	September 30, 2016
							Total Loans
			Past Due				> 90 Days
	30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
	Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)

One- to four-family
residential construction	$ —	$ —	$ —	$ —	$ 26,540	$ 26,540	$ —
Subdivision construction	—	—	111	111	16,836	16,947	—
Land development	5	40	1,715	1,760	51,825	53,585	—
Commercial construction	—	—	—	—	700,232	700,232	—
Owner occupied one- to four-
family residential	89	636	951	1,676	213,625	215,301	14
Non-owner occupied one- to
four-family residential	—	—	347	347	137,153	137,500	—
Commercial real estate	59	122	7,054	7,235	1,165,287	1,172,522	—
Other residential	178	—	—	178	642,932	643,110	—
Commercial business	93	22	455	570	346,799	347,369	—
Industrial revenue bonds	—	—	—	—	25,215	25,215	—
Consumer auto	4,217	1,353	1,522	7,092	491,006	498,098	1
Consumer other	644	273	680	1,597	68,802	70,399	3
Home equity lines of credit	308	1	338	647	103,367	104,014	—
Acquired FDIC-covered
loans, net of discounts	358	1,890	8,241	10,489	133,931	144,420	117
Acquired loans no longer
covered by loss sharing
agreements, net of
discounts	118	105	2,277	2,500	76,385	78,885	—
Acquired non-covered loans,
net of discounts	556	11	4,406	4,973	77,013	81,986	592
	6,625	4,453	28,097	39,175	4,276,948	4,316,123	727
Less FDIC-supported loans,
and acquired non-covered
loans, net of discounts	1,032	2,006	14,924	17,962	287,329	305,291	709

Total	$ 5,593	$ 2,447	$ 13,173	$ 21,213	$ 3,989,619	$ 4,010,832	$ 18

	December 31, 2015
							Total Loans
						Total	> 90 Days Past
	30-59 Days	60-89 Days	Over 90	Total Past		Loans	Due and
	Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
	(In Thousands)

One- to four-family
residential construction	$ 649	$ —	$ —	$ 649	$ 22,877	$ 23,526	$ —
Subdivision construction	—	—	—	—	38,504	38,504	—
Land development	2,245	148	139	2,532	55,908	58,440	—
Commercial construction	1	—	—	1	600,793	600,794	—
Owner occupied one- to four-
family residential	1,217	345	715	2,277	108,000	110,277	—
Non-owner occupied one- to
four-family residential	—	—	345	345	149,529	149,874	—
Commercial real estate	1,035	471	13,488	14,994	1,028,480	1,043,474	—
Other residential	—	—	—	—	419,549	419,549	—
Commercial business	1,020	9	288	1,317	356,263	357,580	—
Industrial revenue bonds	—	—	—	—	37,362	37,362	—
Consumer auto	3,351	891	721	4,963	434,932	439,895	—
Consumer other	943	236	576	1,755	73,074	74,829	—
Home equity lines of credit	212	123	297	632	83,334	83,966	—
Acquired FDIC-covered loans, net of discounts	7,936	603	9,712	18,251	217,820	236,071	—
Acquired loans no longer covered by FDIC loss sharing agreements,
net of discounts	989	39	33	1,061	32,277	33,338	—
Acquired non-covered loans, net of discounts	1,081	638	5,914	7,633	85,803	93,436	—
	20,679	3,503	32,228	56,410	3,744,505	3,800,915	—
Less FDIC-supported loans,
and acquired non-covered loans, net of discounts	10,006	1,280	15,659	26,945	335,900	362,845	—

Total	$ 10,673	$ 2,223	$ 16,569	$ 29,465	$ 3,408,605	$ 3,438,070	$ —

Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:

	September 30,	December 31,
	2016	2015
	(In Thousands)

One- to four-family residential construction	$ —	$ —
Subdivision construction	111	—
Land development	1,715	139
Commercial construction	—	—
Owner occupied one- to four-family residential	937	715
Non-owner occupied one- to four-family residential	347	345
Commercial real estate	7,054	13,488
Other residential	—	—
Commercial business	455	288
Industrial revenue bonds	—	—
Consumer auto	1,521	721
Consumer other	677	576
Home equity lines of credit	338	297

Total	$ 13,155	$ 16,569

The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2016. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2016:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Balance July 1, 2016	$ 4,184	$ 3,698	$ 16,157	$ 3,013	$ 3,531	$ 7,550	$ 38,133
Provision (benefit) charged to expense	(738)	1,702	1,130	(1,238)	(425)	2,069	2,500
Losses charged off	(38)	—	(1,815)	(1)	(191)	(2,548)	(4,593)
Recoveries	23	15	17	80	33	794	962
Balance September 30, 2016	$ 3,431	$ 5,415	$ 15,489	$ 1,854	$ 2,948	$ 7,865	$ 37,002

Ending balance:

Balance January 1, 2016	$ 4,900	$ 3,190	$ 14,738	$ 3,019	$ 4,203	$ 8,099	$ 38,149
Provision (benefit) charged to expense	(1,387)	2,186	5,114	(1,252)	(1,093)	3,333	6,901
Losses charged off	(129)	—	(5,546)	(31)	(383)	(6,047)	(12,136)
Recoveries	47	39	1,183	118	221	2,480	4,088
Balance September 30, 2016	$ 3,431	$ 5,415	$ 15,489	$ 1,854	$ 2,948	$ 7,865	$ 37,002

Ending balance:
Individually evaluated for
impairment	$ 566	$ —	$ 2,280	$ 1,079	$ 1,046	$ 441	$ 5,412
Collectively evaluated for
impairment	$ 2,258	$ 5,317	$ 13,015	$ 731	$ 1,804	$ 7,254	$ 30,379
Loans acquired and
accounted for under ASC
310-30	$ 607	$ 98	$ 194	$ 44	$ 98	$ 170	$ 1,211

Loans
Individually evaluated for
impairment	$ 5,887	$ 3,977	$ 13,369	$ 9,051	$ 2,326	$ 2,900	$ 37,510
Collectively evaluated for
impairment	$ 390,401	$ 639,133	$ 1,159,153	$ 744,766	$ 370,258	$ 669,611	$ 3,973,322
Loans acquired and
accounted for under ASC
310-30	$ 166,733	$ 31,678	$ 57,240	$ 3,741	$ 7,706	$ 38,193	$ 305,291

The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2015:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Balance July 1, 2015	$ 3,886	$ 3,342	$ 20,191	$ 3,288	$ 3,992	$ 4,999	$ 39,698
Provision (benefit) charged to expense	515	162	(284)	(158)	728	740	1,703
Losses charged off	—	—	(803)	(132)	(193)	(1,312)	(2,440)
Recoveries	36	12	32	81	45	711	917
Balance September 30, 2015	$ 4,437	$ 3,516	$ 19,136	$ 3,079	$ 4,572	$ 5,138	$ 39,878

Balance January 1, 2015	$ 3,455	$ 2,941	$ 19,773	$ 3,562	$ 3,679	$ 5,025	$ 38,435
Provision (benefit) charged to expense	961	546	(45)	(348)	1,618	1,571	4,303
Losses charged off	(66)	(2)	(807)	(329)	(968)	(3,394)	(5,566)
Recoveries	87	31	215	194	243	1,936	2,706
Balance September 30, 2015	$ 4,437	$ 3,516	$ 19,136	$ 3,079	$ 4,572	$ 5,138	$ 39,878

The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2015:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Individually evaluated for
impairment	$ 731	$ —	$ 2,556	$ 1,391	$ 1,115	$ 300	$ 6,093
Collectively evaluated for
impairment	$ 3,464	$ 3,122	$ 11,888	$ 1,570	$ 2,862	$ 7,647	$ 30,553
Loans acquired and
accounted for under ASC
310-30	$ 705	$ 68	$ 294	$ 58	$ 226	$ 152	$ 1,503

Loans
Individually evaluated for
impairment	$ 6,129	$ 9,533	$ 34,629	$ 7,555	$ 2,365	$ 1,950	$ 62,161
Collectively evaluated for
impairment	$ 316,052	$ 410,016	$ 1,008,845	$ 651,679	$ 392,577	$ 596,740	$ 3,375,909
Loans acquired and
accounted for under ASC
310-30	$ 194,697	$ 35,945	$ 73,148	$ 4,981	$ 10,500	$ 43,574	$ 362,845

The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows:

· The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes

· The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes

· The commercial construction segment includes the land development and commercial construction classes

· The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes

A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.

Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:

	September 30, 2016
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)

One- to four-family residential construction	$—	$—	$—
Subdivision construction	851	860	133
Land development	9,051	9,146	1,079
Commercial construction	—	—	—
Owner occupied one- to four-family residential	3,170	3,450	382
Non-owner occupied one- to four-family residential	1,865	2,119	51
Commercial real estate	13,369	16,269	2,280
Other residential	3,977	3,977	—
Commercial business	2,326	2,438	1,046
Industrial revenue bonds	—	—	—
Consumer auto	1,632	1,751	245
Consumer other	886	959	133
Home equity lines of credit	383	396	63

Total	$37,510	$41,365	$5,412

	Three Months Ended		Nine Months Ended
	September 30, 2016		September 30, 2016
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$—	$—	$—	$—
Subdivision construction	924	6	987	36
Land development	9,066	120	8,016	266
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,181	50	3,252	129
Non-owner occupied one- to four-family residential	1,947	31	1,877	83
Commercial real estate	22,325	223	28,133	847
Other residential	6,321	44	7,779	219
Commercial business	2,190	39	2,174	87
Industrial revenue bonds	—	—	—	—
Consumer auto	1,434	55	1,123	93
Consumer other	864	27	876	56
Home equity lines of credit	395	3	422	22

Total	$48,647	$598	$54,639	$1,838

		At or for the Year Ended December 31, 2015
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$—		$—	$—	$633	$35
Subdivision construction	1,061		1,061	214	3,533	109
Land development	7,555		7,644	1,391	7,432	287
Commercial construction	—		—	—	—	—
Owner occupied one- to four-family
residential	3,166		3,427	389	3,587	179
Non-owner occupied one- to four-family
residential	1,902		2,138	128	1,769	100
Commercial real estate	34,629		37,259	2,556	28,610	1,594
Other residential	9,533		9,533	—	9,670	378
Commercial business	2,365		2,539	1,115	2,268	138
Industrial revenue bonds	—		—	—	—	—
Consumer auto	791		829	119	576	59
Consumer other	802		885	120	672	74
Home equity lines of credit	357		374	61	403	27

Total	$62,161		$65,689	$6,093	$59,153	$2,980

	September 30, 2015
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)

One- to four-family residential construction	$712	$712	$—
Subdivision construction	2,531	2,535	218
Land development	7,416	7,421	1,405
Commercial construction	—	—	—
Owner occupied one- to four-family residential	3,462	3,732	411
Non-owner occupied one- to four-family residential	1,853	2,064	134
Commercial real estate	32,232	33,618	3,340
Other residential	9,567	9,567	—
Commercial business	2,701	2,783	473
Industrial revenue bonds	—	—	—
Consumer auto	725	762	109
Consumer other	861	993	129
Home equity lines of credit	430	456	73

Total	$62,490	$64,643	$6,292

	Three Months Ended		Nine Months Ended
	September 30, 2015		September 30, 2015
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$634	$7	$755	$35
Subdivision construction	3,749	32	4,218	99
Land development	7,425	72	7,425	204
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,424	44	3,696	132
Non-owner occupied one- to four-family residential	1,739	30	1,737	75
Commercial real estate	28,026	559	26,979	1,189
Other residential	9,612	106	9,711	286
Commercial business	2,058	62	2,163	109
Industrial revenue bonds	—	—	—	—
Consumer auto	626	19	502	40
Consumer other	732	30	628	63
Home equity lines of credit	395	7	402	20

Total	$58,420	$968	$58,216	$2,252

At September 30, 2016, $17.0 million of impaired loans had specific valuation allowances totaling $5.4 million. At December 31, 2015, $25.1 million of impaired loans had specific valuation allowances totaling $6.1 million.

Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.

The following tables present newly restructured loans during the three and nine months ended September 30, 2016 by type of modification:

At September 30, 2016, the Company had $25.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $8.1 million of construction and land development loans, $7.6 million of single family and multi-family residential mortgage loans, $7.1 million of commercial real estate loans, $1.9 million of commercial business loans and $309,000 of consumer loans. Of the total troubled debt restructurings at September 30, 2016, $22.7 million were accruing interest and $7.9 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the nine months ended September 30, 2016. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2015, the Company had $45.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $7.9 million of construction and land development loans, $13.5 million of single family and multi-family residential mortgage loans, $21.3 million of commercial real estate loans, $2.0 million of commercial business loans and $311,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2015, $39.0 million were accruing interest and $12.2 million were classified as substandard using the Company’s internal grading system.

During the three months ended September 30, 2016, no loans designated as troubled debt restructurings met the criteria for placement back on accrual status. During the nine months ended September 30, 2016, loans designated as troubled debt restructurings totaling $424,000 met the criteria for placement back on accrual status. The $424,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $89,000 of consumer loans. The criteria is generally a minimum of six months of payment performance under original or modified terms.

The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered and previously covered loans are evaluated using this internal grading system. These loans are accounted for in pools and the loans acquired in the InterSavings Bank FDIC transaction are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in these loan pools was identified as of September 30, 2016 and December 31, 2015, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of September 30, 2016 and December 31, 2015, respectively. See Note 7 for further discussion of the acquired loan pools and remaining loss sharing agreements.

The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

		September 30, 2016
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)

One- to four-family residential
construction	$ 25,529	$ —	$ 1,011	$ —	$ —	$ 26,540
Subdivision construction	13,543	18	2,987	399	—	16,947
Land development	42,889	5,140	—	5,556	—	53,585
Commercial construction	700,232	—	—	—	—	700,232
Owner occupied one- to four-
family residential	213,964	30	—	1,307	—	215,301
Non-owner occupied one- to four-
family residential	133,134	471	3,421	474	—	137,500
Commercial real estate	1,142,425	20,819	—	9,278	—	1,172,522
Other residential	638,413	4,519	—	178	—	643,110
Commercial business	343,978	2,440	424	527	—	347,369
Industrial revenue bonds	25,215	—	—	—	—	25,215
Consumer auto	496,491	—	—	1,607	—	498,098
Consumer other	69,665	—	—	734	—	70,399
Home equity lines of credit	103,644	—	—	370	—	104,014
Acquired FDIC-covered loans,
net of discounts	144,224	—	—	196	—	144,420
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	78,833	—	—	52	—	78,885
Acquired non-covered loans,
net of discounts	80,559	—	—	1,427	—	81,986

Total	$ 4,252,738	$ 33,437	$ 7,843	$ 22,105	$ —	$ 4,316,123

	December 31, 2015
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)

One- to four-family residential
construction	$ 22,798	$ —	$ 728	$ —	$ —	$ 23,526
Subdivision construction	34,370	263	3,407	464	—	38,504
Land development	47,357	6,992	—	4,091	—	58,440
Commercial construction	600,794	—	—	—	—	600,794
Owner occupied one- to-four-
family residential	108,584	587	—	1,106	—	110,277
Non-owner occupied one- to-
four-family residential	144,744	516	3,827	787	—	149,874
Commercial real estate	1,005,894	18,805	—	18,775	—	1,043,474
Other residential	409,172	8,422	—	1,955	—	419,549
Commercial business	355,370	1,303	438	469	—	357,580
Industrial revenue bonds	37,362	—	—	—	—	37,362
Consumer auto	439,157	—	—	738	—	439,895
Consumer other	74,167	—	—	662	—	74,829
Home equity lines of credit	83,627	—	—	339	—	83,966
Acquired FDIC-covered loans,
net of discounts	236,055	—	—	16	—	236,071
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	33,237	—	—	101	—	33,338
Acquired non-covered loans,
net of discounts	91,614	—	—	1,822	—	93,436

Total	$ 3,724,302	$ 36,888	$ 8,400	$ 31,325	$ —	$ 3,800,915