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Note 7: FDIC Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Roll Forward (Tables) | 3 Months Ended
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Mar. 31, 2016
TeamBank |
FDIC Indemnification Asset Roll Forward |
| March 31, 2016
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $27,138 |  | $—
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (1,153) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (25,815) |  | —
Expected loss remaining | 170 |  | —
Assumed loss sharing recovery percentage | 91% |  | —%
Estimated loss sharing value | 154 |  | —
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 206 |  | —
FDIC indemnification asset | $360 |  | $—
| December 31, 2015
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $29,115 |  | $—
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (1,285) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (27,660) |  | —
Expected loss remaining | 170 |  | —
Assumed loss sharing recovery percentage | 90% |  | 0%
Estimated loss sharing value | 154 |  | —
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 241 |  | —
FDIC indemnification asset | $395 |  | $—
Vantus Bank |
FDIC Indemnification Asset Roll Forward |
| March 31, 2016
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $30,319 |  | $608
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (397) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (29,666) |  | (418)
Expected loss remaining | 256 |  | 190
Assumed loss sharing recovery percentage | 61% |  | —%
Estimated loss sharing value(1) | 156 |  | —
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 265 |  | —
FDIC indemnification asset | $421 |  | $—
(1) | Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.
| December 31, 2015
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $31,818 |  | $608
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (470) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (31,092) |  | (418)
Expected loss remaining | 256 |  | 190
Assumed loss sharing recovery percentage | 61% |  | —%
Estimated loss sharing value | 156 |  | —
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 319 |  | —
FDIC indemnification asset | $475 |  | $—
Sun Security Bank |
FDIC Indemnification Asset Roll Forward |
| March 31, 2016
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $40,724 |  | $564
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (1,810) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (37,764) |  | (468)
Expected loss remaining | 1,150 |  | 96
Assumed loss sharing recovery percentage | 27% |  | 80%
Estimated loss sharing value | 316 |  | 77
Indemnification asset to be amortized resulting from |  |  |
change in expected losses(1) | 850 |  | —
Accretable discount on FDIC indemnification asset | (19) |  | (63)
FDIC indemnification asset | $1,147 |  | $14
(1) | Includes $584,000 impairment of indemnification asset for loans related to the termination of the loss sharing agreements, which was completed in April 2016.
| December 31, 2015
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $43,855 |  | $557
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (2,171) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (40,349) |  | (461)
Expected loss remaining | 1,335 |  | 96
Assumed loss sharing recovery percentage | 34% |  | 80%
Estimated loss sharing value | 456 |  | 77
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 1,725 |  | —
Accretable discount on FDIC indemnification asset | (36) |  | (63)
FDIC indemnification asset | $2,145 |  | $14
InterBank |
FDIC Indemnification Asset Roll Forward |
| March 31, 2016
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $183,242 |  | $1,702
Non-credit premium/(discount), net of activity since acquisition date | 804 |  | —
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (4,465) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (162,856) |  | (1,377)
Expected loss remaining | 16,725 |  | 325
Assumed loss sharing recovery percentage | 83% |  | 80%
Estimated loss sharing value(1) | 13,934 |  | 260
FDIC loss share clawback | 2,037 |  | —
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 3,572 |  | —
Accretable discount on FDIC indemnification asset | (1,586) |  | (33)
FDIC indemnification asset | $17,957 |  | $227
(1) | Includes $400,000 impairment of indemnification asset for loans
| December 31, 2015
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis for loss sharing determination, |  |  |
net of activity since acquisition date | $193,654 |  | $2,110
Non-credit premium/(discount), net of activity since acquisition date | 902 |  | —
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (4,901) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (170,308) |  | (1,392)
Expected loss remaining | 19,347 |  | 718
Assumed loss sharing recovery percentage | 83% |  | 80%
Estimated loss sharing value | 16,032 |  | 575
FDIC loss share clawback | 2,360 |  | —
Indemnification asset to be amortized resulting from |  |  |
change in expected losses | 3,920 |  | —
Accretable discount on FDIC indemnification asset | (1,801) |  | (33)
FDIC indemnification asset | $20,511 |  | $542
Valley Bank |
FDIC Indemnification Asset Roll Forward |
| March 31, 2016
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis, net of activity since acquisition date | $102,480 |  | $1,114
Non-credit premium/(discount), net of activity since acquisition date | 571 |  | —
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (3,609) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (88,218) |  | (1,092)
Expected loss remaining | $11,224 |  | $22
| December 31, 2015
|  |  | Foreclosed
| Loans |  | Assets
(In Thousands) |  |  |
Initial basis, net of activity since acquisition date | $109,791 |  | $1,017
Non-credit premium/(discount), net of activity since acquisition date | 719 |  | —
Reclassification from nonaccretable discount to accretable discount |  |  |
due to change in expected losses (net of accretion to date) | (3,213) |  | —
Original estimated fair value of assets, net of activity since |  |  |
acquisition date | (93,436) |  | (995)
Expected loss remaining | $13,861 |  | $22

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- Definition Tabular disclosure of the change in the indemnification asset relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC). + References No definition available. + Details
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