Note 3: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)

12 Months Ended

Dec. 31, 2017

The following summarizes information regarding impaired loans at and during the years ended December 31, 2017, 2016 and 2015:

						Year Ended
		December 31, 2017				December 31, 2017
					Average
			Unpaid		Investment		Interest
	Recorded		Principal	Specific	in Impaired		Income
	Balance		Balance	Allowance	Loans		Recognized
	(In Thousands)

One- to four-family residential construction	$ --		$ --	$ --	$ 193		$ --
Subdivision construction	349		367	114	584		22
Land development	15		18	--	1,793		24
Commercial construction	--		--	--	--		--
Owner occupied one- to four-family
residential	3,405		3,723	331	3,405		166
Non-owner occupied one- to four-family
residential	3,196		3,465	68	2,419		165
Commercial real estate	8,315		8,490	599	9,075		567
Other residential	2,907		2,907	--	3,553		147
Commercial business	3,018		4,222	2,140	5,384		173
Industrial revenue bonds	--		--	--	--		--
Consumer auto	2,713		2,898	484	2,383		222
Consumer other	825		917	124	906		69
Home equity lines of credit	591		648	91	498		33

Total	$ 25,334		$ 27,655	$ 3,951	$ 30,193		$ 1,588

				Year Ended
	December 31, 2016			December 31, 2016
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$ --	$ --	$ --	$ --	$ --
Subdivision construction	818	829	131	948	46
Land development	6,023	6,120	1,291	8,020	304
Commercial construction	--	--	--	--	--
Owner occupied one- to four-family
residential	3,290	3,555	374	3,267	182
Non-owner occupied one- to four-family
residential	1,907	2,177	65	1,886	113
Commercial real estate	10,507	12,121	2,209	23,928	984
Other residential	3,812	3,812	--	6,813	258
Commercial business	4,539	4,652	1,295	2,542	185
Industrial revenue bonds	--	--	--	--	--
Consumer auto	2,097	2,178	629	1,307	141
Consumer other	812	887	244	884	70
Home equity lines of credit	476	492	124	417	32

Total	$ 34,281	$ 36,823	$ 6,362	$ 50,012	$ 2,315

				Year Ended
	December 31, 2015			December 31, 2015
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$ --	$ --	$ --	$ 633	$ 35
Subdivision construction	1,061	1,061	214	3,533	109
Land development	7,555	7,644	1,391	7,432	287
Commercial construction	--	--	--	--	--
Owner occupied one- to four-family
residential	3,166	3,427	389	3,587	179
Non-owner occupied one- to four-family
residential	1,902	2,138	128	1,769	100
Commercial real estate	34,629	37,259	2,556	28,610	1,594
Other residential	9,533	9,533	--	9,670	378
Commercial business	2,365	2,539	1,115	2,268	138
Industrial revenue bonds	--	--	--	--	--
Consumer auto	791	829	119	576	59
Consumer other	802	885	120	672	74
Home equity lines of credit	357	374	61	403	27

Total	$ 62,161	$ 65,689	$ 6,093	$ 59,153	$ 2,980