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LONG-TERM DEBT - Narrative (Details)
12 Months Ended
May 31, 2024
USD ($)
Nov. 23, 2021
USD ($)
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Jun. 30, 2023
USD ($)
Nov. 09, 2006
USD ($)
Debt Instrument [Line Items]              
Principal repayments of Surplus Note     $ 1,500,000 $ 1,500,000 $ 1,500,000    
Surplus during the term of surplus note     $ 50,000,000        
2024 Revolving Loan Credit Facility | Revolving Credit Facility              
Debt Instrument [Line Items]              
Debt term 364 days            
Line of credit facility, maximum borrowing capacity $ 50,000,000            
Line of credit facility, unused capacity, commitment fee percentage 0.50%            
Debt instrument, basis spread on variable rate 2.00%            
2023 Revolving Loan Credit Facility | Revolving Credit Facility              
Debt Instrument [Line Items]              
Line of credit facility, maximum borrowing capacity           $ 40,000,000  
Surplus note              
Debt Instrument [Line Items]              
Unsecured term loan agreement             $ 25,000,000.0
Debt term             20 years
Effective interest rate     4.56% 4.30% 2.83%    
Principal repayments of Surplus Note     $ 368,000        
Net written premium to surplus ratio     2        
Gross written premium to surplus ratio     6        
Surplus note | Hurricane              
Debt Instrument [Line Items]              
Surplus and reinsurance sufficient to cover in excess of UPCIC probable maximum loss     1-in-100 year        
Unsecured Debt              
Debt Instrument [Line Items]              
Repurchased amount   $ 100,000,000          
Unsecured Debt | 5.625% Senior Unsecured              
Debt Instrument [Line Items]              
Unsecured term loan agreement   $ 100,000,000          
Stated percentage   5.625% 5.625%        
Unsecured Debt | 5.625% Senior Unsecured | Debt Instrument, Redemption, Period One              
Debt Instrument [Line Items]              
Redemption price   102.8125%          
Redemption price, period   12 months          
Unsecured Debt | 5.625% Senior Unsecured | Debt Instrument, Redemption, Period Two              
Debt Instrument [Line Items]              
Redemption price   101.40625%          
Redemption price, period   12 months          
Unsecured Debt | 5.625% Senior Unsecured | Debt Instrument, Redemption, Period Three              
Debt Instrument [Line Items]              
Redemption price   100.00%