Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Tables)

3 Months Ended

Mar. 31, 2013

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
Provision charged to expense	(337)	2,031	3,590	1,240	1,735	(34)	8,225
Losses charged off	(919)	(1,895)	(4,343)	(53)	(1,018)	(917)	(9,145)
Recoveries	9	19	124	5	25	637	819
Balance March 31, 2013	$5,575	$4,482	$16,812	$5,130	$5,838	$2,711	$40,548

Balance January 1, 2012	$11,424	$3,088	$18,390	$2,982	$2,974	$2,374	$41,232
Provision charged to expense	(1,703)	933	6,124	4,609	567	(453)	10,077
Losses charged off	(360)	--	(4,410)	(4,460)	(542)	(234)	(10,006)
Recoveries	52	2	5	24	60	86	229
Balance March 31, 2012	$9,413	$4,023	$20,109	$3,155	$3,059	$1,773	$41,532

Ending balance:
Individually evaluated for
impairment	$1,860	$1,585	$3,924	$955	$3,101	$164	$11,589
Collectively evaluated for
impairment	$3,709	$2,897	$12,872	$4,174	$2,730	$2,547	$28,929
Loans acquired and
accounted for under ASC
310-30	$6	$--	$16	$1	$7	$--	$30



Loans
Individually evaluated for
impairment	$11,808	$16,607	$46,543	$11,006	$10,334	$1,028	$97,326
Collectively evaluated for
impairment	$288,472	$255,747	$701,646	$195,315	$270,731	$227,718	$1,939,629
Loans acquired and
accounted for under ASC
310-30	$266,218	$50,754	$116,175	$9,465	$11,515	$33,870	$487,997