Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)

3 Months Ended

Jun. 30, 2016

Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:

	June 30, 2016
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)

One- to four-family residential construction	$--	$--	$--
Subdivision construction	964	975	205
Land development	7,464	7,557	1,442
Commercial construction	--	--	--
Owner occupied one- to four-family residential	3,240	3,524	394
Non-owner occupied one- to four-family residential	1,979	2,225	97
Commercial real estate	26,776	28,692	3,080
Other residential	7,511	7,511	--
Commercial business	1,989	2,056	947
Industrial revenue bonds	--	--	--
Consumer auto	1,176	1,223	176
Consumer other	768	822	115
Home equity lines of credit	387	402	65

Total	$52,254	$54,987	$6,521

	Three Months Ended		Six Months Ended
	June 30, 2016		June 30, 2016
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$--	$--	$--	$--
Subdivision construction	990	23	1,019	30
Land development	7,474	77	7,490	146
Commercial construction	--	--	--	--
Owner occupied one- to four-family residential	3,245	22	3,288	79
Non-owner occupied one- to four-family residential	1,891	52	1,841	52
Commercial real estate	28,987	400	31,037	624
Other residential	7,521	77	8,509	175
Commercial business	2,102	24	2,166	48
Industrial revenue bonds	--	--	--	--
Consumer auto	1,005	21	967	38
Consumer other	867	10	883	29
Home equity lines of credit	410	7	435	19

Total	$54,492	$713	$57,635	$1,240

		At or for the Year Ended December 31, 2015
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$--		$--	$--	$633	$35
Subdivision construction	1,061		1,061	214	3,533	109
Land development	7,555		7,644	1,391	7,432	287
Commercial construction	--		--	--	--	--
Owner occupied one- to four-family
residential	3,166		3,427	389	3,587	179
Non-owner occupied one- to four-family
residential	1,902		2,138	128	1,769	100
Commercial real estate	34,629		37,259	2,556	28,610	1,594
Other residential	9,533		9,533	--	9,670	378
Commercial business	2,365		2,539	1,115	2,268	138
Industrial revenue bonds	--		--	--	--	--
Consumer auto	791		829	119	576	59
Consumer other	802		885	120	672	74
Home equity lines of credit	357		374	61	403	27

Total	$62,161		$65,689	$6,093	$59,153	$2,980

	June 30, 2015
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)

One- to four-family residential construction	$467	$467	$--
Subdivision construction	4,361	4,418	223
Land development	7,334	7,337	1,411
Commercial construction	--	--	--
Owner occupied one- to four-family residential	3,555	3,819	370
Non-owner occupied one- to four-family residential	1,609	1,826	70
Commercial real estate	25,891	27,250	2,130
Other residential	9,729	9,729	--
Commercial business	1,567	1,591	261
Industrial revenue bonds	--	--	--
Consumer auto	561	604	84
Consumer other	604	756	91
Home equity lines of credit	393	492	68

Total	$56,071	$58,289	$4,708

	Three Months Ended		Six Months Ended
	June 30, 2015		June 30, 2015
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$660	$12	$815	$28
Subdivision construction	4,421	53	4,452	106
Land development	7,339	66	7,424	132
Commercial construction	--	--	--	--
Owner occupied one- to four-family residential	3,681	39	3,832	88
Non-owner occupied one- to four-family residential	1,688	20	1,737	45
Commercial real estate	26,275	326	26,456	630
Other residential	9,742	93	9,761	180
Commercial business	1,962	19	2,216	47
Industrial revenue bonds	--	--	--	--
Consumer auto	456	14	440	21
Consumer other	569	16	575	33
Home equity lines of credit	404	4	405	13

Total	$57,197	$662	$58,113	$1,323