Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)

3 Months Ended

Jun. 30, 2013

	June 30, 2013
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$286	$286	$--
Subdivision construction	4,683	4,687	729
Land development	15,610	16,010	1,135
Commercial construction	--	--	--
Owner occupied one- to four-family residential	4,612	4,962	408
Non-owner occupied one- to four-family residential	5,629	5,778	905
Commercial real estate	41,102	43,490	2,420
Other residential	11,597	11,598	265
Commercial business	7,309	8,795	3,373
Industrial revenue bonds	2,698	2,778	--
Consumer auto	99	115	15
Consumer other	639	721	95
Home equity lines of credit	266	278	50

Total	$94,530	$99,498	$9,395

	June 30, 2012
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$687	$687	$251
Subdivision construction	3,810	5,486	262
Land development	19,233	20,710	3,842
Commercial construction	1,530	1,530	134
Owner occupied one- to four-family residential	4,856	5,309	488
Non-owner occupied one- to four-family residential	10,965	11,402	1,028
Commercial real estate	39,634	41,887	1,045
Other residential	17,335	18,600	246
Commercial business	3,447	4,365	517
Industrial revenue bonds	3,508	3,588	98
Consumer auto	158	180	25
Consumer other	669	774	99
Home equity lines of credit	90	98	23

Total	$105,922	$114,616	$8,058

	Three Months Ended		Six Months Ended
	June 30, 2013		June 30, 2013
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$95	$5	$48	$5
Subdivision construction	3,087	76	2,778	106
Land development	12,495	240	11,752	366
Commercial construction	--	--	--	--
Owner occupied one- to four-family residential	4,704	63	4,831	116
Non-owner occupied one- to four-family residential	4,662	100	5,251	161
Commercial real estate	46,102	364	46,164	740
Other residential	14,836	113	16,620	217
Commercial business	7,528	16	7,473	75
Industrial revenue bonds	2,702	14	2,703	14
Consumer auto	105	2	119	4
Consumer other	648	21	662	32
Home equity lines of credit	278	2	308	10

Total	$97,242	$1,016	$98,709	$1,846

	Three Months Ended		Six Months Ended
	June 30, 2012		June 30, 2012
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$687	$11	$801	$22
Subdivision construction	10,206	107	13,743	287
Land development	13,206	389	10,516	481
Commercial construction	510	35	255	35
Owner occupied one- to four-family residential	5,088	115	5,156	162
Non-owner occupied one- to four-family residential	11,579	293	11,087	454
Commercial real estate	38,718	988	45,031	1,524
Other residential	22,419	463	17,252	581
Commercial business	3,742	84	4,245	160
Industrial revenue bonds	3,508	--	3,042	--
Consumer auto	158	8	167	12
Consumer other	688	40	655	62
Home equity lines of credit	111	3	137	6

Total	$110,620	$2,536	$112,087	$3,786

	At or for the Year Ended December 31, 2012
	Recorded Balance	Unpaid Principal Balance	Specific Allowance	Average Investment in Impaired Loans	Interest Income Recognized
(In Thousands)
One- to four-family residential construction	$410	$410	$239	$679	$22
Subdivision construction	2,577	2,580	688	8,399	143
Land development	12,009	13,204	96	12,614	656
Commercial construction	--	--	--	383	--
Owner occupied one- to four-family residential	5,627	6,037	550	5,174	295
Non-owner occupied one- to four-family residential	6,077	6,290	811	10,045	330
Commercial real estate	48,476	49,779	4,990	45,181	2,176
Other residential	16,405	16,405	1,089	16,951	836
Commercial business	7,279	8,615	2,778	4,851	329
Industrial revenue bonds	2,785	2,865	--	3,034	5
Consumer auto	143	170	22	157	17
Consumer other	602	682	89	654	65
Home equity lines of credit	235	248	45	162	15

Total	$102,625	$107,285	$11,397	$108,284	$4,889