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Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2013
Tables/Schedules |
Schedule of Impaired Loans |
| At or for the three months ended March 31, 2013
|  |  |  | Average |
|  | Unpaid |  | Investment | Interest
| Recorded | Principal | Specific | in Impaired | Income
| Balance | Balance | Allowance | Loans | Recognized
(In Thousands) |  |  |  |  |
One- to four-family residential construction | $-- | $-- | $-- | $-- | $--
Subdivision construction | 2,379 | 2,383 | 605 | 2,470 | 30
Land development | 11,006 | 11,403 | 955 | 11,009 | 126
Commercial construction | -- | -- | -- | -- | --
Owner occupied one- to four-family residential | 4,548 | 4,745 | 363 | 4,958 | 53
Non-owner occupied one- to four-family residential | 4,881 | 5,289 | 892 | 5,841 | 61
Commercial real estate | 46,543 | 47,709 | 3,924 | 46,227 | 376
Other residential | 16,607 | 16,607 | 1,585 | 18,404 | 104
Commercial business | 7,630 | 9,115 | 3,101 | 7,419 | 59
Industrial revenue bonds | 2,704 | 2,784 | -- | 2,704 | --
Consumer auto | 112 | 136 | 18 | 132 | 2
Consumer other | 587 | 640 | 87 | 676 | 11
Home equity lines of credit | 329 | 343 | 59 | 337 | 8
Total | $97,326 | $101,154 | $11,589 | $100,177 | $830
| At or for the Year Ended December 31, 2012
| Recorded Balance | Unpaid Principal Balance | Specific Allowance | Average Investment in Impaired Loans | Interest Income Recognized
(In Thousands) |  |  |  |  |
One- to four-family residential construction | $410 | $410 | $239 | $679 | $22
Subdivision construction | 2,577 | 2,580 | 688 | 8,399 | 143
Land development | 12,009 | 13,204 | 96 | 12,614 | 656
Commercial construction | -- | -- | -- | 383 | --
Owner occupied one- to four-family residential | 5,627 | 6,037 | 550 | 5,174 | 295
Non-owner occupied one- to four-family residential | 6,077 | 6,290 | 811 | 10,045 | 330
Commercial real estate | 48,476 | 49,779 | 4,990 | 45,181 | 2,176
Other residential | 16,405 | 16,405 | 1,089 | 16,951 | 836
Commercial business | 7,279 | 8,615 | 2,778 | 4,851 | 329
Industrial revenue bonds | 2,785 | 2,865 | -- | 3,034 | 5
Consumer auto | 143 | 170 | 22 | 157 | 17
Consumer other | 602 | 682 | 89 | 654 | 65
Home equity lines of credit | 235 | 248 | 45 | 162 | 15
Total | $102,625 | $107,285 | $11,397 | $108,284 | $4,889

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