO<YE>+-=>GV980QO+M2/4
MA*8;EFO'<NUOF36M*M>^-<:+NGVUM0F[CJ?HM<O>M'4#"XM*-PZXO9,P R3,
MU;!L.TH82MAV)FSYOF*Y=4L1HH2]W Y]MMV"I=O;T0=2:T^H);,#BJ7;L0_L
M8VD?6+I=C-+M ICMBZ8FIF5N:I;B6%CC8[TDY^VQQQ>G@/O6)BE'5654.S7F
M=&AK[U';B,85P8JXH\)!A;-1.\='.T=0S>/HXA1SWY':P7+N6,Y=<*G$2M'(
M'@'F*6&U:"DQ@>P1FCTHLF+2"D46V2/ /+'8>TN*O6\O#U+S%!_KO0O+'E<U
M]BQ&@H!X75X-Q7+JED%">=W5P0U;K9M3CO(J,R <Q?(ME%8QF:/OG;#*G*HJ
M205X ;9X)3F!8NNFXM2^RKNM)U#$*P.ZO47547WQN"J^"88G\?92#W*?41>P
M="[JP9U[FZ@'40_NJQXT=5W1O;K>..I!X?6@8Z >Q-+P^$V9OXFEX?>W-/RR
MBNT??^ZPUV9[8V]%X2\'D>T97=TQK- (.U9/L[R>;UF:[M-N)W!,ZOVO[AS4
M^-0SPI9(K:[(];="F":C+'DYF=5(@&_A6_@6OH5OX5LM?FOO[H31-;P4IO:E
M,)MPM*O99]\N+_YU?G5]^IE<7%Y_NSJ]/#LG__CR^=/%Y>_7"OSM3"6GEY_(
M];=?KR\^79Q>79Q?UY:(W<SDZOSLR^79Q>>+TYN++Y?DRV_D\LOET>^GIU_)
M;Q>7,+$+F.0?YZ<P2V'G<!C%S+480Q]AIH!_T:7@3/:2E(S !<GZ04I)&.3!
M^UKC;\T50Q9(M;[:!2JO=:OKJFX86[BSQ;2KW:XBQ&!7O6!F]]?6M(]?:URR
M8[BO!'P6AVW7V7LIT[VJ*Z[GYY 792H5 PII-TD#;IW %&A:1'.X DY9]&1,
M29[ Q$&'E;^O<HG-TEB<+\9]-\\#3DLRN_HII7/7^U38]JL?CN1'XY=O \A!
MR^<7)>TOJB8W1"&6-DK!=3'4ABM+JI''T P#;WBI0RY=*%F4BK2(Q#60^(9.
MFSB#<<)LN-<H@RU7;=G"DPO5P#9K\F\L?:7Y-+1JD]]<#EJ#"6@5E8IO*)KF
M['RW?L.)42+ENJ%X2"0>KJ_HGH[BL854T.J7T]0TE5$ Y1% &P30\CP40%R?
M4#P6B(>E*[Z)XH'NL! M-UFK2]>:U2V+@3^@67&Y%+FD.3C(,(Z_:4AN@RC.
MR&%QS/\]26(2Q7>T..'_XF1_I<,PPM2MJ$:70]>P\1X%L7AB^1)59*I^6=^J
M@76).'_H."Y*HU@\T17-])J3QPU%JENS-'?[07Q+81DFXWCI,MTC]*]QE#^2
MC';':91'+\OP5(*B,+5D*ZH'3_$\J[J"P J_NU$0AK%B 1D1.;.U\)Z,O#_4
M#<7P:MQ$)C#C)6*+:]K-">2&G&GQXG-GR])'*YA"I<HHD]F?'=/>I]#E)NDA
M8&#3U'3%T6W1 YL;Y$+#+A<*'@I>L>/M*I8M?$*(/(*W_0@7BC:*-M\L] W%
M,G%-Q345!6_'N_2:HCLH>+B'WX*6R(+&6R(+&F^)+&B\);*@\9;(@L9;(@L:
M;XDL:+PELJ#QELB"QELB"QIOB2QHO"6RH/&6R(+&6R(+&F^)+&B\);*@\9;(
M@L9;(@L:;XDL:+PELJ#QELB"QELB"QIOB2QHO"6RH/&6R(+&6R(+&F^)+&B\
M);*@\9;(@L9;(@L:;XDL:+PELJ#QELB"QELB"QIOB2QHO"6RH/&6R(+&6R(+
M&F^)+&B\);*@\9;(@L9;(@L:;XDL:+PELJ#QELB"QELB"QIOB2QHO"6RH/&6
MR(+&6R(+&F^)+&B\);*@\9;(@L9;KL "_LJ'/.@,*/PWC.X^_@P_)F_,%(CL
MTCBGZ4%1(?/CSQWV6EF[LLI;_ N3!F6=2ACB(!AE]'CRCY/)"*.8%\SD+YT,
M@_0VBB<U+^W1BS*5_'O%XY/[*,S[K,2FJO$RFQ-RE%\N'ZO\T82Z<\\L5S5,
M<^EC3=67/GNM6UU7#6?YJZ]U^_HST[;E'RR2X.W!6I6Z7:@B#'>J(UY6GGU6
MP'P#%8W+6K:5"^KJ1H5*OL6 0MI-TB"/DO@8ID!3UNK@X^^GIU])%'>3(24=
MVF-7G)2_Y<$#S4B>D"#\<YSE-"3)B+(.XMNRR5R%WG6O?5E:7]ZOWL<"!A1:
MMOE:RC?]E%+R![3K9^0<Z!\NO;%M$T1#PD\(?QT]+"<[@O95VOUS'%-B:@I"
MM3ER;PVB%?I86C3]C55/%((:FF&L@]U*\]]S NO"*X?]X ,"?:= W]"]Q.+=
M?O*&0U#W1LD]N@VFWHP%O.]%UQ3'TT2_[J46F1N^7!:E0Q[I ,-<LWV4CLU)
M1YT^-GR%(,I?^^3/5'1;1_G#U0FEX^54'4>Q=+3=<+==B);K!BUGV:]KS:J6
MQ<"'@?[T@^V=D L6H*!93H(X),$P@7']S7?92-(C(>WD),JR<1!W*5 BRU\X
MT$\[C?7(LU#M[EP9+2:.KKBFOMHMG@)=@RLC9TQ;'K94#SO6]!JD9+QBFKX\
MO)>(,W:#(BEW%/O5?)6J:%HP8Y'1I!O@!]1=>Q=S58C0D$2L80%$WY*'-5N+
MVDG)?/#/?4T>YDO$&A8Z<>HNPAMDC?S.\H!F6>$M7]*<I!3&\3<-R6T0Q1DY
M'"191K/W!%SF*+X#5WI(X_WPDP]=PWZ/YKA0/+%\1QXW"5WD.M+H."Y*HU@\
MT17-]%KO'[=F:>[V@_B6)7R1<;QTF>X1^M<XRA])1KOC-,JCEUEA,IJ)AY[B
M>59U!8'&^VX4A&'4C6L*S!GTJ>M(I&XHAJ>A2(K%%K?V)I-XSK1X$>W32J<P
M*]A%I?XHSXR;0.<P&;,3Z#P!8X]R?C9)#P$S@@Q#T0SA,X(VR(2&W2^4.Y0[
M+G>>8CK"YXG+(W?;#W:A9*-D%Z%AQ3)=E&Q<45'N=IK;;BF.;Z#<57-^L6+9
MTS.L6";@8)$$6+'L#9W_9L6RYT$P4NB55\N5E6VP !16+1.>\%BU#*N6M9G<
M6+4,BSF)3&"L6B8&'Q#H.P4Z'HUOO*4$1^X6A\L6^V6'0>WTG!8%;A=30LJR
M(YL_;BC&'L3^U,C9>["N<P"S%6#=?AHIBH-$XK#&D=16B ."51ZPKG-(M]%R
M8VW(.'[%H$_I'8W'8,=W7MCQ3SM.\IPW,WQ#T32)3H#*Q!O75W1/HKIB>#JW
M3IDDX+[E-7@6%"5S.6\L7?$E.*<K7@[@J\D.A\%//QB6>[+BTBSLL;(EV;>J
M*7H*X&;.L>V,HN]6VGR1^D3CLHLQ5 ^QUR+LX3'J.NG5J%A;!6Z)H*<;B+VM
M8D_:X-32X_#DL+L?D2I^O!O=81%9PT\ R\,:C%/5JA_(#HG*PWR)6%.<(\0H
MU<8)>\9N"9WN%(62A:.6)9/HBJ,W6.D(W8I7=HI<Q;+K[N()S!N,9]39C? -
M6()1,H7DC:4IN@3%UL7;*5KN$$]VB[K%;M&*R_.\H;_YFAN"A$]<\0-2&^1$
M>P)9#;@ULD-=UU0LJB(&*[:+=2'B-[)+DX<+AR"<P(5C^[MV6%=6#%8LV.W;
M</VO\G.F ^,9)5G$R_&D=  NQAU]JM#%:A+-O%427'MZ)>@ ><?Y\E>6#>\9
M'<LE:8Z.-]&09N22WI.K9!C$RRH/Z=6.-.KSM)C]V4\GHQD%M_2HD]+@^U'0
M@\$>!X/[X#&;G](PBB=].Z[*BIU5F#Q'%CR-AK<D&.2_' 2:/KZC@^0V"31#
M_7-T"QHH[2[^^QS/;&?TL%+!-6#VP\'\S+$BG&05QD0:+)( *\*]L=2]61$N
MIODT ^3RXOU<);C+"Q+D>1IUQH6>@F?0<)C$,/*D^[V?#*"O;*.),Y(7?<+"
M< T1'@O#86&X-I,;"\-AO2R1"8R%X<3@ P)]IT"7(#7ME0.4EQ<2UR!;]_*(
M%I4&6;)EKYBN\/%HK)N#PM&(IM<5W])1.MJ4E(GR)Y'\68JO"7]G6)OD#Z5#
M'NFP/,6TA+\KLTUEY I8:R*>$AK0+/OI!]L[(5]3VJ-I2D,21G=12.,P6^KN
M2W3^K,&C9W@J<!^X(D2B9UOX7O<0BL!\1Z[@\=RW8Z!5<B#((97L].[2F*&S
M)R6]\$CBVQ$RLRT^B(A8P,/)=>-!PA^[$AAM$F&!1S^L/<+"/L4X+FE.4@KC
M^)N&Y#:(8K"M!DF6T>P] :,KBN]HE@]IG.]%Z./0->SJ%X&AJ[4+GEB^1/<<
M8.BCCC0ZCHO2*!9/=$63H()^:Y;F;C^(;RDLPV0<+UVF>X3^-8[R1Y+1[CB-
M\HBNME@+:Y<N40^>XGE6[7L[T5O8LH(PC+I%107F#$8-ZDBD;BB&IZ%(BL46
MM\DJ<WB7=^,MY8]GP$ +F^FB.%J;!P^$]GJTF[,@1M!)[FAYS';M4$:;ZJ(L
MT=*&8AI^;<=*C*R[#;I<[>>DI9MKU9MI"2^%")JT'RV'IJ*;'LI]^SEI&76O
MA]\)+]'4:[REM,E!I_6*I)##7FTO%#/RVY.1KUN*8[4E,TJ,%13/J^R-=!B:
MXAAXFJM5\6"4/WGDS[045\?3S+@ZH70L\EX=Q?=ME(XG=VTRBDE!7 []9@LR
M/:]!+6#-*,&'N&HL4BHB5!ZB!(&+Q6KGW_P7&I( AA+<4A)&K+YX.(U:](.4
M9B09YUD>Q&PNY/!6LL--RZXF5#RO[@8&9@SLA#6Z8NIU;VT6F#68Q5./^9HC
M$?/E8HU1^VI@\4[&B+=*?RH791JD,0PT(R.:SJW0Y) 6]Q*^7)O73NT6@P35
M/=!%\Q)06#1UU6U2@3:V$5RB@LNMNT2*!Z[M>[4(7U'AZ[4?O@@N,<&EJW:#
M"Z^TD:2)C3J]+^@58[57VUBMZ@F)08O:VR6BRXRF6F[K76X$EZC@<AH\ =2:
M8!["5TSXZJK>8,P+=:/DX+(;C'5OXRKDME]\:[K&YN\FM57#\]IRD6JMP2Y0
M3CL\E[ #4C7" -]S&V/ XMMQ]3VX'7?V",=//WB&[IY,:IO,7I2[X,#'?.O=
MW.6H>_)?P7::D:17X9*[9D^H;^62O#:P9Q-WQ;Y- "3OM@5@W9;",G=OH?.)
M=NFP0U-BZMN'3Y/ZLP6\6/>BUOTA4Y5[A075=*)D/B.CI=F'>^6>BHJ^!QY=
MDNKHDNDXBFWCR3X\V8?BL?"F $WQK+9<&]&$>(AF.PF_YXKBWR+Q-WS%;<VM
M,>T3?_GK>"ZZ>W6Q5;TACTR436A-$S@^T2HBB;;"-IZ"CR# R$5)O+.W]DW)
M85^RH^?+_7BK-7Z\0-ZZC&!@7JO;&J]55.-40M]42K"#C^:TQD<3%>S[Y(F=
M=KOCX7@0L,2K).\71XU&*>W3.(ON:'$/U7N%Q#1G5U'EP<.*UT]5/;4GB"5Z
MZ'F*;M:X?TJ\ Y12LL56;%<7B"NB+:OB.*0RH4X'V#GU+U<0%7;2NL"GE7.(
MR6&$)>1EWJVP+<7VL XI[N6C>"R,BCB*J9LH'JTQ[!J/EZ#X2R3^EJWHKH;B
MOUT#>]($*W_O:(BB*>V=>./2T%\"MW2QVKM>4 7\3\FV8I=6 7=U1[3M@3W;
M&%U>;=CQ16.-:!I\)V;WWN'.T.7"G;25LW]-DN_D+AB,Z8(RA/VB#.'+E6SM
MN+\8DY>O=*>N^BO>*2[0OB:B2U!TV:I9M\JEX!MELGF$*#J"BHZING6]),%%
M1UIG?KK'W'G--HIJVT98*;)9$;3J%\T7+U"!Z!(47;9J"U>D633;J-E8"XJ.
MH*)CJ89P$>0-V$98%_CIF>6JCKW\\:J57EW5-RH7>JWQ;!M5:44;*U*@36-M
MH(JRIKIZM5+>BRL>NWM0\3BE^3B-";B%I7<X23Z^^G)V_GZNZC'[RTI5 C9Q
M0'S;?6RM@J4O1<6^FWY**?D#VO4S<@X8"D6I%R$YX:^CAW:178X*E?^A0;J
MX*@EMEX-''6#?.260R<LK:@MY.T!+2E3OFYI[$KSWW,"5ZFU++R"D( /"'0$
M^AI\:"43Y-UDC^,Q?/MO&I++"Q+D>1IUQD4X.T\6G>XFA]]E/L^]H;V>-IQ8
M6SQ5PU<L=\5[0O%T-8)UIU/U7,6U5]RS; 58&]Z*1UEHCRQ8ON)IEL2R@&"5
M!ZR^HSB>)S%847&C+%2UN#7%].N>Y]B)+$A[VNX41A#<TBK5RP:K'1]?=!Y"
MY+.BGJZ8EG G([ 4)S/L'%=Q[+J6G<"\V7(1#HE8;_J>HAG"G?5#L>1B:2F^
M73=2)C!O4"PKL][T%=-KD/42;$<LWGAAR9GD\'MQIF]%TTO8,AV+I^RJ;DO*
MPZV)W)U1]-U*^Z=25R9:3"C=4SW$7HNPA\6/*D/;4-M2DQJA+1GV# W5:JNP
MAVJU<CUCU4%D;Q'9\D;<G_+,IB?QJB:<#;'NW:)Y"1@8L3W%]ML?$D-XB0DO
MSU!LK6[6@'CPVG+$%=$K)GH=7[$,5(X(K^U,R#<5WZ];6$T\>*%RW$OTZI[B
MVW6+Y&]^1VWRK7)L3JV+9#88;L ^-A=^:=$T1>FC"7+O.O3!Z[KM+OXQ"7H$
M55,/-QAGLU7/KC#*DU&21;R\4DH'01[=T1.66'IDJOJ"NG2=(*-%!2:'[#PF
M>!@_Q80X(Z5.-[$]Q9 @K"(E;UQ'L1V),O0P"ZRZ6%J*VV06&(KE*\F9MF+*
MI#)1+"NSW@*Q=.O6 -^\*RE?<N;I; E-<C@LLC3CM;(TUSBH)L@&KFZT)MMC
M:Z?%&MHM;R '20*\NNK>7T<O"5Z;SUN20!QL% =)Q&$O\&IHJH%XE0*OJ+XW
MD9"*VKL9:5B\8VK7VC'=?/2#D=<$&H;)F*64KK]EM5]#W)-IMF"(34RS_OTQ
M:X:N-K4'*]\&9_W]8D(?NH-Q2#/2':<IA7&.X,L)]-#+&0B"!Q+3G*2T3,._
M#:(X(X>#),MH]IY=G1/%=S3+A_!J1H(XY,V[_2"&KT<Q&<=+7^U-AI!1^#90
MF&;J&]NS+4J&6"XJ2V^6*UEI.L#KEYB;WN+V[F#NK?(...WIE: #9L(X7_[*
MLBOLGF&T+'\]A]&;: A8N:3WY"H9!O&RZYGT:NE;QC-^S_[L).$C_*>?#P<?
M_S]02P,$%     @ ^8/[5# _S@]0%@  2ZL  !    !U=F4M,C R,C W,C<N
M:'1M[5U;=]JZMG[?OT*'=<[>Z1@Q6/*=MMDC#22+KM@TQ#0+7C)D6PXF-F;9
M)EQ^_9FR(5>2D#37ACZD@&5I2IKSFQ=-25_^.XE"=,:2-(@'7TNX+);0?[>^
M_(\@_/VMM8]JL3N*V"!#.PFC&?/0.,AZZ,ACZ2GRDSA"1W%R&IQ10<C?V8F'
MTR0XZ66(B(1<>YA4==E@FB\I@NI@19!%1Q%TQ<>"HWJ2H3%1$F5I\Z1*),?'
MBB,+5!6AF"+K@B$KNJ 0YHHJ=56'B)M>E?H&$T5#\UQ5ERG%U),U["G$\R4#
MRY["F^UET#OHX2"M!I/L:ZF79<-JI3(>C\L3)PG+<7)2"09A,&"\NY4LH8/4
MCY.(9C <%>B$*(A$P*1T7LGR.HB(I4L5+8I/X(?3*V^,I;P\-@RCDC\]+PI5
M!;=5+O+*TXP.7+8H[[&+TGG)E+GED_BL @\XX?B"Y$R 9U>J7I2]J^LP0Z(N
M2(MZ;N\%'^-%8S?Z>[43_+%#T_-.3-)@6;U0%E?^-O</W1Z+J'"EZ]60#DZ^
MEMA :!^68((9];:^1"RCB-<CL']&P=G7TDX\R(!M!7LZA-?<XMO74L8F626G
MM[+UKW_]ZTL69"';&ITQ@?.KJ!'M2Z7X[4NEJ-F)O>G6%R\X0VDV#=G7DA>D
MPY!.JX-XP*#]8%+E!5E2? P\CPWRC_#< M%) K=H?I*UF/^U%%#9-53=4 T#
M^S)U)8<R)OJ2K[NB;ZA$/ZXM2#FGJ80&-.)-LZ!:'P!]TQWH34+#QL!CD[_8
MM(0"#ZKVI)]3IQ:?[9/664<R1UZ_?M;=,_K-:#=J'K7'9NU4ZNZ9I%EK]3KV
M;J];.Y#,HP-L1JW(G)U.K+T#O"]986<V['7[86C6MA6+M/I6_T3L'-4GG:,#
MT9KMGEKV]]-NWU1,NW5J_=3%?=*==HY<U;*_]2S24#HS5^GVO_>MFBLU:Z<3
M<]:&[[M!)_H>F7OMF66?GGE[NX&SUU:[]K?(C$S2(5#&M@*KMCTV[5/9[+?'
MEAWVN_VZ8NVUL5D[F+_S$]I2!EU[&)I[G6EGUNUW;:"5-$2@=]*T3Z:6O8V;
M1U8$]8A=&^K9U:?[=CTS#\7)OGTJF;8Y.R:R)XL@)H*K*QI@$:$"U31=\#1L
MB*ZB*J)/2ULB_-,-C%7U2^7*I#[G'&\#XGH<=7=#>K*>V_OF%M^86XF*KNC(
M'N@.5Q5D1U8$ASA8H(9!B"8;AJ^ZI2V?ABF[,:V5JV*<,)\E#, G70(^',ZJ
M:0Y2,/$HQ_-J!I#SM90&T3#DB)7_UDLX7US&F?(D]:"&RM4JBN8OVIR3D,:C
M)/^6*XGJG-<*QG@,KRTJ8CF8++X%'O_N!RQ!.4%LJ<K8:?QU52RNO[RU^.EJ
M[4,8WMA;? - 3[(:6!1;G"A!!.*TQ7L7S\[)]&XINGBR^+YHI')EH!:C>CZ,
ME4NH70%L+P"^&,Y[C(IC7+K\SEPI1,% Z#%N^%1E4M:48?9Y''A9KXI%\?]*
M5XIR72P 40EULVHZBB*:3#]S*@4:!B>#J@O#QA)X)Z-.R!9O.7$"U IN'(9T
MF++JXL/GA3HJ-+F0O_09ZCP!BIPXR^*HRJD! R\+7!K.&\G;*Q[/"36,LJ)B
M3FL&@Y)YBX;GW2CGW:ADWLUG$BD32;KUL5C&MSY[K6KEE:JMY".1+ K,YU<:
M9J7\/9B"=$C!9I9*UV9I/NYXF*$T#@,/_2'F_S[/GV?Q<,G#(?6\8'!2%1'.
MFUC0]UNUDX]I)>?2A1C=$*:E$C)G:=Z4#/R\3& X]8LZH#-Q4EV0X@,."#Z-
M@G!:_8\=1 #F%ANC5AS1P7\V4S!\H<TD\(N":3!C5:Q"*_G7<3'O&M23B]B<
M#S#A3-:V&G:]A@[M;;M^^*7"25C2H[="[6%]I]UJV(WZ(=JV:JC^]\Z?V]9>
M'>TT3;-Q>-AH6J_8!7)?%W(H/=H^_+-A[=E-:Q/5=L#-5&1C0?3+(B;04Q8+
M>'\H9&*U+,M/CVU8+TOR:MCVD&J5LB211]5ZUS-25C3MZ6D%[2O^"KSKOP#O
M3XBL'[.J)=KA55%47HJB__X#J^+G!>B\!H[O-EOFG(KG\T(7H;\BA/*:3NAD
MX81VHFZO>]28=?K?HNX>.*%[/Z-N_V1FUNH3WDZWMALT]QH3L]\!A_*G[/WY
M/>R2\,SI#X-NM!MV^E9@[G5/.Y$I=H^Z4;-F@D-:GW1K/T_-HX;<Z=>G5JA/
M3;L].58UR7-UV154T2>"K"NNH%//%1R#&"I6F4ADI;2E"W]==R'16A^M]=%3
MZ:-?<3?>$?*_S:KNUD>77!+I15P2O))R !._5;=LU*K_:+;L5S3H5R/W1[MU
MV-X&>NTF O_$!B<$80DU6P@K&]ZG-T]_<Q?9?];1)=?JW*W:WK$1/,:&)#^X
M&UM?G*2R]9;=L;SW//J&8A^UV#!.,K2Q^,YH$@8LS1 [XZN'2?Z8>9^JZ 4L
MEA]Y%+!>Q 9+J%C4@NHG6=6#7X0(VNSQUP2/3H4IT"JPP4<S<?KM8\-PF>BJ
MGB!C71)DXA#!H*(B:(HF&;*(=:*RTM;W43A%1-O,EW1OM756XM"U0;0VB'[5
M(%+6!M%;-8B6B7P0G: T<:\N?AV?X')_>%)"-,QN>7(M*D.&D\=  !'%X:14
M>0T%2N25%.BSIPJTV$F0\N2.S((G'TW+V>WIL>KXNJK[GH!53/EJL"@8F#&!
M,2HIE%!=8KBTU1X$/ N*AJ@Q2$<)SS=!?\8AEX%T$WYSR[^F^Y[6.A-78JZ-
M^H2Z6<X2W"A+SED!T12E0^;R!5L/!0,49"ER>Q1LM.33.GRQUM9K;?T;5+5<
M6[]X9H%6-A3I,7)--. ^Y<F96B^KXN.$[$YBU3+!CP.AN^4:Z_K39T&(9=58
MC=CE<JW>(=</8.NW673>Y?O> 9N4OW4S\'=#)N+ARQL XHM8EV 7Q<DP3O*D
MX<.,9FPG'@VR9+H3>U=#+SRK@Z=V96R8Q&>\GG<:<RER&TW[9[]; \MSKRYW
M[.^1M6>=FJ2AF+-O?8NTB35K 'V[4%_[6FYC/+&.K%,KZL![O9X9=<0..8"V
M3V?FGBEU;1B!?AO*=D^[G$9[^UINH\1@BL"&9:JB"C),G^#XBBM@@SI$\5W)
M9VIIJ\9".J;)DO3&N<EZOT@L8>^0^3< O\#Z9^?O&TNQXLVEV,=UZL/)[&X0
M,JC= ;=D+7_WRU_CFOR)GB9+U!448LB"K&E$T!U%%YBH2Z)C&& O,YX@BP4P
M\Q6\%L"U %X70)M.&O-T:3=7G&MI7%D:#ZY*H\HDETB:*U#J^8*,021UAVH"
MQ43W'%]2L0/:4%4$D4C8T.4[Q?&I[;[GD4Q])2;>R(TQ%"<HSGHL0?U1$J1>
MX')VRY<68Q\%EXVW3^\%F:[W_Z6!Z55G=2>.HB!-%Y/(53DJT&,]?^]A_AJM
M0U2/AF$\94D^@U<5 ;+B\J>;F+1*"HKZ(BDHJ\6=GUV#;GM>PM)T_M\^$(#?
MI?;\I96-V;'B,X,9(A7 'O4$V?-!^ZE8$; GJ9I!5,DU:&D+8RRBHS+BV,$2
M-Z A^A:>>3?6,S:?,S?CRKSMP,=F8L?C]QD!^*59(\>NRC#S89P<)KN"#*,I
M.%21^'YX:G@4,TEV2EN[/)]FGXX\EG@TO.'(O]QDY89$,_F1Q&=!O@G[=PSJ
M_-*4BL>2KFJ2K/LPD32?2,:7&+&@:X;KR43Q-4^#*07T#3QZ<QWQA6;R1PQ3
M%7:#81&<^VC3)!UK+J6RKOG\P DBR"KQ!5WR0! 5PY4=XA!5=$M;DB2)QAM:
M[+W7M"C6>N>3S!=Z?R0@J<$0@+X^8>XH"\X8:OI@9+#T$]H !D"< V[/K7SQ
MS-;5S(J+5(9__Z$3K'U.4<9"-NS% X8&N16\R9V:<,0M0D031D&8/%9%&\\H
M8ER9;4-3'U.H\+&GRE23728HKB@+LDP<$"_=%53#431%]ZBKRJ4M0[GA>W]Z
M]BTL^S&8_3\X>[SC",LO3<_XV%=\772Q)R@&/TR'ZR?#]UQ!]PU" ?4<1=3X
M].@"")EX6WSD_>2"/$_2!E2K2NK'S@41RPI>C:#U5I8W5]5#X@@OOY90;%SI
M,?<493V&Z!#<B6$2\ BF$T^0P\)XC (_?PB.451H#EWXJ_C@!R%7^$$*VC]C
M X]Y*(M1&D2C,*,#%H_2<(I2F@6I/\WKF+\0.P! 1> E+BJ_E"(W@GH21 ?3
MQ3,?8"X>\_>XLQ/P(%Q:?9YMH-<W7ZRR$?7%SPO1'Y?5(Y<UY>F1U)#*XHJX
M__@P_[(@Z8/6J;83'GUI#P)NEB+S\-<6WY[1<CI*@@PDB8>,1H-Y<#*]Z?H[
M<1PZ%,0B S%]E]95L7YEV;O]#NG ;[N1%1U@J^;UN_8)Z=@-TMVKR]WH0&K:
MV\2<W5B_PN:1Q4^RFII''=*MM46+6&&SUNV9?;#0[%[4K;F*6>O,@,;QC6P.
M62*.SR1#4&2-";*CB^"1J@2,9TTABN]HJDBXH!N:+']^_K7DEUAT7<[+<X:#
M/ESF.#0<)>F(HS'@>6L$^"8398[,')(/P;N%%P.@8]O-T ;6T,YN"Q%)+$/!
M52+I:]Q<X^83XN8A6&(N,.3@Q 3CA5/]^X)FA_P,.E%#LJ+VQ(P.)E;M1+:B
M^LR:'9"NW9"MFHDMT@W!#;U^O%^_>_0]Z/1=*%>?=FMUL5GC8&M*5@W* \T
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M-J/=E]+B<@U&02)K32<.7((T$Y=_S@-P%%,P 80 5:\1^,\VXB,SM%3DW]7
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M=)(M)KU<+(N&+^X@S7B&\W()14L-)8^K@KJ'TVXS\LQM)C']J*25F$ZDL1_
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MI)#2C(O=0"RY,^\/2H4^1? E471J[N8,(%HH!W\";$*[R^&+HC#'AK'0@'W
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MFW8\WUZP#UX;9$('$8'^\KSCF .#\N5BI'*7AX#Y*M=KG7FO*"1 B@D*Y5S
M ,M."3G+I9L<U?T$2C)^L,I,XP9S"9**9;SSO_D.$Q NPK..D5&$)'I3K]W\
M"4SRB]N,#^!PDUZ==Q (<]^@XP)DAIGG"*EZJ:8.7]YSTAK1-:NVWF#MI'K+
MHBH4U))<Q(2;71K%[?;D)KX7WL5*0ZM98;(U&=,GHJ<#)TM52/ZR"YJG$.4
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ML!C9/=J8<Q.>IC':SY<3XR4.:EYG94A)P;TMK5%CZ$< X1/'V)&>9IZ'T'I
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MIPA46HJ@4.>U-1NL[W=N763R]JV+K?>6_U@/9B:?5W#*Q 3WR!1] ;XW_\Y
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MM8 4E((TF&WZS1\LG;WKQB-G)^M7I"#.[:V$;OUX!" XAGT"$HNMSK>E^PA
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M'@B(APFGOY?[MG6*?0:T=A,JPU#&,QH"(/:MJV^3 DP-/"(>68#(T45"!BZ
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MT=?7SJV_1K*=)+6>,4AQE,5BQ]?)YW@LDN:?*GHR[O-?D1[^ U!+ P04
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M?M*E6A54\E/YN2Q^9 KBG!">A#A@@$,, 5)K1)#(* 5I0H.()!)&#)MJ<-=
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M+_-H.9S\A1Y]X?2]U*/7;DB\3<;/U=&;%YM/LM5KQ]^\^#]02P,$%     @
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MFOLWO*L/;"FBH9%%@:K(2&3N%3$9-\2P' "TD@SX#@!YQO4@./34X1BKZ93
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M[NGYH[W_ U!+ 0(4 Q0    ( /F#^U2=C'*9/UD  -6&"  >
M  "  0    !A,G$R,G5V965X+3DY,7AE87)N:6YG<W!R92YH=&U02P$"% ,4
M    " #Y@_M4,#_.#U 6  !+JP  $               @ %[60  =79E+3(P
M,C(P-S(W+FAT;5!+ 0(4 Q0    ( /F#^U2:1::4? (  *X'   0
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52P4&      8 !@"- 0  J-8

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
