Note 7: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)

3 Months Ended

Sep. 30, 2015

Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:

	September 30, 2015
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$712	$712	$—
Subdivision construction	2,531	2,535	218
Land development	7,416	7,421	1,405
Commercial construction	—	—	—
Owner occupied one- to four-family residential	3,462	3,732	411
Non-owner occupied one- to four-family residential	1,853	2,064	134
Commercial real estate	32,232	33,618	3,340
Other residential	9,567	9,567	—
Commercial business	2,701	2,783	473
Industrial revenue bonds	—	—	—
Consumer auto	725	762	109
Consumer other	861	993	129
Home equity lines of credit	430	456	73

Total	$62,490	$64,643	$6,292

	Three Months Ended		Nine Months Ended
	September 30, 2015		September 30, 2015
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$634	$7	$755	$35
Subdivision construction	3,749	32	4,218	99
Land development	7,425	72	7,425	204
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,424	44	3,696	132
Non-owner occupied one- to four-family residential	1,739	30	1,737	75
Commercial real estate	28,026	559	26,979	1,189
Other residential	9,612	106	9,711	286
Commercial business	2,058	62	2,163	109
Industrial revenue bonds	—	—	—	—
Consumer auto	626	19	502	40
Consumer other	732	30	628	63
Home equity lines of credit	395	7	402	20

Total	$58,420	$968	$58,216	$2,252

		At or for the Year Ended December 31, 2014
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$1,312		$1,312	$—	$173	$76
Subdivision construction	4,540		4,540	344	2,593	226
Land development	7,601		8,044	1,507	9,691	292
Commercial construction	—		—	—	—	—
Owner occupied one- to four-family
residential	3,747		4,094	407	4,808	212
Non-owner occupied one- to four-family
residential	1,889		2,113	78	4,010	94
Commercial real estate	28,641		30,781	1,751	29,808	1,253
Other residential	9,804		9,804	—	10,469	407
Commercial business	2,725		2,750	823	2,579	158
Industrial revenue bonds	—		—	—	2,644	—
Consumer auto	420		507	63	219	37
Consumer other	629		765	94	676	71
Home equity lines of credit	431		476	75	461	25

Total	$61,739		$65,186	$5,142	$68,131	$2,851

	September 30, 2014
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$—	$—	$—
Subdivision construction	2,304	4,716	373
Land development	7,791	8,224	1,514
Commercial construction	—	—	—
Owner occupied one- to four-family residential	4,366	5,064	517
Non-owner occupied one- to four-family residential	4,614	4,837	450
Commercial real estate	28,899	30,210	1,736
Other residential	10,203	10,203	—
Commercial business	2,150	2,173	596
Industrial revenue bonds	2,976	4,288	—
Consumer auto	175	227	26
Consumer other	635	764	95
Home equity lines of credit	446	473	77

Total	$64,559	$71,179	$5,384

	Three Months Ended		Nine Months Ended
	September 30, 2014		September 30, 2014
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$121	$—	$59	$—
Subdivision construction	2,207	8	2,549	38
Land development	7,650	70	10,403	213
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	4,665	56	5,100	168
Non-owner occupied one- to four-family residential	4,550	53	4,137	163
Commercial real estate	29,531	298	30,204	988
Other residential	10,304	86	10,665	296
Commercial business	2,163	31	2,657	99
Industrial revenue bonds	3,362	192	2,998	192
Consumer auto	216	4	182	11
Consumer other	678	15	690	57
Home equity lines of credit	415	6	461	20

Total	$65,862	$819	$70,105	$2,245