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LIABILITY FOR UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES - Change in Liability for Unpaid Losses and LAE (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Balance at beginning of year $ 510,117 $ 1,038,790 $ 346,216
Less: Reinsurance recoverable (183,435) (798,680) (115,860)
Net balance at beginning of period 326,682 240,110 230,356
Incurred (recovered) related to current year 1,058,231 882,063 913,419
Incurred Loss and LAE Prior Years 29,135 110,573 24,980
Total incurred 1,087,366 992,636 938,399
Paid related to Current year 653,454 526,594 624,580
Paid related to Prior years 363,239 379,470 304,065
Total paid 1,016,693 906,064 928,645
Net balance at end of period 397,355 326,682 240,110
Plus: Reinsurance recoverable 561,936 183,435 798,680
Balance at end of year $ 959,291 $ 510,117 $ 1,038,790