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GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited -- September 30, 2013 figures retrospectively adjusted, see Note 3) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Statements of Income        
Loans $ 44,948 $ 40,087 $ 125,669 $ 122,226
Investment securities and other 2,659 2,932 8,617 11,630
TOTAL INTEREST INCOME 47,607 43,019 134,286 133,856
Deposits 2,884 2,822 8,297 9,611
Federal Home Loan Bank advances 461 1,005 2,446 2,968
Short-term borrowings and repurchase agreements 13 587 1,082 1,758
Interest expense on subordinated debentures issued to capital trusts 143 141 418 421
TOTAL INTEREST EXPENSE 3,501 4,555 12,243 14,758
NET INTEREST INCOME 44,106 38,464 122,043 119,098
PROVISION FOR LOAN LOSSES 945 2,677 4,099 14,573
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 43,161 35,787 117,944 104,525
Commissions 284 158 910 836
Service charges and ATM fees 5,168 4,729 14,064 13,800
Net realized gains on sales of loans 1,543 1,179 2,700 4,236
Net realized gains on sales of available-for-sale securities 321 110 963 241
Late charges and fees on loans 248 284 827 785
Gain (loss) on derivative interest rate products 10 (125) (223) 283
Initial gain recognized on business acquisition 0 0 10,805 0
Accretion (amortization) of income/expense related to business acquisitions (6,463) (6,339) (20,061) (17,900)
Other non-interest income 667 933 3,347 3,898
TOTAL NON-INTEREST INCOME 1,778 929 13,332 6,179
Salaries and employee benefits 14,884 13,034 41,371 39,334
Net occupancy and equipment expense 6,172 5,216 16,786 15,451
Postage 935 790 2,572 2,454
Insurance 940 1,083 2,820 3,204
Advertising 522 433 1,690 1,599
Office supplies and printing 393 320 1,050 950
Telephone 695 679 2,112 2,169
Legal, audit and other professional fees 1,389 1,186 3,230 2,936
Expense on foreclosed assets 982 1,068 3,173 3,478
Partnership tax credit investment amortization 420 556 1,300 1,552
Other operating expenses 2,066 1,791 13,585 5,663
TOTAL NON-INTEREST EXPENSE 29,398 26,156 89,689 78,790
INCOME BEFORE INCOME TAXES 15,541 10,560 41,587 31,914
PROVISION FOR INCOME TAXES 3,951 2,121 10,125 6,858
NET INCOME 11,590 8,439 31,462 25,056
Preferred stock dividends 145 145 435 435
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS $ 11,445 $ 8,294 $ 31,027 $ 24,621
BASIC EARNINGS PER COMMON SHARE $ 0.84 $ 0.61 $ 2.27 $ 1.81
DILUTED EARNINGS PER COMMON SHARE $ 0.83 $ 0.61 $ 2.25 $ 1.80
DIVIDENDS DECLARED PER COMMON SHARE $ 0.20 $ 0.18 $ 0.60 $ 0.54