XML 42 R32.htm IDEA: XBRL DOCUMENT
v3.5.0.2

Note 7: FDIC Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Policy (Policies) | 9 Months Ended
--- | ---
Sep. 30, 2016
TeamBank |
FDIC Indemnification Asset Policy | TeamBank Loans, Foreclosed Assets and Indemnification Asset. The following tables present the balances of the acquired loans, foreclosed assets and FDIC indemnification asset related to the TeamBank transaction at September 30, 2016 and December 31, 2015. Gross loan balances (due from the borrower) were reduced approximately $414.9 million since the transaction date because of $282.1 million of repayments from borrowers, $61.7 million in transfers to foreclosed assets and $71.1 million in charge-offs to customer loan balances. Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations in this regard. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
Vantus Bank |
FDIC Indemnification Asset Policy | Vantus Bank Loans, Foreclosed Assets and Indemnification Asset. The following tables present the balances of the acquired loans, foreclosed assets and FDIC indemnification asset related to the Vantus Bank transaction at September 30, 2016 and December 31, 2015. Gross loan balances (due from the borrower) were reduced approximately $306.2 million since the transaction date because of $260.3 million of repayments from borrowers, $16.7 million in transfers to foreclosed assets and $29.2 million in charge-offs to customer loan balances. Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations in this regard. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
Sun Security Bank |
FDIC Indemnification Asset Policy | Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset. The following tables present the balances of the acquired loans, foreclosed assets and FDIC indemnification asset related to the Sun Security Bank transaction at September 30, 2016 and December 31, 2015. Gross loan balances (due from the borrower) were reduced approximately $198.2 million since the transaction date because of $138.8 million of repayments from borrowers, $28.4 million in transfers to foreclosed assets and $31.0 million of charge-offs to customer loan balances. Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations in this regard. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
InterBank |
FDIC Indemnification Asset Policy | InterBank Loans, Foreclosed Assets and Indemnification Asset. The following table presents the balances of the acquired loans, foreclosed assets and FDIC indemnification asset related to the InterBank transaction at September 30, 2016 and December 31, 2015. Gross loan balances (due from the borrower) were reduced approximately $232.2 million since the transaction date because of $194.6 million of repayments by the borrower, $15.1 million in transfers to foreclosed assets and $22.5 million of charge-offs to customer loan balances. Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations in this regard. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
Valley Bank |
FDIC Indemnification Asset Policy | Valley Bank Loans and Foreclosed Assets. The following tables present the balances of the loans and discount related to the Valley Bank transaction at September 30, 2016 and December 31, 2015. Gross loan balances (due from the borrower) were reduced by approximately $101.2 million since the transaction date because of $91.3 million of repayments by the borrower, $2.8 million in transfers to foreclosed assets and $7.1 million of charge-offs to customer loan balances. The Valley Bank transaction did not include a loss sharing agreement; however, the loans were recorded at a discount, which is accreted to yield over the life of the loans. Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations in this regard. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

X
- Definition Represents the textual narrative disclosure of FDIC Indemnification Asset Policy, during the indicated time period. + References No definition available. + Details
Name: | fil_FdicIndemnificationAssetPolicyTextBlock
Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_TeambankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_VantusBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_SunSecurityBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_InterbankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessAcquisitionAxis=fil_ValleyBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |