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Loans and Allowance For Loan Losses | 3 Months Ended
--- | ---
Jun. 30, 2012
Loans and Allowance For Loan Losses: |
Loans and Allowance For Loan Losses | NOTE 7: LOANS AND ALLOWANCE FOR LOAN LOSSES
| June 30, |  | December 31,
| 2012 |  | 2011
One- to four-family residential construction | $27,183 |  | $23,976
Subdivision construction | 40,555 |  | 61,140
Land development | 68,533 |  | 68,771
Commercial construction | 102,640 |  | 119,589
Owner occupied one- to four-family residential | 89,881 |  | 91,994
Non-owner occupied one- to four-family residential | 148,024 |  | 145,781
Commercial real estate | 620,023 |  | 639,857
Other residential | 286,076 |  | 243,742
Commercial business | 232,650 |  | 236,384
Industrial revenue bonds | 45,337 |  | 59,750
Consumer auto | 65,812 |  | 59,368
Consumer other | 81,210 |  | 77,540
Home equity lines of credit | 49,205 |  | 47,114
FDIC-supported loans, net of discounts (TeamBank) | 91,407 |  | 128,875
FDIC-supported loans, net of discounts (Vantus Bank) | 107,485 |  | 123,036
FDIC-supported loans, net of discounts (Sun Security Bank) | 110,478 |  | 144,626
FDIC-supported loans, net of discounts (InterBank) | 276,976 |  | --
Total gross loans receivable | 2,443,475 |  | 2,271,543
Undisbursed portion of loans in process | (91,639) |  | (103,424)
Allowance for loan losses | (40,722) |  | (41,232)
Deferred loan fees and gains, net | (2,438) |  | (2,726)
Total net loans | $2,308,676 |  | $2,124,161
Weighted average interest rate | 5.60% |  | 5.86%
Classes of loans by aging were as follows:
| June 30, 2012
|  |  |  |  |  |  | Total Loans
| 30-59 Days | 60-89 Days | Over 90 | Total Past |  | Total Loans | > 90 Days and
| Past Due | Past Due | Days | Due | Current | Receivable | Still Accruing
One- to four-family |  |  |  |  |  |  |
residential construction | $-- | $-- | $-- | $-- | $27,183 | $27,183 | $--
Subdivision construction | 79 | -- | 1,501 | 1,580 | 38,975 | 40,555 | --
Land development | 12 | -- | 2,514 | 2,526 | 66,007 | 68,533 | --
Commercial construction | -- | -- | 1,691 | 1,691 | 100,949 | 102,640 | --
Owner occupied one- to four- |  |  |  |  |  |  |
family residential | 509 | 716 | 2,080 | 3,305 | 86,576 | 89,881 | 139
Non-owner occupied one- to |  |  |  |  |  |  |
four-family residential | 1,946 | -- | 4,600 | 6,546 | 141,478 | 148,024 | --
Commercial real estate | 11,576 | 323 | 1,640 | 13,539 | 606,484 | 620,023 | --
Other residential | -- | -- | 2,950 | 2,950 | 283,126 | 286,076 | --
Commercial business | 316 | 379 | 2,913 | 3,608 | 229,042 | 232,650 | --
Industrial revenue bonds | -- | -- | 2,110 | 2,110 | 43,227 | 45,337 | --
Consumer auto | 499 | 23 | 106 | 628 | 65,184 | 65,812 | 4
Consumer other | 1,122 | 380 | 455 | 1,957 | 79,253 | 81,210 | 161
Home equity lines of credit | 59 | -- | 79 | 138 | 49,067 | 49,205 | --
FDIC-supported loans, net of |  |  |  |  |  |  |
discounts (TeamBank) | 373 | 83 | 20,026 | 20,482 | 70,925 | 91,407 | 8
FDIC-supported loans, net of |  |  |  |  |  |  |
discounts (Vantus Bank) | 495 | 214 | 9,224 | 9,933 | 97,552 | 107,485 | 1
FDIC-supported loans, |  |  |  |  |  |  |
net of discounts (Sun Security Bank) | 5,508 | 2,717 | 30,360 | 38,585 | 71,893 | 110,478 | 671
FDIC-supported loans, |  |  |  |  |  |  |
net of discounts (InterBank) | 2,365 | 2,952 | 16,705 | 22,022 | 254,954 | 276,976 | --
Total before FDIC-supported loans, net of discount | 24,859 | 7,787 | 98,954 | 131,600 | 2,311,875 | 2,443,475 | 984
Less FDIC-supported loans, |  |  |  |  |  |  |
net of discounts | 8,741 | 5,966 | 76,315 | 91,022 | 495,324 | 586,346 | 680
Total | $16,118 | $1,821 | $22,639 | $40,578 | $1,816,551 | $1,857,129 | $304
| December 31, 2011
|  |  |  |  |  |  | Total Loans
| 30-59 Days | 60-89 Days | Over 90 | Total Past |  | Total Loans | > 90 Days and
| Past Due | Past Due | Days | Due | Current | Receivable | Still Accruing
One- to four-family |  |  |  |  |  |  |
residential construction | $2,082 | $342 | $186 | $2,610 | $21,366 | $23,976 | $--
Subdivision construction | 4,014 | 388 | 6,661 | 11,063 | 50,077 | 61,140 | --
Land development | -- | 4 | 2,655 | 2,659 | 66,112 | 68,771 | --
Commercial construction | -- | -- | -- | -- | 119,589 | 119,589 | --
Owner occupied one- to four- |  |  |  |  |  |  |
family residential | 833 | -- | 3,888 | 4,721 | 87,273 | 91,994 | 40
Non-owner occupied one- to |  |  |  |  |  |  |
four-family residential | 117 | -- | 3,425 | 3,542 | 142,239 | 145,781 | --
Commercial real estate | 6,323 | 535 | 6,204 | 13,062 | 626,795 | 639,857 | --
Other residential | -- | -- | -- | -- | 243,742 | 243,742 | --
Commercial business | 426 | 10 | 1,362 | 1,798 | 234,586 | 236,384 | --
Industrial revenue bonds | -- | -- | 2,110 | 2,110 | 57,640 | 59,750 | --
Consumer auto | 455 | 56 | 117 | 628 | 58,740 | 59,368 | 10
Consumer other | 1,508 | 641 | 715 | 2,864 | 74,676 | 77,540 | 356
Home equity lines of credit | 45 | 29 | 174 | 248 | 46,866 | 47,114 | --
FDIC-supported loans, net of |  |  |  |  |  |  |
discounts (TeamBank) | 2,422 | 862 | 19,215 | 22,499 | 106,376 | 128,875 | --
FDIC-supported loans, net of |  |  |  |  |  |  |
discounts (Vantus Bank) | 562 | 57 | 5,999 | 6,618 | 116,418 | 123,036 | 5
FDIC-supported loans, |  |  |  |  |  |  |
net of discounts (Sun Security Bank) | 5,628 | 6,851 | 40,299 | 52,778 | 91,848 | 144,626 | 150
Total before FDIC-supported loans, net of discount | 24,415 | 9,775 | 93,010 | 127,200 | 2,144,343 | 2,271,543 | 561
Less FDIC-supported loans, |  |  |  |  |  |  |
net of discounts | 8,612 | 7,770 | 65,513 | 81,895 | 314,642 | 396,537 | 155
Total | $15,803 | $2,005 | $27,497 | $45,305 | $1,829,701 | $1,875,006 | $406
Nonaccruing loans (excluding FDIC-supported loans, net of discount) are summarized as follows:
| June 30, |  | December 31,
| 2012 |  | 2011
One- to four-family residential construction | $-- |  | $186
Subdivision construction | 1,500 |  | 6,661
Land development | 4,205 |  | 2,655
Commercial construction | -- |  | --
Owner occupied one- to four-family residential | 1,928 |  | 3,848
Non-owner occupied one- to four-family residential | 4,084 |  | 3,425
Commercial real estate | 1,642 |  | 6,204
Other residential | 2,950 |  | --
Commercial business | 2,912 |  | 1,362
Industrial revenue bonds | 2,110 |  | 2,110
Consumer auto | 101 |  | 107
Consumer other | 849 |  | 359
Home equity lines of credit | 54 |  | 174
Total | $22,335 |  | 27,091
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2012 and 2011. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2012:
| One- to Four- |  |  |  |  |  |
| Family |  |  |  |  |  |
| Residential and | Other | Commercial | Commercial | Commercial |  |
| Construction | Residential | Real Estate | Construction | Business | Consumer | Total
Allowance for loan losses |  |  |  |  |  |  |
Balance April 1, 2012 | $9,413 | $4,023 | $20,109 | $3,155 | $3,059 | $1,773 | $41,532
Provision charged to expense | 598 | 2,924 | 3,191 | 8,689 | 680 | 1,518 | 17,600
Losses charged off | (2,135) | (3,252) | (7,795) | (5,132) | (512) | (727) | (19,553)
Recoveries | 23 | 317 | 87 | 217 | 114 | 385 | 1,143
Balance June 30, 2012 | $7,899 | $4,012 | $15,592 | $6,929 | $3,341 | $2,949 | $40,722
Balance January 1, 2012 | $11,424 | $3,088 | $18,390 | $2,982 | $2,974 | $2,374 | $41,232
Provision charged to expense | (1,106) | 3,857 | 9,316 | 13,298 | 1,246 | 1,066 | 27,677
Losses charged off | (2,494) | (3,252) | (12,205) | (9,592) | (1,053) | (962) | (29,558)
Recoveries | 75 | 319 | 91 | 241 | 174 | 471 | 1,371
Balance June 30, 2012 | $7,899 | $4,012 | $15,592 | $6,929 | $3,341 | $2,949 | $40,722
Allowance for loan losses |  |  |  |  |  |  |
Balance April 1, 2011 | $11,546 | $3,798 | $15,807 | $5,235 | $3,010 | $2,438 | $41,834
Provision charged to expense | 772 | 1,756 | 2,673 | 2,348 | 38 | 844 | 8,431
Losses charged off | (758) | (1,926) | (3,526) | (2,433) | (924) | (917) | (10,484)
Recoveries | 2 | 1 | 49 | 5 | 200 | 449 | 706
Balance June 30, 2011 | $11,562 | $3,629 | $15,003 | $5,155 | $%2,324 | $2,814 | $40,487
Balance January 1, 2011 | 11,483 | $3,866 | $14,336 | $5,852 | $3,281 | $2,669 | $41,487
Provision charged to expense | 4,010 | 2,649 | 5,885 | 3,145 | 8 | 934 | 16,631
Losses charged off | (3,959) | (2,888) | (5,269) | (3,851) | (1,716) | (1,807) | (19,490)
Recoveries | 28 | 2 | 51 | 9 | 751 | 1,018 | 1,859
Balance June 30, 2011 | $11,562 | $3,629 | $15,003 | $5,155 | $2,324 | $2,814 | $40,487
Ending balance: |  |  |  |  |  |  |
Individually evaluated for |  |  |  |  |  |  |
impairment | $2,029 | $246 | $1,143 | $3,976 | $517 | $147 | $8,058
Collectively evaluated for |  |  |  |  |  |  |
impairment | $5,870 | $3,766 | $14,449 | $2,942 | $2,825 | $2,802 | $32,654
Loans acquired and |  |  |  |  |  |  |
accounted for under ASC 310-30 | $-- | $-- | $-- | $10 | $-- | $-- | $10
Loans |  |  |  |  |  |  |
Individually evaluated for |  |  |  |  |  |  |
impairment | $20,318 | $17,335 | $39,634 | $20,763 | $6,955 | $917 | $105,922
Collectively evaluated for |  |  |  |  |  |  |
impairment | $285,325 | $268,741 | $625,726 | $150,410 | $225,695 | $195,310 | $1,751,207
Loans acquired and |  |  |  |  |  |  |
accounted for under ASC 310-30 | $300,122 | $60,216 | $164,276 | $1,787 | $19,559 | $40,386 | $586,346
The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2011:
| One- to Four- |  |  |  |  |  |
| Family |  |  |  |  |  |
| Residential and | Other | Commercial | Commercial | Commercial |  |
| Construction | Residential | Real Estate | Construction | Business | Consumer | Total
Allowance for loan losses |  |  |  |  |  |  |
Individually evaluated for |  |  |  |  |  |  |
impairment | $4,989 | $89 | $3,584 | $594 | $736 | $38 | $10,030
Collectively evaluated for |  |  |  |  |  |  |
impairment | $6,435 | $2,999 | $14,806 | $2,358 | $2,238 | $2,336 | $31,172
Loans acquired and |  |  |  |  |  |  |
accounted for under ASC 310-30 | $-- | $-- | $-- | $30 | $-- | $-- | $30
Loans |  |  |  |  |  |  |
Individually evaluated for |  |  |  |  |  |  |
impairment | $39,519 | $20,802 | $99,254 | $27,592 | $10,720 | $839 | $198,726
Collectively evaluated for |  |  |  |  |  |  |
impairment | $283,371 | $222,940 | $600,353 | $160,768 | $225,665 | $183,183 | $1,676,280
Loans acquired and |  |  |  |  |  |  |
accounted for under ASC 310-30 | $109,909 | $25,877 | $157,805 | $40,215 | $28,784 | $33,947 | $396,537
The portfolio segments used in the preceding two tables correspond to the loan classes used in all other tables in Note 7 as follows: · The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes · The other residential and construction segment corresponds to the other residential class · The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes · The commercial construction segment includes the land development and commercial construction classes · The commercial business segment corresponds to the commercial business class · The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes Impaired loans are summarized as follows:
| June 30, 2012
|  | Unpaid |
| Recorded | Principal | Specific
| Balance | Balance | Allowance
One- to four-family residential construction | $687 | $687 | $251
Subdivision construction | 3,810 | 5,486 | 262
Land development | 19,233 | 20,710 | 3,842
Commercial construction | 1,530 | 1,530 | 134
Owner occupied one- to four-family residential | 4,856 | 5,309 | 488
Non-owner occupied one- to four-family residential | 10,965 | 11,402 | 1,028
Commercial real estate | 39,634 | 41,887 | 1,045
Other residential | 17,335 | 18,600 | 246
Commercial business | 3,447 | 4,365 | 517
Industrial revenue bonds | 3,508 | 3,588 | 98
Consumer auto | 158 | 180 | 25
Consumer other | 669 | 774 | 99
Home equity lines of credit | 90 | 98 | 23
Total | $105,922 | $114,616 | $8,058
| June 30, 2011
|  | Unpaid |
| Recorded | Principal | Specific
| Balance | Balance | Allowance
One- to four-family residential construction | $2,106 | $2,197 | $121
Subdivision construction | 8,543 | 9,467 | 1,498
Land development | 7,330 | 7,995 | 1,288
Commercial construction | -- | -- | --
Owner occupied one- to four-family residential | 3,960 | 4,529 | 601
Non-owner occupied one- to four-family residential | 9,126 | 9,323 | 1,074
Commercial real estate | 22,038 | 24,641 | 1,795
Other residential | 8,330 | 9,266 | 369
Commercial business | 2,366 | 3,212 | 502
Industrial revenue bonds | 2,110 | 2,190 | 105
Consumer auto | 121 | 141 | 6
Consumer other | 550 | 615 | 63
Home equity lines of credit | 120 | 129 | 17
Total | $66,700 | $73,705 | $7,439
| December 31, 2011
|  | Unpaid |
| Recorded | Principal | Specific
| Balance | Balance | Allowance
One- to four-family residential construction | $873 | $917 | $12
Subdivision construction | 12,999 | 14,730 | 2,953
Land development | 7,150 | 7,317 | 594
Commercial construction | -- | -- | --
iOwner occupied one- to four-family residential | 5,481 | 6,105 | 776
Non-owner occupied one- to four-family residential | 11,259 | 11,768 | 1,249
Commercial real estate | 49,961 | 55,233 | 3,562
Other residential | 12,102 | 12,102 | 89
Commercial business | 4,679 | 5,483 | 736
Industrial revenue bonds | 2,110 | 2,190 | 22
Consumer auto | 147 | 168 | 3
Consumer other | 579 | 680 | 22
Home equity lines of credit | 174 | 184 | 12
Total | $107,514 | $116,877 | $10,030
At June 30, 2012 and December 31, 2011, all impaired loans had specific valuation allowances.
| Six Months Ended June 30, 2012
| Average |
| Investment | Interest
| in Impaired | Income
| Loans | Recognized
One- to four-family residential construction | $801 | $22
Subdivision construction | 13,743 | 287
Land development | 10,516 | 481
Commercial construction | 255 | 35
Owner occupied one- to four-family residential | 5,156 | 162
Non-owner occupied one- to four-family residential | 11,087 | 454
Commercial real estate | 45,031 | 1,524
Other residential | 17,252 | 581
Commercial business | 4,245 | 160
Industrial revenue bonds | 3,042 | --
Consumer auto | 167 | 12
Consumer other | 655 | 62
Home equity lines of credit | 137 | 6
Total | $112,087 | $3,786
| Six Months Ended June 30, 2011
| Average |
| Investment | Interest
| in Impaired | Income
| Loans | Recognized
One- to four-family residential construction | $1,882 | $18
Subdivision construction | 8,909 | 115
Land development | 12,751 | 233
Commercial construction | 617 | --
Owner occupied one- to four-family residential | 4,568 | 34
Non-owner occupied one- to four-family residential | 9,944 | 201
Commercial real estate | 26,282 | 461
Other residential | 11,032 | 191
Commercial business | 5,264 | 62
Industrial revenue bonds | 2,163 | --
Consumer auto | 262 | 4
Consumer other | 579 | 7
Home equity lines of credit | 267 | 1
Total | $84,520 | $1,327
| Year Ended December 31, 2011
| Average |
| Investment | Interest
| in Impaired | Income
| Loans | Recognized
One- to four-family residential construction | $1,939 | $39
Subdivision construction | 10,154 | 282
Land development | 9,983 | 379
Commercial construction | 308 | --
iOwner occupied one- to four-family residential | 4,748 | 76
Non-owner occupied one- to four-family residential | 9,658 | 425
Commercial real estate | 34,403 | 1,616
Other residential | 9,475 | 454
Commercial business | 4,173 | 125
Industrial revenue bonds | 2,137 | --
Consumer auto | 192 | 6
Consumer other | 544 | 10
Home equity lines of credit | 227 | 1
Total | $87,941 | $3,413
Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. At June 30, 2012, the Company had $5.9 million$5,900,000 of construction loans, $18.3 million$18,300,000 of single family and multi-family residential mortgage loans, $31.3 million$31,300,000 of commercial real estate loans, $2.8 million $2,800,000 of commercial business loans and $133,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings, $47.9 million$47,900,000 were accruing interest at June 30, 2012. At December 31, 2011, the Company had $9.0 million$9,000,000 of construction loans, $17.0 million$17,000,000 of residential mortgage loans, $31.3 million$31,300,000 of commercial real estate loans, $671,000 of commercial business loans and $156,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings, $50.8 million$50,800,000 were accruing interest at December 31, 2011. During the previous 12 months, three non-owner occupied residential mortgage loans totaling $164,000, three commercial real estate loans totaling $1.4 million $1,400,000 and one consumer loan totaling $20,000, were modified as troubled debt restructurings and had payment defaults subsequent to the modifications. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention” and “Substandard.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered loans are evaluated using this internal grading system. However, since these loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC, all of the loan pools were considered satisfactory at June 30, 2012 and December 31, 2011, respectively. See Note 8 for further discussion of the acquired loan pools and loss sharing agreements. The loan grading system is presented by loan class below:
| March 31, 2012
|  |  | Special |  |
| Satisfactory | Watch | Mention | Substandard | Total
One- to four-family residential |  |  |  |  |
construction | $26,168 | $328 | $-- | $687 | $27,183
Subdivision construction | 34,114 | 2,631 | -- | 3,810 | 40,555
Land development | 48,263 | 1,764 | -- | 18,506 | 68,533
Commercial construction | 101,110 | -- | -- | 1,530 | 102,640
Owner occupied one- to four-family |  |  |  |  |
residential | 85,660 | 619 | -- | 3,602 | 89,881
Non-owner occupied one- to four-family |  |  |  |  |
residential | 132,352 | 5,139 | -- | 10,533 | 148,024
Commercial real estate | 542,370 | 57,351 | -- | 20,302 | 620,023
Other residential | 257,514 | 16,454 | -- | 12,108 | 286,076
Commercial business | 220,576 | 8,627 | -- | 3,447 | 232,650
Industrial revenue bonds | 41,829 | -- | -- | 3,508 | 45,337
Consumer auto | 65,656 | -- | -- | 156 | 65,812
Consumer other | 80,580 | -- | -- | 630 | 81,210
Home equity lines of credit | 49,115 | -- | -- | 90 | 49,205
FDIC-supported loans, net of discounts |  |  |  |  |
(TeamBank) | 91,407 | -- | -- | -- | 91,407
FDIC-supported loans, net of discounts |  |  |  |  |
(Vantus Bank) | 107,485 | -- | -- | -- | 107,485
FDIC-supported loans, net of discounts |  |  |  |  |
(Sun Security Bank) | 110,478 | -- | -- | -- | 110,478
FDIC-supported loans, net of discounts |  |  |  |  |
(InterBank) | 276,976 | -- | -- | -- | 276,976
Total | $2,271,653 | $92,913 | $-- | $78,909 | $2,443,475
| December 31, 2011
|  |  | Special |  |
| Satisfactory | Watch | Mention | Substandard | Total
One- to four-family residential |  |  |  |  |
construction | $21,436 | $2,354 | $-- | $186 | $23,976
Subdivision construction | 45,754 | 2,701 | -- | 12,685 | 61,140
Land development | 41,179 | 20,902 | 245 | 6,445 | 68,771
Commercial construction | 119,589 | -- | -- | -- | 119,589
Owner occupied one- to four-family |  |  |  |  |
residential | 86,725 | 1,018 | -- | 4,251 | 91,994
Non-owner occupied one- to four-family |  |  |  |  |
residential | 129,458 | 5,232 | 249 | 10,842 | 145,781
Commercial real estate | 542,712 | 51,757 | 13,384 | 32,004 | 639,857
Other residential | 222,940 | 13,262 | -- | 7,540 | 243,742
Commercial business | 225,664 | 5,403 | 638 | 4,679 | 236,384
Industrial revenue bonds | 57,640 | -- | -- | 2,110 | 59,750
Consumer auto | 59,237 | -- | -- | 131 | 59,368
Consumer other | 77,006 | -- | -- | 534 | 77,540
Home equity lines of credit | 46,940 | -- | -- | 174 | 47,114
FDIC-supported loans, net of discounts |  |  |  |  |
(TeamBank) | 128,875 | -- | -- | -- | 128,875
FDIC-supported loans, net of discounts |  |  |  |  |
(Vantus Bank) | 123,036 | -- | -- | -- | 123,036
FDIC-supported loans, net of discounts |  |  |  |  |
(Sun Security Bank) | 144,626 | -- | -- | -- | 144,626
Total | $2,072,817 | $102,629 | $14,516 | $81,581 | $2,271,543

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- Definition The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5066-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5162-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(k)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Article 4 -Section 08 -Paragraph k Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5074-111524 + Details
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