XML 84 R84.htm IDEA: XBRL DOCUMENT
v3.2.0.727

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Roll Forward (Details) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014
--- | --- | ---
FDIC indemnification asset | $ 32,177 |  | $ 44,334
TeamBank Loans |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 34,204 |  | 43,855
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) | (1,619) |  | (1,923)
Original estimated fair value of assets, net of activity since acquisition date | (32,440) |  | (41,560)
Expected loss remaining | $ 145 |  | $ 372
Assumed loss sharing recovery percentage | 92.00% |  | 85.00%
Estimated loss sharing value | $ 133 |  | $ 315
Indemnification assets to be amortized resulting from change in expected losses | 340 |  | 359
FDIC indemnification asset | 473 |  | 674
TeamBank Foreclosed Assets |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 21 |  | 132
Original estimated fair value of assets, net of activity since acquisition date | (21) |  | (119)
Expected loss remaining |  |  | $ 13
Assumed loss sharing recovery percentage |  |  | 77.00%
Estimated loss sharing value |  |  | $ 10
FDIC indemnification asset |  |  | 10
Vantus Bank Loans |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 35,556 |  | 42,138
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) | (654) |  | (504)
Original estimated fair value of assets, net of activity since acquisition date | (34,649) |  | (40,997)
Expected loss remaining | $ 253 |  | $ 637
Assumed loss sharing recovery percentage | 61.00% |  | 72.00%
Estimated loss sharing value | $ 154 | [1] | $ 461
Indemnification assets to be amortized resulting from change in expected losses | 457 |  | 324
FDIC indemnification asset | 611 |  | 785
Vantus Bank Foreclosed Assets |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 899 |  | 1,084
Original estimated fair value of assets, net of activity since acquisition date | (709) |  | (894)
Expected loss remaining | $ 190 |  | $ 190
Assumed loss sharing recovery percentage | 0.00% |  | 0.00%
Sun Security Bank Loans |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | $ 51,172 |  | $ 59,618
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) | (2,554) |  | (3,341)
Original estimated fair value of assets, net of activity since acquisition date | (45,584) |  | (52,166)
Expected loss remaining | $ 3,034 |  | $ 4,111
Assumed loss sharing recovery percentage | 60.00% |  | 65.00%
Estimated loss sharing value | $ 1,815 |  | $ 2,676
Indemnification assets to be amortized resulting from change in expected losses | 2,035 |  | 2,662
FDIC indemnification asset | 3,735 |  | 5,071
Accretable Discount on FDIC Indemnification Asset | (115) |  | (267)
Sun Security Bank Foreclosed Assets |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 736 |  | 2,325
Original estimated fair value of assets, net of activity since acquisition date | (646) |  | (1,488)
Expected loss remaining | $ 90 |  | $ 837
Assumed loss sharing recovery percentage | 80.00% |  | 80.00%
Estimated loss sharing value | $ 72 |  | $ 670
FDIC indemnification asset | 9 |  | 606
Accretable Discount on FDIC Indemnification Asset | (63) |  | (64)
InterBank Loans |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 222,865 |  | 244,977
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) | (11,773) |  | (19,566)
Original estimated fair value of assets, net of activity since acquisition date | (192,181) |  | (201,830)
Expected loss remaining | $ 20,034 |  | $ 24,942
Assumed loss sharing recovery percentage | 83.00% |  | 82.00%
Estimated loss sharing value | $ 16,583 | [2] | $ 20,509
Indemnification assets to be amortized resulting from change in expected losses | 9,418 |  | 15,652
FDIC indemnification asset | 26,808 |  | 36,814
Accretable Discount on FDIC Indemnification Asset | (2,266) |  | (2,967)
Non-credit premium (discount), net of activity since acquisition date | 1,123 |  | 1,361
FDIC loss share clawback | 3,073 |  | 3,620
InterBank Foreclosed Assets |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 2,837 |  | 4,494
Original estimated fair value of assets, net of activity since acquisition date | (2,118) |  | (3,986)
Expected loss remaining | $ 719 |  | $ 508
Assumed loss sharing recovery percentage | 80.00% |  | 80.00%
Estimated loss sharing value | $ 575 | [2] | $ 406
FDIC indemnification asset | 542 |  | 373
Accretable Discount on FDIC Indemnification Asset | (33) |  | (33)
Valley Bank Loans |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 132,354 |  | 145,845
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) | (2,227) |  | (1,519)
Original estimated fair value of assets, net of activity since acquisition date | (110,864) |  | (121,982)
Expected loss remaining | 20,357 |  | 23,858
Non-credit premium (discount), net of activity since acquisition date | 1,094 |  | 1,514
Valley Bank Foreclosed Assets |  |  |
Initial basis for loss sharing determination, net of activity since acquisition date | 539 |  | 778
Original estimated fair value of assets, net of activity since acquisition date | $ (539) |  | $ (778)
[1] | Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.
[2] | Includes $400,000 impairment of indemnification asset for loans

X
- Definition Increases to the indemnification asset due to accretion of the loan discount relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC). + References No definition available. + Details
Name: | fil_AccretableDiscountOnFDICIndemnificationAsset
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition FDIC indemnification asset assumed loss sharing recovery percentage. + References No definition available. + Details
Name: | fil_AssumedLossSharingRecoveryPercentage
Namespace Prefix: | fil_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amount of the estimated loss sharing value. + References No definition available. + Details
Name: | fil_EstimatedLossSharingValue
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition FDIC indemnification asswet expected loss remaining in period. + References No definition available. + Details
Name: | fil_ExpectedLossRemaining
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of the FDIC loss share clawback. + References No definition available. + Details
Name: | fil_FDICLossShareClawback
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Impairment of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses. + References No definition available. + Details
Name: | fil_IndemnificationAssetsToBeAmortizedResultingFromChangeInExpectedLosses
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of the initial basis for loss sharing determination, net of activity since acquisition. + References No definition available. + Details
Name: | fil_InitialBasisForLossSharingDeterminationNetOfActivitySinceAcquisitionDate
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of non-credit premium (discount), net of activity since acquisition date. + References No definition available. + Details
Name: | fil_NonCreditPremiumDiscountNetOfActivitySinceAcquisitionDate
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of original estimated fair value of assets, net of activity since acquisition date. + References No definition available. + Details
Name: | fil_OriginalEstimatedFairValueOfAssetsNetOfActivitySinceAcquisitionDate
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Reclassification amount from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date). + References No definition available. + Details
Name: | fil_ReclassificationFromNonaccretableDiscountToAccretableDiscountDueToChangeInExpectedLossesNetOfAccretionToDate
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Carrying amount of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses. + References No definition available. + Details
Name: | us-gaap_FDICIndemnificationAsset
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_TeamBankLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_TeamBankForeclosedAssetsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_VantusBankLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_VantusBankForeclosedAssetsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_SunSecurityBankLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_SunSecurityBankForeclosedAssetsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_InterBankLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_InterBankForeclosedAssetsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_ValleyBankLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_ValleyBankForeclosedAssetsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |