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GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
INTEREST INCOME        
Loans $ 44,103,000 $ 44,948,000 $ 133,999,000 $ 125,669,000
Investment securities and other 1,652,000 2,659,000 5,396,000 8,617,000
TOTAL INTEREST INCOME 45,755,000 47,607,000 139,395,000 134,286,000
INTEREST EXPENSE        
Deposits 3,500,000 2,884,000 9,794,000 8,297,000
Federal Home Loan Bank advances 468,000 461,000 1,331,000 2,446,000
Short-term borrowings and repurchase agreements 14,000 13,000 51,000 1,082,000
Interest expense on subordinated debentures issued to capital trusts 248,000 143,000 560,000 418,000
TOTAL INTEREST EXPENSE 4,230,000 3,501,000 11,736,000 12,243,000
NET INTEREST INCOME 41,525,000 44,106,000 127,659,000 122,043,000
PROVISION FOR LOAN LOSSES 1,703,000 945,000 4,303,000 4,099,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 39,822,000 43,161,000 123,356,000 117,944,000
NON-INTEREST INCOME        
Commissions 400,000 284,000 981,000 910,000
Service charges and ATM fees 5,162,000 5,168,000 14,833,000 14,064,000
Net realized gains on sales of loans 1,079,000 1,543,000 3,078,000 2,700,000
Net realized gains on sales of available-for-sale securities 2,000 321,000 2,000 963,000
Late charges and fees on loans 371,000 248,000 1,482,000 827,000
Gain (loss) on derivative interest rate products (133,000) 10,000 (112,000) (223,000)
Initial gain recognized on business acquisition       10,805,000
Amortization of income/expense related to business acquisitions (3,326,000) (6,463,000) (15,380,000) (20,061,000)
Other non-interest income 1,565,000 667,000 3,638,000 3,347,000
TOTAL NON-INTEREST INCOME 5,120,000 1,778,000 8,522,000 13,332,000
NON-INTEREST EXPENSE        
Salaries and employee benefits 15,078,000 14,884,000 44,261,000 41,371,000
Net occupancy and equipment expense 7,546,000 6,172,000 19,715,000 16,786,000
Postage 1,042,000 935,000 2,843,000 2,572,000
Insurance 837,000 940,000 2,672,000 2,820,000
Advertising 545,000 522,000 1,728,000 1,690,000
Office supplies and printing 328,000 393,000 1,043,000 1,050,000
Telephone 806,000 695,000 2,338,000 2,112,000
Legal, audit and other professional fees 586,000 1,389,000 1,873,000 3,230,000
Expense on foreclosed assets 616,000 982,000 1,319,000 3,173,000
Partnership tax credit investment amortization 420,000 420,000 1,260,000 1,300,000
Other operating expenses 2,210,000 2,066,000 6,153,000 13,585,000
TOTAL NON-INTEREST EXPENSE 30,014,000 29,398,000 85,205,000 89,689,000
INCOME BEFORE INCOME TAXES 14,928,000 15,541,000 46,673,000 41,587,000
PROVISION FOR INCOME TAXES 3,732,000 3,951,000 11,821,000 10,125,000
NET INCOME 11,196,000 11,590,000 34,852,000 31,462,000
Preferred stock dividends 145,000 145,000 435,000 435,000
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS $ 11,051 $ 11,445 $ 34,417 $ 31,027
BASIC EARNINGS PER COMMON SHARE $ 0.80 $ 0.84 $ 2.49 $ 2.27
DILUTED EARNINGS PER COMMON SHARE 0.79 0.83 2.46 2.25
DIVIDENDS DECLARED PER COMMON SHARE $ 0.22 $ 0.20 $ 0.64 $ 0.60