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LIABILITY FOR UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES - Schedule of Change in Liability for Unpaid Losses and LAE (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Beginning balance $ 765,855 $ 344,648 $ 959,291 $ 510,117
Less: Reinsurance recoverables (336,627) (33,121) (561,936) (183,435)
Net balance at beginning of period 429,228 311,527 397,355 326,682
Incurred related to current year 248,367 319,152 759,156 802,911
Incurred related to prior years 3,912 (2,197) 3,983 (2,197)
Total incurred 252,279 316,955 763,139 800,714
Paid related to current year 169,552 177,963 377,862 425,970
Paid related to prior years 87,721 81,321 358,398 332,228
Total paid 257,273 259,284 736,260 758,198
Net balance at end of period 424,234 369,198 424,234 369,198
Plus: Reinsurance recoverables 258,355 91,239 258,355 91,239
Ending balance $ 682,589 $ 460,437 $ 682,589 $ 460,437