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Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)
3 Months Ended
Mar. 31, 2013
Tables/Schedules  
Schedule of Impaired Loans

 

 

 

At or for the three months ended March 31, 2013

 

 

 

 

Average

 

 

 

Unpaid

 

Investment

Interest

 

Recorded

Principal

Specific

in Impaired

Income

 

Balance

Balance

Allowance

Loans

Recognized

(In Thousands)

 

 

 

 

 

One- to four-family residential construction

$--

$--

$--

$--

$--

Subdivision construction

2,379

2,383

605

2,470

30

Land development

11,006

11,403

955

11,009

126

Commercial construction

--

--

--

--

--

Owner occupied one- to four-family residential

4,548

4,745

363

4,958

53

Non-owner occupied one- to four-family residential

4,881

5,289

892

5,841

61

Commercial real estate

46,543

47,709

3,924

46,227

376

Other residential

16,607

16,607

1,585

18,404

104

Commercial business

7,630

9,115

3,101

7,419

59

Industrial revenue bonds

2,704

2,784

--

2,704

--

Consumer auto

112

136

18

132

2

Consumer other

587

640

87

676

11

Home equity lines of credit

329

343

59

337

8

 

 

 

 

 

 

Total

$97,326

$101,154

$11,589

$100,177

$830

 

 

 

At or for the Year Ended December 31, 2012

 

Recorded Balance

Unpaid Principal Balance

Specific Allowance

Average Investment in Impaired Loans

Interest Income Recognized

(In Thousands)

 

 

 

 

 

One- to four-family residential construction

$410

$410

$239

$679

$22

Subdivision construction

2,577

2,580

688

8,399

143

Land development

12,009

13,204

96

12,614

656

Commercial construction

--

--

--

383

--

Owner occupied one- to four-family residential

5,627

6,037

550

5,174

295

Non-owner occupied one- to four-family residential

6,077

6,290

811

10,045

330

Commercial real estate

48,476

49,779

4,990

45,181

2,176

Other residential

16,405

16,405

1,089

16,951

836

Commercial business

7,279

8,615

2,778

4,851

329

Industrial revenue bonds

2,785

2,865

--

3,034

5

Consumer auto

143

170

22

157

17

Consumer other

602

682

89

654

65

Home equity lines of credit

235

248

45

162

15

 

 

 

 

 

 

Total

$102,625

$107,285

$11,397

$108,284

$4,889