<SEC-DOCUMENT>0000927089-16-000693.txt : 20160202
<SEC-HEADER>0000927089-16-000693.hdr.sgml : 20160202
<ACCEPTANCE-DATETIME>20160202172335
ACCESSION NUMBER:		0000927089-16-000693
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20160129
ITEM INFORMATION:		Other Events
FILED AS OF DATE:		20160202
DATE AS OF CHANGE:		20160202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP INC
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		161382012

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<html>
<head>
<title></title>
<!--Licensed to: Silver, Freedman, Taff & Tiernan LLP
    Document created using EDGARfilings PROfile 3.6.1.0
    Copyright 1995 - 2016 Summit Financial Printing, LLC.  All rights reserved.-->
</head>
<body style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif" bgcolor="#ffffff" text="#000000">
<div>
<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">UNITED STATES</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">SECURITIES AND EXCHANGE COMMISSION</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Washington, D.C.&#160;&#160;20549</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 17.1pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">FORM 8-K</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">CURRENT REPORT</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Date of Report&#160;(Date of earliest event reported):&#160; <font style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">January 29, 2016</font></div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table id="5b6f7993c20145608baf858b5d873670" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 80%; BORDER-BOTTOM: black 2px solid" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 22.8pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">GREAT SOUTHERN BANCORP, INC.</div>
</td>
</tr>

<tr>
<td style="WIDTH: 80%" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">(Exact name of registrant as specified in its charter)</div>
</td>
</tr>
</table>
</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table id="d331b8d7febf4de4923e0f4aaa92ae5e" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 32%; BORDER-BOTTOM: black 2px solid" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Maryland</div>
</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 3%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 18%; BORDER-BOTTOM: black 2px solid" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">000-18082</div>
</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 3%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 24%; BORDER-BOTTOM: black 2px solid" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">43-1524856</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32%" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">(State or other jurisdiction</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">of incorporation)</div>
</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 3%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 18%" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">(Commission</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">File Number</div>
</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 3%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 24%" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">I.R.S. Employer</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Identification No.)</div>
</td>
</tr>
</table>
</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table id="6bd8c57efb36400cb49f1a68eb1397ea" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 45%; BORDER-BOTTOM: black 2px solid" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">1451 East Battlefield, Springfield, Missouri</div>
</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 3%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 32%; BORDER-BOTTOM: black 2px solid" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">65804</div>
</td>
</tr>

<tr>
<td style="WIDTH: 45%" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">(Address of principal executive offices)</div>
</td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 3%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 32%" valign="top">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">(Zip Code)</div>
</td>
</tr>
</table>
</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Registrant&#8217;s telephone number, including area code:&#160;&#160;(417) 887-4400</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">[&#160;&#160;]&#160;&#160;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">[&#160;&#160;]&#160;&#160;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>

<div style="TEXT-ALIGN: center">
<table id="145458e916d04bb383fe2685d9c9f1b1" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%" cellspacing="0" cellpadding="0" border="0">
<tr style="LINE-HEIGHT: 12.55pt" valign="top">
<td>
<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: left">[&#160;&#160;]&#160;&#160;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17&#160;&#160;&#160;CFR 240.14d-2(b))</div>
</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: center">
<table id="2217815aa030439bb0e13f8f9e627510" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%" cellspacing="0" cellpadding="0" border="0">
<tr style="LINE-HEIGHT: 12.55pt" valign="top">
<td>
<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: left">[&#160;&#160;]&#160;&#160;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
</td>
</tr>
</table>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 12pt; CLEAR: both; MARGIN-TOP: 12pt">
<hr id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 0px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #ffffff; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #ffffff" noshade="noshade">
</div>

<div style="FONT-SIZE: 12pt">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: left">Item 8.01&#160; Other Events.</div>

<div style="FONT-SIZE: 12pt"><br>
</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; On January 29, 2016, Great Southern Bank, a wholly-owned subsidiary of Great Southern Bancorp, Inc., completed its previously announced acquisition of 12 St. Louis-area branches and related deposits and loans from Cincinnati-based Fifth Third Bank. The acquisition, representing approximately $228 million in deposits and $159 million in loans, increases Great Southern's St. Louis-area banking center total from eight to 20 offices, with approximately $556 million in loans and&#160;$489 million in deposits.</div>
</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div style="FONT-SIZE: 12pt">&#160;</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 12pt; CLEAR: both; MARGIN-TOP: 12pt">
<div id="DSPFPageNumberArea" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center">2</div>

<hr id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 0px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #ffffff; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #ffffff" noshade="noshade">
</div>

<div><br>
 &#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">SIGNATURES</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.</div>

<div style="DISPLAY: block; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table id="0f6f0d5b41094d949b9aad0f57df4fd4" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 34%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 40%" valign="top" align="left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">GREAT SOUTHERN&#160;&#160;BANCORP, INC.</div>
</td>
</tr>

<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 34%; DISPLAY: inline" valign="top">&#160; </td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 40%; DISPLAY: inline" valign="top">&#160; </td>
</tr>

<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 34%; DISPLAY: inline" valign="top">&#160; </td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 40%; DISPLAY: inline" valign="top">&#160; </td>
</tr>

<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 34%; DISPLAY: inline" valign="top">&#160; </td>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 40%; DISPLAY: inline" valign="top">&#160; </td>
</tr>

<tr>
<td style="WIDTH: 34%" valign="top" align="left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:&#160;&#160;</font>February 2, 2016</div>
</td>
<td style="WIDTH: 40%" valign="top" align="left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">By:<font style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;&#160;<font style="FONT-SIZE: 12pt; TEXT-DECORATION: underline; FONT-FAMILY: times new roman">/s/ Joseph W. Turner</font></font><font style="FONT-SIZE: 12pt; TEXT-DECORATION: underline; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
</td>
</tr>

<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 34%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 40%" valign="top" align="left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;&#160;&#160;&#160;&#160;&#160;Joseph W. Turner</div>
</td>
</tr>

<tr>
<td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 34%; DISPLAY: inline" valign="top">&#160; </td>
<td style="WIDTH: 40%" valign="top" align="left">
<div style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; LINE-HEIGHT: 12.55pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;&#160;&#160;&#160;&#160;&#160;President and Chief Executive Officer</div>
</td>
</tr>
</table>
</div>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
